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The Simple Dollar Morning Roundup: Tired Boy Edition 1comment
The Christmas season is wonderful, but it can sure wear a person out. Especially when you have a one year old boy who likes to touch and pull on the Christmas tree lights. Onto the personal finance news…
Why You Need (or Don’t Need) a Down Payment Want to know why I read Generation X Finance? This link pretty much explains it all. (@ generation x finance)
Are We Wasting Our Time and Money With Frequent Flier Miles and Credit Card Points? It’s not a waste of time if you manage to view them for what they actually are: just a nice bonus, not the answer to any of life’s problems. If you ever justify a purchase with a credit card bonus program, you have a problem, and it’s not the program’s fault. (@ it’s just money)

My new book, The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams, is available in bookstores now! Check out some of the 







I know a good few millionaires locally and they all funnel all their expenses through their credit cards to collect points. Why not? I mean, if you’re going to spend the money anyways, might as well get a few points for the spending.
FrugalTrader
http://www.MillionDollarJourney.com