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	<title>Comments on: Starting The Thought Process Behind Buying A New Vehicle</title>
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	<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Macinac</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-176573</link>
		<dc:creator>Macinac</dc:creator>
		<pubDate>Fri, 08 Feb 2008 05:39:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-176573</guid>
		<description>In August 2006 we had a monumental hailstorm. They were the size of baseballs! Most of the houses in town wound up with roof replacements. (My own roof had over 200 holes that I temporarily patched with goo until I could get the insurance adjuster and then a roofer.) Cars all over town were totaled. The hail smashed out both the front and rear glasses and dinged the body surfaces and broke lights. Heavy rain followed the hail and got the cars all wet inside.

So! Two local car dealers suffered extensive damage to their outdoor inventory. And there was a feeding frenzy over the next few days as people smelled deals and sought them out. I was slow to move, however, because I was able to get my car dried out and get the glass replaced with money left over from the insurance settlement -- I  bought the totaled car back, and left the body as it was. Five months later I noticed that one of the dealers still had a few hail damaged cars; and the prices were low! I watched as they went even lower! In February 2007 I bought a new (but hail damaged) car for 40% off the sticker price. This car was somewhat bigger than I might have considered otherwise, but it had a suite of safety features that was very important to me (side air bags, abs, high gov&#039;t rating, etc). I sold my old car privately and never looked back. 

So it has obvious damage, but to me those dings are valuable. The car is in every way the same as others except for the superficial body damage. And except for the thousands of dollars I didn&#039;t have to pay.</description>
		<content:encoded><![CDATA[<p>In August 2006 we had a monumental hailstorm. They were the size of baseballs! Most of the houses in town wound up with roof replacements. (My own roof had over 200 holes that I temporarily patched with goo until I could get the insurance adjuster and then a roofer.) Cars all over town were totaled. The hail smashed out both the front and rear glasses and dinged the body surfaces and broke lights. Heavy rain followed the hail and got the cars all wet inside.</p>
<p>So! Two local car dealers suffered extensive damage to their outdoor inventory. And there was a feeding frenzy over the next few days as people smelled deals and sought them out. I was slow to move, however, because I was able to get my car dried out and get the glass replaced with money left over from the insurance settlement &#8212; I  bought the totaled car back, and left the body as it was. Five months later I noticed that one of the dealers still had a few hail damaged cars; and the prices were low! I watched as they went even lower! In February 2007 I bought a new (but hail damaged) car for 40% off the sticker price. This car was somewhat bigger than I might have considered otherwise, but it had a suite of safety features that was very important to me (side air bags, abs, high gov&#8217;t rating, etc). I sold my old car privately and never looked back. </p>
<p>So it has obvious damage, but to me those dings are valuable. The car is in every way the same as others except for the superficial body damage. And except for the thousands of dollars I didn&#8217;t have to pay.</p>
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		<title>By: Cindy</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-166076</link>
		<dc:creator>Cindy</dc:creator>
		<pubDate>Mon, 28 Jan 2008 14:08:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-166076</guid>
		<description>Replying to Jamie who said that it might be better to spend money on a newer vehicle d/t better safety.  Nearly three years ago, my four children and I were in a T-bone collision (the other vehicle hit ours in the side of the passenger compartment) in my 1997 Dodge Grand Caravan.  The van was totaled but none of us were injured and I feel the van held up very well to the impact,all things considered.  You do not have to buy brand new and have all the bells and whistles to be safe, not that newer features do  not have their value, I just wouldn&#039;t base my entire decision on that.</description>
		<content:encoded><![CDATA[<p>Replying to Jamie who said that it might be better to spend money on a newer vehicle d/t better safety.  Nearly three years ago, my four children and I were in a T-bone collision (the other vehicle hit ours in the side of the passenger compartment) in my 1997 Dodge Grand Caravan.  The van was totaled but none of us were injured and I feel the van held up very well to the impact,all things considered.  You do not have to buy brand new and have all the bells and whistles to be safe, not that newer features do  not have their value, I just wouldn&#8217;t base my entire decision on that.</p>
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		<title>By: Leslie M-B</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-80095</link>
		<dc:creator>Leslie M-B</dc:creator>
		<pubDate>Mon, 01 Oct 2007 15:52:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-80095</guid>
		<description>I can&#039;t believe your Mercury Sable&#039;s transmission lasted to 150,000 miles.  My husband&#039;s 1992 Sable needed its FOURTH transmission by 40,000 miles.  Needless to say, we sold it at that point.  It was a lesson for him (he bought the car before I met him) in using the Consumer Reports car-buying guide to check out used car performance.

Also, I don&#039;t know much about minivans, but I can&#039;t say enough nice things about Toyota, Subaru, and Honda.  And my sister bought a Hyundai Santa Fe that she adores because it&#039;s been very low-maintenance and a pleasure to drive.</description>
		<content:encoded><![CDATA[<p>I can&#8217;t believe your Mercury Sable&#8217;s transmission lasted to 150,000 miles.  My husband&#8217;s 1992 Sable needed its FOURTH transmission by 40,000 miles.  Needless to say, we sold it at that point.  It was a lesson for him (he bought the car before I met him) in using the Consumer Reports car-buying guide to check out used car performance.</p>
<p>Also, I don&#8217;t know much about minivans, but I can&#8217;t say enough nice things about Toyota, Subaru, and Honda.  And my sister bought a Hyundai Santa Fe that she adores because it&#8217;s been very low-maintenance and a pleasure to drive.</p>
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		<title>By: Bill</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-77334</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Tue, 25 Sep 2007 21:23:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-77334</guid>
		<description>I love our minivan and have found it easier to configure for 7 people or for pure cargo hauling than a sport utility (many of those limited to hauling 5 people, some have odd center consoles that prevent the second row folding flat)

BUT, don&#039;t expect great mileage from any recent model minivan.

Newest models of full-sized minivans are all pretty much rated @17 city.</description>
		<content:encoded><![CDATA[<p>I love our minivan and have found it easier to configure for 7 people or for pure cargo hauling than a sport utility (many of those limited to hauling 5 people, some have odd center consoles that prevent the second row folding flat)</p>
<p>BUT, don&#8217;t expect great mileage from any recent model minivan.</p>
<p>Newest models of full-sized minivans are all pretty much rated @17 city.</p>
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		<title>By: Heather</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-76524</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Mon, 24 Sep 2007 18:23:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-76524</guid>
		<description>Just a little food for thought...I recently became a Subaru Outback driver and am very pleased.  Since buying this car I am been impressed with reliability, safety, and gas mileage.  For anyone purchasing a car, I would say that Subaru is definitely a name to consider...in your case...the Tribeca.  Driving cross country from San Diego to Richmond, VA, with two passengers and loaded with stuff, I only spent $325 in gas.</description>
		<content:encoded><![CDATA[<p>Just a little food for thought&#8230;I recently became a Subaru Outback driver and am very pleased.  Since buying this car I am been impressed with reliability, safety, and gas mileage.  For anyone purchasing a car, I would say that Subaru is definitely a name to consider&#8230;in your case&#8230;the Tribeca.  Driving cross country from San Diego to Richmond, VA, with two passengers and loaded with stuff, I only spent $325 in gas.</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75979</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Sun, 23 Sep 2007 17:14:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75979</guid>
		<description>I became much more like a parent when I had children.</description>
		<content:encoded><![CDATA[<p>I became much more like a parent when I had children.</p>
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		<title>By: Steven</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75960</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Sun, 23 Sep 2007 16:54:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75960</guid>
		<description>Since when did you all become your parents?  Mini-vans?  Ugh.</description>
		<content:encoded><![CDATA[<p>Since when did you all become your parents?  Mini-vans?  Ugh.</p>
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		<title>By: Andrew Stevens</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75498</link>
		<dc:creator>Andrew Stevens</dc:creator>
		<pubDate>Sat, 22 Sep 2007 20:12:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75498</guid>
		<description>Mariette, now here I have to flat-out disagree.  The planet isn&#039;t seriously overpopulated (moreover, world fertility peaked some time ago) and the United States certainly isn&#039;t overpopulated.  (The United States has a very low population density and produces vastly more food than it consumes.)  This is just a hold-over from 1970s thinking when people believed (with some justification) that we were overpopulating our food supplies.  But the Green Revolution had already more or less solved that problem, or at least substantially alleviated it.  (There are still food problems in the world, but these are problems of distribution and infrastructure or man-made political famines, not problems of production.)  Now, energy consumption and the threat of global warming is another matter entirely, but that&#039;s an engineering problem which will either be solved by clean, efficient technologies (in which case, population won&#039;t matter) or it won&#039;t (in which case, extra population won&#039;t make a lot of difference).

Right now, most Western economies face serious threats from under-population (though the United States, due to a decent birth rate and healthy immigration is in less danger than most).  Many countries, like Italy, are in very real danger of having every worker supporting his own personal retiree in the next thirty years or so.

I think there&#039;s also an awful lot of zero-sum thinking from those who follow the Zero Population Growth ideology.  They seem to think that people are liabilities (more consumers), and never think of them as assets (more producers).  By the way, I am certain that there is some optimal population size for the planet, but I have seen absolutely zero evidence, just assumptions, that we are at or even close to that number.  Moreover, the number clearly must be constantly changing with each technological advance and advances in production, distribution, infrastructure, etc.  

Never fear, though, if the doomsayers are right and we eventually do overpopulate the planet, you can be certain we&#039;ll know it almost instantly since it&#039;s a self-correcting problem.  (This is why I have to sigh when I&#039;m told that we have already overpopulated the planet.  If that were true, the global population would be declining, not rising.)</description>
		<content:encoded><![CDATA[<p>Mariette, now here I have to flat-out disagree.  The planet isn&#8217;t seriously overpopulated (moreover, world fertility peaked some time ago) and the United States certainly isn&#8217;t overpopulated.  (The United States has a very low population density and produces vastly more food than it consumes.)  This is just a hold-over from 1970s thinking when people believed (with some justification) that we were overpopulating our food supplies.  But the Green Revolution had already more or less solved that problem, or at least substantially alleviated it.  (There are still food problems in the world, but these are problems of distribution and infrastructure or man-made political famines, not problems of production.)  Now, energy consumption and the threat of global warming is another matter entirely, but that&#8217;s an engineering problem which will either be solved by clean, efficient technologies (in which case, population won&#8217;t matter) or it won&#8217;t (in which case, extra population won&#8217;t make a lot of difference).</p>
<p>Right now, most Western economies face serious threats from under-population (though the United States, due to a decent birth rate and healthy immigration is in less danger than most).  Many countries, like Italy, are in very real danger of having every worker supporting his own personal retiree in the next thirty years or so.</p>
<p>I think there&#8217;s also an awful lot of zero-sum thinking from those who follow the Zero Population Growth ideology.  They seem to think that people are liabilities (more consumers), and never think of them as assets (more producers).  By the way, I am certain that there is some optimal population size for the planet, but I have seen absolutely zero evidence, just assumptions, that we are at or even close to that number.  Moreover, the number clearly must be constantly changing with each technological advance and advances in production, distribution, infrastructure, etc.  </p>
<p>Never fear, though, if the doomsayers are right and we eventually do overpopulate the planet, you can be certain we&#8217;ll know it almost instantly since it&#8217;s a self-correcting problem.  (This is why I have to sigh when I&#8217;m told that we have already overpopulated the planet.  If that were true, the global population would be declining, not rising.)</p>
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		<title>By: H</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75493</link>
		<dc:creator>H</dc:creator>
		<pubDate>Sat, 22 Sep 2007 19:45:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75493</guid>
		<description>Have you thought about a Toyota Highlander hybrid? We&#039;re looking at buying a larger family car in a year or two, and that one&#039;s high on my list.

I&#039;m a big Subaru fan -- in the past 14 years I&#039;ve owned two, both purchased used, and I&#039;ll keep the 2nd one until it&#039;s 10 years old just as I did the first (which I then passed along to my brother, who still drives it). But I don&#039;t like their 7-seater, and am thinking more and more about gas mileage/fuel consumption.</description>
		<content:encoded><![CDATA[<p>Have you thought about a Toyota Highlander hybrid? We&#8217;re looking at buying a larger family car in a year or two, and that one&#8217;s high on my list.</p>
<p>I&#8217;m a big Subaru fan &#8212; in the past 14 years I&#8217;ve owned two, both purchased used, and I&#8217;ll keep the 2nd one until it&#8217;s 10 years old just as I did the first (which I then passed along to my brother, who still drives it). But I don&#8217;t like their 7-seater, and am thinking more and more about gas mileage/fuel consumption.</p>
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		<title>By: Mariette</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75445</link>
		<dc:creator>Mariette</dc:creator>
		<pubDate>Sat, 22 Sep 2007 17:34:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75445</guid>
		<description>xshanex has a good point w/r/t used Hondas and Toyotas - especially if you are buying through a dealer.  I found much better deals buying directly from the owner and having a mechanic take a look at it and getting a Carfax report then I did from dealers when I bought my new used Honda recently.  I&#039;ve been very happy with it.

As far as kids, it&#039;s a personal decision.  I&#039;m another one who doesn&#039;t really get why people still have large families.  I understand the emotional pull there and why it might be desired, but given how overpopulated we&#039;re becoming as a country and as a planet, I keep hoping that people will make different choices.  I&#039;m probably tilting at windmills.</description>
		<content:encoded><![CDATA[<p>xshanex has a good point w/r/t used Hondas and Toyotas &#8211; especially if you are buying through a dealer.  I found much better deals buying directly from the owner and having a mechanic take a look at it and getting a Carfax report then I did from dealers when I bought my new used Honda recently.  I&#8217;ve been very happy with it.</p>
<p>As far as kids, it&#8217;s a personal decision.  I&#8217;m another one who doesn&#8217;t really get why people still have large families.  I understand the emotional pull there and why it might be desired, but given how overpopulated we&#8217;re becoming as a country and as a planet, I keep hoping that people will make different choices.  I&#8217;m probably tilting at windmills.</p>
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		<title>By: Spig</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75405</link>
		<dc:creator>Spig</dc:creator>
		<pubDate>Sat, 22 Sep 2007 16:18:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75405</guid>
		<description>Last March we made the plunge to the minivan crowd and bought a Toyota Sienna.  We found it very hard to find leased and used that weren&#039;t fleet or rentals due to the popularity of buying and holding in our area.

I found the &quot;Car Buyer&#039;s and Leaser&#039;s Negotiating Bible&quot; (http://www.fightingchance.com/book.php?js=y) to be invaluable in navigating the market.  We ended up going new and using the fax-attack method were able to get the car far below the FMV price listed on Edmunds.com.

Good luck!</description>
		<content:encoded><![CDATA[<p>Last March we made the plunge to the minivan crowd and bought a Toyota Sienna.  We found it very hard to find leased and used that weren&#8217;t fleet or rentals due to the popularity of buying and holding in our area.</p>
<p>I found the &#8220;Car Buyer&#8217;s and Leaser&#8217;s Negotiating Bible&#8221; (<a href="http://www.fightingchance.com/book.php?js=y" rel="nofollow">http://www.fightingchance.com/book.php?js=y</a>) to be invaluable in navigating the market.  We ended up going new and using the fax-attack method were able to get the car far below the FMV price listed on Edmunds.com.</p>
<p>Good luck!</p>
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		<title>By: Liz</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75403</link>
		<dc:creator>Liz</dc:creator>
		<pubDate>Sat, 22 Sep 2007 16:15:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75403</guid>
		<description>I agree with you, xshanex. Plus if you finance, the interest rates are lower on new cars, and at the end of 4-5 years of financing you have a car that is 4-5 years old instead of 7+.</description>
		<content:encoded><![CDATA[<p>I agree with you, xshanex. Plus if you finance, the interest rates are lower on new cars, and at the end of 4-5 years of financing you have a car that is 4-5 years old instead of 7+.</p>
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		<title>By: mama j</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75398</link>
		<dc:creator>mama j</dc:creator>
		<pubDate>Sat, 22 Sep 2007 15:47:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75398</guid>
		<description>check out the tire size before you buy -- some of those mini vans have some very odd sized (expensive!) tires.  it&#039;s very disconcerting when you have to replace them and are told tires will cost you a lot of money.</description>
		<content:encoded><![CDATA[<p>check out the tire size before you buy &#8212; some of those mini vans have some very odd sized (expensive!) tires.  it&#8217;s very disconcerting when you have to replace them and are told tires will cost you a lot of money.</p>
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		<title>By: xshanex</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75285</link>
		<dc:creator>xshanex</dc:creator>
		<pubDate>Sat, 22 Sep 2007 09:21:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75285</guid>
		<description>&quot;Recently I purchased a new car and went through the whole “am I a minivan person” dilemma. I opted to get a Toyota RAV4 with the third row seating option to seat 7 passengers instead of getting a minivan. Even with a V6 engine I’m averaging right around 30 mpg, so I feel the mileage is pretty good. And I don’t have to drive a minivan.&quot;


excellent choice.  My girlfriend has one and it is just great and a much better alternative to a minivan.  I also had one for a 2 week rental and it was great for hauling people around 


recommend the costco auto buying program as well.  Gets you really close to invoice price in 5 seconds on more desirable vehicles 


beware of false economies with used hondas and toyotas.  Minimal depreciation and high resale value mean that you are often better off working a good deal on a new one then settling on a slightly used one.  When I bought the difference between a 3 year old 35-40k mile used model and the new improved model was about $3-4k.  Being able to pick extra safety options, customize everything, extra warranty, have a more fuel efficient vehicle, and get an extra 3+ years out of it(based on mileage) was easily worth the small premium.</description>
		<content:encoded><![CDATA[<p>&#8220;Recently I purchased a new car and went through the whole “am I a minivan person” dilemma. I opted to get a Toyota RAV4 with the third row seating option to seat 7 passengers instead of getting a minivan. Even with a V6 engine I’m averaging right around 30 mpg, so I feel the mileage is pretty good. And I don’t have to drive a minivan.&#8221;</p>
<p>excellent choice.  My girlfriend has one and it is just great and a much better alternative to a minivan.  I also had one for a 2 week rental and it was great for hauling people around </p>
<p>recommend the costco auto buying program as well.  Gets you really close to invoice price in 5 seconds on more desirable vehicles </p>
<p>beware of false economies with used hondas and toyotas.  Minimal depreciation and high resale value mean that you are often better off working a good deal on a new one then settling on a slightly used one.  When I bought the difference between a 3 year old 35-40k mile used model and the new improved model was about $3-4k.  Being able to pick extra safety options, customize everything, extra warranty, have a more fuel efficient vehicle, and get an extra 3+ years out of it(based on mileage) was easily worth the small premium.</p>
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		<title>By: Andrew Stevens</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75183</link>
		<dc:creator>Andrew Stevens</dc:creator>
		<pubDate>Sat, 22 Sep 2007 04:06:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75183</guid>
		<description>Wanda, well I&#039;m not sure I won my bet (you didn&#039;t say how happy your childhood was), but thanks for confirming my suspicion that one&#039;s own upbringing is usually the principal factor in deciding one&#039;s opinion on this issue.  Most families do seem to stop having children once they have a special needs child (like your brother) and I suspect that&#039;s nearly always the correct decision, for the reason you gave.  

Michel, other than college expenses (and I am firmly of the opinion that parents are not morally obligated to provide for those, though of course I applaud those parents who do), the marginal cost of an additional child is not, in my admittedly inexperienced opinion, all that great (especially if you have a stay-at-home parent and can avoid daycare costs).  But you shouldn&#039;t listen to me - I don&#039;t have any children yet and no real opinion on what the optimal family size actually is.  Most very large families I have known have had a stay-at-home parent, so it can&#039;t necessarily be a choice between having a large family or spending more time with them, though this may very well be the case for some families.  (Income of the principal breadwinner probably being the deciding factor.)  The time of the parents might be stretched thin by the number of children, but I am not at all convinced that this isn&#039;t compensated for by the presence of siblings.  I have two older brothers, ten and eleven years older than I am, and I found their guidance quite valuable when an unfortunate tragedy robbed me of my father at a young age.  I would have found their guidance even more valuable had I listened to it more often.  

Anyway, there tend to be two types of people who really want large families - people who grew up in large families and loved it and people who grew up in small families and hated it.  (I mentioned my wife wanting more than two since she came from a fairly lonely two-child household.  Her brother has expressed a desire to have nine or ten children, though I doubt they&#039;ll follow through.)  My own opinion is there probably is a &quot;correct&quot; answer to optimal family size, but I don&#039;t presume to know what it is.</description>
		<content:encoded><![CDATA[<p>Wanda, well I&#8217;m not sure I won my bet (you didn&#8217;t say how happy your childhood was), but thanks for confirming my suspicion that one&#8217;s own upbringing is usually the principal factor in deciding one&#8217;s opinion on this issue.  Most families do seem to stop having children once they have a special needs child (like your brother) and I suspect that&#8217;s nearly always the correct decision, for the reason you gave.  </p>
<p>Michel, other than college expenses (and I am firmly of the opinion that parents are not morally obligated to provide for those, though of course I applaud those parents who do), the marginal cost of an additional child is not, in my admittedly inexperienced opinion, all that great (especially if you have a stay-at-home parent and can avoid daycare costs).  But you shouldn&#8217;t listen to me &#8211; I don&#8217;t have any children yet and no real opinion on what the optimal family size actually is.  Most very large families I have known have had a stay-at-home parent, so it can&#8217;t necessarily be a choice between having a large family or spending more time with them, though this may very well be the case for some families.  (Income of the principal breadwinner probably being the deciding factor.)  The time of the parents might be stretched thin by the number of children, but I am not at all convinced that this isn&#8217;t compensated for by the presence of siblings.  I have two older brothers, ten and eleven years older than I am, and I found their guidance quite valuable when an unfortunate tragedy robbed me of my father at a young age.  I would have found their guidance even more valuable had I listened to it more often.  </p>
<p>Anyway, there tend to be two types of people who really want large families &#8211; people who grew up in large families and loved it and people who grew up in small families and hated it.  (I mentioned my wife wanting more than two since she came from a fairly lonely two-child household.  Her brother has expressed a desire to have nine or ten children, though I doubt they&#8217;ll follow through.)  My own opinion is there probably is a &#8220;correct&#8221; answer to optimal family size, but I don&#8217;t presume to know what it is.</p>
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		<title>By: Michel</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75164</link>
		<dc:creator>Michel</dc:creator>
		<pubDate>Sat, 22 Sep 2007 02:43:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75164</guid>
		<description>&quot;the reason why you might have more children is to benefit the children you already have&quot;
Well, if you have two children you might work less and then have more time with them than you would if you had 3 ou 4.</description>
		<content:encoded><![CDATA[<p>&#8220;the reason why you might have more children is to benefit the children you already have&#8221;<br />
Well, if you have two children you might work less and then have more time with them than you would if you had 3 ou 4.</p>
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		<title>By: !wanda</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75137</link>
		<dc:creator>!wanda</dc:creator>
		<pubDate>Sat, 22 Sep 2007 01:49:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75137</guid>
		<description>@Andrew: OK, your reasoning makes sense, so thanks!  I admit that I have a skewed perspective on the work it takes to raise a child.  I am the older of two siblings.  My brother went from one medical crisis to another when he was young and had severe language and learning difficulties, so caring for him required a lot of time and resources.  I was on the opposite end of the spectrum: school was always easy for me, and my mother also spent a lot of time and money making sure I was appropriately challenged.  My mother says that raising us was worth it but acknowledges that she often felt overwhelmed.  If there had been another child in the family, she would have made time for him or her, but it would have come at a cost for either my brother or me.</description>
		<content:encoded><![CDATA[<p>@Andrew: OK, your reasoning makes sense, so thanks!  I admit that I have a skewed perspective on the work it takes to raise a child.  I am the older of two siblings.  My brother went from one medical crisis to another when he was young and had severe language and learning difficulties, so caring for him required a lot of time and resources.  I was on the opposite end of the spectrum: school was always easy for me, and my mother also spent a lot of time and money making sure I was appropriately challenged.  My mother says that raising us was worth it but acknowledges that she often felt overwhelmed.  If there had been another child in the family, she would have made time for him or her, but it would have come at a cost for either my brother or me.</p>
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		<title>By: Andrew Stevens</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75097</link>
		<dc:creator>Andrew Stevens</dc:creator>
		<pubDate>Sat, 22 Sep 2007 00:33:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75097</guid>
		<description>Wanda,

I am going to bet that one of these two situations describes you.  Either 1) you had at most one sibling and a perfectly happy childhood (most likely) or 2) you come from a large family which was very unstructured and disorganized and so you didn&#039;t have a happy childhood.  Thoughts on how many children one should have seem to be heavily influenced by one&#039;s own childhood.  (Maybe you&#039;re the rare exception, though.)  For example, my wife was one of two children (she had a younger brother) and she rarely interacted with her brother much.  As a consequence, her childhood was fairly lonely.  She thinks two children is probably too few.  I, on the other hand, was the fourth of four children and, due to circumstances largely out of my parents&#039; control, had a fairly chaotic and disorganized childhood.  I think four children is probably too many.  I&#039;ve met people who had very happy childhoods with as many as twelve siblings.  I&#039;ve met people with very happy childhoods who were only children.  I&#039;ve also met people who had unhappy childhoods from both small and large families.  However, almost everybody thinks their family size had a significant effect on the happiness of their childhood.  And it&#039;s even possible that all of them are right.

Anyway, the reason why you might have more children is to benefit the children you already have.  If you have a strong belief that larger families are happier families for the children (and there is reason to think this - my own fairly large family, while chaotic, was rarely boring or lonely), then you will probably favor having a larger family yourself.  However, as Barry said, the benefits are not for yourself, but for your children.  Siblings give them a support network both while growing up and into adulthood which will outlive you and your spouse.  Now that I no longer live with them, I am quite pleased that I have three older siblings.  Also, my wife might take issue with the idea that the world wouldn&#039;t miss me (the fourth of four) had I never been born, though in a literal sense, you are of course right, since the world wouldn&#039;t know what it was missing.</description>
		<content:encoded><![CDATA[<p>Wanda,</p>
<p>I am going to bet that one of these two situations describes you.  Either 1) you had at most one sibling and a perfectly happy childhood (most likely) or 2) you come from a large family which was very unstructured and disorganized and so you didn&#8217;t have a happy childhood.  Thoughts on how many children one should have seem to be heavily influenced by one&#8217;s own childhood.  (Maybe you&#8217;re the rare exception, though.)  For example, my wife was one of two children (she had a younger brother) and she rarely interacted with her brother much.  As a consequence, her childhood was fairly lonely.  She thinks two children is probably too few.  I, on the other hand, was the fourth of four children and, due to circumstances largely out of my parents&#8217; control, had a fairly chaotic and disorganized childhood.  I think four children is probably too many.  I&#8217;ve met people who had very happy childhoods with as many as twelve siblings.  I&#8217;ve met people with very happy childhoods who were only children.  I&#8217;ve also met people who had unhappy childhoods from both small and large families.  However, almost everybody thinks their family size had a significant effect on the happiness of their childhood.  And it&#8217;s even possible that all of them are right.</p>
<p>Anyway, the reason why you might have more children is to benefit the children you already have.  If you have a strong belief that larger families are happier families for the children (and there is reason to think this &#8211; my own fairly large family, while chaotic, was rarely boring or lonely), then you will probably favor having a larger family yourself.  However, as Barry said, the benefits are not for yourself, but for your children.  Siblings give them a support network both while growing up and into adulthood which will outlive you and your spouse.  Now that I no longer live with them, I am quite pleased that I have three older siblings.  Also, my wife might take issue with the idea that the world wouldn&#8217;t miss me (the fourth of four) had I never been born, though in a literal sense, you are of course right, since the world wouldn&#8217;t know what it was missing.</p>
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		<title>By: Trina</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75093</link>
		<dc:creator>Trina</dc:creator>
		<pubDate>Sat, 22 Sep 2007 00:19:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75093</guid>
		<description>Our Sienna is 8 years old (we bought it new in 1999) and has 134,000 miles.  We&#039;ve found it to be very comfortable for our family of six, as well as reliable.  We&#039;ve been on many extended road trips and never had a problem.  With regular maintenance, it&#039;s still going strong and we have no plans to replace it in the near future - we love it!</description>
		<content:encoded><![CDATA[<p>Our Sienna is 8 years old (we bought it new in 1999) and has 134,000 miles.  We&#8217;ve found it to be very comfortable for our family of six, as well as reliable.  We&#8217;ve been on many extended road trips and never had a problem.  With regular maintenance, it&#8217;s still going strong and we have no plans to replace it in the near future &#8211; we love it!</p>
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		<title>By: Siena</title>
		<link>http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/comment-page-1/#comment-75089</link>
		<dc:creator>Siena</dc:creator>
		<pubDate>Sat, 22 Sep 2007 00:08:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/09/21/starting-the-thought-process-behind-buying-a-new-vehicle/#comment-75089</guid>
		<description>I think with gas prices on the rise again, a minivan is not the most economic vehicle for a family of 4.  That being said, I drive a Honda Civic with 123,000 miles and am happy driving a small car.  If I had to trade up to a larger car, I&#039;d consider the CR-V, which I think looks good and has good mileage for a small SUV vs a minivan.</description>
		<content:encoded><![CDATA[<p>I think with gas prices on the rise again, a minivan is not the most economic vehicle for a family of 4.  That being said, I drive a Honda Civic with 123,000 miles and am happy driving a small car.  If I had to trade up to a larger car, I&#8217;d consider the CR-V, which I think looks good and has good mileage for a small SUV vs a minivan.</p>
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