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	<title>Comments on: Should I Send My Child to Daycare or Should One of Us Be A Stay-At-Home Parent?</title>
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	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Sarah</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-682557</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Tue, 02 Jun 2009 20:49:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-682557</guid>
		<description>My husband and I have 8 month old twins.  We went back and forth before they were born and during my leave trying to decide what would be the best thing to do.  In the end we opted to split our schedules and keep them at home while maintaining our dual incomes.  I work 10a-5p and he works 1a-9a.  We each take no full lunch break (by choice) and so are able to be home with our boys as much as possible.  
It means that during the week we see each other for just a few minutes each morning but we both have weekends free to enjoy together.  
I went to daycare as a child and have turned out fine but I want to keep my children home and in our arms, not in the questionable arms of a &quot;licensed child care provider&quot;.  They will keep them alive.  We give them a life!</description>
		<content:encoded><![CDATA[<p>My husband and I have 8 month old twins.  We went back and forth before they were born and during my leave trying to decide what would be the best thing to do.  In the end we opted to split our schedules and keep them at home while maintaining our dual incomes.  I work 10a-5p and he works 1a-9a.  We each take no full lunch break (by choice) and so are able to be home with our boys as much as possible.<br />
It means that during the week we see each other for just a few minutes each morning but we both have weekends free to enjoy together.<br />
I went to daycare as a child and have turned out fine but I want to keep my children home and in our arms, not in the questionable arms of a &#8220;licensed child care provider&#8221;.  They will keep them alive.  We give them a life!</p>
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		<title>By: Stephen</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-680739</link>
		<dc:creator>Stephen</dc:creator>
		<pubDate>Mon, 01 Jun 2009 15:30:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-680739</guid>
		<description>What a joke.  The parents here are actually defending daycare as better then their own parenting! Amazing.  Seriously stop and think about that - having a kid so that you can put them in daycare for all the numerous advantages?  The self justification here is off the charts. It doesn&#039;t matter how great the daycare is - it&#039;s not a loving parent.  
Daycare is a necessity in situations, not the preferable option.</description>
		<content:encoded><![CDATA[<p>What a joke.  The parents here are actually defending daycare as better then their own parenting! Amazing.  Seriously stop and think about that &#8211; having a kid so that you can put them in daycare for all the numerous advantages?  The self justification here is off the charts. It doesn&#8217;t matter how great the daycare is &#8211; it&#8217;s not a loving parent.<br />
Daycare is a necessity in situations, not the preferable option.</p>
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		<title>By: Lawilli</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-224831</link>
		<dc:creator>Lawilli</dc:creator>
		<pubDate>Fri, 04 Apr 2008 19:57:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-224831</guid>
		<description>I have been reading these posts today as I am placing my daughter in daycare for the first time next week and will be returning to the workforce.

I am a product of daycare as are my three sisters.  My mother and father both worked fulltime all of my life.  I am a college professor, and all three of my sisters are professionals: one is a microbiologist, one is an accountant and one is a highschool teacher.  Both of my parents are also college educated.  It is my opinion whether or not your children are in daycare or whether they stay at home with you it depends on the QUALITY of the care given.  My mother and father did spend quality time with us when they came home from work.  I found my parents to be invaluable when we were growing up.  They were always available to help with homework.  I was very lucky and I contribute my success in life to my parents. It is from my parents I learned organization, accountability, time and money management.  I do not think I would possess these skills had my parents not worked.  I could spend all day recounting how I was always so proud of my parents when they were able to visit us at school and talk about their profession on careers day or how my mother was able to set up tours for my classroom of the courthouse (she was in the law profession).  

I am certain had my parents not been professional people, I would not have read the books I read growing up or been able to travel the world and learn about different cultures first hand.

Ultimately, it is up to the parent to decide what is best for their child, but I strongly believe I would be doing my daughter a disservice if she does not get to know me for who I am now, my passions, etc...  

For me choosing to stay at home I will rob my daughter of the wonderful opportunities I was given.</description>
		<content:encoded><![CDATA[<p>I have been reading these posts today as I am placing my daughter in daycare for the first time next week and will be returning to the workforce.</p>
<p>I am a product of daycare as are my three sisters.  My mother and father both worked fulltime all of my life.  I am a college professor, and all three of my sisters are professionals: one is a microbiologist, one is an accountant and one is a highschool teacher.  Both of my parents are also college educated.  It is my opinion whether or not your children are in daycare or whether they stay at home with you it depends on the QUALITY of the care given.  My mother and father did spend quality time with us when they came home from work.  I found my parents to be invaluable when we were growing up.  They were always available to help with homework.  I was very lucky and I contribute my success in life to my parents. It is from my parents I learned organization, accountability, time and money management.  I do not think I would possess these skills had my parents not worked.  I could spend all day recounting how I was always so proud of my parents when they were able to visit us at school and talk about their profession on careers day or how my mother was able to set up tours for my classroom of the courthouse (she was in the law profession).  </p>
<p>I am certain had my parents not been professional people, I would not have read the books I read growing up or been able to travel the world and learn about different cultures first hand.</p>
<p>Ultimately, it is up to the parent to decide what is best for their child, but I strongly believe I would be doing my daughter a disservice if she does not get to know me for who I am now, my passions, etc&#8230;  </p>
<p>For me choosing to stay at home I will rob my daughter of the wonderful opportunities I was given.</p>
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		<title>By: Zena.</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-202719</link>
		<dc:creator>Zena.</dc:creator>
		<pubDate>Tue, 11 Mar 2008 12:29:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-202719</guid>
		<description>A question wonder by many a parents, to say the least is whether or not a child should be placed into care or brought up with there mother as the main care giver.
  The social developmental factors involved in this debate would ultimately agree, with sending a child away from the home and family on the basis of higher chances of creating multiple attachments, to not only peers, but nursery workers and assistants. Therefore helping the child become more confident and independent.
  However, this would also mean a less strong relationship with there main caregiver, - a theory produced by Bowlbys evolution theory.                        Robertson and Robertson, proved that daycares may permantly affect the relationship between infant and mother. Although this could be classed as a biased experiment, as it was only tested by one child.
  On a negative side, due to the ratio of children to adults in day-care, infants may fight for attention, which could make them selfless and selfish in the future.
   Conversely day-care is good for intellectual development in reading and math skills, although it is proven that one on one teaching increases the baby’s knowledge.

 

  
Anderson proved that children entering daycares, at an early age performed better on cognitive tests compared to children whom entered later, or not at all.
  Also, if a child doesn’t have a secure attachment, (safe base) they may be less willing to explore the new, unfamiliar environment of a nursery.
   Dilalla showed that the more daycare a child has the less socially they behave, by being proven to be less likely to share and help others.
  However, what ever your opinion is on daycares it ultimately comes down to the quality and successfulness of the nursery or day-care you use.</description>
		<content:encoded><![CDATA[<p>A question wonder by many a parents, to say the least is whether or not a child should be placed into care or brought up with there mother as the main care giver.<br />
  The social developmental factors involved in this debate would ultimately agree, with sending a child away from the home and family on the basis of higher chances of creating multiple attachments, to not only peers, but nursery workers and assistants. Therefore helping the child become more confident and independent.<br />
  However, this would also mean a less strong relationship with there main caregiver, &#8211; a theory produced by Bowlbys evolution theory.                        Robertson and Robertson, proved that daycares may permantly affect the relationship between infant and mother. Although this could be classed as a biased experiment, as it was only tested by one child.<br />
  On a negative side, due to the ratio of children to adults in day-care, infants may fight for attention, which could make them selfless and selfish in the future.<br />
   Conversely day-care is good for intellectual development in reading and math skills, although it is proven that one on one teaching increases the baby’s knowledge.</p>
<p>Anderson proved that children entering daycares, at an early age performed better on cognitive tests compared to children whom entered later, or not at all.<br />
  Also, if a child doesn’t have a secure attachment, (safe base) they may be less willing to explore the new, unfamiliar environment of a nursery.<br />
   Dilalla showed that the more daycare a child has the less socially they behave, by being proven to be less likely to share and help others.<br />
  However, what ever your opinion is on daycares it ultimately comes down to the quality and successfulness of the nursery or day-care you use.</p>
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		<title>By: Kate</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-122684</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Thu, 29 Nov 2007 14:16:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-122684</guid>
		<description>If you don&#039;t have a good career, then by all means stay home. 
A happy parent is a happy kid.</description>
		<content:encoded><![CDATA[<p>If you don&#8217;t have a good career, then by all means stay home.<br />
A happy parent is a happy kid.</p>
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		<title>By: Tyler</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-110980</link>
		<dc:creator>Tyler</dc:creator>
		<pubDate>Thu, 15 Nov 2007 17:12:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-110980</guid>
		<description>My wife&#039;s dream was to stay at home with her kids.  I&#039;m glad that I can make this a reality (not without sacrifice, though).</description>
		<content:encoded><![CDATA[<p>My wife&#8217;s dream was to stay at home with her kids.  I&#8217;m glad that I can make this a reality (not without sacrifice, though).</p>
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		<title>By: Lou</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-108108</link>
		<dc:creator>Lou</dc:creator>
		<pubDate>Mon, 12 Nov 2007 15:24:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-108108</guid>
		<description>Wow.

There is a lot of emotion in this section of comments.  

How hard it is for me to read about parents who put their children in daycare.  And while I am sure the decision was agonized over, debated, and possibly even prayed over...the end result is the same: The baby/child spends more time at daycare than at home.

How could this possibly be best?

No matter how &quot;good&quot; or &quot;high-quality&quot; a daycare is, it is still only a *substitute* for Mama.  Those bragging rights don&#039;t matter to a child that just desires to be with a parent.

I agree with Abby.... our kids deserve the best of us!</description>
		<content:encoded><![CDATA[<p>Wow.</p>
<p>There is a lot of emotion in this section of comments.  </p>
<p>How hard it is for me to read about parents who put their children in daycare.  And while I am sure the decision was agonized over, debated, and possibly even prayed over&#8230;the end result is the same: The baby/child spends more time at daycare than at home.</p>
<p>How could this possibly be best?</p>
<p>No matter how &#8220;good&#8221; or &#8220;high-quality&#8221; a daycare is, it is still only a *substitute* for Mama.  Those bragging rights don&#8217;t matter to a child that just desires to be with a parent.</p>
<p>I agree with Abby&#8230;. our kids deserve the best of us!</p>
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		<title>By: Gayle</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-107318</link>
		<dc:creator>Gayle</dc:creator>
		<pubDate>Sun, 11 Nov 2007 20:49:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-107318</guid>
		<description>My husband and I are both working professionals and, 25 years ago, we made the decision to continue our careers and arrange for high-quality daycare for our only daughter, combined with regular care by loving grandmothers.  

Twenty-five years later, we&#039;ve JUST learned the following:  

The first year-and-a-half to two years of a child&#039;s life are crucial with respect to &quot;attachment.&quot;  It is imperative that the child have a single primary caregiver who cares for them at least 30 percent of the time throughout that period of time.

My husband and I were both actively involved in our daughter&#039;s care (both together and separately), and we were successful in ensuring that she was constantly surrounded and cared for by people who treated her with kindness, respect and love, and who ensured that she had positive opportunities for social and intellectual development.

Although she was raised by the proverbial loving &quot;village,&quot; however, I cannot honestly say that throughout the first year-and-a-half of her life any ONE person consistently cared for her 30 percent of the time.  

As a result, for the past 10 years she has struggled terribly with an attachment disorder.  Not only will the treatment last years and cost a fortune, but she has endured terrible personal suffering as a result.

It was very important to us to make a wise decision in with respect to her care, and all options were open to us.  After giving the matter a great deal of thought, we truly believed we were making the right decision with respect to combining work, daycare and the care of loving family members -- and we still got it wrong.  

If I had it to do over again, I would absolutely have stayed with her for the first year-and-a-half of her life and made sure she had the consistency of a single primary caregiver. 

Good luck to all you young parents!</description>
		<content:encoded><![CDATA[<p>My husband and I are both working professionals and, 25 years ago, we made the decision to continue our careers and arrange for high-quality daycare for our only daughter, combined with regular care by loving grandmothers.  </p>
<p>Twenty-five years later, we&#8217;ve JUST learned the following:  </p>
<p>The first year-and-a-half to two years of a child&#8217;s life are crucial with respect to &#8220;attachment.&#8221;  It is imperative that the child have a single primary caregiver who cares for them at least 30 percent of the time throughout that period of time.</p>
<p>My husband and I were both actively involved in our daughter&#8217;s care (both together and separately), and we were successful in ensuring that she was constantly surrounded and cared for by people who treated her with kindness, respect and love, and who ensured that she had positive opportunities for social and intellectual development.</p>
<p>Although she was raised by the proverbial loving &#8220;village,&#8221; however, I cannot honestly say that throughout the first year-and-a-half of her life any ONE person consistently cared for her 30 percent of the time.  </p>
<p>As a result, for the past 10 years she has struggled terribly with an attachment disorder.  Not only will the treatment last years and cost a fortune, but she has endured terrible personal suffering as a result.</p>
<p>It was very important to us to make a wise decision in with respect to her care, and all options were open to us.  After giving the matter a great deal of thought, we truly believed we were making the right decision with respect to combining work, daycare and the care of loving family members &#8212; and we still got it wrong.  </p>
<p>If I had it to do over again, I would absolutely have stayed with her for the first year-and-a-half of her life and made sure she had the consistency of a single primary caregiver. </p>
<p>Good luck to all you young parents!</p>
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		<title>By: Abby</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-105152</link>
		<dc:creator>Abby</dc:creator>
		<pubDate>Fri, 09 Nov 2007 20:50:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-105152</guid>
		<description>I&#039;m hesitant to post anything because I have very strong feelings about this. Having worked in a daycare, been a working mom (2 incomes) and now a stay-at-home mom, I am offended by the attitude that ALL sah kids watch tv all day long. We watch specific shows and my daughter&#039;s vocab has grown strongly because of it. But that doesn&#039;t mean I don&#039;t spend time with her in other ways.
The other thing about staying home is the option of homeschool, and there are some parents who choose this route for many varied reasons. 
I chose to stay home because I hated working in daycare. Even in the best daycares, it&#039;s other people&#039;s kids. I spent all day playing with other people&#039;s children while someone else took care of mine. I thought it was a fair trade for me to stay home. Now I get to be with my own, AND I watch other people&#039;s kids. 
As for &quot;socialization&quot; what few people realize is that children CANNOT be &quot;socialized&quot; before the age of three. No sharing, no playing &quot;together&quot; none of that. There is plenty of child development research out there that proves this. There really is no point in taking your infant to a daycare for socialization. They are self-centered, and for good reason. They have very individual needs, and the BEST person to take care of those needs is mom or dad. But you gotta do what you gotta do.
If our culture wasn&#039;t so selfish and self-centered, maybe our kids would get the best of us, rather than the second best of other people.</description>
		<content:encoded><![CDATA[<p>I&#8217;m hesitant to post anything because I have very strong feelings about this. Having worked in a daycare, been a working mom (2 incomes) and now a stay-at-home mom, I am offended by the attitude that ALL sah kids watch tv all day long. We watch specific shows and my daughter&#8217;s vocab has grown strongly because of it. But that doesn&#8217;t mean I don&#8217;t spend time with her in other ways.<br />
The other thing about staying home is the option of homeschool, and there are some parents who choose this route for many varied reasons.<br />
I chose to stay home because I hated working in daycare. Even in the best daycares, it&#8217;s other people&#8217;s kids. I spent all day playing with other people&#8217;s children while someone else took care of mine. I thought it was a fair trade for me to stay home. Now I get to be with my own, AND I watch other people&#8217;s kids.<br />
As for &#8220;socialization&#8221; what few people realize is that children CANNOT be &#8220;socialized&#8221; before the age of three. No sharing, no playing &#8220;together&#8221; none of that. There is plenty of child development research out there that proves this. There really is no point in taking your infant to a daycare for socialization. They are self-centered, and for good reason. They have very individual needs, and the BEST person to take care of those needs is mom or dad. But you gotta do what you gotta do.<br />
If our culture wasn&#8217;t so selfish and self-centered, maybe our kids would get the best of us, rather than the second best of other people.</p>
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		<title>By: elizabeth</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-105093</link>
		<dc:creator>elizabeth</dc:creator>
		<pubDate>Fri, 09 Nov 2007 19:12:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-105093</guid>
		<description>sorry the rest did not post. 

I just said that I agree with the &quot;nothing happens first rule.&quot;  I worked in a day care for 2 years (a very well established Atlanta day care and preschool).  I said before you just have to know the teachers well if you are going to go with daycare.  

Now I am a nanny.  I love what I do.  I don&#039;t lie.  My boss was upfront that I would have some firsts and she would have others.  It was simply a fact of life that she realized.  Even if you are a SAHP you won&#039;t get ever first, but you will get more than you would if you were not a SAHP.</description>
		<content:encoded><![CDATA[<p>sorry the rest did not post. </p>
<p>I just said that I agree with the &#8220;nothing happens first rule.&#8221;  I worked in a day care for 2 years (a very well established Atlanta day care and preschool).  I said before you just have to know the teachers well if you are going to go with daycare.  </p>
<p>Now I am a nanny.  I love what I do.  I don&#8217;t lie.  My boss was upfront that I would have some firsts and she would have others.  It was simply a fact of life that she realized.  Even if you are a SAHP you won&#8217;t get ever first, but you will get more than you would if you were not a SAHP.</p>
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		<title>By: elizabeth</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-105082</link>
		<dc:creator>elizabeth</dc:creator>
		<pubDate>Fri, 09 Nov 2007 18:58:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-105082</guid>
		<description>@ kim</description>
		<content:encoded><![CDATA[<p>@ kim</p>
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		<title>By: Sarah</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-105072</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Fri, 09 Nov 2007 18:41:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-105072</guid>
		<description>One quick side note--my husband is finishing a PhD in Ed Leadership and the research does seem to indicate that lower class families benefit GREATLY from day-cares, pre-K, etc. (However, middle class families not as much) We have to remember that this is generalizing the entire population, but that is what studies show.

And good grief, if you see any parent who is miserable, (SAHP or working parent), obviously something is amiss in their family and it probably isn&#039;t simply the fact that they work or stay at home.

By the way, as a SAHM I would like to say that I would LOVE a day when all I did was, &#039;stay at home.&#039; Please. The benefits for me are that I get to be the boss of my day, who I socialize with, and how much time I spend with my kid, (and yes we use a baby-sitter sometimes), etc. 

Maybe I&#039;m just power hungry, (joking), but I never found a job that let me do all that. Please let me know if you all find one--I&#039;d love to look into it b/c I sure do also love money.</description>
		<content:encoded><![CDATA[<p>One quick side note&#8211;my husband is finishing a PhD in Ed Leadership and the research does seem to indicate that lower class families benefit GREATLY from day-cares, pre-K, etc. (However, middle class families not as much) We have to remember that this is generalizing the entire population, but that is what studies show.</p>
<p>And good grief, if you see any parent who is miserable, (SAHP or working parent), obviously something is amiss in their family and it probably isn&#8217;t simply the fact that they work or stay at home.</p>
<p>By the way, as a SAHM I would like to say that I would LOVE a day when all I did was, &#8217;stay at home.&#8217; Please. The benefits for me are that I get to be the boss of my day, who I socialize with, and how much time I spend with my kid, (and yes we use a baby-sitter sometimes), etc. </p>
<p>Maybe I&#8217;m just power hungry, (joking), but I never found a job that let me do all that. Please let me know if you all find one&#8211;I&#8217;d love to look into it b/c I sure do also love money.</p>
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		<title>By: Sarah</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-105055</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Fri, 09 Nov 2007 18:14:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-105055</guid>
		<description>What most people fail to see is the flexibility of having one parent stay at home. With a one-income family, if that person loses their job there are TWO people to go into the workforce and make up for it. Sad to say but in two-income households most people simply cannot afford to live without both incomes. So, when one of those people loses their job, they are up a creek.

That being said it is judgmental to determine that one group is a worse off parent.</description>
		<content:encoded><![CDATA[<p>What most people fail to see is the flexibility of having one parent stay at home. With a one-income family, if that person loses their job there are TWO people to go into the workforce and make up for it. Sad to say but in two-income households most people simply cannot afford to live without both incomes. So, when one of those people loses their job, they are up a creek.</p>
<p>That being said it is judgmental to determine that one group is a worse off parent.</p>
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		<title>By: Ro</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-104960</link>
		<dc:creator>Ro</dc:creator>
		<pubDate>Fri, 09 Nov 2007 16:20:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-104960</guid>
		<description>This is an interesting discussion.  I think that one thing that parents need to do is to be honest with themsleves.  If they are working to fund retirment accounts, be honest about it.  If they are working to live in a decent house, be honest about it.  If they are working to keep the lights on, be honest about it.  The only &quot;socialization&quot; an infant needs is to be securely attached to its parents, in particular its mother.  Toddlers need to socialization of being with their parents in everyday life.  Preschoolers can benefit from being in quality preschool program a few mornings each week.  But infants don&#039;t need sociazation and toddlers don&#039;t need an endless list of one activity after another.  I&#039;ve seen the quality vs. quantity issue raised in this thread.  I don&#039;t think that plopping your child in front of the television all day is ever appropriate.  However I have noticed that several posters talk about how if you are home with your child you are doing laundry, cooking, cleaning, etc.  Well, if you are *out* of the home, these things still have to get done, and it takes away from the little time you have with your child.  Secondly, it is important for your kids to see you do these things and when they are old enough to join in...even toddlers can drop a few pieces of clothing in the hamper or stir soup, with careful supervision.   These activities are just as much &quot;quality&quot; as any, if not more.

I am a SAHM and we have made many many sacrifices for this to work.  We are in the lower level of middle class and it&#039;s been a challenge, but worth it to be able to stay at home.  And no, our retirement is not fully funded.  We hope to make up when I restart my career.  I know it will never be at the level it would have if I&#039;d not stayed home, but to us, it&#039;s worth it.</description>
		<content:encoded><![CDATA[<p>This is an interesting discussion.  I think that one thing that parents need to do is to be honest with themsleves.  If they are working to fund retirment accounts, be honest about it.  If they are working to live in a decent house, be honest about it.  If they are working to keep the lights on, be honest about it.  The only &#8220;socialization&#8221; an infant needs is to be securely attached to its parents, in particular its mother.  Toddlers need to socialization of being with their parents in everyday life.  Preschoolers can benefit from being in quality preschool program a few mornings each week.  But infants don&#8217;t need sociazation and toddlers don&#8217;t need an endless list of one activity after another.  I&#8217;ve seen the quality vs. quantity issue raised in this thread.  I don&#8217;t think that plopping your child in front of the television all day is ever appropriate.  However I have noticed that several posters talk about how if you are home with your child you are doing laundry, cooking, cleaning, etc.  Well, if you are *out* of the home, these things still have to get done, and it takes away from the little time you have with your child.  Secondly, it is important for your kids to see you do these things and when they are old enough to join in&#8230;even toddlers can drop a few pieces of clothing in the hamper or stir soup, with careful supervision.   These activities are just as much &#8220;quality&#8221; as any, if not more.</p>
<p>I am a SAHM and we have made many many sacrifices for this to work.  We are in the lower level of middle class and it&#8217;s been a challenge, but worth it to be able to stay at home.  And no, our retirement is not fully funded.  We hope to make up when I restart my career.  I know it will never be at the level it would have if I&#8217;d not stayed home, but to us, it&#8217;s worth it.</p>
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		<title>By: Ron</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-104931</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Fri, 09 Nov 2007 15:35:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-104931</guid>
		<description>Wow, this is a great article for my family as we are currently awaiting the birth of our first child within the next few days.  I appreciate the honesty and candor discussions but this is decision that my wife and I have struggled with making.
While it is true that this is not the 1950&#039;s and people do live much higher than their means, I believe people are also missing the cost of education, not for our children, but for the parents.  Most parents, who have graduated college, have college debts that are close to the cost of our parent’s mortgage. 
Should women have to make decisions at 19 or 20 years old &quot;If I go to college and I want children, will I stay home or go back to work&quot;?  Absolutely not!!!  These decisions are very complex and I believe people merely judge people who send their children to day-care as &quot;bad or selfish&quot; parents.  
My belief, just because you are a stay-at-home parent, does not mean you are spending &quot;quality&quot; time with your children.  You can send your children to a &quot;day-care&quot; and still take the time each evening or weekend to spend just as much quality time with your children as someone who stays at home.
I am sure we will continue to struggle with this decision over the next few months, my wife is a teacher and her school has graciously given her 5 months off.  She does truly have the best job, in at 8am, out at 3pm and off during the summer.

This is truly one of the hardest decisions we have had to make!!!</description>
		<content:encoded><![CDATA[<p>Wow, this is a great article for my family as we are currently awaiting the birth of our first child within the next few days.  I appreciate the honesty and candor discussions but this is decision that my wife and I have struggled with making.<br />
While it is true that this is not the 1950&#8217;s and people do live much higher than their means, I believe people are also missing the cost of education, not for our children, but for the parents.  Most parents, who have graduated college, have college debts that are close to the cost of our parent’s mortgage.<br />
Should women have to make decisions at 19 or 20 years old &#8220;If I go to college and I want children, will I stay home or go back to work&#8221;?  Absolutely not!!!  These decisions are very complex and I believe people merely judge people who send their children to day-care as &#8220;bad or selfish&#8221; parents.<br />
My belief, just because you are a stay-at-home parent, does not mean you are spending &#8220;quality&#8221; time with your children.  You can send your children to a &#8220;day-care&#8221; and still take the time each evening or weekend to spend just as much quality time with your children as someone who stays at home.<br />
I am sure we will continue to struggle with this decision over the next few months, my wife is a teacher and her school has graciously given her 5 months off.  She does truly have the best job, in at 8am, out at 3pm and off during the summer.</p>
<p>This is truly one of the hardest decisions we have had to make!!!</p>
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		<title>By: Bill</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-104507</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Fri, 09 Nov 2007 03:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-104507</guid>
		<description>This is my biggest disagreement with this article.

1950s-style are still affordable. 

It&#039;s just that people want to live in houses two or three times the size of the house 1950s families lived in.

Plenty of families of that era did just fine in a 3 bedroom, 2 or 1 bath, sub-1000 sq. ft. home.

I grew up in a huge (6,000 sq. ft.) barn of a home, and know what it cost my family in time and money.

Which is why my family of 4 lives cheaply in a home less than 1,500 sq. ft.

If you want the 4,500 sq. ft. McMansion, you&#039;re going to have to pay a heavy price for it.

Trent wrote:

This isn’t the 1950s any more - house prices have grown at a rate much higher than inflation, just for starters.</description>
		<content:encoded><![CDATA[<p>This is my biggest disagreement with this article.</p>
<p>1950s-style are still affordable. </p>
<p>It&#8217;s just that people want to live in houses two or three times the size of the house 1950s families lived in.</p>
<p>Plenty of families of that era did just fine in a 3 bedroom, 2 or 1 bath, sub-1000 sq. ft. home.</p>
<p>I grew up in a huge (6,000 sq. ft.) barn of a home, and know what it cost my family in time and money.</p>
<p>Which is why my family of 4 lives cheaply in a home less than 1,500 sq. ft.</p>
<p>If you want the 4,500 sq. ft. McMansion, you&#8217;re going to have to pay a heavy price for it.</p>
<p>Trent wrote:</p>
<p>This isn’t the 1950s any more &#8211; house prices have grown at a rate much higher than inflation, just for starters.</p>
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		<title>By: KoryO</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-104329</link>
		<dc:creator>KoryO</dc:creator>
		<pubDate>Thu, 08 Nov 2007 21:55:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-104329</guid>
		<description>Ok, I *knew* I shouldn&#039;t have read this, but....

I am a SAHM, by choice, even.  Why?  It&#039;s not that I can&#039;t or won&#039;t hold down a job, like Jenn insultingly posted above (you don&#039;t think I HAVE a job, chasing after a toddler, simply because I&#039;m not getting paid???)  I worked my a$$ off until I was in my late 30&#039;s, racked up a small pension and nice deferred comp/retirement account balances first.  Betcha my retirement, even with this time off, is better funded and more secure than hers.  I made sure to do that because I knew that someday I might want, or need, the option to stay home with a kidlet for a few years.

Around here, it&#039;s a definite need for me to stay home.  I&#039;m glad so many of you have high quality child care, but where I live, you practically have to beg to get on the vacancy list, oh, about two months before conception if you want a place for an infant.  That&#039;s just to get ANY spot....even at Jim&#039;s Tackle and Kiddie Kare Korral, where it&#039;s been 4 days since the last kid did a header offa the monkey bars!  

Putting him with some unlicensed provider doing heaven knows what when I&#039;m working simply isn&#039;t an option for me.  Call me chicken, but I wasn&#039;t going to risk the health and safety of most precious little critter on the planet that way.

Not to mention that along with my sweetie&#039;s high pay comes an expectation that he will work 10 to sometimes 12 hours a day....and that&#039;s in a good week....and someone needs to be with the little guy, so here I am.  

Yep, it will probably hurt my career, but not as much as it did moving to this small town from the big city so my sweetie could find a decent job.  But you know what?  THERE ARE NO GUARANTEES ANYWAY!  Telemarketers, tax preparers and engineers sure didn&#039;t count on outsourcing to India.  You could get hit by a bus or get a disease and be unable to work in your current career.  (Keep in mind that you are four times more likely to be disabled and can&#039;t work than you are to die before the age of 65.....yes, dahlink, it could happen to you even if you eat right and get your exercise....I worked in a pension fund with disability benefits, I know what I&#039;m talking about here.)  

Stay flexible, and make the most of your current opportunities.  If staying at home is the best option for you and your family, great!  If working and putting your kidlet in a high quality day care is an option you are comfortable with and can pull off, terrific!  But don&#039;t assume that what works for you works everywhere under all conditions like some of the posters here.

Now, excuse me....me and the boy are gonna watch some &quot;Meerkat Manor&quot;.  Yep.  TV.  I&#039;m sure some of you think it&#039;s child abuse, or further proof that SAHM&#039;s are lazy and don&#039;t do &quot;enriching&quot; activities with their kids.  I admit it, I&#039;m selfish....I just love to hear him crack up when he sees an extreme meerkat closeup, especially of the baby meerkats.  He won&#039;t remember these moments, but I&#039;ll never forget them.  And I&#039;m not gonna apologize for that one damn bit.</description>
		<content:encoded><![CDATA[<p>Ok, I *knew* I shouldn&#8217;t have read this, but&#8230;.</p>
<p>I am a SAHM, by choice, even.  Why?  It&#8217;s not that I can&#8217;t or won&#8217;t hold down a job, like Jenn insultingly posted above (you don&#8217;t think I HAVE a job, chasing after a toddler, simply because I&#8217;m not getting paid???)  I worked my a$$ off until I was in my late 30&#8217;s, racked up a small pension and nice deferred comp/retirement account balances first.  Betcha my retirement, even with this time off, is better funded and more secure than hers.  I made sure to do that because I knew that someday I might want, or need, the option to stay home with a kidlet for a few years.</p>
<p>Around here, it&#8217;s a definite need for me to stay home.  I&#8217;m glad so many of you have high quality child care, but where I live, you practically have to beg to get on the vacancy list, oh, about two months before conception if you want a place for an infant.  That&#8217;s just to get ANY spot&#8230;.even at Jim&#8217;s Tackle and Kiddie Kare Korral, where it&#8217;s been 4 days since the last kid did a header offa the monkey bars!  </p>
<p>Putting him with some unlicensed provider doing heaven knows what when I&#8217;m working simply isn&#8217;t an option for me.  Call me chicken, but I wasn&#8217;t going to risk the health and safety of most precious little critter on the planet that way.</p>
<p>Not to mention that along with my sweetie&#8217;s high pay comes an expectation that he will work 10 to sometimes 12 hours a day&#8230;.and that&#8217;s in a good week&#8230;.and someone needs to be with the little guy, so here I am.  </p>
<p>Yep, it will probably hurt my career, but not as much as it did moving to this small town from the big city so my sweetie could find a decent job.  But you know what?  THERE ARE NO GUARANTEES ANYWAY!  Telemarketers, tax preparers and engineers sure didn&#8217;t count on outsourcing to India.  You could get hit by a bus or get a disease and be unable to work in your current career.  (Keep in mind that you are four times more likely to be disabled and can&#8217;t work than you are to die before the age of 65&#8230;..yes, dahlink, it could happen to you even if you eat right and get your exercise&#8230;.I worked in a pension fund with disability benefits, I know what I&#8217;m talking about here.)  </p>
<p>Stay flexible, and make the most of your current opportunities.  If staying at home is the best option for you and your family, great!  If working and putting your kidlet in a high quality day care is an option you are comfortable with and can pull off, terrific!  But don&#8217;t assume that what works for you works everywhere under all conditions like some of the posters here.</p>
<p>Now, excuse me&#8230;.me and the boy are gonna watch some &#8220;Meerkat Manor&#8221;.  Yep.  TV.  I&#8217;m sure some of you think it&#8217;s child abuse, or further proof that SAHM&#8217;s are lazy and don&#8217;t do &#8220;enriching&#8221; activities with their kids.  I admit it, I&#8217;m selfish&#8230;.I just love to hear him crack up when he sees an extreme meerkat closeup, especially of the baby meerkats.  He won&#8217;t remember these moments, but I&#8217;ll never forget them.  And I&#8217;m not gonna apologize for that one damn bit.</p>
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		<title>By: LC</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-104322</link>
		<dc:creator>LC</dc:creator>
		<pubDate>Thu, 08 Nov 2007 21:48:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-104322</guid>
		<description>JR

We are also planning children in a few years.  We will likely use a combination of grandma and daycare.  To answer your question though, I think that a preschool program (at age 3-4 for a few hours a week) is sufficient to prepare children for school, and daycare isn&#039;t needed.

One thing you may not have thought of... some companies have a day care spending account where you can save for day care expenses (including in home care by a family member) tax free.  We plan to use this and pay my MIL.  There is also a dependent care tax credit that you should take advantage of.


I&#039;m sure all the day care providers appreciated the comment that putting children in day care is &quot;risking their life.&quot;</description>
		<content:encoded><![CDATA[<p>JR</p>
<p>We are also planning children in a few years.  We will likely use a combination of grandma and daycare.  To answer your question though, I think that a preschool program (at age 3-4 for a few hours a week) is sufficient to prepare children for school, and daycare isn&#8217;t needed.</p>
<p>One thing you may not have thought of&#8230; some companies have a day care spending account where you can save for day care expenses (including in home care by a family member) tax free.  We plan to use this and pay my MIL.  There is also a dependent care tax credit that you should take advantage of.</p>
<p>I&#8217;m sure all the day care providers appreciated the comment that putting children in day care is &#8220;risking their life.&#8221;</p>
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		<title>By: Dan</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-104321</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Thu, 08 Nov 2007 21:46:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-104321</guid>
		<description>&quot;no matter how good a daycare center is, it doesn’t match the love and nurturing care that a parent can provide for their child.&quot;

Yea right...

I know plenty of kids who are narrowly avoiding a life of crime _because_ their parents are chosing to let the daycare &quot;raise them&quot;.

Being able to breed is different then being a good parent.</description>
		<content:encoded><![CDATA[<p>&#8220;no matter how good a daycare center is, it doesn’t match the love and nurturing care that a parent can provide for their child.&#8221;</p>
<p>Yea right&#8230;</p>
<p>I know plenty of kids who are narrowly avoiding a life of crime _because_ their parents are chosing to let the daycare &#8220;raise them&#8221;.</p>
<p>Being able to breed is different then being a good parent.</p>
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		<title>By: Kim</title>
		<link>http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/comment-page-2/#comment-104260</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Thu, 08 Nov 2007 20:08:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/07/should-i-send-my-child-to-daycare-or-should-one-of-us-be-a-stay-at-home-parent/#comment-104260</guid>
		<description>As a former daycare employee, I can tell you that there is a big unwritten rule for babies.  Babies never have first moments at daycare.  They never say their first word, they never crawl or walk for the first time.  They never roll over.  They never call the daycare employee mama.  They never poop in the potty for the first time at school.  Parents stay shielded from those events.  I can&#039;t tell you how many times I have had to watch out the window for a parent.  I had to be sure to be holding their child, so that the baby wasn&#039;t crawling (or whatever) when the parent arrived.  I also can&#039;t tell you how many times I had to wait days and days (occasionally weeks) for the parent to come in all excited because their little one FINALLY crawled.  I don&#039;t know about you, but I want a front row seat for the development of my children.  Not a fabricated version of how it all went down.  I&#039;ve stayed home with all three of my kids.  I know them as people.  They are not lumps of clay that need to be molded into &quot;well socialized&quot; sheep.  They are individuals with unique needs and personalities.  We watch some TV (Dora, not always PBS), so what!  She likes it and she learns spanish!  When we watch it, we snuggle on the couch.  Sometimes we eat lunch at 10:30 in the morning.  If she&#039;s hungry, I meet her needs.  I don&#039;t make her wait hungry till the prescribed lunch time. At three, my youngest can make a great PB and J.  Her favorite field trip is to the grocery store to see her Grandma at work.  She loves to spray our homemade/nontoxic cleaner on any surface of the house when she helps me clean.  She loves to jump in a pile of towels straight out of the dryer.  Our days aren&#039;t filled with an endless stream of productive carefully planned educational activities. Our days are filled with love and togetherness and the joys of playing together at her pace.  When she is tired she gets downtime.  When she is ready for action, we jump in the leaves or head to the park.  I would challenge anyone to find a better curriculum for a three year old than a really busy ant hill on a sunny afternoon.  Small children don&#039;t need endless structure and programming.  They need time, space, and a loving parent close by.  Education happens when a child is engaged in an activity that captivated their interest.  It&#039;s not about having a room that is &quot;properly equipped&quot;.  My children did not learn less because they used watercolor paints at the kitchen table instead of an easel and tempra paints.  I want my children close by me.  I just can&#039;t fathom how Trent and his wife could feel that a daycare center has more to offer their children than they do.  How sad it must be to be a parent that feels that he has less to offer his child than an institution.</description>
		<content:encoded><![CDATA[<p>As a former daycare employee, I can tell you that there is a big unwritten rule for babies.  Babies never have first moments at daycare.  They never say their first word, they never crawl or walk for the first time.  They never roll over.  They never call the daycare employee mama.  They never poop in the potty for the first time at school.  Parents stay shielded from those events.  I can&#8217;t tell you how many times I have had to watch out the window for a parent.  I had to be sure to be holding their child, so that the baby wasn&#8217;t crawling (or whatever) when the parent arrived.  I also can&#8217;t tell you how many times I had to wait days and days (occasionally weeks) for the parent to come in all excited because their little one FINALLY crawled.  I don&#8217;t know about you, but I want a front row seat for the development of my children.  Not a fabricated version of how it all went down.  I&#8217;ve stayed home with all three of my kids.  I know them as people.  They are not lumps of clay that need to be molded into &#8220;well socialized&#8221; sheep.  They are individuals with unique needs and personalities.  We watch some TV (Dora, not always PBS), so what!  She likes it and she learns spanish!  When we watch it, we snuggle on the couch.  Sometimes we eat lunch at 10:30 in the morning.  If she&#8217;s hungry, I meet her needs.  I don&#8217;t make her wait hungry till the prescribed lunch time. At three, my youngest can make a great PB and J.  Her favorite field trip is to the grocery store to see her Grandma at work.  She loves to spray our homemade/nontoxic cleaner on any surface of the house when she helps me clean.  She loves to jump in a pile of towels straight out of the dryer.  Our days aren&#8217;t filled with an endless stream of productive carefully planned educational activities. Our days are filled with love and togetherness and the joys of playing together at her pace.  When she is tired she gets downtime.  When she is ready for action, we jump in the leaves or head to the park.  I would challenge anyone to find a better curriculum for a three year old than a really busy ant hill on a sunny afternoon.  Small children don&#8217;t need endless structure and programming.  They need time, space, and a loving parent close by.  Education happens when a child is engaged in an activity that captivated their interest.  It&#8217;s not about having a room that is &#8220;properly equipped&#8221;.  My children did not learn less because they used watercolor paints at the kitchen table instead of an easel and tempra paints.  I want my children close by me.  I just can&#8217;t fathom how Trent and his wife could feel that a daycare center has more to offer their children than they do.  How sad it must be to be a parent that feels that he has less to offer his child than an institution.</p>
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