Comments on: The Simple Dollar Morning Roundup: The Sportswriter Edition http://www.thesimpledollar.com/2007/09/14/the-simple-dollar-morning-roundup-the-sportswriter-edition/ Simple, applicable personal finance advice for the modern world Sun, 22 Nov 2009 02:24:13 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Kate http://www.thesimpledollar.com/2007/09/14/the-simple-dollar-morning-roundup-the-sportswriter-edition/comment-page-1/#comment-71793 Kate Sat, 15 Sep 2007 20:16:42 +0000 http://www.thesimpledollar.com/2007/09/14/the-simple-dollar-morning-roundup-the-sportswriter-edition/#comment-71793 BTW, regarding the good, responsible folk who pay off their full credit card balance diligently each month, and then get nailed the one and only time they're late with their payment....Ask the credit card company to WAIVE THE FEE. I've done this successfully a number of times. If you have a proven track record with that card, do what it takes to get a human being on the phone. Explain politely that the date just somehow slipped by you, give a legitimate excuse if there is one, and ask if there's any way for the late fee to be removed from the account. It worked every time for me. I'm really, really happy with my current card, but in the past if I'd gotten dinged like this and couldn't have gotten the fee waived, I would have canceled the card during that same phone conversation. There are thousands of cards out there. Even if the credit card you use isn't making any money in interest off of you, they're still getting kickbacks from the businesses you patronize. If you walk, they lose that. It's totally worth asking for to save $15 or more. The worst they can do is say no. BTW, regarding the good, responsible folk who pay off their full credit card balance diligently each month, and then get nailed the one and only time they’re late with their payment….Ask the credit card company to WAIVE THE FEE. I’ve done this successfully a number of times. If you have a proven track record with that card, do what it takes to get a human being on the phone. Explain politely that the date just somehow slipped by you, give a legitimate excuse if there is one, and ask if there’s any way for the late fee to be removed from the account. It worked every time for me. I’m really, really happy with my current card, but in the past if I’d gotten dinged like this and couldn’t have gotten the fee waived, I would have canceled the card during that same phone conversation. There are thousands of cards out there. Even if the credit card you use isn’t making any money in interest off of you, they’re still getting kickbacks from the businesses you patronize. If you walk, they lose that.

It’s totally worth asking for to save $15 or more. The worst they can do is say no.

]]> By: adnan sheikh http://www.thesimpledollar.com/2007/09/14/the-simple-dollar-morning-roundup-the-sportswriter-edition/comment-page-1/#comment-71380 adnan sheikh Fri, 14 Sep 2007 20:38:43 +0000 http://www.thesimpledollar.com/2007/09/14/the-simple-dollar-morning-roundup-the-sportswriter-edition/#comment-71380 I read those books over the course of seven months this year (I don't think I could have read all three in a row). They really are pretty amazing. Frank is quite a bit older than me but there still seems to be some kind of devastating or enlightening truth on every page. I read those books over the course of seven months this year (I don’t think I could have read all three in a row). They really are pretty amazing. Frank is quite a bit older than me but there still seems to be some kind of devastating or enlightening truth on every page.

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