Comments on: Review: Mind Over Money http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/ Simple, applicable personal finance advice for the modern world Sat, 21 Nov 2009 23:44:30 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Katy http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/comment-page-1/#comment-108965 Katy Tue, 13 Nov 2007 13:26:21 +0000 http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/#comment-108965 Tyson's PERSONAL FINANCE FOR DUMMIES is an accessible, straightforward and great all around book. Highly recommend. Tyson’s PERSONAL FINANCE FOR DUMMIES is an accessible, straightforward and great all around book. Highly recommend.

]]> By: Rob in Madrid http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/comment-page-1/#comment-98035 Rob in Madrid Wed, 31 Oct 2007 19:49:57 +0000 http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/#comment-98035 Caeli, your comments very neatly convey the problem every PF writer faces, how to help those that don't neatly fit in the 2,5 kids type family. Minimum wage was in that catergory. Also if you husband gets caught your likely to be facing that delimma. What to do, I don't know I guess get religion and start praying. Anyways reason for commenting "but I strongly believe that identifying the problem and making a deep, fundamental commitment to change is the real solution here, not trivial things like cutting up your credit cards - those are merely symbolic." this is probably the most important part yet the hard one to do. Doing that is not easy, it's often 2 steps forward 1 step backwards. I think this is were most people trip up. I think if I had any criticism of Trent it would be that he made the transition spendthrift to furgal seem almost painless. I know it wasn't but sometimes I get that impression. I know for me it's been a real struggle. Caeli, your comments very neatly convey the problem every PF writer faces, how to help those that don’t neatly fit in the 2,5 kids type family. Minimum wage was in that catergory. Also if you husband gets caught your likely to be facing that delimma. What to do, I don’t know I guess get religion and start praying.

Anyways reason for commenting

“but I strongly believe that identifying the problem and making a deep, fundamental commitment to change is the real solution here, not trivial things like cutting up your credit cards – those are merely symbolic.”

this is probably the most important part yet the hard one to do. Doing that is not easy, it’s often 2 steps forward 1 step backwards. I think this is were most people trip up. I think if I had any criticism of Trent it would be that he made the transition spendthrift to furgal seem almost painless. I know it wasn’t but sometimes I get that impression. I know for me it’s been a real struggle.

]]> By: Caeli http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/comment-page-1/#comment-96757 Caeli Mon, 29 Oct 2007 16:05:09 +0000 http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/#comment-96757 Point #5 on addictive behaviors really struck a chord with me. My husband is addicted to both cigarettes and marijuana. He is working hard on quitting cigarettes, but hasn't begun to deal with the marijuana yet. He has anxiety related mental disorders and uses the drug to keep him from getting too upset, since he has had horrible experiences with the side effects from prescribed medications. Since our budget does not allow for anything outside of basic bills (rent, electric, phone), gas, and $200 for food/month, the cost of drugs is seriously not justified. Going into a program would mean he wouldn't be working, which would mean I would have to choose between paying rent or buying food for our three kids. We also can't afford therapy or medication. Decisions, decisions... Of course you never see financial advice for this situation, since most advisors assume that you have already dealt with such obvious issues. One thing that I have found helpful is to make money orders for bills the moment I get paid. If it just sits in the bank account it will disappear. Point #5 on addictive behaviors really struck a chord with me. My husband is addicted to both cigarettes and marijuana. He is working hard on quitting cigarettes, but hasn’t begun to deal with the marijuana yet. He has anxiety related mental disorders and uses the drug to keep him from getting too upset, since he has had horrible experiences with the side effects from prescribed medications. Since our budget does not allow for anything outside of basic bills (rent, electric, phone), gas, and $200 for food/month, the cost of drugs is seriously not justified. Going into a program would mean he wouldn’t be working, which would mean I would have to choose between paying rent or buying food for our three kids. We also can’t afford therapy or medication. Decisions, decisions… Of course you never see financial advice for this situation, since most advisors assume that you have already dealt with such obvious issues. One thing that I have found helpful is to make money orders for bills the moment I get paid. If it just sits in the bank account it will disappear.

]]> By: FMF http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/comment-page-1/#comment-94539 FMF Fri, 26 Oct 2007 16:27:36 +0000 http://www.thesimpledollar.com/2007/10/26/review-mind-over-money/#comment-94539 My biggest issue with this book is that the people who need it most are likely the least to pick it up. It's full of good advice for people with the various money problems listed above, but how many of them are really going to get a book that simply tells them they have a problem with little practical tips? My biggest issue with this book is that the people who need it most are likely the least to pick it up. It’s full of good advice for people with the various money problems listed above, but how many of them are really going to get a book that simply tells them they have a problem with little practical tips?

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