Yesterday was the coldest day of the year. The temperature dropped at least 30 degrees F compared to earlier days. So what do I see when I visit CNN.com today? An article announcing that, indeed, temperatures will be dropping about 30 degrees in a day or so. Welcome to flyover country, which doesn’t really exist. On to personal finance news…

My Heart Broke Yesterday This is the real cost of debt, right here. I honestly think if my job prevented me from being there for my child when he needed me, I would quit that job. I’d rather work at Home Depot for $9 an hour than have my child believe that I didn’t love him with all my heart. Debt presents us all with some terrifying choices. (@ blogging away debt)

Personal Finance Writers Are Worthless This person is spot on. Personal finance sites are worthless. I mean, all we write about is debt and stuff. (I actually imagine this person chewing pink bubble gum and staring off into space.) (@ personal finance advice)