businesspeople at networking event

I recently had the pleasure of reading Scott Adams’ book How to Fail at Almost Everything and Still Win Big. At one point in the book, Adams refers to a set of skills that will serve a person well in succeeding in virtually any career path that they might choose: Public speaking Psychology Business writing Accounting basics Design basics Conversation Overcoming shyness Second language Golf Proper grammar Persuasion Technology basics Proper voice technique I found this list quite compelling, but …

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With traditional pensions all but disappearing, the workplace retirement plan has become the bedrock of many people’s retirement savings strategy. Four out of five Americans work at a company that offers a 401k (or a variant such as a 403b). And while far too many workers still don’t or can’t contribute to their 401k, it’s a great tool for those who do, for several reasons. For starters, a 401k is one of the easiest ways to begin investing: You don’t …

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This is the final entry in a short summer series covering smart strategies for using leftover staple foods – things like rice, beans, pasta, and so on. Here’s what you do when you cook a bit too much and don’t know what to do with the rest! Before we dig into techniques for using leftover sweet corn, let’s look back at the earlier entries in this series: 10 Smart Ways to Use Leftover Rice 10 Smart Ways to Use Leftover …

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If you started summer with the goal of picking up part-time work, you might wish you had started searching sooner. While it’s still possible you’ll pick up some seasonal employment, most summer job openings have come and gone – at least until next year. But, there are other ways to earn money, some of which don’t require working for someone else. If you could pick up a gig as a dog sitter or house sitter, for example, you could earn …

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One common question that readers send into the Reader Mailbag revolves around learning a particular language without a lot of expense. Most of the well-known methods of learning a language – classroom learning and Rosetta Stone, for example – are quite expensive and, for many people, only really make sense if you have an immediate and urgent need to learn a language for your career path. What if you’re in a less urgent situation, though? Perhaps you want to learn …

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Credit scores aren’t static. They don’t rise and fall like temperature. No, credit scores are simply a snapshot evaluation of your credit report information at a given point in time. But when the information on your credit reports changes, your scores will generally be different the next time they’re calculated. Certain credit events may lead to a predictable difference in your credit scores. For example, if your credit report shows a new missed or late payment, a new collection account, or a …

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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Income change and credit limits 2. Water filter advice 3. Figuring out lifestyle inflation 4. Upgrading wardrobe to “professional” 5. Finding specific used items 6. Best place for Roth IRA? 7. Value of rice cooker 8. Resolving banking error 9. Parking money in retirement 10. Next step after …

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You probably already know that it’s important to have an emergency fund. You know, money that keeps you out of debt and on track, even when life throws you a curveball. You’ve probably also heard that you’re supposed to keep this money in a savings account, safe and sound, so that you can be sure it’s there when you need it. And while you definitely want this money to be safe, it probably bugs you at least a little bit that …

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Whether you’re trying to get out of debt or just need spending money, there’s something eerily satisfying about selling your unwanted “stuff” for cash. Your old picture frames, unworn or outgrown children’s clothing, and forgotten home décor may not hold a place in your heart any longer, but that doesn’t mean someone else won’t gladly swoop these items up – for a price, of course. Because I’ve always been obsessed with earning extra income, I’ve had a rolling garage sale my entire …

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Erika writes in: 23 years old, graduated last summer and finally got a good job in my field making $60K in a good cost of living area. I don’t know what my future holds but right now I am single and live in a tiny low-rent apartment that I am very happy with. I spend most of my time working, hiking, and building professional relationships. So, not many expenses at all. I will probably save 50% of my income this …

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