The excitement is palpable around here as the NCAA tournament is about to begin. Yesterday, I revealed that I picked Georgetown to win it all. What will happen? Who knows! And that’s most of the fun of it! Here are some personal finance posts.

Deconstructing My Credit Score After 0% APR Credit Card Arbitrage Credit card arbitrage (basically, the act of taking 0% credit card balance transfer offers, investing the money, and then repaying the whole thing when the introductory rate vanishes) is pretty risky. Here, a guy reveals that his credit score went down some after doing it, but not desperately so. It was worth it for him because he was already responsible with his money. (@ money, matter, and more musings)

What’s New and Exciting in America – by Ben Stein Fantastic piece. Ben Stein is my favorite financial writer, bar none. (@ american spectator via everybody loves your money)

Why I Love A Huge Tax Refund It makes sense from a financially conservative point of view. (@ get rich slowly)