• The Simple Dollar Morning Roundup: Post-Move Exhaustion Edition

    As I write this, it’s very, very late on Sunday, I’m sitting in my office at the new house, and I’m completely exhausted. The move is complete – we went from a 600 square foot apartment to a 2000+ square foot house, almost everything is put away (everything except for some decorative items on the …

  • Review: Made to Stick

    Each Sunday, The Simple Dollar reviews a personal productivity or personal development book. For many of the people who will read this, coming up with ideas is a major part of how we make money. We work in an idea-based economy where intellectual property has value and the more people that know your ideas, the …

  • How To Get A Free iPhone

    I had the opportunity to play with an iPhone last week and it inspired an incredibly high level of technolust inside of me. I wanted one. I needed one. But blindly dropping $600 on an iPhone is just something I can’t quite do, unless, of course, that the $600 comes into my pocket for free. …

  • Building A Home Maintenance And Improvement Fund

    Having lived in a house that needed constant upkeep when I was young, I know the value of having money on hand to take care of home maintenance. As a new homeowner, that means I’m going to christen a home maintenance and improvement fund so that when such issues appear, I can handle them. What’s …

  • Lessons From My Grandfather In The Garden

    My paternal grandfather has been a great inspiration to me in my life, from the interesting adventures he had early in his life to the amazing frugality he showed in his later life. He passed away when I was very young, in the middle of a harsh winter, but most of my memories of him …

  • Baby Steps For Individual Stock Picking

    One of the most regular questions I get asked is how I feel about individual stock picking. Should a good investor have individual stocks as part of their portfolio and, if so, how do they fit? From my perspective, individual stock picks are fine as a small part of an overall portfolio. Here’s my reasoning …

  • The Connection Between Financial Choices And Personal Values: The Kind Of Parent I Want To Be

    Quite often, my wife and I find ourselves very thankful for the financial situation that we’re in. We’re healthy and of sound mind and we have the financial capacity to afford everything we actually need and we are able to live in a beautiful house with two healthy children. We’re lucky. One of our closest …

  • Procrastination, Money, And Me

    A few days ago, I was reading a post at Money, Matter, and More Musings entitled Some Lessons From My Wallet. In it, the author makes the following interesting statement that really made me think: Makes me wonder if procrastination might be at the root of most misery. In the past I have written about …

  • Review: Wealth

    Most of the personal finance books I review make some assumptions about the reader. They usually assume that the person is suffering some degree of financial hardship (usually debt) or, in the best case, merely has a relatively low net worth. Investment books speak to people usually just starting out in investing, people who are …

  • The Simple Dollar Morning Roundup: Queercents Edition

    This week on the morning roundups (while I’m busily moving), I’m highlighting five of the best posts from five personal finance blogs that I faithfully follow. Today’s site is Queercents. Leasing Vs. Buying: The Car Debate Continues I would never, ever lease a car – it just doesn’t make sense to me – but the …

  • Are Inflation Rates Accelerating? How Should I Plan For It?

    My wife’s grandfather likes to regularly comment on how fast the price of everything seems to be increasing lately. He’s loudly adamant that the rate of inflation is actually speeding up and that prices are doubling faster and faster and faster. He strongly encourages me to estimate high for inflation when I do my financial …

  • Why I Lean Towards Repaying Debts Above All – And Why You Might Not Feel The Same

    Recently, I had an individual write to me, telling me a lengthy tale of his mortgage. He was currently paying about 6% on it, but he had an adjustable rate on it and it could go up to as much as 7% in a few years. It was clearly worrying him, even though he knew …

  • The Ten Biggest Money Mistakes I’ve Made Since My Financial Meltdown

    When I had my own financial armageddon, I was in a terrible spot. I had made mountains of money mistakes in the previous several years and I found myself floundering because of all of those mistakes. I made a real commitment to turning my financial life around – and this site was (partially) the result …

  • The Simple Dollar Morning Roundup: Money, Matter, and More Musings Edition

    This week on the morning roundups (while I’m busily moving), I’m highlighting five of the best posts from five personal finance blogs that I faithfully follow. Today’s site is Money, Matter, and More Musings. Husband, Does Your Wife Know How To Invest? Wife, Does Your Husband Know How To Pay The Bills? A nice review …

  • Kicking My Candy Bar Addiction In The Foot – And Saving Big Money

    As I’ve mentioned on here a few times before, I’ve been trying out the Volumetrics weight control plan in an attempt to lose a few pounds. So far, it’s been working quite well, but what I found to be quite interesting is that it really exposed one of my worst daily splurges – and now …

  • Make Sure The Left Hand Knows What The Right Hand Is Doing: The Simple Dollar’s Guide To Assigning Priorities

    I touched on this concept about a week ago when I discussed Maggie’s horror story, but it’s true – when one hand is doing the right thing while the other hand is making mistakes, you can end up in an even worse financial situation because of it. Take this situation that James found himself in: …

  • Ten Financial Bulls: Moving From Desperation To Financial Enlightenment Using A Zen Parable

    There is a classic Zen Buddhist parable called Ten Bulls that has brought me a great deal of peace and thought at various points in my life. I realized recently while reflecting on it again that it actually speaks greatly to the growth of a person as they begin to understand how money and personal …

  • The Simple Dollar Morning Roundup: Wise Bread Edition

    This week on the morning roundups (while I’m busily moving), I’m highlighting five of the best posts from five personal finance blogs that I faithfully follow. Today’s site is Wise Bread. Baby Carrots – The Frugal Idea That Isn’t This is one of the best articles I’ve ever read – it really opened my eyes …

  • Why My Father Takes Out A Lighter And Burns $200 Each Month

    About once a week, early in the morning, my father stops by a convenience station. He goes inside, gives the clerk behind the counter about fifty dollars, and walks out with a small paper bag in hand. He gets in the car, reaches into the bag, and pulls out a small package, which he unwraps. …