Comments on: Ten Ways To Avoid Financially Irresponsible Buying http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/ Simple, applicable personal finance advice for the modern world Sat, 21 Nov 2009 23:44:30 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: santhosh http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-602617 santhosh Tue, 31 Mar 2009 08:05:20 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-602617 it is a nice aricle who are living with debts and still spending than saving. it is a nice aricle who are living with debts and still spending than saving.

]]> By: steve http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-342357 steve Thu, 31 Jul 2008 03:10:27 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-342357 Bob- Actually, what you wrote isn't quite right-- every time you see a cell phone that's new and cool you don't HAVE to buy it, you actively CHOOSE to buy it. If you think about it, you'll see it's true. And once you realize that you made a choice, you'll realize you have choice and might decide to make a different kind of choice the next time. Well, it's been about 10 months since your post, but maybe that's a useful comment to someone who's reading! Bob-

Actually, what you wrote isn’t quite right– every time you see a cell phone that’s new and cool you don’t HAVE to buy it, you actively CHOOSE to buy it.

If you think about it, you’ll see it’s true. And once you realize that you made a choice, you’ll realize you have choice and might decide to make a different kind of choice the next time.

Well, it’s been about 10 months since your post, but maybe that’s a useful comment to someone who’s reading!

]]> By: Bob http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-84396 Bob Tue, 09 Oct 2007 22:30:06 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-84396 Although you may want a certain goal, it is very hard to pass up something cool that you really want. For example, i have a problem, Everytime i see a Cell phone thats new and cool I have to buy it. I have bought over 3 cellphones in the last two months that have cost me over 300$$$ each. Although you may want a certain goal, it is very hard to pass up something cool that you really want. For example, i have a problem, Everytime i see a Cell phone thats new and cool I have to buy it. I have bought over 3 cellphones in the last two months that have cost me over 300$$$ each.

]]> By: edith http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-67586 edith Fri, 07 Sep 2007 03:32:39 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-67586 i have been a compulsive buyer since i had my first job but because i heard too many nasty things about credit card nightmares, i have not used credit card for any frivolous purchase. i only use it for convenient transfers like fees, and when i need cash, i know i can cover that quickly, because i have cash elsewhere. i am learning to be a smart buyer everyday, and i don't feel hanging and lost when i need to get anything. i know what i need and watch many people run around buying everything as i used to do. i am happier now that i choose to be cautious and levelheaded. i have been a compulsive buyer since i had my first job but because i heard too many nasty things about credit card nightmares, i have not used credit card for any frivolous purchase. i only use it for convenient transfers like fees, and when i need cash, i know i can cover that quickly, because i have cash elsewhere. i am learning to be a smart buyer everyday, and i don’t feel hanging and lost when i need to get anything. i know what i need and watch many people run around buying everything as i used to do. i am happier now that i choose to be cautious and levelheaded.

]]> By: Stargirl http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-3824 Stargirl Wed, 24 Jan 2007 02:53:46 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-3824 There are some great tips in here, and just wanted to let you know that I've added a link to you on my own blog :) Thanks for the motivation! There are some great tips in here, and just wanted to let you know that I’ve added a link to you on my own blog :) Thanks for the motivation!

]]> By: Lazy Man and Money http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-3286 Lazy Man and Money Tue, 16 Jan 2007 16:33:45 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-3286 I'd be worried about following #4. You never know when a true emergency or great opportunity could appear. Perhaps your car breaks down. Perhaps that cologne is on sale 70% off and you were getting low on it anyway. The best answer is just use the self control. Maybe the 10 second rule needs to expand to 20 seconds :-). I’d be worried about following #4. You never know when a true emergency or great opportunity could appear. Perhaps your car breaks down. Perhaps that cologne is on sale 70% off and you were getting low on it anyway. The best answer is just use the self control. Maybe the 10 second rule needs to expand to 20 seconds :-).

]]> By: MidnightUT http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-3255 MidnightUT Tue, 16 Jan 2007 01:35:33 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-3255 My wife and I do the same thing as Chris kind of. We each get a small monthly allowance. It allows us to each enjoy some guilty pleasures that we can't really justify, and allows us a sense of financial freedom without really harming the budget. We can save up for more expensive items if its something we really want, and often times you realize its not worth it. I also highly recommend it for couples, as it takes away a lot of animosity over seemingly frivolous purchases. My wife and I do the same thing as Chris kind of. We each get a small monthly allowance. It allows us to each enjoy some guilty pleasures that we can’t really justify, and allows us a sense of financial freedom without really harming the budget. We can save up for more expensive items if its something we really want, and often times you realize its not worth it. I also highly recommend it for couples, as it takes away a lot of animosity over seemingly frivolous purchases.

]]> By: Isabeau http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-3253 Isabeau Tue, 16 Jan 2007 01:28:17 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-3253 Paperbackswap.com! It's saved me hundreds of dollars, and it's desperately in need of people to shift the balance away from romance novels. Paperbackswap.com! It’s saved me hundreds of dollars, and it’s desperately in need of people to shift the balance away from romance novels.

]]> By: Chris http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/comment-page-1/#comment-3238 Chris Mon, 15 Jan 2007 21:36:45 +0000 http://www.thesimpledollar.com/2007/01/15/ten-ways-to-avoid-financially-irresponsible-buying/#comment-3238 Something along the same lines is that I budget myself $100 per week in misc items. So I've been putting off items with the thought of "I'll get it next week" or "I'll save two weeks for that", but since the item is really non-essential, other more essential things come up, and I forget all about that random item I wanted. I still feel free to go out, and waste some money, but I have a relief valve to keep me from spending WAY too much. Something along the same lines is that I budget myself $100 per week in misc items. So I’ve been putting off items with the thought of “I’ll get it next week” or “I’ll save two weeks for that”, but since the item is really non-essential, other more essential things come up, and I forget all about that random item I wanted. I still feel free to go out, and waste some money, but I have a relief valve to keep me from spending WAY too much.

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