Month: May 2014

The Green Dollar: Being Environmentally Conscious Can Save You Money

Pop culture today continually urges us to be more environmentally conscious on an individual basis, something that everyone can agree is a good thing regardless of how you feel about climate change. However, most of the ways people mention to save the environment are expensive (Prius, I’m looking at you). What most people don’t think …

Categories: Saving Money

The Money Book For The Young, Fabulous, And Broke: Chapters 1 – 3

The Money Book For The Young, Fabulous, and Broke is an attempt by Suze Orman to take personal finance ideas that traditionally appeal to older generations and make them palatable to Generation Y. The back states clearly that this isn’t your parents’ personal finance book, but is there anything really interesting or different about the …

Categories: Books and Reading

Cutting Down On Splurges: How I Did It – And You Can Too

Back before my financial armageddon, I used to splurge on unnecessary stuff almost every evening after work. I’d enjoy things by the armload that I simply didn’t need. Once I realized that I really needed to do something to get my spending in check, I sat down and took a serious look at my daily …

Money Magazine – March 2007

My most recent issue of Money Magazine arrived in my mailbox late last week, but when I saw the cover, I almost cringed: it’s an issue devoted almost entirely to the baby boomers, and thus it has the “Oh my God retirement is coming I have nothing saved oh my GOD!” sentiment all over it. …

Categories: Money

Five Minute Finances #1: Clean Your Car’s Air Filter

Five Minute Finances is a series of tips on how you can save significant money or reorganize your financial life in just five minutes. These tips appear Monday, Wednesday, and Friday on The Simple Dollar. Tip #1: Clean your car’s air filter In general, most cars should have their air filter replaced every 15,000 miles. …

Categories: Automobile, Money

What You Can Do Right Now To Help Your Career

Most career advice you receive focuses on the big picture: how to get ahead, how to “win,” and such things that are on a much larger scale than the daily grind that most of us face. In fact, it is that day to day grind that pulls down many of us – we go to …

Categories: Careers

The Money Book For The Young, Fabulous, And Broke: Overview

The Money Book For The Young, Fabulous, and Broke is an attempt by Suze Orman to take personal finance ideas that traditionally appeal to older generations and make them palatable to Generation Y. The back states clearly that this isn’t your parents’ personal finance book, but is there anything really interesting or different about the …

Categories: Books and Reading

Ten Books That Changed My Life #4: Titan

Titan Ron Chernow Changed my life in January 1997 During my first semester in college, I had absolutely no idea what I wanted to do with my life. Even worse, I felt completely as if I didn’t belong there. I grew up rather poor, no one in my family had ever attended college beyond a …

Categories: Books and Reading

5 Ways to Deal With Debt Collectors and Harrassment

If you’re in a situation where debt collectors are calling you three times a day demanding that your debts be repaid, you’re probably rather worried and possibly rather frightened about the situation, especially if you are having difficulty paying back the debts you owe. Even worse, many debt collectors are highly unscrupulous, calling people that …

Categories: Debt Management

5 Ways Your Local Library Can Transform Your Life Without Even Checking Out A Book

A good local library is worth its weight in gold. It’s a place where you can check out thousands of books for free and read them to your heart’s content. Yet most libraries offer much, much more than that also for free. Here are five ways I use my local library for valuable things without …

Review: Jim Cramer’s Mad Money

When I picked up Cramer’s first investment book, Real Money, I fully expected it to be obnoxious and loud, like the book’s namesake. Instead, I was rewarded with a very interesting read – one that packed a lot of information for beginning individual investors into one thin volume. It was a fast and enjoyable read, …

Edward Bellamy, Inventor Of The Credit Card

One might have expected that the person who unleashed the credit card on the world would have been a captain of finance, an individual who headed a large bank (or at least an officer at one) or perhaps was the founder of MasterCard or Visa or Diner’s Club. In fact, none of the above were …

Categories: Credit Cards

Want 31 Days To Fix Your Finances In One Easy To Read File? Here’s How To Get It!

Several readers suggested converting the popular 31 Days To Fix Your Finances series to a single file for easy reading. I’ve been hesitant to do this for several reasons, but due to the repeated requests, I have assembled an eBook that contains every entry in the series in Adobe Acrobat format, one handy document that …

Categories: Money

Jim Cramer’s Mad Money: Buy or Don’t Buy?

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! Before I even get started, let me …

10 Options To Consider Before Getting A Payday Loan

Yesterday, I discussed in brief my conflicted opinions on payday loans. To summarize, I basically think they border on predatory, but they exist because society provides no safety net to low-income people, and thus they do fill a marketplace niche. The typical person who takes out a payday loan is an individual who has not …

Jim Cramer’s Mad Money: The TV Show

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! The remainder of the book is focused …

The Art of the Thank You Note

One art form that seems to have fallen by the wayside for many people is that of the handwritten thank-you note. A thank-you note is an elegant and inexpensive way to show appreciation to someone who has assisted you in some fashion and also is a stellar way to improve a potential business contact. What …

Categories: Careers

Jim Cramer’s Mad Money: Other Investing Advice

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! Most of the latter two thirds of …

Jim Cramer’s Mad Money: Three Steps To Buying A Stock

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! A large portion of the early part …

Categories: Books and Reading