Month: May 2014

Coupon Brokers Take The Work Out Of Clipping Coupons

As I’ve discussed before, I’m a big fan of sensible coupon use. I rarely enter a grocery store without a shopping list with fifteen coupons paperclipped to it, and people in line behind me are often shocked as they watch my shopping total go down, down, down to sometimes amazingly low amounts. I wouldn’t want …

31 Days To Fix Your Finances, Day 27: Keeping Good Records

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Now that you’ve built a value-oriented budget and evaluated your life in terms of your rediscovered central values, it’s time to take care of a little bit of housekeeping. The first part …

Categories: Money

Reducing The Cost Of Caring For Cats (And Dogs) While Improving Their Quality Of Life

My wife, my son, and I have two cats. The first one we acquired is Bill (short for Belinda, because Bill is a female cat): The second cat we acquired is named Fancy: A bit of background: I grew up in a household where my father was highly allergic to cats and thus had an …

Categories: Frugality

Review: Jim Cramer’s Real Money

In the past, I concluded that Jim Cramer’s success was due to the entertainment factor. I had never heard of him before tuning into his show on CNBC, where his … enthusiasm for picking stocks seems to know no bounds. I generally concluded that he was a cartoon figure and left it at that, but …

Deconstructing Robert Kiyosaki

This week, The Simple Dollar is deconstructing five top personal finance and investing pundits and asking the big questions about their track record and their message. Update: Based on the strong feedback on this piece, I wrote a lengthy review of Robert Kiyosaki’s Rich Dad, Poor Dad which highlights some of the issues discussed below. …

Categories: Books and Reading

Free Up Extra Money For Debt Payment & Investments

Every once in a while, I look through my collections of various media (more specifically, DVDs, books, video games, and CDs) and realize that it contains a lot of things that I’ll likely never look at or listen to again. I might have a sentimental attachment to some of the items, but for many of …

31 Days To Fix Your Finances, Day 26: Refining Your Budget

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. For the last several days, we’ve been focused primarily on digging through our monthly expenses and looking for places to trim away some fat. It will take some time for this to …

Categories: Money

Ben Stein Is The Best Yahoo! Finance Columnist, Period: Here Are Ten Reasons Why

Today, I spent some time exploring the redesigned Yahoo! Finance site and inevitably I wound up reading the latest works of some of the columnists there. In the past, I was pretty harsh on some of their columnists, but I have always quite enjoyed the work of Ben Stein, and thus I spent an hour …

Jim Cramer’s Real Money: Buy or Don’t Buy?

This week, The Simple Dollar takes a look at Jim Cramer’s Real Money. Cramer has made a huge name for himself in stock picking punditry and he claims to reveal his methodology in this book. Is it worth reading? Let’s find out. I won’t be shy about it: I really enjoyed this book. If I …

Deconstructing David Bach

This week, The Simple Dollar is deconstructing five top personal finance and investing pundits and asking the big questions about their track record and their message. David Bach was the first personal finance guru that I became familiar with due to media appearances, as I saw him pop up several times on The Oprah Winfrey …

Categories: Books and Reading

Setting Daily Metrics For Personal Finance Success (And Success In Other Areas, Too!)

We’ve all heard the maxim of “taking it one day at a time.” I’ve even discussed making a one day commitment to personal finance change. But for most of us (I can certainly say it’s true for me and my friends and coworkers), the biggest problem to achieving bigger goals, like paying off credit card …

31 Days To Fix Your Finances, Day 25: Evaluating Your Expenses – Credit Cards

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. Today is the final day of expense evaluation before we begin to tie things up (the month is nearing an end, after all), so today we’ll tackle what is perhaps the biggest …

Categories: Money

Reader Question: College Student Crushed By Credit Cards

Recently, I received an email from a reader of The Simple Dollar who laid out an interesting yet familiar story: My girlfriend is a junior in college and she’s managed to dig herself into about $2500 worth of high-interest debt by accumulating credit cards from retail stores (20-24% interest rates). She always makes her minimum …

Jim Cramer’s Real Money: General Trading Advice

This week, The Simple Dollar takes a look at Jim Cramer’s Real Money. Cramer has made a huge name for himself in stock picking punditry and he claims to reveal his methodology in this book. Is it worth reading? Let’s find out. As I mentioned earlier in the week, the frenetic writing style of this …

Deconstructing Suze Orman

This week, The Simple Dollar is deconstructing five top personal finance and investing pundits and asking the big questions about their track record and their message. If you flip through the channels on many evenings, you’ve probably seen Suze, perched behind her desk on her personal finance show on CNBC. You almost can’t help but …

Categories: Books and Reading

Digging Through The Comments: Readers Of The Simple Dollar Speak Out

Occasionally, I like to highlight comments about various articles on The Simple Dollar for several reasons. One, it lets me highlight some of my best readers and let them know that I really value their comments. Two, it lets everyone else know how integral comments are to The Simple Dollar. And three, after sifting through …

31 Days To Fix Your Finances, Day 24: Evaluating Your Expenses – Entertainment & Hobbies

The Simple Dollar offers a month-long plan for fixing your finances. All you need is an open mind and an hour each day. If you’ve been following along with this series and have been participating in the expense evaluations of the last week, you’re probably feeling pretty good about your financial direction. Now we come …

Categories: Money

The Life Map: Connecting Your Daily Activities And Spending To Your Lifelong Goals And Dreams

Over the weekend, I participated in a really interesting activity that reinvigorated me to keep working towards my lifelong goals and dreams. It took some time (about an hour and a half), but when I was finished, it was worth every second of it. The best part? I had constructed a tool that keeps driving …

Categories: Getting Started

Jim Cramer’s Real Money: Building A Ten Stock Portfolio

This week, The Simple Dollar takes a look at Jim Cramer’s Real Money. Cramer has made a huge name for himself in stock picking punditry and he claims to reveal his methodology in this book. Is it worth reading? Let’s find out. Another interesting portion of the book was Jim’s recommendation of a ten stock …