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	<title>Comments on: How To Maximize Customer Loyalty Programs &#8211; Even If You&#8217;ve Never Tried One</title>
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	<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Monica</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-166279</link>
		<dc:creator>Monica</dc:creator>
		<pubDate>Mon, 28 Jan 2008 18:55:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-166279</guid>
		<description>I&#039;m with vh on this one. I don&#039;t trust these corporations with my information. Even if they are not misusing it now, perhaps they will in the future. 

The only &quot;loyalty&quot; cards that I have are memberships where you get discounts on every purchase (at the fabric store members pay less for everything) or where you have to join to shop (co-op). 

Suzy&#039;s point about credit cards is a good one. I use mine as little as possible (mostly for other reasons though).</description>
		<content:encoded><![CDATA[<p>I&#8217;m with vh on this one. I don&#8217;t trust these corporations with my information. Even if they are not misusing it now, perhaps they will in the future. </p>
<p>The only &#8220;loyalty&#8221; cards that I have are memberships where you get discounts on every purchase (at the fabric store members pay less for everything) or where you have to join to shop (co-op). </p>
<p>Suzy&#8217;s point about credit cards is a good one. I use mine as little as possible (mostly for other reasons though).</p>
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		<title>By: Marge</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-109951</link>
		<dc:creator>Marge</dc:creator>
		<pubDate>Wed, 14 Nov 2007 17:24:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-109951</guid>
		<description>I work somewhat in this industryl; not directly though we study quite a bit about loyalty programs in general.  These large retailers have been pounded in trade journals for not having true loyalty programs because they never used the data to  understand who their customers were and basically just giving discounts to anyone who walks in the door.  In the loyalty industry this accompishes nothing.  So now that you see these pointless cards being disbanned (like Albertsons reward card), they face new criticism.  The reason they get your personal information is not too snoop on your private life for devious plans.  It&#039;s to better understand what you like to buy so they can better target more RELEVENT offers to you. They also want to give greater rewards to those who spend more money with them than the occassional &quot;cherry picker&quot;.   Personally, I would rather get customized offers instead of deals for junk I never use.  IT is not in their best business interest to use personal information to snoop on your personal affairs and try to do devious things.  This has greater threats of bring their business to an end.  Still, if you don&#039;t like handing out your address and phone number, just don&#039;t.  Their are laws about internet emails that require companies to get your permission to send advertising, disclose who they share your personal information to.  You will see it on every email tag and every web page.
If not, they know the FTC will be on them hard and heavy. Their are others laws in effect that I won&#039;t go into. I don&#039;t worry so much about who knows that always like to buy organic milk and products that are natural, or how much I spend on it weekly.  I hope they find that out so I can influence the manufactureres.  I would like to get better quality products on the shelf and get the other toxic crap off the shelves that&#039;s polluting young kids who are growing up with that stuff.</description>
		<content:encoded><![CDATA[<p>I work somewhat in this industryl; not directly though we study quite a bit about loyalty programs in general.  These large retailers have been pounded in trade journals for not having true loyalty programs because they never used the data to  understand who their customers were and basically just giving discounts to anyone who walks in the door.  In the loyalty industry this accompishes nothing.  So now that you see these pointless cards being disbanned (like Albertsons reward card), they face new criticism.  The reason they get your personal information is not too snoop on your private life for devious plans.  It&#8217;s to better understand what you like to buy so they can better target more RELEVENT offers to you. They also want to give greater rewards to those who spend more money with them than the occassional &#8220;cherry picker&#8221;.   Personally, I would rather get customized offers instead of deals for junk I never use.  IT is not in their best business interest to use personal information to snoop on your personal affairs and try to do devious things.  This has greater threats of bring their business to an end.  Still, if you don&#8217;t like handing out your address and phone number, just don&#8217;t.  Their are laws about internet emails that require companies to get your permission to send advertising, disclose who they share your personal information to.  You will see it on every email tag and every web page.<br />
If not, they know the FTC will be on them hard and heavy. Their are others laws in effect that I won&#8217;t go into. I don&#8217;t worry so much about who knows that always like to buy organic milk and products that are natural, or how much I spend on it weekly.  I hope they find that out so I can influence the manufactureres.  I would like to get better quality products on the shelf and get the other toxic crap off the shelves that&#8217;s polluting young kids who are growing up with that stuff.</p>
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		<title>By: Suzy</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-104218</link>
		<dc:creator>Suzy</dc:creator>
		<pubDate>Thu, 08 Nov 2007 19:00:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-104218</guid>
		<description>vh &amp; others concerned with privacy - 
I respect and share your opinions about giving out too much personal information, truly.  It&#039;s disturbing how much various entities (stores, doctors offices, etc.) demand just &quot;for their records&quot;.

Having said that however, I would also like to point out that unless you pay for everything in CASH and not a credit card, your purchases can be and probably are tracked anyway.  I have several friends who work in the IT department at Mastercard, and their jobs entail maintenance and development of some pretty enormous &quot;Usage&quot; databases.</description>
		<content:encoded><![CDATA[<p>vh &amp; others concerned with privacy &#8211;<br />
I respect and share your opinions about giving out too much personal information, truly.  It&#8217;s disturbing how much various entities (stores, doctors offices, etc.) demand just &#8220;for their records&#8221;.</p>
<p>Having said that however, I would also like to point out that unless you pay for everything in CASH and not a credit card, your purchases can be and probably are tracked anyway.  I have several friends who work in the IT department at Mastercard, and their jobs entail maintenance and development of some pretty enormous &#8220;Usage&#8221; databases.</p>
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		<title>By: Aimee</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-103358</link>
		<dc:creator>Aimee</dc:creator>
		<pubDate>Wed, 07 Nov 2007 20:36:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-103358</guid>
		<description>My CVS card definately has MVP status.  Last month, I got $17 in &quot;extra care bucks&quot; which you can spend like cash in the stores.  You can really save a ton of money with it especially if you combine it with other coupons.  As for privacy issues - your information is already out there, you might as well have some control over it.</description>
		<content:encoded><![CDATA[<p>My CVS card definately has MVP status.  Last month, I got $17 in &#8220;extra care bucks&#8221; which you can spend like cash in the stores.  You can really save a ton of money with it especially if you combine it with other coupons.  As for privacy issues &#8211; your information is already out there, you might as well have some control over it.</p>
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		<title>By: Kim</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-103287</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Wed, 07 Nov 2007 19:11:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-103287</guid>
		<description>This is a hobby of mine.
I use Starwood for most of my hotels (and work out double credit so it doesn&#039;t require many stays to get Gold, which ups my number of points on every stay).  And since the closest hotel to my parents&#039; house is in that system, it comes in handy and have racked up enough points for 4 or 5 free nights there just by visiting my parents while keeping a respectable distance.  
Priority Club is good too simply cause they&#039;re everywhere and though I don&#039;t stay as often, I do use their Priority Club Dining to rack up points at local restaurants when I&#039;m not visiting the Holiday Inns.  
The other one we use a lot is the BevMo club card.  Free to sign up, gets you the specials on wine, beer, and liquor, and racks up to a 5% off coupon every once in a while.  The benefit is debatable of course, since it doesn&#039;t even cover the tax.  But if you&#039;re a drinker, it adds up quick.

And since I&#039;m a creature of habit, I have a fair number of &quot;Buy 10 get 1 free&quot; stamp cards.  No tracking involved, but they regularly get me free stuff I would normally spend money on.  It only takes up space in my wallet.

Though privacy is an issue to me, none of the places I sign up with are for everyday purchases.  I keep everything sent to a PO Box, and some, like bevmo are attached to old phone#.</description>
		<content:encoded><![CDATA[<p>This is a hobby of mine.<br />
I use Starwood for most of my hotels (and work out double credit so it doesn&#8217;t require many stays to get Gold, which ups my number of points on every stay).  And since the closest hotel to my parents&#8217; house is in that system, it comes in handy and have racked up enough points for 4 or 5 free nights there just by visiting my parents while keeping a respectable distance.<br />
Priority Club is good too simply cause they&#8217;re everywhere and though I don&#8217;t stay as often, I do use their Priority Club Dining to rack up points at local restaurants when I&#8217;m not visiting the Holiday Inns.<br />
The other one we use a lot is the BevMo club card.  Free to sign up, gets you the specials on wine, beer, and liquor, and racks up to a 5% off coupon every once in a while.  The benefit is debatable of course, since it doesn&#8217;t even cover the tax.  But if you&#8217;re a drinker, it adds up quick.</p>
<p>And since I&#8217;m a creature of habit, I have a fair number of &#8220;Buy 10 get 1 free&#8221; stamp cards.  No tracking involved, but they regularly get me free stuff I would normally spend money on.  It only takes up space in my wallet.</p>
<p>Though privacy is an issue to me, none of the places I sign up with are for everyday purchases.  I keep everything sent to a PO Box, and some, like bevmo are attached to old phone#.</p>
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		<title>By: Brad</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-103236</link>
		<dc:creator>Brad</dc:creator>
		<pubDate>Wed, 07 Nov 2007 18:17:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-103236</guid>
		<description>None of the rewards programs listed really sound like a value. Borders, Staples, BestBuy. . . all of the products sold by these vendors can be found for around 1/2 the cost at online retailers.

On another note. Try searching &quot;Shoppers Enrolled In Loyalty Programs Spend More Money.&quot;

I suppose people buy things they otherwise wouldn&#039;t if they perceive it as a value.</description>
		<content:encoded><![CDATA[<p>None of the rewards programs listed really sound like a value. Borders, Staples, BestBuy. . . all of the products sold by these vendors can be found for around 1/2 the cost at online retailers.</p>
<p>On another note. Try searching &#8220;Shoppers Enrolled In Loyalty Programs Spend More Money.&#8221;</p>
<p>I suppose people buy things they otherwise wouldn&#8217;t if they perceive it as a value.</p>
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		<title>By: ClickerTrainer</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-103202</link>
		<dc:creator>ClickerTrainer</dc:creator>
		<pubDate>Wed, 07 Nov 2007 17:29:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-103202</guid>
		<description>I think, if the grocery store has a &quot;savings&quot; card, and they are collecting all that data on me, why don&#039;t they meet me at the door with what they already know I am going to buy?  Now THAT would be customer service.

Personally, I think my data, with fake contact info or not, is worth more than 10-20% off.  

Disclosure: I&#039;m a database admin</description>
		<content:encoded><![CDATA[<p>I think, if the grocery store has a &#8220;savings&#8221; card, and they are collecting all that data on me, why don&#8217;t they meet me at the door with what they already know I am going to buy?  Now THAT would be customer service.</p>
<p>Personally, I think my data, with fake contact info or not, is worth more than 10-20% off.  </p>
<p>Disclosure: I&#8217;m a database admin</p>
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		<title>By: Sam Jones</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-102614</link>
		<dc:creator>Sam Jones</dc:creator>
		<pubDate>Wed, 07 Nov 2007 01:18:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-102614</guid>
		<description>I&#039;m a big fan of Costco&#039;s executive membership coupled with their American Express card.  You get a full 3% back on all purchases this way and if you don&#039;t spend enough to make it worthwhile, you get a refund on your membership fee.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a big fan of Costco&#8217;s executive membership coupled with their American Express card.  You get a full 3% back on all purchases this way and if you don&#8217;t spend enough to make it worthwhile, you get a refund on your membership fee.</p>
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		<title>By: Caeli</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-102311</link>
		<dc:creator>Caeli</dc:creator>
		<pubDate>Tue, 06 Nov 2007 16:51:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-102311</guid>
		<description>Dana, that&#039;s a great point. I always use an old phone number from before I last moved. Last time I checked it was still disconnected, but they may reassign it, so I think I will change the info on my cards.
When I shop at Kroger&#039;s, my favorite grocery store, I get great discounts with the card. Also, even though I lost the card years ago I just type in the phone number mentioned above on the key pad and it comes up in their system--unlike Giant Eagle, where the cashier gives you a dirty look, asks for your ID, then sits on the phone for 5 minutes while someone looks it up before starting to scan the groceries. I have gotten $50 worth of free groceries unexpectedly twice in 5 years by using this card. It&#039;s not much, but it&#039;s very nice to get that surprise at the check out.
Sadly, many things still don&#039;t come out cheaper than Walmart, such as meat, diapers (a box of 100 for $13!!), milk, etc. So even though I hate shopping there, my extremely small food budget almost makes it through the month if I shop at Walmart instead, leaving my Kroger&#039;s membership useless at the moment.</description>
		<content:encoded><![CDATA[<p>Dana, that&#8217;s a great point. I always use an old phone number from before I last moved. Last time I checked it was still disconnected, but they may reassign it, so I think I will change the info on my cards.<br />
When I shop at Kroger&#8217;s, my favorite grocery store, I get great discounts with the card. Also, even though I lost the card years ago I just type in the phone number mentioned above on the key pad and it comes up in their system&#8211;unlike Giant Eagle, where the cashier gives you a dirty look, asks for your ID, then sits on the phone for 5 minutes while someone looks it up before starting to scan the groceries. I have gotten $50 worth of free groceries unexpectedly twice in 5 years by using this card. It&#8217;s not much, but it&#8217;s very nice to get that surprise at the check out.<br />
Sadly, many things still don&#8217;t come out cheaper than Walmart, such as meat, diapers (a box of 100 for $13!!), milk, etc. So even though I hate shopping there, my extremely small food budget almost makes it through the month if I shop at Walmart instead, leaving my Kroger&#8217;s membership useless at the moment.</p>
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		<title>By: Sm4k</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-101548</link>
		<dc:creator>Sm4k</dc:creator>
		<pubDate>Mon, 05 Nov 2007 20:42:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-101548</guid>
		<description>About using gmail to monitor these offers, there are a few tricks that make it pretty easy to keep things organized.

When you sign up for something, sign up using your address + the store name (e.g. if you sign up for Best Buy Rewards, and your email address is thesimpledollar@gmail.com, sign up using thesimpledollar+bestbuy@gmail.com).  Email will still be delivered to thesimpledollar@gmail.com, but it will have that extra tag on it.  You can then set up filters and rules in gmail so that anything that comes to thesimpledollar+bestbuy@gmail.com gets  put into the &#039;Best Buy&#039; filter.  Easy to keep a visually organized inbox, and to track down who sold your email address when you start getting tons of spam.</description>
		<content:encoded><![CDATA[<p>About using gmail to monitor these offers, there are a few tricks that make it pretty easy to keep things organized.</p>
<p>When you sign up for something, sign up using your address + the store name (e.g. if you sign up for Best Buy Rewards, and your email address is <a href="mailto:thesimpledollar@gmail.com">thesimpledollar@gmail.com</a>, sign up using <a href="mailto:thesimpledollar+bestbuy@gmail.com">thesimpledollar+bestbuy@gmail.com</a>).  Email will still be delivered to <a href="mailto:thesimpledollar@gmail.com">thesimpledollar@gmail.com</a>, but it will have that extra tag on it.  You can then set up filters and rules in gmail so that anything that comes to <a href="mailto:thesimpledollar+bestbuy@gmail.com">thesimpledollar+bestbuy@gmail.com</a> gets  put into the &#8216;Best Buy&#8217; filter.  Easy to keep a visually organized inbox, and to track down who sold your email address when you start getting tons of spam.</p>
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		<title>By: Dana</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-101486</link>
		<dc:creator>Dana</dc:creator>
		<pubDate>Mon, 05 Nov 2007 19:36:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-101486</guid>
		<description>Please don&#039;t just pick a random phone number and start using it to sign up. We&#039;ve had someone giving out ours, and it&#039;s a real pain in the butt. I copied down the number of a payphone and give that out so I&#039;m not inconveniencing anybody at home.</description>
		<content:encoded><![CDATA[<p>Please don&#8217;t just pick a random phone number and start using it to sign up. We&#8217;ve had someone giving out ours, and it&#8217;s a real pain in the butt. I copied down the number of a payphone and give that out so I&#8217;m not inconveniencing anybody at home.</p>
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		<title>By: rstlne</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-101404</link>
		<dc:creator>rstlne</dc:creator>
		<pubDate>Mon, 05 Nov 2007 18:37:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-101404</guid>
		<description>I have a wallet full of rewards cards. In practice though, I&#039;ve only gotten a few rewards and I go a long time between those rewards because I really don&#039;t shop enough. My most useful cards were the CVS and Borders cards to get store discounts.</description>
		<content:encoded><![CDATA[<p>I have a wallet full of rewards cards. In practice though, I&#8217;ve only gotten a few rewards and I go a long time between those rewards because I really don&#8217;t shop enough. My most useful cards were the CVS and Borders cards to get store discounts.</p>
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		<title>By: shanks</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-101060</link>
		<dc:creator>shanks</dc:creator>
		<pubDate>Mon, 05 Nov 2007 11:30:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-101060</guid>
		<description>vh is right, you need to be a little more discreet about the recorded purchases.  In a case where a person slipped inside a store, when he sued the store, the store tried to insinuate that he was drunk by showing purchases of liquor by him.

There was no evidence he was drunk when he slipped but there was the purchase receipt of liquor.

What he does with liquor is upto him but the store did try to wiggle out by introducing his purchasing habit.</description>
		<content:encoded><![CDATA[<p>vh is right, you need to be a little more discreet about the recorded purchases.  In a case where a person slipped inside a store, when he sued the store, the store tried to insinuate that he was drunk by showing purchases of liquor by him.</p>
<p>There was no evidence he was drunk when he slipped but there was the purchase receipt of liquor.</p>
<p>What he does with liquor is upto him but the store did try to wiggle out by introducing his purchasing habit.</p>
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		<title>By: Sandy</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-100706</link>
		<dc:creator>Sandy</dc:creator>
		<pubDate>Mon, 05 Nov 2007 00:27:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-100706</guid>
		<description>I&#039;m with FeeFiFo
we use the UPromise program and have the no-fee card, and we&#039;ve been able to save nearly $2000 in about 5 years, just by using the card and shopping through their website...5 more years til my oldest starts college, and we&#039;ll likely have nearly $4000, just by using this program! Not bad, I think!</description>
		<content:encoded><![CDATA[<p>I&#8217;m with FeeFiFo<br />
we use the UPromise program and have the no-fee card, and we&#8217;ve been able to save nearly $2000 in about 5 years, just by using the card and shopping through their website&#8230;5 more years til my oldest starts college, and we&#8217;ll likely have nearly $4000, just by using this program! Not bad, I think!</p>
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		<title>By: Mrs. D C</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-100610</link>
		<dc:creator>Mrs. D C</dc:creator>
		<pubDate>Sun, 04 Nov 2007 22:30:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-100610</guid>
		<description>I really like the ideas. I tend to use the &#039;EasySaver&quot; program at Walgreens. They have a book with coupons and discounts for the month. If you buy items from the catalog then follow the directions, Walgreens will send you a check for the rebates of the month. If you opt for a gift card they will put an additional 10% of the rebate on the card also. If you watch the weekly flyers they even let you know when an item will be free using the program.</description>
		<content:encoded><![CDATA[<p>I really like the ideas. I tend to use the &#8216;EasySaver&#8221; program at Walgreens. They have a book with coupons and discounts for the month. If you buy items from the catalog then follow the directions, Walgreens will send you a check for the rebates of the month. If you opt for a gift card they will put an additional 10% of the rebate on the card also. If you watch the weekly flyers they even let you know when an item will be free using the program.</p>
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		<title>By: FeeFiFoto</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-100485</link>
		<dc:creator>FeeFiFoto</dc:creator>
		<pubDate>Sun, 04 Nov 2007 18:39:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-100485</guid>
		<description>UPromise.com offers rebates on purchases made with registered credit cards and/or though participating sites, which go directly into tax-free college funds.</description>
		<content:encoded><![CDATA[<p>UPromise.com offers rebates on purchases made with registered credit cards and/or though participating sites, which go directly into tax-free college funds.</p>
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		<title>By: Eileen</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-100459</link>
		<dc:creator>Eileen</dc:creator>
		<pubDate>Sun, 04 Nov 2007 16:40:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-100459</guid>
		<description>Sorry vh, I think that is a very paranoid view and I feel very sorry  that you are so tortured by this.  I know what I buy and none of the scenarios you quote are even within the realm of realistic possibility.  So I am totally comfortable with someone knowing I prefer Crest over Colgate and thus supplying me with coupons for such.  And I don&#039;t allow anything to &quot;force&quot; me to lie, I find other choices if something concerns me.  So I stand by my viewpoint, it makes no difference at all.
No need to respond, because you won&#039;t change my viewpoint and clearly I won&#039;t change yours, so this is an agree to disagree situation.</description>
		<content:encoded><![CDATA[<p>Sorry vh, I think that is a very paranoid view and I feel very sorry  that you are so tortured by this.  I know what I buy and none of the scenarios you quote are even within the realm of realistic possibility.  So I am totally comfortable with someone knowing I prefer Crest over Colgate and thus supplying me with coupons for such.  And I don&#8217;t allow anything to &#8220;force&#8221; me to lie, I find other choices if something concerns me.  So I stand by my viewpoint, it makes no difference at all.<br />
No need to respond, because you won&#8217;t change my viewpoint and clearly I won&#8217;t change yours, so this is an agree to disagree situation.</p>
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		<title>By: vh</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-100407</link>
		<dc:creator>vh</dc:creator>
		<pubDate>Sun, 04 Nov 2007 14:50:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-100407</guid>
		<description>Here&#039;s what difference your privacy makes:

When you give over your name, address, and phone number and you give a corporation permission to track your behavior, none of that data is protected by law. A company is under no constraints that prevent it from selling or giving your information to anyone else.

So, let&#039;s say you quit your job and start your own business. You need to buy health insurance. The health insuror could in theory go to Safeway, Albertson&#039;s, et alii and purchase the past year or two worth of your buying data, and what do the insurors find? Lo! You buy two or three bottles of wine a week, and not only that, heaven help us, you buy a carton of cigarettes every now and then. Think you&#039;re going to get that health insurance?  And you&#039;ll never know why you were turned down, or why your premiums are twice as much as your teetotalling neighbor&#039;s.

Or, let&#039;s say Safeway restrains itself from selling your information to the highest bidder. Let&#039;s say instead your marriage falls apart. Your spouse&#039;s lawyers, who are trying to wrest custody of your kids away from you, subpoena Safeway, which forks over the last three years&#039; worth of your buying habits to the court. Like your beer and wine? Smoke a bit? Buy the occasional risque magazine? All that information can be used against you.  

Paranoia aside -- and I think you can argue that these are very real possible scenarios, not products a fevered brain -- in a society that grows more and more crowded and more and more intrusive in every way, privacy is an extremely valuable commodity. As a healthy human being, you need to know that your private life is YOUR private life, and that your every step and breath are not being watched by every commercial and government interest that comes along.  Unfortunately, that&#039;s exactly what every commercial and government interest out there wants to do (are you aware that you can hardly go anywhere these days without being recorded on a camera?).  In this brave new world, we need to keep a grip on our right to be left aone.

Since you can hardly buy anything without an intrusive shopping card designed to keep an eye on you, the best defense is to lie, lie, and lie some more: supply fake information every which way you turn. I personally resent a system that forces me to lie to hang on to a principal of great value to me....and that should be of great value to all of us.

The loss of privacy is huge. It is an enormous loss to the American people and an enormous loss to our humanity.

And that is what difference it makes.</description>
		<content:encoded><![CDATA[<p>Here&#8217;s what difference your privacy makes:</p>
<p>When you give over your name, address, and phone number and you give a corporation permission to track your behavior, none of that data is protected by law. A company is under no constraints that prevent it from selling or giving your information to anyone else.</p>
<p>So, let&#8217;s say you quit your job and start your own business. You need to buy health insurance. The health insuror could in theory go to Safeway, Albertson&#8217;s, et alii and purchase the past year or two worth of your buying data, and what do the insurors find? Lo! You buy two or three bottles of wine a week, and not only that, heaven help us, you buy a carton of cigarettes every now and then. Think you&#8217;re going to get that health insurance?  And you&#8217;ll never know why you were turned down, or why your premiums are twice as much as your teetotalling neighbor&#8217;s.</p>
<p>Or, let&#8217;s say Safeway restrains itself from selling your information to the highest bidder. Let&#8217;s say instead your marriage falls apart. Your spouse&#8217;s lawyers, who are trying to wrest custody of your kids away from you, subpoena Safeway, which forks over the last three years&#8217; worth of your buying habits to the court. Like your beer and wine? Smoke a bit? Buy the occasional risque magazine? All that information can be used against you.  </p>
<p>Paranoia aside &#8212; and I think you can argue that these are very real possible scenarios, not products a fevered brain &#8212; in a society that grows more and more crowded and more and more intrusive in every way, privacy is an extremely valuable commodity. As a healthy human being, you need to know that your private life is YOUR private life, and that your every step and breath are not being watched by every commercial and government interest that comes along.  Unfortunately, that&#8217;s exactly what every commercial and government interest out there wants to do (are you aware that you can hardly go anywhere these days without being recorded on a camera?).  In this brave new world, we need to keep a grip on our right to be left aone.</p>
<p>Since you can hardly buy anything without an intrusive shopping card designed to keep an eye on you, the best defense is to lie, lie, and lie some more: supply fake information every which way you turn. I personally resent a system that forces me to lie to hang on to a principal of great value to me&#8230;.and that should be of great value to all of us.</p>
<p>The loss of privacy is huge. It is an enormous loss to the American people and an enormous loss to our humanity.</p>
<p>And that is what difference it makes.</p>
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		<title>By: Taylor</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-100399</link>
		<dc:creator>Taylor</dc:creator>
		<pubDate>Sun, 04 Nov 2007 14:19:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-100399</guid>
		<description>About video games.. stick to used games!  They&#039;re guaranteed by Gamestop (and most other stores) and even the newest of popular games are $5-10 cheaper than the brand new copies.  Most are $20+ cheaper.. I think it trumps Best Buy&#039;s reward zone :) Happy Savings</description>
		<content:encoded><![CDATA[<p>About video games.. stick to used games!  They&#8217;re guaranteed by Gamestop (and most other stores) and even the newest of popular games are $5-10 cheaper than the brand new copies.  Most are $20+ cheaper.. I think it trumps Best Buy&#8217;s reward zone :) Happy Savings</p>
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		<title>By: Eileen</title>
		<link>http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/comment-page-1/#comment-100391</link>
		<dc:creator>Eileen</dc:creator>
		<pubDate>Sun, 04 Nov 2007 13:38:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/03/how-to-maximize-customer-loyalty-programs-even-if-youve-never-tried-one/#comment-100391</guid>
		<description>I agree with Karen, certain aspects of privacy are crucial, others--&quot;who cares.&quot;  I take the appropriate precautions against identity theft but what different does it make if someone knows what brand of toothpaste I use.</description>
		<content:encoded><![CDATA[<p>I agree with Karen, certain aspects of privacy are crucial, others&#8211;&#8221;who cares.&#8221;  I take the appropriate precautions against identity theft but what different does it make if someone knows what brand of toothpaste I use.</p>
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