Month: May 2014

Are You Frugal? Are You A Tech Geek? Make Magazine Is Right Up Your Alley

Today, my wife and I spent an hour at a bookstore waiting to meet some acquaintances. As I usually do, I browsed the magazine rack looking for current personal finance magazines when my eyes stumbled upon Make. For those unfamiliar, Make is a relatively new magazine that focuses exclusively on do-it-yourself technology projects, something that …

Transition From Car Loans To Paying Cash For a Car

Continuing the conversation with my readers on the auto insurance issue, in which I recommend switching to liability insurance once your car’s value gets low, Kellie makes a point that’s worth covering: I couldn’t get a car loan for my vehicle unless I had full comprehensive on it. So, I can’t switch to just liability …

Seven Reasons To Quit Your Job … And Seven Things To Do To Prepare For The Switch

Recently, I stumbled across a fantastic article entitled 7 Reasons To Quit Your Job, which outlines some great reasons to take the plunge, quit your job, and find out what you’re capable of. Here’s a general outline of the list, but I highly recommend reading the full article as these tips are outlined in much …

Categories: Careers

Twenty Free Ways To Please Your Lover (In A Family Friendly Way)

Many people file away romance as something that really only needs to happen around Valentine’s Day or an anniversary, or identify it with something expensive, like a dinner at a classy restaurant. The truth is that you can put a smile on your significant other’s face almost any time – and it doesn’t cost a …

Categories: Family, Frugality

Review: What Color Is Your Parachute?

The Simple Dollar Talks Nutrition

Let me start out right off the bat by saying that I am far from a nutrition expert, but I felt it important that I add a post about nutrition to this site because of the regularity with which I post about cooking at home. I’m also going to be the last person to preach …

Categories: Meals

Should I Switch to Liability Car Insurance?

Yesterday, I posted a nice story about an individual who saved a great deal of money by reading his auto insurance policy. I posted the story as an example of why you should read your policy in more detail, nothing more. However, my readers (as they often do) took the post into a completely different …

Categories: Automobile, Insurance

Five Minute Finances #9: Make a Sandwich (or Something Else)

Five Minute Finances is a series of tips on how you can save significant money or reorganize your financial life in just five minutes. These tips appear Monday, Wednesday, and Friday on The Simple Dollar. This is a “five minute” trick I do twice a week or so: I assemble a big, delicious sandwich and …

Categories: Meals, Money

Why Johnny Can Read

Earlier this week, I read an article that really made me reconsider my tentative decision to send my child to private school. More Parents Uproot Their Lives In Search of a Perfect Education tells the story of the O’Gorman family, who basically sacrificed the home their children had grown up in and their lifelong social …

Categories: Education, Family

What Color Is Your Parachute?: Buy or Don’t Buy?

The Art of the Slow Cooker

For busy professionals who want the frugality and quality of home-cooked food, the slow cooker can be a true lifesaver. However, most of the cookbooks out there have all sorts of weird requirements and usually end up seeming unusable or being as complicated as preparing a meal in the evening, somewhat defeating the purpose of …

Not Quite Money: Five Nutshell Reviews Of Interesting Books That Can Be Applied To Personal Finance

Lately, I’ve been listening to a number of business books on my morning and evening commutes and also on some weekend trips. These books aren’t directly connected to personal finance, but I’ve found that time and time again the basic principles that the good business books describe valuable ideas that are quite applicable to personal …

What Color Is Your Parachute?: Resuming The Search To Find Your Dream

Ideas For The Simple Dollar: Which Ones Interest You?

Lately, I’ve been musing over some future directions for The Simple Dollar: what sorts of things might be interesting to my readers? I’ve made a list of a few series that I’ve been thinking about starting and I wanted to get some input back from you on which ones you’d really like to see. Here …

There Is No “Secret”: Why “Feel Good” Thinking Isn’t Enough To Get Ahead Financially

Over and over again, I keep bumping into pop culture references to The Secret, a new age book/film that’s making the rounds at the moment. The central premise of The Secret is that you only have to visualize what you want in order to get it. For example, if you visualize yourself with money and …

Exploring The Latte Factor: What A Latte Really Costs You

A reader wrote to me recently and expressed some serious doubt about the “latte factor.” I understand that I could be putting the money from a $4 latte into retirement but I don’t get why it’s important. I would rather have a latte than have $4 when I’m old. Let’s break this down into pieces …

Categories: Getting Started

Five Minute Finances #8: Replace All Of Your Light Bulbs

Five Minute Finances is a series of tips on how you can save significant money or reorganize your financial life in just five minutes. These tips appear Monday, Wednesday, and Friday on The Simple Dollar. Most American households still have all of their light sockets filled with old-fashioned incandescent light bulbs and have yet to …

Categories: Money

Are Your Friends Always Spending Money? Ten Frugal Activities – And Advice On How To Suggest Them

One of the biggest challenges I faced in my college and early professional days was dealing with friends who were always encouraging me to be involved in expensive activities. We’d go out to eat at expensive restaurants, go to the new release movies (two or three a weekend), and go electronics and book shopping on …

Categories: Frugality

What Color Is Your Parachute?: When The Unexpected Happens – How To Deal With Change