This week on the morning roundups (while I’m busily moving), I’m highlighting five of the best posts from five personal finance blogs that I faithfully follow. Today’s site is Generation X Finance.

12 Mistakes To Avoid With Your Retirement Savings Plan
I’ve made at least one of these mistakes in the past: timing the market. I actually thought it was dumb to invest in stocks when I first started my 401(k) in 2002 because they had been collapsing so badly for the previous two years. I should have bought in with gusto.

10 Tips For Dealing With Car Salesmen To Make Sure You Don’t Get Hosed
Interesting points, a few of which are bound to cause a bit of controversy.

Don’t Be Fooled Into Thinking An Oil Change Every 3,000 Miles Is Necessary
I wholeheartedly agree with this. The first thing you should do when you acquire a new car is read the manual carefully, especially the section(s) on maintenance. The 3,000 mile guideline is the very worst case scenario – many car models advocate a 5,000 mile oil change, for example. If you follow the maintenance schedule that’s actually in your manual, not only will it be cheaper over the long run than preconceived notions, your car will run longer.

The Top 5 Ways To Become A Millionaire
A friend of mine read this article and sarcastically said, “Uh, number six… marry a millionaire?”

10 Misconceptions About Retirement Security
The big one is saving too little. Most people vastly underestimate what they’ll actually need in retirement. You’re far better off overestimating than underestimating your needs.