Is An “Entertainment” Coupon Book Worth It?

One of the more common fund raisers for youth groups around here is the “Entertainment” book. It’s essentially a rather thick book of coupons (the

Potential Pitfalls For Paying Off Someone Else’s Debt

I received a really interesting story from a reader named John. He has his financial head in the right place, but some other pieces of

Review: The Little Book Of Value Investing

In the past, I reviewed the other two books in the “Little Book” series: The Little Book Of Common Sense Investing covers in detail the

The Real Scoop On Debt Elimination Programs

I get a lot of email from readers (and from spammers) about so-called debt elimination programs – organizations that promise to “eliminate” large portions of

What Constitutes An “Emergency” Where One Should Use An Emergency Fund?

This is a question that my wife and I have wrestled with recently with our home purchase, our move, a severe illness, relatives visiting, and

A Wedding Dilemma: I Can’t Afford To Reciprocate!

What do you do when you can’t afford to reciprocate the generosity of others? Jane writes: I’m 26 now, and it seems that everyone I

I Want To Buy Shares In An Individual Company. What Do I Do?

I’ve been regularly contacted by readers who want to invest some of their money specifically in the stocks of an individual corporation for various reasons,

Minimizing Interest Rates Or Minimizing Monthly Payments?

A reader named Tom writes in to ask: You’re always talking about minimizing interest rates when it comes to reducing debt. Shouldn’t you really focus

7 Credit Card Companies Nifty Tactics

I am constantly amazed at the creativity of companies that offer credit cards. They use a wide diversity of tactics to appeal to people and


Investing In Precious Metals: Is It Worthwhile?

Several readers have written to me recently about investing in precious metals. Here’s one: While perusing the internet, I came across a political movement towards

Should A Frugal Person Bother With The Coupon Section In The Sunday Paper?

Each Sunday, my wife and I receive the Des Moines Register on our doorstep. It provides us material to read over while we eat breakfast

How To Get Out Of Debt In A Few Easy Steps

Almost every day, I get a very sad tale of woe. It comes from someone who is carrying a debt load that seems to be


What College Students Can Do To Prepare For Success

At the start of the last college semester, I provided ten tips for personal finance management for college students: Get some free money. Make it

Credit Cards, Retirement, Or Emergency Fund?

Today, I was reading an MSN Money article by Liz Pulliam Weston where she recommended setting priorities in the order of retirement, then credit cards,


The Lawn Care Dilemma

I had been considering writing a post about lawn care for a while now, but I had decided to wait until early spring to face

Review: Words That Work

Each Sunday, The Simple Dollar reviews a personal productivity or personal development book. Some of you might be surprised that I would choose this book


7 Tips on How To Save Money on Car Insurance

My wife and I switched our auto insurance coverage recently and paid our full annual premium up front. It was a painful little payment, even

calculator how much to save for retirement

How Much to Save for Retirement? Here’s How I’m Figuring Out My Number

Many people have no idea how much to save for retirement, and thus quite often they do whatever their retirement counselor suggests without actually knowing