Over the weekend in a post answering anonymous reader questions, I wrote the following: Savings accounts are wonderful places to keep money that is very liquid (meaning you can get it if you need it) and earns a small rate of return with very little risk. Because of these factors (liquid, low risk, some return),
Eight days ago, I wrote a lengthy review of Never Eat Alone, a book about how exactly to network and maintain a large circle of friends and acquaintances, a skill that I myself often feel that I’m not good at. After writing it, a few readers wrote to me and asked what the point of
We put in an offer yesterday (though it may not actually reach the buyer until today). It’s about 6% below the asking price and we’re also asking for closing costs. Around here, homes typically go for 10% or so below asking price right now if closing costs aren’t tossed in, so we think this is
Each Sunday, The Simple Dollar reviews a personal productivity or personal development book. During my college years, procrastination was an incredibly large problem for me, and more than once my procrastinating nature really hurt me badly. Once, in fact, it lowered a course grade from an A to a C, which was a real wake-up
A couple of days ago, I made an offhand mention of the value of knowing what your time is worth so you can quickly determine whether or not it’s worth your time to do a task yourself, pay someone else to do it, or simply not do it at all. This resulted in several emails
Quite often, Saturday is my worst day of the week for spending money. My wife and my son and I almost always wind up doing something that costs money. Yet, I recognize that the parts of the weekend that I’ll remember on Monday are the parts where we merely spent time together, not the parts
A reader wrote in recently asking whether or not wedding bells should be in his future. What do you think? My fiance and I are considering marriage. However, it seems like financially, marriage is a mistake. We both work full time and it seems like a greater proportion of our incomes would now go into
Like any person who runs a popular website, I keep statistics on how many people visit The Simple Dollar (I get about 75,000 visitors on an average week). These statistics me the sometimes interesting (and sometimes strange) things people search Google with that lead them to The Simple Dollar. On occasion, they inspire me to
The June 2007 issue of Money Magazine arrived in my mailbox several days ago, but I didn’t have time to even glance at it as we were in the middle of house hunting. Last night, I had the opportunity to sit down with the latest issue – here were the top ten things I found
I write about a huge variety of topics on this blog and I’m quite sure that not all of them are interesting to every reader. Some of you love the frugality material, others like the investment advice, still others are big fans of personal development tips, and so on. As much as I write, though,
The Millionaire Mind is a sequel (basically) to Stanley and Danko’s earlier book The Millionaire Next Door (which I quite liked; see my review of The Millionaire Next Door). This book is basically a continuation of the same premise: an analysis of the results of extensive surveying of people with a net worth of $1
As we keep going through this home buying process, we keep finding out more and more about hidden costs and so forth. It’s just amazing how demanding the home buying process really is, even here where the prices are relatively low. I am so happy that I do not live in an overheated housing market.
As I’ve mentioned before, my family currently lives in a very small two bedroom apartment. We don’t have the room to do many of the things that I would love to do, frugal things that would save us a lot of money. Here are six things that having a home of our own will permit
For the last week, there have been numerous reports of individuals who have opened Electric Orange checking accounts and after sixty days have had a credit check run on them. Here’s a typical example of such a report at Consumerism Commentary. In some cases, apparently, after this credit check, the Electric Orange account is closed.
As we progress through this home-buying experience (we’ve looked at tons of homes, found the right one, and are about to submit an offer), we’ve found out how truly stressful it is. Added into this is the fact that my wife is pregnant and we will be having our second child not long after moving
We are still going through our list of house visit appointments, but after seeing the house we saw on Tuesday night, they all just pale. We see flaws all over the place and that other house just glows in our memories. We are going to look at it again on Saturday with our agent, then
My wife and son and I currently live in a tiny apartment. I mean tiny. It nominally has two bedrooms, but the second one (used as a nursery) is only slightly bigger than a closet, and our living room has a love seat in it – a love seat about to fall apart, no less.
A few months ago, I published a very popular article entitled 15 Things You Can Do Right Now To Help Your Career. Here’s the fifteen tips in summary (though the original article fleshes them out): 1. Make a list of all of the things you did today/this week/this month to help your organization, and file
More On 101 Goals in 1001 Days: Setting the Goals, Keeping Them, And 101 Money-Saving List Suggestions
I’ve been asked so many questions by email about my 101 Goals in 1001 Days idea that I decided a follow-up post might be in order, because many of the questions have been repeated and they are rather interesting ones. Before you read this, I’d recommend looking at the original 101 Goals in 1001 Days