Comments on: The Simple Dollar Morning Roundup: Home Inspection Report Edition

By: Bill

Bill — Thu, 31 May 2007 00:16:37 +0000

There is much less consumer protection with a debit card than with a credit card.

Time is of the essence in reporting debit card fraud

If you do not notify the bank within as little as 60 days you can lose the entire balance in your account, with no recourse.

Many banks have voluntarily extended credit card protections to their debit card products, but they are under no legal obligation to do so.

Debit cards are more a convenience for the bank than the consumer.

As a former (reformed?) banker I’d never have one.

By: Shawn

Shawn — Wed, 30 May 2007 21:01:24 +0000

I’m a big fan of using credit cards for the convenience factor, but one should never, ever use them if they don’t have the cash on hand to back the purchases up.

Then why not use a debit card?

By: Brad

Brad — Wed, 30 May 2007 17:00:49 +0000

Getting them to do all the work may be a deal-killer. Having those all fixed might require a “professional” at this stage and such can add a lot more cost on their end. I think the plan above sounds good.

Brad

By: Seth Miller

Seth Miller — Wed, 30 May 2007 15:15:03 +0000

I think canning your own veggies would be an interesting photo diary at some point. It is a skill I would like to learn before things start producing in my garden.

By: Ted Valentine

Ted Valentine — Wed, 30 May 2007 14:52:02 +0000

I would have them do the work for you. Time and materials is likely going to be more than a few hundred dollars. Especially someone as busy as you. I’m not sure if you realize how quickly “little things you can do in 15 minutes” pile up and get put off and then forgotten once you live in a house.

By: Ogden

Ogden — Wed, 30 May 2007 14:12:03 +0000

Check out synthetic oils too. You can usually go longer on them, and IMO, they extend the life of your engine and are therefore well worth the extra expense.

I’ve been using synthetics since the 6K mark on my now 310K miles, 10 year old Subaru and it just keeps on going. I can’t attribute it’s longevity to the synthetic oil 100%, but it certainly didn’t hurt it, and the money that having the car run this well, for this long, has saved me in car payments is huge.

Oh, and a car wash (with wax) every month or so also helps.