Comments on: What’s In Your Wallet? How I Organize The Finances In My Pocket http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/ Simple, applicable personal finance advice for the modern world Sat, 21 Nov 2009 23:44:30 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Mike http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-776281 Mike Wed, 16 Sep 2009 16:56:19 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-776281 I carry both my car and my medical insurance cards in my wallet. Also if AmEx is your primary CC (as it is mine) a backup is sometimes needed as not all placed accept AmEx. Also have my gym membership card, DL, SCCA membership and all the loyalty/discount/punch cards, library card, and a wallet sized phone list (for work). I carry both my car and my medical insurance cards in my wallet. Also if AmEx is your primary CC (as it is mine) a backup is sometimes needed as not all placed accept AmEx. Also have my gym membership card, DL, SCCA membership and all the loyalty/discount/punch cards, library card, and a wallet sized phone list (for work).

]]> By: Josh Moore http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-641309 Josh Moore Sun, 26 Apr 2009 02:44:04 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-641309 I tend to go between two wallets. The first is a normal wallet stuffed full of all the usual goodies. This is useful when I need a lot of my cards and information for various 'occasional' tasks. The second is more like a two card holder that seems to be designed for business cards. I have my two-three cards, some cash and that's it in this one. It really feels liberating not to have to carry so much around. For receipts and coins I put them in my pockets and load them up in my car, which I then put in my house when they begin to build up. I tend to go between two wallets.

The first is a normal wallet stuffed full of all the usual goodies. This is useful when I need a lot of my cards and information for various ‘occasional’ tasks.

The second is more like a two card holder that seems to be designed for business cards. I have my two-three cards, some cash and that’s it in this one. It really feels liberating not to have to carry so much around.

For receipts and coins I put them in my pockets and load them up in my car, which I then put in my house when they begin to build up.

]]> By: lulugal11 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-175475 lulugal11 Wed, 06 Feb 2008 19:42:23 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-175475 oh yeah and my license. I forgot to add that one in. oh yeah and my license. I forgot to add that one in.

]]> By: lulugal11 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-175473 lulugal11 Wed, 06 Feb 2008 19:41:23 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-175473 I keep one credit card, my insurance card, work ID and maybe $1 in my wallet. I do not use cash at all so the $1 is ridiculous. I keep one credit card, my insurance card, work ID and maybe $1 in my wallet.

I do not use cash at all so the $1 is ridiculous.

]]> By: Pete @ biblemoneymatters.com http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-175457 Pete @ biblemoneymatters.com Wed, 06 Feb 2008 19:26:42 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-175457 I posted on my blog what's in my wallet.. this is an interesting exercise, i'm always curious what others have in their wallets. I posted on my blog what’s in my wallet.. this is an interesting exercise, i’m always curious what others have in their wallets.

]]> By: charlies http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-163302 charlies Thu, 24 Jan 2008 21:44:40 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-163302 there's another site out there, that manages your loyalty membership stuff, and all your gift cards too. I hate losing my gift cards and losing track of them. DOWN with the wallets. I want one thing that keeps track of everything. this is the closet thing i found. www.leveragecard.com there’s another site out there, that manages your loyalty membership stuff, and all your gift cards too. I hate losing my gift cards and losing track of them. DOWN with the wallets. I want one thing that keeps track of everything. this is the closet thing i found. http://www.leveragecard.com

]]> By: Rev http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-127391 Rev Fri, 07 Dec 2007 22:21:18 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-127391 Mine is pretty close to yours I keep 80-100 in cash and no debit card. I carry 2 credit cards though in case somewhere doesn't take my Amex. Other than that I am the same except I carry my insurance cards I was always told you should carry these. What do you all think? insurance cards needed or can they be left at home? Mine is pretty close to yours I keep 80-100 in cash and no debit card. I carry 2 credit cards though in case somewhere doesn’t take my Amex.

Other than that I am the same except I carry my insurance cards I was always told you should carry these. What do you all think? insurance cards needed or can they be left at home?

]]> By: cisco http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-62419 cisco Sun, 26 Aug 2007 17:19:16 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-62419 i carry only two things: my license and a diners club mastercard with a limit that could buy(if needed) a fleet of quality pre-owned autos. In this country almost everyone takes plastic and those who don't well.... Since most of us now carry cell fones, on my ifone are ics of my family, all my frequent flier numbers, etc. as well as my cc and dl number. i carry only two things: my license and a diners club mastercard with a limit that could buy(if needed) a fleet of quality pre-owned autos. In this country almost everyone takes plastic and those who don’t well…. Since most of us now carry cell fones, on my ifone are ics of my family, all my frequent flier numbers, etc. as well as my cc and dl number.

]]> By: Kelly http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-9291 Kelly Tue, 06 Mar 2007 22:02:16 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-9291 Great post. You mention something in it that I just had to comment on. You said you do grocery shopping on Friday or Saturday. Since this is a sight about smart finance I thought you'd like to know that most grocery stores have great prices on goods on Sundays and Mondays. These are the days that the old stock is leaving and the new stock is coming in. I can generally find some great two for one deals on freezer items and lots of fruits and vegetables on sale too. My husband and I spend the most money on food every month so I've found that shopping on Sunday or Monday helps us cut back on the expense. Great post. You mention something in it that I just had to comment on. You said you do grocery shopping on Friday or Saturday. Since this is a sight about smart finance I thought you’d like to know that most grocery stores have great prices on goods on Sundays and Mondays. These are the days that the old stock is leaving and the new stock is coming in. I can generally find some great two for one deals on freezer items and lots of fruits and vegetables on sale too.

My husband and I spend the most money on food every month so I’ve found that shopping on Sunday or Monday helps us cut back on the expense.

]]> By: Trent http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8723 Trent Sat, 03 Mar 2007 02:51:37 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8723 I use the credit card for most everyday purchases. It has a high credit limit so I don't have to worry about emergencies, like a car accident in Sanduskie. I use the credit card for most everyday purchases. It has a high credit limit so I don’t have to worry about emergencies, like a car accident in Sanduskie.

]]> By: Ali http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8710 Ali Sat, 03 Mar 2007 00:07:09 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8710 What do you use for everyday purchases, like gas or that one thing at the grocery store you need for tonight's dinner? If it cost more than $30 cash would you use your credit card even if it wasn't an emergency? What do you use for everyday purchases, like gas or that one thing at the grocery store you need for tonight’s dinner? If it cost more than $30 cash would you use your credit card even if it wasn’t an emergency?

]]> By: fivecentnickel.com http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8678 fivecentnickel.com Fri, 02 Mar 2007 21:23:06 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8678 See also here for a huge collection of these: http://www.stopbuyingcrap.com/2006/02/07/whats-in-your-wallet/ See also here for a huge collection of these:

http://www.stopbuyingcrap.com/2006/02/07/whats-in-your-wallet/

]]> By: Blaine Moore (First Time Home Owner) http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8677 Blaine Moore (First Time Home Owner) Fri, 02 Mar 2007 21:17:48 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8677 I keep my driver's license (photo ID), any membership cards I expect to use in the near future, a spare key to my vehicle (this has helped a few times when the keys get locked in the house or the vehicle), my insurance card (since certain aspects of my insurance cover me in vehicles other than my own), $20 emergency cab fare (which I haven't used for going on 6 or 7 years and would probably not get me where I'm going anymore), my insurance card (you never know when you'll get hit by car), 1 credit card, a half dozen business cards, whatever cash I have, a $2 bill that I always carry, and whatever receipts I haven't cleared out yet. Other credit cards and ATM card only go in the wallet when I know I'll use them. That's quite a bit, but it is still fairly slim. I keep my driver’s license (photo ID), any membership cards I expect to use in the near future, a spare key to my vehicle (this has helped a few times when the keys get locked in the house or the vehicle), my insurance card (since certain aspects of my insurance cover me in vehicles other than my own), $20 emergency cab fare (which I haven’t used for going on 6 or 7 years and would probably not get me where I’m going anymore), my insurance card (you never know when you’ll get hit by car), 1 credit card, a half dozen business cards, whatever cash I have, a $2 bill that I always carry, and whatever receipts I haven’t cleared out yet. Other credit cards and ATM card only go in the wallet when I know I’ll use them.

That’s quite a bit, but it is still fairly slim.

]]> By: MattG http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8660 MattG Fri, 02 Mar 2007 19:54:15 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8660 Carrying only one credit card is risky. I once made a major online purchase (TV) and they shut off my account, suspecting fraud. I found out when my card was declined at the gas station (and my tank empty). Another time (the same card, from a major bank) was shut off because our hotel in Mexico charged the card a few days after we returned to the US. Again, they suspected fraud. In both cases, it would have been a major inconvenience to not make the purchase or to call them from the store to clear things up. The risk that I'll have to cancel two cards is worth it. Carrying only one credit card is risky. I once made a major online purchase (TV) and they shut off my account, suspecting fraud. I found out when my card was declined at the gas station (and my tank empty). Another time (the same card, from a major bank) was shut off because our hotel in Mexico charged the card a few days after we returned to the US. Again, they suspected fraud.

In both cases, it would have been a major inconvenience to not make the purchase or to call them from the store to clear things up. The risk that I’ll have to cancel two cards is worth it.

]]> By: Lifehacker http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8658 Lifehacker Fri, 02 Mar 2007 19:32:35 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8658 <strong>Ask the Readers: What's in your wallet?...</strong> In response to the ubiquitous credit card commercial, Trent from The Simple Dollar weblog discusses what he carries in his wallet. There's nothing I'd call groundbreaking inside his wallet, but he does make good points regarding what he carries, what... Ask the Readers: What’s in your wallet?…

In response to the ubiquitous credit card commercial, Trent from The Simple Dollar weblog discusses what he carries in his wallet. There’s nothing I’d call groundbreaking inside his wallet, but he does make good points regarding what he carries, what…

]]> By: Citoahc http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8626 Citoahc Fri, 02 Mar 2007 14:51:58 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8626 Personally I would recommend at least two forms of photo ID. I use my drivers license and my old college ID. There have been a few times where that second photo ID on hand has saved some trouble. Personally I would recommend at least two forms of photo ID. I use my drivers license and my old college ID. There have been a few times where that second photo ID on hand has saved some trouble.

]]> By: plonkee http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8580 plonkee Fri, 02 Mar 2007 08:51:03 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8580 Well, I've dug through my wallet and I've got a credit card, 2 debit cards and about £20 in cash. The driving licence is there in case I go to the pub and someone doesn't believe I'm old enough to drink. The 2 debit cards are there because I'm in the process of switching between current accounts and I'm not sure at any given moment which is the one with the cash in as not all the payments have switched over. The credit card is there because I use it to shop for clothes and household items regularly and also for emergencies as its got the biggest limit. Its also the card that is automatically paid off in full every month. Well, I’ve dug through my wallet and I’ve got a credit card, 2 debit cards and about £20 in cash.

The driving licence is there in case I go to the pub and someone doesn’t believe I’m old enough to drink.

The 2 debit cards are there because I’m in the process of switching between current accounts and I’m not sure at any given moment which is the one with the cash in as not all the payments have switched over.

The credit card is there because I use it to shop for clothes and household items regularly and also for emergencies as its got the biggest limit. Its also the card that is automatically paid off in full every month.

]]> By: Michelle http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8542 Michelle Fri, 02 Mar 2007 02:48:50 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8542 I found a 'wealth' of information on this site. I have added you to my favorites on my site, I hope it's ok. I will be reading daily! Thanks so much I found a ‘wealth’ of information on this site. I have added you to my favorites on my site, I hope it’s ok.
I will be reading daily!
Thanks so much

]]> By: Anne http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8496 Anne Thu, 01 Mar 2007 21:55:21 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8496 I use a Filofax as my wallet, which offers lots of storage, but I still try to keep it as light as possible. The rewards cards are a killer. What I did was to dedicate one piece of paper in my Filofax to writing down all those numbers. I have my Borders Rewards number, my REI membership number, my frequent flyer numbers and hotel rewards numbers, etc., all in one place and it takes up next to no space. You could do the same on a credit card-size sheet of paper, and laminate it. At the checkout when they ask for your card, just read off the number. I use a Filofax as my wallet, which offers lots of storage, but I still try to keep it as light as possible. The rewards cards are a killer. What I did was to dedicate one piece of paper in my Filofax to writing down all those numbers. I have my Borders Rewards number, my REI membership number, my frequent flyer numbers and hotel rewards numbers, etc., all in one place and it takes up next to no space. You could do the same on a credit card-size sheet of paper, and laminate it. At the checkout when they ask for your card, just read off the number.

]]> By: Bryan http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/comment-page-1/#comment-8494 Bryan Thu, 01 Mar 2007 21:54:03 +0000 http://www.thesimpledollar.com/2007/03/01/whats-in-your-wallet-how-i-organize-the-finances-in-my-pocket/#comment-8494 Here is a cool site to consolidate all your Membership cards and avoid a "costanza wallet" http://www.justoneclubcard.com/ http://kevinrothermel.typepad.com/kevinrothermelcom/2006/03/the_costanza_wa.html Here is a cool site to consolidate all your Membership cards and avoid a “costanza wallet”

http://www.justoneclubcard.com/

http://kevinrothermel.typepad.com/kevinrothermelcom/2006/03/the_costanza_wa.html

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