If you’re in a situation where debt collectors are calling you three times a day demanding that your debts be repaid, you’re probably rather worried and possibly rather frightened about the situation, especially if you are having difficulty paying back the debts you owe. Even worse, many debt collectors are highly unscrupulous, calling people that

A good local library is worth its weight in gold. It’s a place where you can check out thousands of books for free and read them to your heart’s content. Yet most libraries offer much, much more than that also for free. Here are five ways I use my local library for valuable things without

When I picked up Cramer’s first investment book, Real Money, I fully expected it to be obnoxious and loud, like the book’s namesake. Instead, I was rewarded with a very interesting read – one that packed a lot of information for beginning individual investors into one thin volume. It was a fast and enjoyable read,

One might have expected that the person who unleashed the credit card on the world would have been a captain of finance, an individual who headed a large bank (or at least an officer at one) or perhaps was the founder of MasterCard or Visa or Diner’s Club. In fact, none of the above were

Several readers suggested converting the popular 31 Days To Fix Your Finances series to a single file for easy reading. I’ve been hesitant to do this for several reasons, but due to the repeated requests, I have assembled an eBook that contains every entry in the series in Adobe Acrobat format, one handy document that

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! Before I even get started, let me

Everywhere, everywhere around me, I see pregant women. A rash of babies are going to be arriving in my social circle in the next year, and so I’ve been looking at a lot of resources on ways to minimize baby costs without sacrificing quality (i.e., no diaper rash, for instance). The biggest problem is that

Yesterday, I discussed in brief my conflicted opinions on payday loans. To summarize, I basically think they border on predatory, but they exist because society provides no safety net to low-income people, and thus they do fill a marketplace niche. The typical person who takes out a payday loan is an individual who has not

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! The remainder of the book is focused

I’m busy preparing a few very interesting things to try out next week, so let’s cut right to the chase. What Is Day Trading Anyway? A great introduction to day trading, particularly in terms of distinguishing it from investing. (@ generation x finance) Don’t Go Out To Dinner Tonight! My wife and I had a

One art form that seems to have fallen by the wayside for many people is that of the handwritten thank-you note. A thank-you note is an elegant and inexpensive way to show appreciation to someone who has assisted you in some fashion and also is a stellar way to improve a potential business contact. What

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! Most of the latter two thirds of

The upgrade is partially completed at this point, and you should be able to notice the performance difference (no more page errors and such). By the end of the week, everything should be moved over – in fact, I’m planning on spending this weekend doing some programming to improve performance even more. So, with that

What’s your dream? Close your eyes for a moment and think about what you would be doing if it wasn’t for the obstacles in your life. For me, I imagine myself behind a large mahogany desk near a large window, a stack of books near me, a cup of hot chocolate on the desk, and

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! A large portion of the early part

I have a tentative timeline in place for the switch over to the dedicated server. What that means for you, the reader, is that when the switch is complete those annoying error messages that you are getting on the site (the same ones that are making it difficult for me to add updates to the

One of the biggest complaints I often hear from people who are thinking about cooking at home is that at first glance, it does seem expensive and potentially wasteful, as you may have to buy some items in a larger quantity than you may need. What they don’t realize is that by starting with staple

This week, The Simple Dollar takes a look at the new investing book from Jim Cramer, Mad Money. This book is surprisingly different from its predecessor, Real Money, in a number of ways. I quite enjoyed the first one; will I enjoy this one, too? Let’s find out! When I picked up Cramer’s first investment

Well, it’s been a crazy few days around here, and many of you have probably noticed that The Simple Dollar has been intermittently offline since last Friday. Basically, The Simple Dollar has been a victim of its own success. Here’s what happened. During the month of February, The Simple Dollar has been averaging about 23,000