As I’ve mentioned on here, I usually play ten minutes worth of puzzle games in the morning – things like Sudoku – to get my brain running. I find it really helps, but I’ve also found that if I tackle something deeply complex that early (like chess puzzles), I often just get tired and regress more than anything. For me, Sudoku is just about perfect – so I try to solve one each morning. This is a great way for me to follow a morning shower, but before I get started on writing, when the house is really quiet.

10 Ways To Improve Your Financial Situation In Just 15 Minutes Last Friday, I had a guest post from Leo, the author of the Zen Habits blog. Here’s the article I wrote for his blog. (@ zen habits)

What Is Financial Security? I don’t think there’s a single tried-and-true answer for this. For me, financial security means that I’m not scared about tomorrow and that if I lost my job, it really wouldn’t worry me too much. (@ get rich slowly)

Money Vs. Time Off: Why We Don’t Take Vacations I agree with the general conclusion here – more people in the United States tend to value a higher salary than vacation time. Is that right or wrong? I think my answer would have been different a few years ago. (@ the digerati life)

The Simple Dollar Retro: Should I Prepay On My Home Loan Or Put It Into Savings? An interesting question, particularly if you don’t already have an emergency fund.