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	<title>Comments on: Your Money or Your Life: Ten Sure Ways To Save Money</title>
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	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Debbie M</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88549</link>
		<dc:creator>Debbie M</dc:creator>
		<pubDate>Wed, 17 Oct 2007 14:19:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88549</guid>
		<description>I have trouble with #3, take care of what you have.  This is because I don&#039;t really know how.  Trent has talked about taking care of your car and house, but what about everything else?

For example: books.  Here&#039;s the first page that popped up when I googled &quot;caring for books&quot;:  http://aic.stanford.edu/library/online/brochures/books.html.  It goes more overboard than I&#039;m really interested in, but I do take some things from the page.  1) Store your books perfectly vertically (or horizontally) because it&#039;s easier on them.  This may mean you need book ends.  2) Leave some space behind books on shelves (if possible) for good air circulation, but push them a little way back from the front to protect them from the worst of the dust (and so that you can see evidence of bugs or other problems).  3) Use (acid-free, ideally) paper for bookmarks, not leather which can stain, metal, which can be rough on books, or even little yellow stickies because they leave traces of adhesive behind.  (I like to cut up pretty greeting cards that I would otherwise be tossing and leave a stash in various places around my house.)

I once went to a class on book repair, and the answer to almost every problem was white glue!  If you can figure out a way to glue tears (use waxed paper to protect neighboring pages), glue pages back into books, glue bindings back onto books, etc., then you may as well do that.

Also, when I&#039;m dragging a book around with me everywhere, like a language learning book, I&#039;ve finally learned to put a cover on it.

Another thing I&#039;ve thought about is keeping books off the bottom shelves in case of flooding (caused by rain or plumbing problems).  Of course most things that I store on shelves would be ruined by flooding, so I haven&#039;t worked out what to do about this yet!

Similarly, #5, do it yourself, is difficult when I don&#039;t know how to do anything.  One cool thing I&#039;ve learned is that if an appliance breaks, you can often google instructions on how to diagnose the problem, find the parts, and fix the problem.  My boyfriend and I have fixed our washer a couple of times this way very cheaply.

It really is amazing just how little we do ourselves.  Basically every time you pay for something, you&#039;re paying someone else to do something.  I don&#039;t want to do everything myself (I&#039;m too weak to do plumbing and I&#039;m happy to let others construct the computer chips I use), and sometimes others have much better equipment and better efficiency than I do, but there is still a lot of room for improvement.  Taking classes, checking out library books, and volunteering to help others are good ways to learn more skills.

#1, don&#039;t go shopping, is hard when I&#039;m trying to find excuses to walk to places.  Most things in walking distance from my house are the houses of strangers and stores!  I am getting better at admiring things without feeling I need to buying them and at thinking of such trips more as research trips (like J.) than like buying-stuff trips.

And I&#039;m realizing that #6, anticipate your needs, is much huger than I want it to be.  Trent says, &quot;This is particularly true when you’re aware that an expense is going to occur - when you see your tires starting to show some wear, that probably means that a tire replacement cost is coming right up.&quot;  Actually, once you decide you are the kind of person who always wants to have tires, then you are the kind of person who will have to replace them on a regular basis.

So, everything we have is going to require periodic maintenance and/or replacement for as long as we want to continue having it.  It feels quite daunting sometimes!  Even if you have no debt, you&#039;re probably still the kind of person who always wants a working refrigerator, and clothing, and now a fast internet connection, etc.  Things do change - I&#039;ve given up on electronic PDAs, and I no longer need to maintain/replace a typewriter or record player.  But I sure have a lot of stuff I like having!</description>
		<content:encoded><![CDATA[<p>I have trouble with #3, take care of what you have.  This is because I don&#8217;t really know how.  Trent has talked about taking care of your car and house, but what about everything else?</p>
<p>For example: books.  Here&#8217;s the first page that popped up when I googled &#8220;caring for books&#8221;:  <a href="http://aic.stanford.edu/library/online/brochures/books.html" rel="nofollow">http://aic.stanford.edu/library/online/brochures/books.html</a>.  It goes more overboard than I&#8217;m really interested in, but I do take some things from the page.  1) Store your books perfectly vertically (or horizontally) because it&#8217;s easier on them.  This may mean you need book ends.  2) Leave some space behind books on shelves (if possible) for good air circulation, but push them a little way back from the front to protect them from the worst of the dust (and so that you can see evidence of bugs or other problems).  3) Use (acid-free, ideally) paper for bookmarks, not leather which can stain, metal, which can be rough on books, or even little yellow stickies because they leave traces of adhesive behind.  (I like to cut up pretty greeting cards that I would otherwise be tossing and leave a stash in various places around my house.)</p>
<p>I once went to a class on book repair, and the answer to almost every problem was white glue!  If you can figure out a way to glue tears (use waxed paper to protect neighboring pages), glue pages back into books, glue bindings back onto books, etc., then you may as well do that.</p>
<p>Also, when I&#8217;m dragging a book around with me everywhere, like a language learning book, I&#8217;ve finally learned to put a cover on it.</p>
<p>Another thing I&#8217;ve thought about is keeping books off the bottom shelves in case of flooding (caused by rain or plumbing problems).  Of course most things that I store on shelves would be ruined by flooding, so I haven&#8217;t worked out what to do about this yet!</p>
<p>Similarly, #5, do it yourself, is difficult when I don&#8217;t know how to do anything.  One cool thing I&#8217;ve learned is that if an appliance breaks, you can often google instructions on how to diagnose the problem, find the parts, and fix the problem.  My boyfriend and I have fixed our washer a couple of times this way very cheaply.</p>
<p>It really is amazing just how little we do ourselves.  Basically every time you pay for something, you&#8217;re paying someone else to do something.  I don&#8217;t want to do everything myself (I&#8217;m too weak to do plumbing and I&#8217;m happy to let others construct the computer chips I use), and sometimes others have much better equipment and better efficiency than I do, but there is still a lot of room for improvement.  Taking classes, checking out library books, and volunteering to help others are good ways to learn more skills.</p>
<p>#1, don&#8217;t go shopping, is hard when I&#8217;m trying to find excuses to walk to places.  Most things in walking distance from my house are the houses of strangers and stores!  I am getting better at admiring things without feeling I need to buying them and at thinking of such trips more as research trips (like J.) than like buying-stuff trips.</p>
<p>And I&#8217;m realizing that #6, anticipate your needs, is much huger than I want it to be.  Trent says, &#8220;This is particularly true when you’re aware that an expense is going to occur &#8211; when you see your tires starting to show some wear, that probably means that a tire replacement cost is coming right up.&#8221;  Actually, once you decide you are the kind of person who always wants to have tires, then you are the kind of person who will have to replace them on a regular basis.</p>
<p>So, everything we have is going to require periodic maintenance and/or replacement for as long as we want to continue having it.  It feels quite daunting sometimes!  Even if you have no debt, you&#8217;re probably still the kind of person who always wants a working refrigerator, and clothing, and now a fast internet connection, etc.  Things do change &#8211; I&#8217;ve given up on electronic PDAs, and I no longer need to maintain/replace a typewriter or record player.  But I sure have a lot of stuff I like having!</p>
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		<title>By: James</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88542</link>
		<dc:creator>James</dc:creator>
		<pubDate>Wed, 17 Oct 2007 13:55:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88542</guid>
		<description>Your bookstore example sounds a topic that can be discussed on its own.  

I&#039;ve talked about something like this with some of the guys at work too (some of whom also read your site), and I think that like you, not only are we &#039;hoarding&#039; books that we don&#039;t consume, but all kinds of other media, such as e-books, music, movies, etc.  

The electronic ones seem less tangible, so spending money on them is even easier. I think I may be overspending on books because I&#039;ve been brought up to believe that spending money on information is an &#039;investment.&#039;

Also, after years of spending $100+ per textbook at college, a $39.99 price tag can seem like a deal.

Most magazines, IMHO, are just pornography for your hobby.</description>
		<content:encoded><![CDATA[<p>Your bookstore example sounds a topic that can be discussed on its own.  </p>
<p>I&#8217;ve talked about something like this with some of the guys at work too (some of whom also read your site), and I think that like you, not only are we &#8216;hoarding&#8217; books that we don&#8217;t consume, but all kinds of other media, such as e-books, music, movies, etc.  </p>
<p>The electronic ones seem less tangible, so spending money on them is even easier. I think I may be overspending on books because I&#8217;ve been brought up to believe that spending money on information is an &#8216;investment.&#8217;</p>
<p>Also, after years of spending $100+ per textbook at college, a $39.99 price tag can seem like a deal.</p>
<p>Most magazines, IMHO, are just pornography for your hobby.</p>
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		<title>By: Laura</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88516</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Wed, 17 Oct 2007 13:04:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88516</guid>
		<description>Learning to do somethings yourself is very helpful not only for yourself, but it can also help your neighbors and friends in a pinch.</description>
		<content:encoded><![CDATA[<p>Learning to do somethings yourself is very helpful not only for yourself, but it can also help your neighbors and friends in a pinch.</p>
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		<title>By: sunshine</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88471</link>
		<dc:creator>sunshine</dc:creator>
		<pubDate>Wed, 17 Oct 2007 11:12:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88471</guid>
		<description>Correct me if I&#039;m wrong, but I bet you could get a discount on the car purchase (or any major purchase) by paying cash.  That might negate the benefit.  Plus - 3% car loan, not everyone with so-so credit can get that APR.

I like the idea of this chapter - living within your means.  I am trying so hard to get the missus to do that.</description>
		<content:encoded><![CDATA[<p>Correct me if I&#8217;m wrong, but I bet you could get a discount on the car purchase (or any major purchase) by paying cash.  That might negate the benefit.  Plus &#8211; 3% car loan, not everyone with so-so credit can get that APR.</p>
<p>I like the idea of this chapter &#8211; living within your means.  I am trying so hard to get the missus to do that.</p>
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		<title>By: J.</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88397</link>
		<dc:creator>J.</dc:creator>
		<pubDate>Wed, 17 Oct 2007 08:06:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88397</guid>
		<description>I don&#039;t seem to have trouble with window shopping, especially bookstores, which I love to browse.  Why not?  I always carry a notebook &amp; pen (one of your favorite tools, Trent), and write down stuff that interests me (I do this in cookware stores too).  In both cases, I commit to buying absolutely nothing while I&#039;m there (knowing how overpriced most of the stuff is makes this easy for me).  Some of you should maybe leave home w/o cash or any sort of credit card.

In any case, when I get home, I can reserve the interesting books at my library online (it helps having a great, big-city library system available), and research the cookwares that grabbed my attention.  In the latter case, I usually find someone who can use a cheaper implement to do the same cooking job better.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t seem to have trouble with window shopping, especially bookstores, which I love to browse.  Why not?  I always carry a notebook &amp; pen (one of your favorite tools, Trent), and write down stuff that interests me (I do this in cookware stores too).  In both cases, I commit to buying absolutely nothing while I&#8217;m there (knowing how overpriced most of the stuff is makes this easy for me).  Some of you should maybe leave home w/o cash or any sort of credit card.</p>
<p>In any case, when I get home, I can reserve the interesting books at my library online (it helps having a great, big-city library system available), and research the cookwares that grabbed my attention.  In the latter case, I usually find someone who can use a cheaper implement to do the same cooking job better.</p>
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		<title>By: Steve</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88331</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Wed, 17 Oct 2007 06:54:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88331</guid>
		<description>About saving up for a car versus buying it on loan. Saving isn&#039;t always better. The key is the APR on the loan, isn&#039;t it? If it&#039;s lower than the average return on your investments, it makes no sense to dump all the cash into the car. It&#039;s about the opportunity cost of money. You can come off better if you invest it at 5% interest and pay off a loan at 3% APR.</description>
		<content:encoded><![CDATA[<p>About saving up for a car versus buying it on loan. Saving isn&#8217;t always better. The key is the APR on the loan, isn&#8217;t it? If it&#8217;s lower than the average return on your investments, it makes no sense to dump all the cash into the car. It&#8217;s about the opportunity cost of money. You can come off better if you invest it at 5% interest and pay off a loan at 3% APR.</p>
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		<title>By: Gaida</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88273</link>
		<dc:creator>Gaida</dc:creator>
		<pubDate>Wed, 17 Oct 2007 05:52:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88273</guid>
		<description>Hi Money socket,  I also learnt webdesign &amp; have also saved so much money working on my own sites and helping others.

Think I&#039;ll shy away from the plumbing as it could end up costing me more in the long run.</description>
		<content:encoded><![CDATA[<p>Hi Money socket,  I also learnt webdesign &amp; have also saved so much money working on my own sites and helping others.</p>
<p>Think I&#8217;ll shy away from the plumbing as it could end up costing me more in the long run.</p>
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		<title>By: Money Socket</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88238</link>
		<dc:creator>Money Socket</dc:creator>
		<pubDate>Wed, 17 Oct 2007 05:23:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88238</guid>
		<description>I think doing things yourself pays off big time. Ever since I learned website/graphic design I saved thousands in expenses for my websites and marketing. I had recent success with some remodeling work, and I&#039;m going to try to tackle car repairs and basic maintenance next. DIY saves thousands upon thousands through your lifetime and it also gives you a great sense of accomplishment...or maybe thats just a guy&#039;s whole macho pride thing lol. Anyway, nowadays with the internet you can pretty much get DIY info all over the web, so its definitely worth trying out, even if it does end up with a plumber to the rescue..If you don&#039;t try you&#039;ll never know if you can do it.</description>
		<content:encoded><![CDATA[<p>I think doing things yourself pays off big time. Ever since I learned website/graphic design I saved thousands in expenses for my websites and marketing. I had recent success with some remodeling work, and I&#8217;m going to try to tackle car repairs and basic maintenance next. DIY saves thousands upon thousands through your lifetime and it also gives you a great sense of accomplishment&#8230;or maybe thats just a guy&#8217;s whole macho pride thing lol. Anyway, nowadays with the internet you can pretty much get DIY info all over the web, so its definitely worth trying out, even if it does end up with a plumber to the rescue..If you don&#8217;t try you&#8217;ll never know if you can do it.</p>
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		<title>By: Gaida</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88223</link>
		<dc:creator>Gaida</dc:creator>
		<pubDate>Wed, 17 Oct 2007 05:11:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88223</guid>
		<description>I shop fortnightly to every 3 weeks and really save money.  Also combining your trips to save on petrol &amp; wear &amp; tear.

Before my son throws anything out... he has a go at me and asks if I&#039;m sure I can&#039;t use it for my craft or something else.

I&#039;ve noticed my son&#039;s been heading to the Mall more these days &amp; he has been going through his money very quickly.  But of course any suggestions I make are quickly shot down.</description>
		<content:encoded><![CDATA[<p>I shop fortnightly to every 3 weeks and really save money.  Also combining your trips to save on petrol &amp; wear &amp; tear.</p>
<p>Before my son throws anything out&#8230; he has a go at me and asks if I&#8217;m sure I can&#8217;t use it for my craft or something else.</p>
<p>I&#8217;ve noticed my son&#8217;s been heading to the Mall more these days &amp; he has been going through his money very quickly.  But of course any suggestions I make are quickly shot down.</p>
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		<title>By: PersonalFinance - 1WealthBuilder</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88192</link>
		<dc:creator>PersonalFinance - 1WealthBuilder</dc:creator>
		<pubDate>Wed, 17 Oct 2007 04:24:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88192</guid>
		<description>Why is it that the simplest things to do are the ones we have the most trouble with?</description>
		<content:encoded><![CDATA[<p>Why is it that the simplest things to do are the ones we have the most trouble with?</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88093</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Wed, 17 Oct 2007 02:11:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88093</guid>
		<description>Spot on, Nickel.  It&#039;s just more specific ways of doing just that, no matter what your means happen to be.</description>
		<content:encoded><![CDATA[<p>Spot on, Nickel.  It&#8217;s just more specific ways of doing just that, no matter what your means happen to be.</p>
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		<title>By: fivecentnickel.com</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88081</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Wed, 17 Oct 2007 01:56:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88081</guid>
		<description>Actually, this &lt;i&gt;all&lt;/i&gt; boils down to &quot;live within your means.&quot;</description>
		<content:encoded><![CDATA[<p>Actually, this <i>all</i> boils down to &#8220;live within your means.&#8221;</p>
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		<title>By: rhbee</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-88002</link>
		<dc:creator>rhbee</dc:creator>
		<pubDate>Wed, 17 Oct 2007 00:20:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-88002</guid>
		<description>My favorite way to not shop is to spend month&#039;s looking for the perfect gifts for the people on my year&#039;s gift list. Sometimes I don&#039;t even know someone is on my list until I see something that suddenly is the perfect fit for so and so.  

My second favorite way to not shop is by helping somone with a task so that they don&#039;t have to buy the help the help to get it done.  

My third favorite way to not shop is to listen to internet radio and avoid the downloading offers.  

You get my drift?</description>
		<content:encoded><![CDATA[<p>My favorite way to not shop is to spend month&#8217;s looking for the perfect gifts for the people on my year&#8217;s gift list. Sometimes I don&#8217;t even know someone is on my list until I see something that suddenly is the perfect fit for so and so.  </p>
<p>My second favorite way to not shop is by helping somone with a task so that they don&#8217;t have to buy the help the help to get it done.  </p>
<p>My third favorite way to not shop is to listen to internet radio and avoid the downloading offers.  </p>
<p>You get my drift?</p>
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		<title>By: Susy</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-87966</link>
		<dc:creator>Susy</dc:creator>
		<pubDate>Tue, 16 Oct 2007 23:50:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-87966</guid>
		<description>Not shopping is perhaps the best one.  Once you quite shopping for fun, you realize you don&#039;t need stuff.  Then it almost becomes a chore to go shopping.</description>
		<content:encoded><![CDATA[<p>Not shopping is perhaps the best one.  Once you quite shopping for fun, you realize you don&#8217;t need stuff.  Then it almost becomes a chore to go shopping.</p>
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		<title>By: Avlor</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-87927</link>
		<dc:creator>Avlor</dc:creator>
		<pubDate>Tue, 16 Oct 2007 23:21:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-87927</guid>
		<description>I&#039;ve been practicing many of the &quot;steps&quot; for a good while.  But I&#039;ve been rediscovering the 9th one, hitting the used clothing stores and utilizing our local &lt;a href=&quot;http://www.freecycle.org/&quot; rel=&quot;nofollow&quot;&gt;Freecycle&lt;/a&gt; list.  (I&#039;ve been giving quite a bit away as we go through our house, not just receiving.)</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been practicing many of the &#8220;steps&#8221; for a good while.  But I&#8217;ve been rediscovering the 9th one, hitting the used clothing stores and utilizing our local <a href="http://www.freecycle.org/" rel="nofollow">Freecycle</a> list.  (I&#8217;ve been giving quite a bit away as we go through our house, not just receiving.)</p>
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		<title>By: Beth</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-87913</link>
		<dc:creator>Beth</dc:creator>
		<pubDate>Tue, 16 Oct 2007 23:04:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-87913</guid>
		<description>This is a great list. My father, brother, and sister have all asked for cds/dvds for Christmas and specified that a used copy was completely acceptable. I might even take them up on it!</description>
		<content:encoded><![CDATA[<p>This is a great list. My father, brother, and sister have all asked for cds/dvds for Christmas and specified that a used copy was completely acceptable. I might even take them up on it!</p>
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		<title>By: lorax</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-87906</link>
		<dc:creator>lorax</dc:creator>
		<pubDate>Tue, 16 Oct 2007 22:55:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-87906</guid>
		<description>All these steps are great financial (and typically ecological) advice.  These used to be common sense, but I guess those got lost somewhere.

Consumerism is the entitlement of the current generations.  Thanks boomers. :)</description>
		<content:encoded><![CDATA[<p>All these steps are great financial (and typically ecological) advice.  These used to be common sense, but I guess those got lost somewhere.</p>
<p>Consumerism is the entitlement of the current generations.  Thanks boomers. :)</p>
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		<title>By: Oswegan</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-87860</link>
		<dc:creator>Oswegan</dc:creator>
		<pubDate>Tue, 16 Oct 2007 22:08:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-87860</guid>
		<description>Sorry, forgot the credit for that saying.

&quot;Act your wage America&quot; is a phrase that Dave Ramsey often uses on the radio.

I am going to see Dave live in Portland on Thursday - Yeah!

~Oswegan</description>
		<content:encoded><![CDATA[<p>Sorry, forgot the credit for that saying.</p>
<p>&#8220;Act your wage America&#8221; is a phrase that Dave Ramsey often uses on the radio.</p>
<p>I am going to see Dave live in Portland on Thursday &#8211; Yeah!</p>
<p>~Oswegan</p>
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		<title>By: Oswegan</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-87855</link>
		<dc:creator>Oswegan</dc:creator>
		<pubDate>Tue, 16 Oct 2007 22:05:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-87855</guid>
		<description>Most overlooked way to save money in America:

#2 Live within your means. 

In other words - act your wage.

~Oswegan</description>
		<content:encoded><![CDATA[<p>Most overlooked way to save money in America:</p>
<p>#2 Live within your means. </p>
<p>In other words &#8211; act your wage.</p>
<p>~Oswegan</p>
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		<title>By: rita</title>
		<link>http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/comment-page-1/#comment-87837</link>
		<dc:creator>rita</dc:creator>
		<pubDate>Tue, 16 Oct 2007 21:45:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/10/16/your-money-or-your-life-ten-sure-ways-to-save-money/#comment-87837</guid>
		<description>I can relate with the challenge of going into a bookstore and coming out again without buying any. Temptation...sigh
It&#039;s a good thing I can speed-read, I end up finishing the book right there on the shelf. If I think that it is something I would like to read more than 3x (which rarely happens), that&#039;s when I buy it. Or put it in our choir&#039;s Christmas wish list =)
I do make it a habit to browse through 2nd hand stores, especially for books and clothes. I have lost count of the out of print books and vintage clothes that I&#039;ve unearthed there.</description>
		<content:encoded><![CDATA[<p>I can relate with the challenge of going into a bookstore and coming out again without buying any. Temptation&#8230;sigh<br />
It&#8217;s a good thing I can speed-read, I end up finishing the book right there on the shelf. If I think that it is something I would like to read more than 3x (which rarely happens), that&#8217;s when I buy it. Or put it in our choir&#8217;s Christmas wish list =)<br />
I do make it a habit to browse through 2nd hand stores, especially for books and clothes. I have lost count of the out of print books and vintage clothes that I&#8217;ve unearthed there.</p>
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