How Iowa’s 529 Plan Can Help You Save for College

I’m very happy to be living in Iowa, where things are quiet, we have very strong public education, and we’re also home to one of

How NOT To Write A Personal Finance Book

Having read piles of personal finance books in the last year and a half, I’ve begun to understand some of the things that set good


Fifteen Free Things To Do During A Money-Free Weekend

Yesterday, I wrote a well-received article about having a “money-free” weekend, which outlines the idea that you can not only save some money and entertain


The Frugal Wedding Registry

When we got married, we received a ton of gifts from family members of all kinds, ranging from towels to a weird statue of a


Challenge Yourself To A Money-Free Weekend

For the last few months, my wife and I have been doing something every other weekend or so that we call a “money free” weekend,

The Economy of Melancholy and 10 Ways to Battle It

In the May 2007 issue of Harper’s Magazine (which should be on newsstands shortly – I am a subscriber), a fascinating cover article appears entitled


Organizing Financial Documents In A Filing Cabinet

In the past, I had a pretty effective system for managing my papers, but now that I’m married, we have a child, we’re about to


Do A Financial Spring Cleaning

Today is a lazy Sunday in the early spring, the first authentic lazy Sunday I’ve had in a long while. The taxes are done and


Rethinking The Costs Of Child Care

My wife and I are expecting our second child in September. As soon as we made the decision to have a second child, we sat

Is Dave Ramsey Making Up Stuff About The Stock Market?

I’ve heard many times that Dave Ramsey makes some very broad generalizations about the broad stock market when convincing listeners of his radio show to


My Company Just Announced Huge Layoffs And I’m Afraid My Position Will Disappear: Seven Things You Need To Do Right Now

A friend of mine works for CitiGroup in South Dakota, which is about to experience some massive layoffs. He’s a bit worried about what’s coming

Debunking Henry Blodget

Hopefully that title got your attention. In fact, it’s a variation on the subtitle of an article posted to Slate.com yesterday, Spend Every Dime!, which

Review: A Random Walk Down Wall Street

This week, I sat down with one of the modern classics on stock investing, Burton Malkiel’s A Random Walk Down Wall Street. I was already


Thoughts On Voluntary Simplicity

Before we even get started, let’s define what I’m talking about. Voluntary simplicity, in its widest context, refers to living an examined life; in other


The Dangers of Financial Paralysis – And How To Get Out Of The Rut

For several months last year, I was completely in financial lockdown mode. I had figured out that I needed to start saving money, and I

Most Frequently Asked Question: Pay Off Debts Or Invest?

Over and over and over again, readers ask me some variation on this question: I have $1,000 in my hand. I am trying to decide

What Is Personal Finance? The Answer Might Be More Than You Think…

This is an interesting question that has been popping up again and again as I continue this blog. It’s becoming clear to me that my

The Four Web Sites That Directly Save Me The Most Money … And Some Thoughts On Other Online Shopping Sites

Who says web surfing can’t directly save you money? First of all, here are five websites I use on a very frequent basis that have