Comments on: Three Simple Steps For Making Your Credit Cards Manageable Again http://www.thesimpledollar.com/2006/12/12/three-simple-steps-for-making-your-credit-cards-manageable-again/ Simple, applicable personal finance advice for the modern world Sat, 21 Nov 2009 23:44:30 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: credit card user http://www.thesimpledollar.com/2006/12/12/three-simple-steps-for-making-your-credit-cards-manageable-again/comment-page-1/#comment-12317 credit card user Thu, 22 Mar 2007 07:26:04 +0000 http://www.thesimpledollar.com/2006/12/12/three-simple-steps-for-making-your-credit-cards-manageable-again/#comment-12317 It is very difficult to apply for a credit card with a 0% transfer offer when you have bad credit history and you are already deeply in debt. Looking at the steps you took I would think that the amount of the money you owned wasn't too big. It is very difficult to apply for a credit card with a 0% transfer offer when you have bad credit history and you are already deeply in debt. Looking at the steps you took I would think that the amount of the money you owned wasn’t too big.

]]> By: William Wallets http://www.thesimpledollar.com/2006/12/12/three-simple-steps-for-making-your-credit-cards-manageable-again/comment-page-1/#comment-1009 William Wallets Wed, 13 Dec 2006 17:23:47 +0000 http://www.thesimpledollar.com/2006/12/12/three-simple-steps-for-making-your-credit-cards-manageable-again/#comment-1009 Good post! I like the tips. Just some other things that I have found to be helpful in my experience. 1) Get someone to cut up the credit cards that you're not going to use to make purchases anymore. This will prevent you from being tempted to use them. This means the debt goes down, not up! 2) While you're paying off your debt, make the minimum payment to call of your cards FIRST. Then use everything else you can afford to put money towards the card with the highest interest rate. The first part is important because you want to keep your credit score intact by not having any late payments. Another informative post, thanks!! -William <a href="http://www.afinancialrevolution.com/" rel="nofollow">A Financial Revolution</a> Good post! I like the tips. Just some other things that I have found to be helpful in my experience.

1) Get someone to cut up the credit cards that you’re not going to use to make purchases anymore. This will prevent you from being tempted to use them. This means the debt goes down, not up!

2) While you’re paying off your debt, make the minimum payment to call of your cards FIRST. Then use everything else you can afford to put money towards the card with the highest interest rate. The first part is important because you want to keep your credit score intact by not having any late payments.

Another informative post, thanks!!

-William
A Financial Revolution

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