Month: May 2014

The Simple Dollar Morning Roundup: No Labor Edition

Contrary to the predictions of a couple commenters, my wife did not go into labor over the past weekend. The due date is still a bit off, but it’s getting close enough that it could happen at any time. Questions And Answers With Warren Buffett This is actually a series of videos, but J.D. does …

Categories: Morning Roundup

Review: Words That Work

Each Sunday, The Simple Dollar reviews a personal productivity or personal development book. Some of you might be surprised that I would choose this book to discuss as a personal development book, but in my eyes, it’s a vital follow-up to other books on communication like How to Win Friends and Influence People and Never …

Auto Insurance Bill Got You Down? Here Are Seven Things To Consider

My wife and I switched our auto insurance coverage recently and paid our full annual premium up front. It was a painful little payment, even though we had shopped around and such. This led us to both researching various methods with which one could save money on auto insurance. Here are seven useful and applicable …

Categories: Automobile, Insurance

How Much Money Do You Need For Retirement? Here’s How I’m Figuring My Number

Many people have no idea how much they should be saving for retirement and thus quite often they do whatever their retirement counselor suggests without actually knowing if what they’re doing is right. I wanted to understand the full process better, so I spent some time figuring out what I would need for retirement and …

Categories: Retirement

A Glimpse At How A Frugal Family Spends Their Weekend

Last night, my wife and I sketched out a rough outline of the things we wanted to do this weekend. When we finished, we realized that most of the things on the list were, in some form or another, frugal. Here’s what I mean. On Saturday, it’s my moring to get up early with Joseph, …

Categories: Family, Frugality

The Real Scoop On Rewards Credit Cards

Tammy wrote in with the following story and question: I recently got an offer in the mail from Sallie Mae, whom I currently have huge loans from, for a platinum plus credit card with worldpoints rewards. They are offering zero interest on balance transfers till october 2008 and cash back rewards and points (1:1) for …

Categories: Credit Cards

Seven Ways To Advance Your Career Or Small Business And Spend Time With Your Family

Quite often, I feel a strong tug between family needs and professional needs. I work very hard on The Simple Dollar, but sometimes I would rather spend time with my family. Thankfully, by focusing carefully on what opportunities I have available, I can do both. Here are seven ways that you can simultaneously advance your …

Categories: Careers, Family, Parenting

An Interesting Voluntary Simplicity Exercise That Can Really Improve Your Financial Situation

A while back, I read Duane Elgin’s book Voluntary Simplicity; lately, I’ve been reading a lot of things in that direction, like Walden and Zen and the Art of Motorcycle Maintenance (if you’re concerned about the pace of modern life and consumerism and your place in it, all three are very much worth reading). These …

Review: More Than Enough

In the past, I’ve reviewed Dave Ramsey‘s other books, The Total Money Makeover (which I really liked) and Financial Peace Revisited (which I felt was so-so). They both have a similar tack, however, in that they’re both all about Dave Ramsey’s personal finance philosophy – get out of debt before doing anything else. More Than …

Categories: Books, Dave Ramsey

The Simple Dollar Morning Roundup: Blue Cheese Edition

I confess a deep weakness for blue cheese. We had hamburgers last night for supper with blue cheese and black pepper mixed in the meat. Sublime. The (Lack Of) Relationship Between Intelligence And Wealth The features that make one a good investor (energy, ambition, willpower, discipline, and emotional stability) aren’t related to intelligence much at …

Categories: Morning Roundup

Getting Over The “Taboo” Of Generics And Store Brands

Many Americans (including many of my friends) are conditioned by many years of marketing to select name brand products at the store. They’ll skip right by the generic rice puffs and buy the identical Rice Krispies for a dollar more per box. They’ll skip by the 100% store brand juice and pick up Juicy Juice, …

Personal Finance Boils Down To Just Two Things…

Once you’ve read up on personal finance, you’ll find that there are a lot of perspectives on almost every issue. What I’ve found is that one should read the advice of others, but don’t subscribe blindly to it. If you read A Random Walk Down Wall Street and then read Jim Cramer’s Real Money, you’re …

Categories: Getting Started

The Stay At Home Parenting Question Hits Home – Hard

Yesterday morning, I took my son to daycare as usual, but this morning was a bit different than other ones. As he’s near his second birthday, he has moved to a new room with a different staff and a far different setup than before. They take their naps on open-sided cots and there is a …

Categories: Parenting

The Simple Dollar Morning Roundup: Family Focus Edition

Over the last week, my focus has been drawn heavily to my family and the posts here right now are reflecting this. My son is having some emotional difficulty adjusting to a lot of little changes in his life (new house, new bed, new room at daycare, and understanding that a new little sister is …

Categories: Morning Roundup

Having A Second Child? Seven Frugal Tips For Getting Ready

At our house, we’re waist-deep in preparations for the arrival of a second child, which makes for interesting times and interesting choices. Our house is filled with this air of imminent change; even our son can sense it and he’s already talking about the baby as though he knows she’s about to arrive. Here are …

Categories: Frugality, Parenting

Finding The Center

Not only do I work full time, but I’m also a small-scale entrepreneur, as I maintain this blog and also do some limited computer consulting. This leads to an almost constant struggle in my life between the opposing needs of maintaining my job and nurturing my businesses versus spending time with my family. Finding and …

Evaluating My Magazine Subscriptions: Which Ones Are Worth It And Which Ones Aren’t?

A while back, I discussed five principles of deciding whether or not to subscribe to a magazine. Here they are, in nutshell form: Do I actually read the magazine? Would I buy the magazine on the newsstand if I didn’t subscribe? Does the information in the magazine directly affect my bottom line? Could I just …

The Simple Dollar Morning Roundup: Early Cold Edition

I seem to be getting a bit of a cold. My throat is quite sore and my nose is running. It’s the same thing both my son and my wife have right now, too. Guess I’ll be hitting the ol’ Nyquil soon! Simple Finances: How and Why To Build Up A Cushion In The Bank …

Categories: Morning Roundup

Getting Started With The Simple Dollar

Over the last several months, The Simple Dollar has picked up a lot of readers, as you can all probably tell if you’ve been watching that subscriber number on the upper right corner of each page. Because of this, I thought it would be worthwhile to step back and give an overview of The Simple …

Categories: Meta