The Latest

Not All Voices Are the Same: Ten Common Personal Finance Disagreements

Spend less than you earn. Pay off your high interest debts. Save for the future. Many of the tenets of personal finance are essentially common sense. They just work in practically every situation. Still, there are some areas where it’s not nearly as clear cut. Different people will make different arguments when it comes to …

Categories: Getting Started
gardening

Eight Frugal Ways to Unwind

In the crazy, fast-paced world we live in, it’s important to find ways to relax and unwind. Unfortunately, some of the most enjoyable ways to reach peak relaxation aren’t all that cheap. For example, when I think of pure relaxation, I envision myself enjoying a hot stone massage somewhere on the beach. Meanwhile, others relax …

Categories: Frugality, Health

Plan Your Day the Smart Way to Minimize Spending

It’s a pretty simple routine. Almost every morning these days, I spend about 10 minutes planning out the specifics of my day. I pull out my calendar and see what I need to do that day, then start filling in the gaps with things I need to do. I’ll assign a few one-hour blocks to writing. …

What Can I Do If My Credit Card Application is Denied?

If you’ve ever applied for a credit card and been denied, you’re probably wondering whether you did something wrong. Let’s face it – rejection hurts, even if it wasn’t a personal decision. Still, it makes little sense to wallow in embarrassment when you could learn from the situation instead. Chances are, your application was denied for …

Some Thoughts on Privileges and Advantages

The other day, I received a note from a reader who informed me that the only reason that my story of financial recovery was even possible was due to my own “privileges.” So, let’s talk about those. I am a white male. I was born to a family that didn’t have very much money at …

Can You Get a Free Business Checking Account?

If your small business is closely watching a tight bottom line, you’ll be happy to know that free business checking accounts are out there, whether you’d prefer to bank online or at a real brick-and-mortar branch in your area. However, to find them, you may need to do some digging — free business checking is …

Categories: Banking, Small Business

Questions About Homemade Pasta, Birthday Parties, Online Banking, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Checking account “buffer” 2. Choosing between many housing options 3. Cheap boy’s birthday ideas 4. Optimizing the “retire early” point 5. Chance to start over 6. …

Categories: Reader Mailbag

10 Hot Jobs That Simply Cannot Be Shipped Overseas

Over the last decade, two huge issues — rising student loan debt and the lack of entry-level jobs – have been on a collision course. Everywhere we look, we see stories about the growing number of students who accrue debt without ever earning a degree, how America’s students accrue $3,055 in student loan debt every second, and …

Categories: Careers

A Guide to Extreme Food Budgeting

Jeremy writes in: In my current job, I bring in about $780 per biweekly paycheck. I get paid 26 times a year. I make a monthly budget based on two paychecks and use the remaining two per year for an emergency fund and for seasonal expenses like buying Christmas gifts. This means I have $1,560 …

The Daniel Norris Code for Success

“Research the things you love. Gain knowledge. It’s valuable.” – Daniel Norris What would you do if you were suddenly given $2 million? You’d pay your taxes, of course. You’d probably pay off any debts that you had. You might buy a nice home to live in and refresh your vehicles. You might sock some …

Become a subscriber of The Simple Dollar and get a free copy of Trent's e-book today plus exclusive updates.