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	<title>Comments on: Cutting Down On Splurges: How I Did It &#8211; And You Can Too</title>
	<atom:link href="http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Jihan</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-504409</link>
		<dc:creator>Jihan</dc:creator>
		<pubDate>Mon, 02 Feb 2009 04:34:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-504409</guid>
		<description>I have to agree with the spendings of having a drink with friends. I used to hang out with a few friends and we occasionally bought food and stuff. Not to mention to stay in the cafe, we&#039;d have to buy stuff such as a cup of coffee or tea which is $1 and sometimes an overpriced snack and to play a few games in the machines they have went to probably $4 and then having to eat out with them costs another $5 at LEAST.</description>
		<content:encoded><![CDATA[<p>I have to agree with the spendings of having a drink with friends. I used to hang out with a few friends and we occasionally bought food and stuff. Not to mention to stay in the cafe, we&#8217;d have to buy stuff such as a cup of coffee or tea which is $1 and sometimes an overpriced snack and to play a few games in the machines they have went to probably $4 and then having to eat out with them costs another $5 at LEAST.</p>
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		<title>By: Robin</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-202076</link>
		<dc:creator>Robin</dc:creator>
		<pubDate>Mon, 10 Mar 2008 19:51:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-202076</guid>
		<description>Nice article.  Unfortunately our local library tries hard, but often misses.  I joined a paperbackswap club, and while I pay shipping costs, I don&#039;t pay full price for books any longer and I don&#039;t have them taking up space in my house.</description>
		<content:encoded><![CDATA[<p>Nice article.  Unfortunately our local library tries hard, but often misses.  I joined a paperbackswap club, and while I pay shipping costs, I don&#8217;t pay full price for books any longer and I don&#8217;t have them taking up space in my house.</p>
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		<title>By: Cami</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-83967</link>
		<dc:creator>Cami</dc:creator>
		<pubDate>Tue, 09 Oct 2007 01:19:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-83967</guid>
		<description>There are no such things as &quot;little things&quot; financially - those bagels or morning coffees will kill you financially, eventually.  So many people I work with constantly complain they have &quot;no money&quot; but they show up with Tim Horton&#039;s coffee and a bagel each morning - poof - $5.00 gone a DAY.  That&#039;s gotta be like $100.00 a month at least!  Imagine what else you could do with that - retirement plan, a vacation... I quit doing the morning coffee thing for a year, saved $1200.00 and am going to Jamaica in January.  I figured that in retrospect, I didn&#039;t want to say I spent $1200.00 on bagels! LOL It sounds so stupid but it&#039;s true!  Good article.</description>
		<content:encoded><![CDATA[<p>There are no such things as &#8220;little things&#8221; financially &#8211; those bagels or morning coffees will kill you financially, eventually.  So many people I work with constantly complain they have &#8220;no money&#8221; but they show up with Tim Horton&#8217;s coffee and a bagel each morning &#8211; poof &#8211; $5.00 gone a DAY.  That&#8217;s gotta be like $100.00 a month at least!  Imagine what else you could do with that &#8211; retirement plan, a vacation&#8230; I quit doing the morning coffee thing for a year, saved $1200.00 and am going to Jamaica in January.  I figured that in retrospect, I didn&#8217;t want to say I spent $1200.00 on bagels! LOL It sounds so stupid but it&#8217;s true!  Good article.</p>
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		<title>By: Silver Lining</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-7060</link>
		<dc:creator>Silver Lining</dc:creator>
		<pubDate>Wed, 21 Feb 2007 02:58:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-7060</guid>
		<description>Continuing the theme of avoiding temptation--one weakness of mine was online shopping, so when I decided to really tighten the pursestrings, I unsubscribed from every commercial e-mail newsletter or anything letting me know about sales and specials. Since I&#039;ve done that, I&#039;ve had only a few small (easily overcome) urges to e-shop.</description>
		<content:encoded><![CDATA[<p>Continuing the theme of avoiding temptation&#8211;one weakness of mine was online shopping, so when I decided to really tighten the pursestrings, I unsubscribed from every commercial e-mail newsletter or anything letting me know about sales and specials. Since I&#8217;ve done that, I&#8217;ve had only a few small (easily overcome) urges to e-shop.</p>
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		<title>By: Matt</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-6936</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Tue, 20 Feb 2007 19:18:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-6936</guid>
		<description>Great Post, all of the items you mention are things that are great money savers. Impulse buys when you&#039;re going out for say a book are how many of the big box stores get you (and probably why many of them are so close to each other).</description>
		<content:encoded><![CDATA[<p>Great Post, all of the items you mention are things that are great money savers. Impulse buys when you&#8217;re going out for say a book are how many of the big box stores get you (and probably why many of them are so close to each other).</p>
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		<title>By: Lazy Man and Money</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-6934</link>
		<dc:creator>Lazy Man and Money</dc:creator>
		<pubDate>Tue, 20 Feb 2007 18:48:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-6934</guid>
		<description>You are dead-on about the gin and tonics at home.  One way to make it feel easier could be to splurge on some Tanguary Ten (my person fav).  It&#039;s expensive compared to other gins, but it would still be much, much cheap than a drink at a bar.</description>
		<content:encoded><![CDATA[<p>You are dead-on about the gin and tonics at home.  One way to make it feel easier could be to splurge on some Tanguary Ten (my person fav).  It&#8217;s expensive compared to other gins, but it would still be much, much cheap than a drink at a bar.</p>
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		<title>By: gp</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-6924</link>
		<dc:creator>gp</dc:creator>
		<pubDate>Tue, 20 Feb 2007 17:53:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-6924</guid>
		<description>My wife convinced me to use the library.  She always checked out her books, but it never occurred to me to do the same.  After paying $20 or so for a book, it would just sit there and collect dust.  I’m now converted.  In our city we have multiple branches that lend books to each other.  I can get just about anything I want.  Over the summer I even requested that they purchase a book, which they did.</description>
		<content:encoded><![CDATA[<p>My wife convinced me to use the library.  She always checked out her books, but it never occurred to me to do the same.  After paying $20 or so for a book, it would just sit there and collect dust.  I’m now converted.  In our city we have multiple branches that lend books to each other.  I can get just about anything I want.  Over the summer I even requested that they purchase a book, which they did.</p>
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		<title>By: Russell Bailyn</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-6866</link>
		<dc:creator>Russell Bailyn</dc:creator>
		<pubDate>Tue, 20 Feb 2007 02:51:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-6866</guid>
		<description>Great post--books are my weakness as well.  At least with Amazon.com you can buy the books at a discount.  Blogging helps too... you can often persuade publishers to send you review copies for free.  If you need contact info for any financial publishers let me know :-)  ~Russ</description>
		<content:encoded><![CDATA[<p>Great post&#8211;books are my weakness as well.  At least with Amazon.com you can buy the books at a discount.  Blogging helps too&#8230; you can often persuade publishers to send you review copies for free.  If you need contact info for any financial publishers let me know :-)  ~Russ</p>
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		<title>By: Frugal Duchess</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-6846</link>
		<dc:creator>Frugal Duchess</dc:creator>
		<pubDate>Mon, 19 Feb 2007 23:37:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-6846</guid>
		<description>Great Post.
Detours around shopping magnets also work for me. 
The best sales are the ones I avoid.
As always, I&#039;ve enjoyed my visit to your blog.</description>
		<content:encoded><![CDATA[<p>Great Post.<br />
Detours around shopping magnets also work for me.<br />
The best sales are the ones I avoid.<br />
As always, I&#8217;ve enjoyed my visit to your blog.</p>
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		<title>By: Jessie</title>
		<link>http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/comment-page-1/#comment-6843</link>
		<dc:creator>Jessie</dc:creator>
		<pubDate>Mon, 19 Feb 2007 22:52:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/02/19/cutting-down-on-splurges-how-i-did-it-and-you-can-too/#comment-6843</guid>
		<description>You really hit the nail on the head with your last highlight. For the last few years I survived as the microwave queen and ate out A LOT! I learned how to cook with a few of the beginner cookbooks and sites like AllRecipes. It literally cut my food spending in half.

I also think planning saves me quite a bit too. If I plan out my day I am less likely to forget to bring my lunch or have to pick up items I really don&#039;t need.</description>
		<content:encoded><![CDATA[<p>You really hit the nail on the head with your last highlight. For the last few years I survived as the microwave queen and ate out A LOT! I learned how to cook with a few of the beginner cookbooks and sites like AllRecipes. It literally cut my food spending in half.</p>
<p>I also think planning saves me quite a bit too. If I plan out my day I am less likely to forget to bring my lunch or have to pick up items I really don&#8217;t need.</p>
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