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	<title>Comments on: Setting and Reaching Short Term Personal Finance Goals</title>
	<atom:link href="http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Susan Lisk</title>
		<link>http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-692155</link>
		<dc:creator>Susan Lisk</dc:creator>
		<pubDate>Wed, 10 Jun 2009 12:24:57 +0000</pubDate>
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		<description><![CDATA[Trent,
   I enjoyed your podcast and have been a subscriber for a number of months. I would like to point out to you that you can buy wonderful furniture and appliances for very little money at auctions.When our children were in college we bought lots of nice pieces for their apartments.My husband and I have been living frugally for the past 15 years buying things we need at garage sales and auctions and have been saving a bundle.Too bad we didn&#039;t start sooner! I love your website.~ Sue]]></description>
		<content:encoded><![CDATA[<p>Trent,<br />
   I enjoyed your podcast and have been a subscriber for a number of months. I would like to point out to you that you can buy wonderful furniture and appliances for very little money at auctions.When our children were in college we bought lots of nice pieces for their apartments.My husband and I have been living frugally for the past 15 years buying things we need at garage sales and auctions and have been saving a bundle.Too bad we didn&#8217;t start sooner! I love your website.~ Sue</p>
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	<item>
		<title>By: Queercents &#187; How to Make a List of Financial Goals</title>
		<link>http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-84189</link>
		<dc:creator>Queercents &#187; How to Make a List of Financial Goals</dc:creator>
		<pubDate>Tue, 09 Oct 2007 13:02:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-84189</guid>
		<description><![CDATA[[...]  Setting and reaching short term personal finance goals [...]]]></description>
		<content:encoded><![CDATA[<p>[...]  Setting and reaching short term personal finance goals [...]</p>
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		<title>By: Cullen</title>
		<link>http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-22642</link>
		<dc:creator>Cullen</dc:creator>
		<pubDate>Fri, 04 May 2007 07:21:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-22642</guid>
		<description><![CDATA[Trent, Like the advice about not tying up your short term money in CDs or Stocks, but keeping it in a high yield money market account or something equivalent.  I enjoy your blog and just started my own aimed at student investors.  I plan on linking to some of your articles, if not your entire blog.  Thanks, look forward to hearing more from you.]]></description>
		<content:encoded><![CDATA[<p>Trent, Like the advice about not tying up your short term money in CDs or Stocks, but keeping it in a high yield money market account or something equivalent.  I enjoy your blog and just started my own aimed at student investors.  I plan on linking to some of your articles, if not your entire blog.  Thanks, look forward to hearing more from you.</p>
]]></content:encoded>
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	<item>
		<title>By: Jeremy</title>
		<link>http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-22511</link>
		<dc:creator>Jeremy</dc:creator>
		<pubDate>Thu, 03 May 2007 16:05:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-22511</guid>
		<description><![CDATA[Trent,

I enjoy reading your articles from time to time, and agree with most of your points. 

One I don&#039;t, however, is this focus of yours on buying a house sooner rather than later.  A house is the biggest investment most people ever make, and usually it is a good one.  However, the last five or six years have brought housing prices way out of line with a 100+ year historical trend.  

Prices are already falling, and will continue to fall (in real if not nominal terms) until prices fall back to a long trend affordability levels... in the meantime countless people will lose their homes to foreclosures, voluntarily or otherwise.  

During this process you will be able to buy the nice new furniture you have been saving up for at greatly reduced prices... as long as you are willing to buy &#039;used&#039; (ie 1-3 years old).  Craigslist, yard sales, ebay, you name it, it will be available.  And as housing prices fall lower and lower, more and more of these second hand high quality appliances will become available.  

Do yourself a favor and read up on why current housing prices (although lower than &#039;05/&#039;06) are unsustainable.  In the meantime, just keep doing what you&#039;re doing.]]></description>
		<content:encoded><![CDATA[<p>Trent,</p>
<p>I enjoy reading your articles from time to time, and agree with most of your points. </p>
<p>One I don&#8217;t, however, is this focus of yours on buying a house sooner rather than later.  A house is the biggest investment most people ever make, and usually it is a good one.  However, the last five or six years have brought housing prices way out of line with a 100+ year historical trend.  </p>
<p>Prices are already falling, and will continue to fall (in real if not nominal terms) until prices fall back to a long trend affordability levels&#8230; in the meantime countless people will lose their homes to foreclosures, voluntarily or otherwise.  </p>
<p>During this process you will be able to buy the nice new furniture you have been saving up for at greatly reduced prices&#8230; as long as you are willing to buy &#8216;used&#8217; (ie 1-3 years old).  Craigslist, yard sales, ebay, you name it, it will be available.  And as housing prices fall lower and lower, more and more of these second hand high quality appliances will become available.  </p>
<p>Do yourself a favor and read up on why current housing prices (although lower than &#8217;05/&#8217;06) are unsustainable.  In the meantime, just keep doing what you&#8217;re doing.</p>
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		<title>By: stayfly</title>
		<link>http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-22388</link>
		<dc:creator>stayfly</dc:creator>
		<pubDate>Thu, 03 May 2007 01:02:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/05/02/setting-and-reaching-short-term-personal-finance-goals/#comment-22388</guid>
		<description><![CDATA[great article]]></description>
		<content:encoded><![CDATA[<p>great article</p>
]]></content:encoded>
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