That episode of Lost last night was just crazy. The psychological chess match between Locke and Ben is entertaining - on the surface, Ben seems to get the edge every time, but I’m now convinced that Locke is actually just playing along and learning. Anyway, how about some personal finance posts instead of Lost rants?

Philosophical Reasons for Not Borrowing Money (or Using Credit Cards) I look at credit cards as being much like a chainsaw: if you don’t know how to use it safely, you’d better not use it lest you find yourself in a pretty bad situation. (@ no credit needed)

Why What You Have Is Never Enough I truly believe that we’re not built to be happy all the time, and that’s why humans work so hard and try to acquire so much. We’re wired to be that way, and that’s how we came to dominate the planet. (@ wall street journal via all financial matters)

My Cash Flow - From Paycheck To Savings To … ? This made me think about my cash flow. Generally, everything flows to and from my primary checking account, which earns 4% interest while it sits there. I generally move it to a number of savings and investment accounts for specific goals and then back to my checking when it comes time to spend it. (@ financial freedumb)

The Simple Dollar Retro: Feeding My Sweet Tooth Without Breaking My Belly or Breaking the Bank Basically, I love something sweet in the evening, but a lot of sweets are either expensive or are loaded with high fructose corn syrup. What’s a frugal man to do when he needs to feed his sweet tooth?