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	<title>Comments on: The Simple Dollar Morning Roundup: Packing Begins In Earnest Edition</title>
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	<link>http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Hannah</title>
		<link>http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33207</link>
		<dc:creator>Hannah</dc:creator>
		<pubDate>Sat, 09 Jun 2007 05:03:17 +0000</pubDate>
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		<description><![CDATA[Trent--good luck with the packing.  I am mid-move, and even though for the first time I&#039;ve had the luxury of having my employer pay for my moving expenses, I was still shocked by how much stuff I own &amp; how much stuff I got rid of in preparation fo moving.  I think I&#039;m more aware of all the &quot;stuff&quot; because I read this site every day, so I&#039;m really grateful to read about somebody else&#039;s experiences.

So, this is in response to the link about &quot;having what you want and wanting what you have.&quot;  I&#039;ve found that as I got ready to move, a lot of stuff ended up going to Goodwill.  Some went to friends.  I didn&#039;t have the energy/time for eBay (but might sign up for Paperback Swap once I get my stuff out of storage). But after seeing all of my stuff being packed up (and knowing how many boxes it took), I&#039;m really trying to re-affirm my belief that shopping is no longer a leisure activity for me.  I&#039;ve been working at that for a while now.  Instead, I want the things that I buy to either be something that has a great story attached to it (e.g. it&#039;s from my travels or it&#039;s something I found while spending time with a good friend, AND is something that brings me a sense of joy every time that I see it) or is something that is in routine use.  I also have had to realize during this moving process that I simply had too much stuff in my fridge/freezer, so I&#039;m going to try to re-adjust my shopping to be more realistic in terms of shopping for one.  (My parents are big users of the extra freezer so I think I&#039;ve learned to be a little too good at stockpiling.)

Wishing you &amp; your wife the best of luck with the packing!]]></description>
		<content:encoded><![CDATA[<p>Trent&#8211;good luck with the packing.  I am mid-move, and even though for the first time I&#8217;ve had the luxury of having my employer pay for my moving expenses, I was still shocked by how much stuff I own &amp; how much stuff I got rid of in preparation fo moving.  I think I&#8217;m more aware of all the &#8220;stuff&#8221; because I read this site every day, so I&#8217;m really grateful to read about somebody else&#8217;s experiences.</p>
<p>So, this is in response to the link about &#8220;having what you want and wanting what you have.&#8221;  I&#8217;ve found that as I got ready to move, a lot of stuff ended up going to Goodwill.  Some went to friends.  I didn&#8217;t have the energy/time for eBay (but might sign up for Paperback Swap once I get my stuff out of storage). But after seeing all of my stuff being packed up (and knowing how many boxes it took), I&#8217;m really trying to re-affirm my belief that shopping is no longer a leisure activity for me.  I&#8217;ve been working at that for a while now.  Instead, I want the things that I buy to either be something that has a great story attached to it (e.g. it&#8217;s from my travels or it&#8217;s something I found while spending time with a good friend, AND is something that brings me a sense of joy every time that I see it) or is something that is in routine use.  I also have had to realize during this moving process that I simply had too much stuff in my fridge/freezer, so I&#8217;m going to try to re-adjust my shopping to be more realistic in terms of shopping for one.  (My parents are big users of the extra freezer so I think I&#8217;ve learned to be a little too good at stockpiling.)</p>
<p>Wishing you &amp; your wife the best of luck with the packing!</p>
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		<title>By: !wanda</title>
		<link>http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33097</link>
		<dc:creator>!wanda</dc:creator>
		<pubDate>Fri, 08 Jun 2007 20:19:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33097</guid>
		<description><![CDATA[ As a grad student on a fellowship that is technically &quot;unearned income&quot; (then why am I in lab 50 hours a week?), I can&#039;t contribute to any IRA.  I really wish I could put money in there to compound.  .]]></description>
		<content:encoded><![CDATA[<p> As a grad student on a fellowship that is technically &#8220;unearned income&#8221; (then why am I in lab 50 hours a week?), I can&#8217;t contribute to any IRA.  I really wish I could put money in there to compound.  .</p>
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		<title>By: Jonathan</title>
		<link>http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33068</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Fri, 08 Jun 2007 19:20:01 +0000</pubDate>
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		<description><![CDATA[Edit: Apparently I forgot that I learned about the PaperbackSwap on this site.  The Simple Dollar comes through again!]]></description>
		<content:encoded><![CDATA[<p>Edit: Apparently I forgot that I learned about the PaperbackSwap on this site.  The Simple Dollar comes through again!</p>
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		<title>By: Jonathan</title>
		<link>http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33043</link>
		<dc:creator>Jonathan</dc:creator>
		<pubDate>Fri, 08 Jun 2007 17:48:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33043</guid>
		<description><![CDATA[If you don&#039;t sell your books, there is a great book exchange at &lt;a href=&quot;http://www.thesimpledollar.com/2007/03/03/paperbackswap-an-effective-way-to-save-money-on-books/&quot; rel=&quot;nofollow&quot;&gt;www.paperbackswap.com&lt;/a&gt;.  You should check it out.]]></description>
		<content:encoded><![CDATA[<p>If you don&#8217;t sell your books, there is a great book exchange at <a href="http://www.thesimpledollar.com/2007/03/03/paperbackswap-an-effective-way-to-save-money-on-books/" rel="nofollow">http://www.paperbackswap.com</a>.  You should check it out.</p>
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		<title>By: Ted Valentine</title>
		<link>http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33017</link>
		<dc:creator>Ted Valentine</dc:creator>
		<pubDate>Fri, 08 Jun 2007 15:03:29 +0000</pubDate>
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		<description><![CDATA[I posted this over at GRS under the very good Roth IRA post.

If you want Vanguard and their low fees in a Roth but can’t afford the $3k min for most funds, pick the STAR Fund. It only has a $1,000 minimum and is a very diversified (20-30% bonds) and well allocated (has growth, value, large, small, and international coverage) fund of funds. You can’t beat getting a piece of those 11 different funds for the price.

The expense ratio is only about 0.35% with no load. The 15 year &lt;i&gt;annualized&lt;/i&gt; return* on that is 10.38% with a standard deviation of 0.096. I dare you to find something that beats that return with a comparable risk.

PS - Setting this up will take under 20 minutes at vanguard.com.

*Past performance blah blah blah]]></description>
		<content:encoded><![CDATA[<p>I posted this over at GRS under the very good Roth IRA post.</p>
<p>If you want Vanguard and their low fees in a Roth but can’t afford the $3k min for most funds, pick the STAR Fund. It only has a $1,000 minimum and is a very diversified (20-30% bonds) and well allocated (has growth, value, large, small, and international coverage) fund of funds. You can’t beat getting a piece of those 11 different funds for the price.</p>
<p>The expense ratio is only about 0.35% with no load. The 15 year <i>annualized</i> return* on that is 10.38% with a standard deviation of 0.096. I dare you to find something that beats that return with a comparable risk.</p>
<p>PS &#8211; Setting this up will take under 20 minutes at vanguard.com.</p>
<p>*Past performance blah blah blah</p>
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		<title>By: Charissa Loftis</title>
		<link>http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33014</link>
		<dc:creator>Charissa Loftis</dc:creator>
		<pubDate>Fri, 08 Jun 2007 14:46:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/06/08/the-simple-dollar-morning-roundup-packing-begins-in-earnest-edition/#comment-33014</guid>
		<description><![CDATA[So what are you planning on doing with all that stuff?  Will you have a sale?  Put it on Ebay? Will you give it to Goodwill?  Or, throw it away?

Just curious.]]></description>
		<content:encoded><![CDATA[<p>So what are you planning on doing with all that stuff?  Will you have a sale?  Put it on Ebay? Will you give it to Goodwill?  Or, throw it away?</p>
<p>Just curious.</p>
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