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	<title>Comments on: The Simple Dollar Morning Roundup: Nap Edition</title>
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	<link>http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: J.D. @ Get Rich Slowly</title>
		<link>http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/comment-page-1/#comment-13789</link>
		<dc:creator>J.D. @ Get Rich Slowly</dc:creator>
		<pubDate>Wed, 28 Mar 2007 18:57:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/#comment-13789</guid>
		<description>Trent, I use &lt;a href=&quot;http://www.pzizz.com/affiliates.asp?id=1055&quot; rel=&quot;nofollow&quot;&gt;pzizz&lt;/a&gt;. It rocks. And it has a built-in &quot;wake up&quot; beep at the end of it. If you can sleep through that beep, there&#039;s something wrong!</description>
		<content:encoded><![CDATA[<p>Trent, I use <a href="http://www.pzizz.com/affiliates.asp?id=1055" rel="nofollow">pzizz</a>. It rocks. And it has a built-in &#8220;wake up&#8221; beep at the end of it. If you can sleep through that beep, there&#8217;s something wrong!</p>
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		<title>By: Erika</title>
		<link>http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/comment-page-1/#comment-13727</link>
		<dc:creator>Erika</dc:creator>
		<pubDate>Wed, 28 Mar 2007 15:11:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/#comment-13727</guid>
		<description>So, I mostly kept the default settings in the &quot;How long will it take for you to be a millionaire?&quot; app.  Taking just a modest estimate of my savings (i.e., just counting what I am saving now, not what I will be saving when my student loans are paid off in a few years), I was told I could be a millionaire by age 56.  This was the part that amused me:

  You could still be a millionaire at age 65 if   
  you: 

  - Decrease the amount you invest now to $0 , or
  - Decrease your monthly investment to $521 , or
  - Achieve a rate of return of 3.55%.

Good to know how much I can lower the bar.  =)</description>
		<content:encoded><![CDATA[<p>So, I mostly kept the default settings in the &#8220;How long will it take for you to be a millionaire?&#8221; app.  Taking just a modest estimate of my savings (i.e., just counting what I am saving now, not what I will be saving when my student loans are paid off in a few years), I was told I could be a millionaire by age 56.  This was the part that amused me:</p>
<p>  You could still be a millionaire at age 65 if<br />
  you: </p>
<p>  &#8211; Decrease the amount you invest now to $0 , or<br />
  &#8211; Decrease your monthly investment to $521 , or<br />
  &#8211; Achieve a rate of return of 3.55%.</p>
<p>Good to know how much I can lower the bar.  =)</p>
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	<item>
		<title>By: Self Improvement For the Rest of Us</title>
		<link>http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/comment-page-1/#comment-13720</link>
		<dc:creator>Self Improvement For the Rest of Us</dc:creator>
		<pubDate>Wed, 28 Mar 2007 14:56:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/#comment-13720</guid>
		<description>You could always try the polyphasic sleep experiment like Steve Pavlina did. It&#039;s where you sleep only 2 hours a day spread evenly across the day (like 6 naps of 20 min each). ;)

- Erich</description>
		<content:encoded><![CDATA[<p>You could always try the polyphasic sleep experiment like Steve Pavlina did. It&#8217;s where you sleep only 2 hours a day spread evenly across the day (like 6 naps of 20 min each). ;)</p>
<p>- Erich</p>
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		<title>By: prlinkbiz</title>
		<link>http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/comment-page-1/#comment-13715</link>
		<dc:creator>prlinkbiz</dc:creator>
		<pubDate>Wed, 28 Mar 2007 13:57:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/#comment-13715</guid>
		<description>Thanks for the link.  The only thing I think Kimber&#039;s 9 Simple Ways article needs is a picture of a hot guy from Men&#039;s health...</description>
		<content:encoded><![CDATA[<p>Thanks for the link.  The only thing I think Kimber&#8217;s 9 Simple Ways article needs is a picture of a hot guy from Men&#8217;s health&#8230;</p>
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		<title>By: moogs</title>
		<link>http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/comment-page-1/#comment-13713</link>
		<dc:creator>moogs</dc:creator>
		<pubDate>Wed, 28 Mar 2007 13:50:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/03/28/the-simple-dollar-morning-roundup-nap-edition/#comment-13713</guid>
		<description>Did the money crashers app make anyone else depressed?</description>
		<content:encoded><![CDATA[<p>Did the money crashers app make anyone else depressed?</p>
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