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	<title>Comments on: The Road To Financial Armageddon #1: The Earliest Mistakes</title>
	<atom:link href="http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-833933</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Wed, 23 Dec 2009 13:02:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-833933</guid>
		<description>Really &lt;em&gt;interesting&lt;/em&gt; post!  Thanks, Trent.</description>
		<content:encoded><![CDATA[<p>Really <em>interesting</em> post!  Thanks, Trent.</p>
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		<title>By: Liz</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-832937</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Mon, 21 Dec 2009 04:39:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-832937</guid>
		<description>I&#039;m just starting to read this site: I found it via zenhabits.net. So far this is probably the most interesting and frank thing I&#039;ve seen on the web in a good while. Nice job. I appreciate the amount of thought that went into this, and how deeply you dug.</description>
		<content:encoded><![CDATA[<p>I&#8217;m just starting to read this site: I found it via zenhabits.net. So far this is probably the most interesting and frank thing I&#8217;ve seen on the web in a good while. Nice job. I appreciate the amount of thought that went into this, and how deeply you dug.</p>
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		<title>By: RB @ Financial Samurai</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-759534</link>
		<dc:creator>RB @ Financial Samurai</dc:creator>
		<pubDate>Sat, 22 Aug 2009 02:06:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-759534</guid>
		<description>Good stuff Trent.  Thanks for sharing.  If you come from poverty, you must be doing incredibly well with the income generated from this site.  Poverty gives great perspective, and makes people appreciate money more in my opinion.</description>
		<content:encoded><![CDATA[<p>Good stuff Trent.  Thanks for sharing.  If you come from poverty, you must be doing incredibly well with the income generated from this site.  Poverty gives great perspective, and makes people appreciate money more in my opinion.</p>
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		<title>By: Tara Bartee</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-731473</link>
		<dc:creator>Tara Bartee</dc:creator>
		<pubDate>Sun, 19 Jul 2009 20:53:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-731473</guid>
		<description>My dad grew up in a household that struggled through the depression.  My mom grew up in a household of feast and famine.  My dad valued status, and behaved as if his credit limits were cash on hand. My mom had better sense, but did respond when Sears told her she could spend $xxx and still have the same payment.  It took me until my late 50s to overcome the lessons learned at home.  

I am in pretty good shape now, and really appreciate this site for helping me keep my head on straight. Thanks</description>
		<content:encoded><![CDATA[<p>My dad grew up in a household that struggled through the depression.  My mom grew up in a household of feast and famine.  My dad valued status, and behaved as if his credit limits were cash on hand. My mom had better sense, but did respond when Sears told her she could spend $xxx and still have the same payment.  It took me until my late 50s to overcome the lessons learned at home.  </p>
<p>I am in pretty good shape now, and really appreciate this site for helping me keep my head on straight. Thanks</p>
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		<title>By: Trina</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-731343</link>
		<dc:creator>Trina</dc:creator>
		<pubDate>Sun, 19 Jul 2009 16:35:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-731343</guid>
		<description>Congratulations Trent on turning a bad situation into a positive and getting your financial situation in order.  

What I just read describes my husband to a T.  He also grew up without money and learned to never ask or accept help.

He&#039;s now 40 and still walks around with an empty wallet between paychecks because it&#039;s impossible for him to save even a dollar.  He pays his share of our household bills but as far as saving the rest goes he&#039;s a total victim of his childhood. 
I was raised middle class by parents who grew up poor and I was taught at an early age to save, save, save.  For 10yrs I tried to get my husband to do the same to no avail. That and other issues have put us on the road to divorce. 
Although we&#039;re separated I still hope that one day he&#039;ll eventually learn to live for the future instead of waiting for that next big windfall to buy a little happiness.
By the way, I haven&#039;t always saved, I admit that I sometimes got caught up in his spending sprees and when I found myself $20,000 in credit card debt, I quickly woke up, paid off my debt with the help of a credit counseling program and never looked back.
I&#039;ve been reading your articles off and on for about two yrs and you have provided some great information and tips. Thank you and keep up the great work.</description>
		<content:encoded><![CDATA[<p>Congratulations Trent on turning a bad situation into a positive and getting your financial situation in order.  </p>
<p>What I just read describes my husband to a T.  He also grew up without money and learned to never ask or accept help.</p>
<p>He&#8217;s now 40 and still walks around with an empty wallet between paychecks because it&#8217;s impossible for him to save even a dollar.  He pays his share of our household bills but as far as saving the rest goes he&#8217;s a total victim of his childhood.<br />
I was raised middle class by parents who grew up poor and I was taught at an early age to save, save, save.  For 10yrs I tried to get my husband to do the same to no avail. That and other issues have put us on the road to divorce.<br />
Although we&#8217;re separated I still hope that one day he&#8217;ll eventually learn to live for the future instead of waiting for that next big windfall to buy a little happiness.<br />
By the way, I haven&#8217;t always saved, I admit that I sometimes got caught up in his spending sprees and when I found myself $20,000 in credit card debt, I quickly woke up, paid off my debt with the help of a credit counseling program and never looked back.<br />
I&#8217;ve been reading your articles off and on for about two yrs and you have provided some great information and tips. Thank you and keep up the great work.</p>
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		<title>By: Lucy Valderez</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-719702</link>
		<dc:creator>Lucy Valderez</dc:creator>
		<pubDate>Tue, 07 Jul 2009 04:45:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-719702</guid>
		<description>I also grew up an impoverished child in rural Iowa.  I&#039;m glad that you have used your background as a forefront for a more frugal lifestyle.  You bring a great sense of pride to your fellow Iowans.  Unfortunately, things didn&#039;t work out so nicely for me and mine.  Even after packing lunches for road trips, consolidating my loans, and repairing my clothing instead of replacing them, a bout with cholera wiped out most of my nine brothers and sisters. Destitute and wracked with illness, my sister Lolita and I were sent to Des Moines for medical experiments so our parents could save enough money to send us to a special school where we could learn how to retread tires. Thanks for nothing. 
Sincerely yours,
Lucy Valderez</description>
		<content:encoded><![CDATA[<p>I also grew up an impoverished child in rural Iowa.  I&#8217;m glad that you have used your background as a forefront for a more frugal lifestyle.  You bring a great sense of pride to your fellow Iowans.  Unfortunately, things didn&#8217;t work out so nicely for me and mine.  Even after packing lunches for road trips, consolidating my loans, and repairing my clothing instead of replacing them, a bout with cholera wiped out most of my nine brothers and sisters. Destitute and wracked with illness, my sister Lolita and I were sent to Des Moines for medical experiments so our parents could save enough money to send us to a special school where we could learn how to retread tires. Thanks for nothing.<br />
Sincerely yours,<br />
Lucy Valderez</p>
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		<title>By: Sue</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-666033</link>
		<dc:creator>Sue</dc:creator>
		<pubDate>Mon, 18 May 2009 18:01:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-666033</guid>
		<description>This is a great recipe, and fun too. What I did to get rid of the big slim goop, the next moring I use my hand mixer. That left me with a nice thick liquid.</description>
		<content:encoded><![CDATA[<p>This is a great recipe, and fun too. What I did to get rid of the big slim goop, the next moring I use my hand mixer. That left me with a nice thick liquid.</p>
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		<title>By: Steve Sherron</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-634865</link>
		<dc:creator>Steve Sherron</dc:creator>
		<pubDate>Mon, 20 Apr 2009 22:06:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-634865</guid>
		<description>Too bad Christine doesn&#039;t post her blog so we can grade her on her writing abilities. Her comments were too wordy for me.</description>
		<content:encoded><![CDATA[<p>Too bad Christine doesn&#8217;t post her blog so we can grade her on her writing abilities. Her comments were too wordy for me.</p>
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		<title>By: JB</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-634771</link>
		<dc:creator>JB</dc:creator>
		<pubDate>Mon, 20 Apr 2009 20:43:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-634771</guid>
		<description>I think introspection is a powerful tool to achieve change in one&#039;s life. All too often, many people either do not take the time to reflect due to the fast-paced lifestyle they live or refuse to do so because of fear, anger or any other emotion that they might encounter if they started to peel back the layers to understand why they do the things that they do. I&#039;ve followed The Simple Dollar for some time now. It is interesting to see how things started for you as a writer and financially. Thanks for the post and the encouragement to make changes in my own life.</description>
		<content:encoded><![CDATA[<p>I think introspection is a powerful tool to achieve change in one&#8217;s life. All too often, many people either do not take the time to reflect due to the fast-paced lifestyle they live or refuse to do so because of fear, anger or any other emotion that they might encounter if they started to peel back the layers to understand why they do the things that they do. I&#8217;ve followed The Simple Dollar for some time now. It is interesting to see how things started for you as a writer and financially. Thanks for the post and the encouragement to make changes in my own life.</p>
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		<title>By: Angela</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-633147</link>
		<dc:creator>Angela</dc:creator>
		<pubDate>Sun, 19 Apr 2009 16:03:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-633147</guid>
		<description>Wow, you could have been writing about my childhood too. Even now my husband and I use WIC and my Mother still gets upset about it. It allows us to do other nice things for our children but she just sees it as a shameful. Oh well....</description>
		<content:encoded><![CDATA[<p>Wow, you could have been writing about my childhood too. Even now my husband and I use WIC and my Mother still gets upset about it. It allows us to do other nice things for our children but she just sees it as a shameful. Oh well&#8230;.</p>
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		<title>By: Christine</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-601456</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Mon, 30 Mar 2009 14:36:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-601456</guid>
		<description>Trent- I&#039;ve really enjoyed your articles; you not only discuss saving money, you touch on other interesting subjects, too. I know from reading your story that you started this blog because you wanted to write. May I make a suggestion? You&#039;re a mite wordy. For example, cut out some of the &quot;I tend to...&quot; and just say &quot;I...&quot;. Also, on the above post, you wrote, &quot;It wasn&#039;t long before I found myself maturing into my teenage years...&quot;, when &quot;As a teenager...&quot; would have sufficed. I feel your articles would be even more enjoyable to read than they already are if some of the wordiness was cut out. 
P.S. Congratulations on your Toyota purchase! I&#039;m a loyal Toyota consumer myself.</description>
		<content:encoded><![CDATA[<p>Trent- I&#8217;ve really enjoyed your articles; you not only discuss saving money, you touch on other interesting subjects, too. I know from reading your story that you started this blog because you wanted to write. May I make a suggestion? You&#8217;re a mite wordy. For example, cut out some of the &#8220;I tend to&#8230;&#8221; and just say &#8220;I&#8230;&#8221;. Also, on the above post, you wrote, &#8220;It wasn&#8217;t long before I found myself maturing into my teenage years&#8230;&#8221;, when &#8220;As a teenager&#8230;&#8221; would have sufficed. I feel your articles would be even more enjoyable to read than they already are if some of the wordiness was cut out.<br />
P.S. Congratulations on your Toyota purchase! I&#8217;m a loyal Toyota consumer myself.</p>
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		<title>By: Hot Coupons</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-592139</link>
		<dc:creator>Hot Coupons</dc:creator>
		<pubDate>Wed, 25 Mar 2009 11:26:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-592139</guid>
		<description>I agree with you that I believed that accepting help from anyone was bad. I was also born in a poor famliy. When I was a little child and I alomost have no money. Before I graduated from college, all my money come from my parents. After I graduated and work, i have my own money. I am very careful about spending money. I don&#039;t do any investment but put all savings in bank. I am happy when I spend my own money.</description>
		<content:encoded><![CDATA[<p>I agree with you that I believed that accepting help from anyone was bad. I was also born in a poor famliy. When I was a little child and I alomost have no money. Before I graduated from college, all my money come from my parents. After I graduated and work, i have my own money. I am very careful about spending money. I don&#8217;t do any investment but put all savings in bank. I am happy when I spend my own money.</p>
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		<title>By: Jane FairlyPrice</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-573965</link>
		<dc:creator>Jane FairlyPrice</dc:creator>
		<pubDate>Sun, 15 Mar 2009 12:32:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-573965</guid>
		<description>I visit your site every day. So of course I had to see where it all started. I honestly think this post is great. let post more great topic!</description>
		<content:encoded><![CDATA[<p>I visit your site every day. So of course I had to see where it all started. I honestly think this post is great. let post more great topic!</p>
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		<title>By: Millionaire Acts</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-548755</link>
		<dc:creator>Millionaire Acts</dc:creator>
		<pubDate>Tue, 03 Mar 2009 08:22:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-548755</guid>
		<description>I agree with one of the comments. People who did not experience poverty or any kind of hardship will tend to spend lavishly if they, say for example, won the lotto or received any cash windfall. 

In contrast, people who really work hard to earn their money will turn out to be better in managing their finances.</description>
		<content:encoded><![CDATA[<p>I agree with one of the comments. People who did not experience poverty or any kind of hardship will tend to spend lavishly if they, say for example, won the lotto or received any cash windfall. </p>
<p>In contrast, people who really work hard to earn their money will turn out to be better in managing their finances.</p>
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		<title>By: MeekWoman</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-510452</link>
		<dc:creator>MeekWoman</dc:creator>
		<pubDate>Sat, 07 Feb 2009 03:49:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-510452</guid>
		<description>Hi Trent,

I&#039;ve been visiting your blog on and off for about 5 months now, but regularly for 2 months.  You are such an inspiration, and many of your articles hit home.

Thank you, and keep blogging!</description>
		<content:encoded><![CDATA[<p>Hi Trent,</p>
<p>I&#8217;ve been visiting your blog on and off for about 5 months now, but regularly for 2 months.  You are such an inspiration, and many of your articles hit home.</p>
<p>Thank you, and keep blogging!</p>
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		<title>By: mfst***tnqyY5tQ</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-479535</link>
		<dc:creator>mfst***tnqyY5tQ</dc:creator>
		<pubDate>Thu, 15 Jan 2009 14:27:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-479535</guid>
		<description>justadropbox@aol.com</description>
		<content:encoded><![CDATA[<p><a href="mailto:justadropbox@aol.com">justadropbox@aol.com</a></p>
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		<title>By: mfst***OVgPiwIu</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-479533</link>
		<dc:creator>mfst***OVgPiwIu</dc:creator>
		<pubDate>Thu, 15 Jan 2009 14:27:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-479533</guid>
		<description>Zg7SO@www.thesimpledollar.com</description>
		<content:encoded><![CDATA[<p><a href="mailto:Zg7SO@www.thesimpledollar.com">Zg7SO@www.thesimpledollar.com</a></p>
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		<title>By: To: LeYV2T@HTOF.com
From: EhQh@wUg8.com
Subject: mfst***DdwXgPRK
Bcc: justadropbox@aol.com

DdwXgPRK

.</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-479532</link>
		<dc:creator>To: LeYV2T@HTOF.com
From: EhQh@wUg8.com
Subject: mfst***DdwXgPRK
Bcc: justadropbox@aol.com

DdwXgPRK

.</dc:creator>
		<pubDate>Thu, 15 Jan 2009 14:27:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-479532</guid>
		<description>Ow6Qsc@www.thesimpledollar.com</description>
		<content:encoded><![CDATA[<p><a href="mailto:Ow6Qsc@www.thesimpledollar.com">Ow6Qsc@www.thesimpledollar.com</a></p>
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		<title>By: Sofie</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-461213</link>
		<dc:creator>Sofie</dc:creator>
		<pubDate>Sat, 03 Jan 2009 21:39:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-461213</guid>
		<description>Hello Trent... awesome website.  Just stumbled upon it looking for online tips on coupon clipping for a simple post I&#039;m writing and wow!  I found a goldmine of info that goes way beyond coupon clipping. Your story will no doubt inspire my readers as much as it inspires me. The prudent lessons you pass along are lessons this nation must collectively learn, government as well as individuals, so please keep up the good work!</description>
		<content:encoded><![CDATA[<p>Hello Trent&#8230; awesome website.  Just stumbled upon it looking for online tips on coupon clipping for a simple post I&#8217;m writing and wow!  I found a goldmine of info that goes way beyond coupon clipping. Your story will no doubt inspire my readers as much as it inspires me. The prudent lessons you pass along are lessons this nation must collectively learn, government as well as individuals, so please keep up the good work!</p>
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		<title>By: Jennifer</title>
		<link>http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/comment-page-1/#comment-435290</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Wed, 10 Dec 2008 16:14:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2006/10/31/the-road-to-financial-armageddon-1-the-earliest-mistakes/#comment-435290</guid>
		<description>Im in need of a fast cash donation to get a photo copying machine to continue doing God&#039;s work of distributing religious articles, booklets, pamplets to encourage God&#039;s people to come back to Him. Also, Im an unpublished writer of children&#039;s books, desperatley seeking publication... see website of brief synopsis of all my stories.</description>
		<content:encoded><![CDATA[<p>Im in need of a fast cash donation to get a photo copying machine to continue doing God&#8217;s work of distributing religious articles, booklets, pamplets to encourage God&#8217;s people to come back to Him. Also, Im an unpublished writer of children&#8217;s books, desperatley seeking publication&#8230; see website of brief synopsis of all my stories.</p>
]]></content:encoded>
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