My wife and I made a four hour round trip to spend an afternoon with some friends, but their lack of cell phone ownership resulted in us missing them and thus wasting most of a day. They were in the area, but we kept just missing each other. It’s amazing how much cell phones have changed meeting up with people. Anyway… here are some personal finance posts.

What’s Keeping Me Motivated To Pay Off Our Debt To beat the evil debt monster, you have to find some motivation. Here’s what this guy found. (@ blogging away debt)

Why ING Direct Doesn’t Need Competitive Rates Customer service rules all, that’s why. This person thinks it’s all in the advertising. (@ endless gibberish)

Making the Best of Service Problems with Negotiation If you’re getting crappy service, don’t just live with it! You’re paying a company your hard-earned money, so if there’s something wrong with what you get in return, take a stand. (@ getting green)