<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: The Finances and Interactions of Alternative Living Arrangements</title>
	<atom:link href="http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
	<lastBuildDate>Sun, 22 Nov 2009 01:50:09 -0800</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.4</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: EA</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-115815</link>
		<dc:creator>EA</dc:creator>
		<pubDate>Mon, 19 Nov 2007 23:58:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-115815</guid>
		<description>Lots of good stuff here in the comments about money, utilities, cleaning styles and kid issues

One thing I didn&#039;t really see addressed was guests.  What happens if your SiL gets a boyfriend (or girlfriend, whatever) who starts sleeping over five nights a week?  How do you evaluate if that person is someone you want around your kids?  Especially if you&#039;ve never met them before they start sleeping over.  What about other guests (e.g. a study group or whatever) who don&#039;t know the rules about the kids and do something dangerous/inappropriate?

Guests are just one more issue that should be talked about so your SiL knows what&#039;s expected/appropriate.</description>
		<content:encoded><![CDATA[<p>Lots of good stuff here in the comments about money, utilities, cleaning styles and kid issues</p>
<p>One thing I didn&#8217;t really see addressed was guests.  What happens if your SiL gets a boyfriend (or girlfriend, whatever) who starts sleeping over five nights a week?  How do you evaluate if that person is someone you want around your kids?  Especially if you&#8217;ve never met them before they start sleeping over.  What about other guests (e.g. a study group or whatever) who don&#8217;t know the rules about the kids and do something dangerous/inappropriate?</p>
<p>Guests are just one more issue that should be talked about so your SiL knows what&#8217;s expected/appropriate.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: t</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-113823</link>
		<dc:creator>t</dc:creator>
		<pubDate>Sun, 18 Nov 2007 08:21:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-113823</guid>
		<description>This is a good topic! 

1) Earlier this year I got married, and my new husband moved into my condo... but my roommate of 3 years stayed, too.  We docked her rent some, and now we&#039;re all saving money.  The number one issue was making sure chores were split evenly - but with that taken care of, it&#039;s been just a fantastic arrangement.  Americans are pretty unusual in being so averse to living with more than two adults in a house, and while I understand the advantages to our system, we miss out on some great things, too!

2) One thing I&#039;ve been considering for the past year or so is whether it would be feasible to share a home with another couple when we get to child-raising years.  Where I live, there are rich neighborhoods with giant houses and good schools, or neighborhoods with condos and apartments and small houses (which I strongly prefer, for personal reasons, out of frugality, and for environmental reasons) but with terrible schools.  If we were to buy one of the larger houses but share it with another couple who had the same goals, we could in some ways get the best of both worlds. 

My husband likes this idea in the abstract, but is (rightly) very concerned about things like &quot;who would legally own the house, and what would happen when someone wanted to move before other people did...?&quot;  I would love to hear if anyone&#039;s done anything like this, and what their experiences were like!</description>
		<content:encoded><![CDATA[<p>This is a good topic! </p>
<p>1) Earlier this year I got married, and my new husband moved into my condo&#8230; but my roommate of 3 years stayed, too.  We docked her rent some, and now we&#8217;re all saving money.  The number one issue was making sure chores were split evenly &#8211; but with that taken care of, it&#8217;s been just a fantastic arrangement.  Americans are pretty unusual in being so averse to living with more than two adults in a house, and while I understand the advantages to our system, we miss out on some great things, too!</p>
<p>2) One thing I&#8217;ve been considering for the past year or so is whether it would be feasible to share a home with another couple when we get to child-raising years.  Where I live, there are rich neighborhoods with giant houses and good schools, or neighborhoods with condos and apartments and small houses (which I strongly prefer, for personal reasons, out of frugality, and for environmental reasons) but with terrible schools.  If we were to buy one of the larger houses but share it with another couple who had the same goals, we could in some ways get the best of both worlds. </p>
<p>My husband likes this idea in the abstract, but is (rightly) very concerned about things like &#8220;who would legally own the house, and what would happen when someone wanted to move before other people did&#8230;?&#8221;  I would love to hear if anyone&#8217;s done anything like this, and what their experiences were like!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Ro</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-112249</link>
		<dc:creator>Ro</dc:creator>
		<pubDate>Fri, 16 Nov 2007 18:37:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-112249</guid>
		<description>A lot of good points about communication have been made and I agree that communication is the key.  I&#039;m not sure I would do this unless there was a specific reason....ie, she was looking for an apartment and needed somewhere to stay in the interim, she was on an extended family visit, she was looking for a job..something like that.  But I am a private person as well and would not do well in this type of situation under the best of circmunstances, it might be totally different for y&#039;all.  Good luck with making your decision.</description>
		<content:encoded><![CDATA[<p>A lot of good points about communication have been made and I agree that communication is the key.  I&#8217;m not sure I would do this unless there was a specific reason&#8230;.ie, she was looking for an apartment and needed somewhere to stay in the interim, she was on an extended family visit, she was looking for a job..something like that.  But I am a private person as well and would not do well in this type of situation under the best of circmunstances, it might be totally different for y&#8217;all.  Good luck with making your decision.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Bill</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111979</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Fri, 16 Nov 2007 13:30:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111979</guid>
		<description>If you&#039;re not looking forward to that conversation, I just read a great book called &quot;Difficult Conversations.&quot;  I thought it was an excellent read.  If it won&#039;t help your situation now it will definitely help in future difficult conversations.</description>
		<content:encoded><![CDATA[<p>If you&#8217;re not looking forward to that conversation, I just read a great book called &#8220;Difficult Conversations.&#8221;  I thought it was an excellent read.  If it won&#8217;t help your situation now it will definitely help in future difficult conversations.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: MVP</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111614</link>
		<dc:creator>MVP</dc:creator>
		<pubDate>Fri, 16 Nov 2007 05:32:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111614</guid>
		<description>Yikes, I would NEVER do this. But I&#039;m a fairly private person and even get anxious around the holidays when I have to see lots of family all at the same time in an enclosed space : ) IMO, it&#039;s just inviting trouble. If this were an emergency, I&#039;d do it to help a loved one out, but making it semi-permanent may become a problem in the future. These relationships are just too delicate to risk over a simple convenience. Too many things can go wrong. What if she slips and falls and sues you? What if your kid pulls her steaming cup off coffee off the table and scalds himself? What if she becomes a druggie or brings strange people around all hours of the night? I know, these are extreme, and you probably know her well enough to know some of these things won&#039;t happen, but you get what I&#039;m sayin&#039;...</description>
		<content:encoded><![CDATA[<p>Yikes, I would NEVER do this. But I&#8217;m a fairly private person and even get anxious around the holidays when I have to see lots of family all at the same time in an enclosed space : ) IMO, it&#8217;s just inviting trouble. If this were an emergency, I&#8217;d do it to help a loved one out, but making it semi-permanent may become a problem in the future. These relationships are just too delicate to risk over a simple convenience. Too many things can go wrong. What if she slips and falls and sues you? What if your kid pulls her steaming cup off coffee off the table and scalds himself? What if she becomes a druggie or brings strange people around all hours of the night? I know, these are extreme, and you probably know her well enough to know some of these things won&#8217;t happen, but you get what I&#8217;m sayin&#8217;&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: vh</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111463</link>
		<dc:creator>vh</dc:creator>
		<pubDate>Fri, 16 Nov 2007 02:39:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111463</guid>
		<description>Great galloping zot!  

Hope you read ALL your admirers&#039; comments carefully, Trent!  And lissen up.

&quot;Personalities mesh&quot; is a far cry from &quot;we won&#039;t want to kill each other after living together for a few weeks.&quot; If she doesn&#039;t have kids and she doesn&#039;t fully appreciate what &quot;frugal lifestyle&quot; means, you need to talk through all the issues pertaining to child care, child craziness (yup), and child safety so that she will know what to expect in your house and what you expect and need from her. She needs to understand, for example, not to walk off and leave the iron on (!) or her hot curling iron on the bathroom counter (ack!) or to leave a bottle of allergy pills where little hands can find them or to indulge herself in TV programming you don&#039;t want the kids exposed to...and on &amp; on. And you need to understand that as a young adult she needs privacy, autonomy, and at least some quiet time, and that she almost certainly will not do things, day-to-day, the way you do them.

In the money dept, she may not feel comfortable unless she pays at least some token rent. You should discuss this. She certainly should split the utilities with you in a fair proportion, since you ain&#039;t seen utility bills till you add an extra adult user for a month! (Especially if she has long hair that requires shampoo &amp; conditioner a good long rinsing after each in the shower every day; especially if she&#039;s in the habit of leaving the lights on when she walks out of a room; especially if she&#039;s not into wearing a jacket around the house in wintertime.) Ditto food: you&#039;re buying more food than she is because you&#039;re feeding two grown-ups and two kidlets.

After my best friend and her husband came back from three years as charter-boat operators in the Caribbean, they moved in with us for three months, bearing a cute little girl and a curly-haired black cockapoo. It was a difficult time for them, even though they were solvent, because as it develops when you live on a boat you don&#039;t have a driver&#039;s license and you don&#039;t build much of a paper trail and soooo...you don&#039;t have credit and you can&#039;t persuade a landlord to rent to you and you can&#039;t even get a bank to open a checking account for you. They needed time to get local jobs and re-establish themselves as mainland citizens.

My husband made a ton of money and so the extra costs were irrelevant. My friend and I were Killer Cooks, our house had a gigantic kitchen with two separate sinks &amp; prep areas, neither of she nor I had fulltime jobs, and she and I reveled in making wonderful meals. We were all young and good friends at the time, and so for us it was a lark.  But, uhm...if I could&#039;ve found a way to kill her dog without being found out, I&#039;d&#039;a dun it. 

We were lucky that we all got along well. But lucky or not, you&#039;re well advised to think through and discuss all the eventualities and, since you, Trent, do not appear to rank among the top 3 percent of U.S. earners, as my hubby did, it would really be smart to talk about financial arrangements (maybe put them in writing?) upfront!</description>
		<content:encoded><![CDATA[<p>Great galloping zot!  </p>
<p>Hope you read ALL your admirers&#8217; comments carefully, Trent!  And lissen up.</p>
<p>&#8220;Personalities mesh&#8221; is a far cry from &#8220;we won&#8217;t want to kill each other after living together for a few weeks.&#8221; If she doesn&#8217;t have kids and she doesn&#8217;t fully appreciate what &#8220;frugal lifestyle&#8221; means, you need to talk through all the issues pertaining to child care, child craziness (yup), and child safety so that she will know what to expect in your house and what you expect and need from her. She needs to understand, for example, not to walk off and leave the iron on (!) or her hot curling iron on the bathroom counter (ack!) or to leave a bottle of allergy pills where little hands can find them or to indulge herself in TV programming you don&#8217;t want the kids exposed to&#8230;and on &amp; on. And you need to understand that as a young adult she needs privacy, autonomy, and at least some quiet time, and that she almost certainly will not do things, day-to-day, the way you do them.</p>
<p>In the money dept, she may not feel comfortable unless she pays at least some token rent. You should discuss this. She certainly should split the utilities with you in a fair proportion, since you ain&#8217;t seen utility bills till you add an extra adult user for a month! (Especially if she has long hair that requires shampoo &amp; conditioner a good long rinsing after each in the shower every day; especially if she&#8217;s in the habit of leaving the lights on when she walks out of a room; especially if she&#8217;s not into wearing a jacket around the house in wintertime.) Ditto food: you&#8217;re buying more food than she is because you&#8217;re feeding two grown-ups and two kidlets.</p>
<p>After my best friend and her husband came back from three years as charter-boat operators in the Caribbean, they moved in with us for three months, bearing a cute little girl and a curly-haired black cockapoo. It was a difficult time for them, even though they were solvent, because as it develops when you live on a boat you don&#8217;t have a driver&#8217;s license and you don&#8217;t build much of a paper trail and soooo&#8230;you don&#8217;t have credit and you can&#8217;t persuade a landlord to rent to you and you can&#8217;t even get a bank to open a checking account for you. They needed time to get local jobs and re-establish themselves as mainland citizens.</p>
<p>My husband made a ton of money and so the extra costs were irrelevant. My friend and I were Killer Cooks, our house had a gigantic kitchen with two separate sinks &amp; prep areas, neither of she nor I had fulltime jobs, and she and I reveled in making wonderful meals. We were all young and good friends at the time, and so for us it was a lark.  But, uhm&#8230;if I could&#8217;ve found a way to kill her dog without being found out, I&#8217;d'a dun it. </p>
<p>We were lucky that we all got along well. But lucky or not, you&#8217;re well advised to think through and discuss all the eventualities and, since you, Trent, do not appear to rank among the top 3 percent of U.S. earners, as my hubby did, it would really be smart to talk about financial arrangements (maybe put them in writing?) upfront!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: LC</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111388</link>
		<dc:creator>LC</dc:creator>
		<pubDate>Fri, 16 Nov 2007 01:10:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111388</guid>
		<description>My sister lived with my husband and I for a few months this past spring.  We did not have a rental agreement or a set end point, but she was only living there while waiting for another possible roommate to finish up a current lease.  However, there was the possibility that she would stay longer.  Since our schedules were different, she ended up not sharing meals with us.  

The situation worked out very well.  She was responsible for cleaning her bedroom, bathroom (also the guest bathroom), and she also cleaned the kitchen every now and then.  I think the reason it worked out so well is that she has similar interests and values to the 2 of us.  We don&#039;t have kids, but I think it could be even better with kids since they would get to know their aunt better.

I would definitely ask for some amount of payment assuming she is able to afford it.  

I charged her more than her &quot;cost&quot; in utilities, but still about half of the lowest rent she could find elsewhere.  I think this was perfect because then she wouldn&#039;t feel like she is mooching and you won&#039;t resent any possible annoying behavior because you&#039;ll be making a small amount of money.

I would say go for it, and I wouldn&#039;t worry about a formal lease or a specific end date.  I would assume that if you are considering this arrangement, you guys are pretty open with each other, but I would just make sure all parties feel comfortable bringing up any major issues that may arise.

Go for it and good luck!  Our situation turned out good all around :)</description>
		<content:encoded><![CDATA[<p>My sister lived with my husband and I for a few months this past spring.  We did not have a rental agreement or a set end point, but she was only living there while waiting for another possible roommate to finish up a current lease.  However, there was the possibility that she would stay longer.  Since our schedules were different, she ended up not sharing meals with us.  </p>
<p>The situation worked out very well.  She was responsible for cleaning her bedroom, bathroom (also the guest bathroom), and she also cleaned the kitchen every now and then.  I think the reason it worked out so well is that she has similar interests and values to the 2 of us.  We don&#8217;t have kids, but I think it could be even better with kids since they would get to know their aunt better.</p>
<p>I would definitely ask for some amount of payment assuming she is able to afford it.  </p>
<p>I charged her more than her &#8220;cost&#8221; in utilities, but still about half of the lowest rent she could find elsewhere.  I think this was perfect because then she wouldn&#8217;t feel like she is mooching and you won&#8217;t resent any possible annoying behavior because you&#8217;ll be making a small amount of money.</p>
<p>I would say go for it, and I wouldn&#8217;t worry about a formal lease or a specific end date.  I would assume that if you are considering this arrangement, you guys are pretty open with each other, but I would just make sure all parties feel comfortable bringing up any major issues that may arise.</p>
<p>Go for it and good luck!  Our situation turned out good all around :)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Susan</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111237</link>
		<dc:creator>Susan</dc:creator>
		<pubDate>Thu, 15 Nov 2007 22:04:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111237</guid>
		<description>Hi Trent,

As a family therapist - I would like to commend you on your willingness to extend your home to your sister-in-law. I agree with all the others that communication is the key. I would recommend that you schedule weekly family meetings so there is set time to talk about differences, conflicts, schedules, money, house rules, child behavior issues, and overall well-being. I would also suggest scheduling some &quot;fun&quot; activity for the meeting as well - such as a yummy breakfast. The point is to have good communication - not a gripe session. There will be differences and conflicts - so work out a process for resolving problems at the beginning. 

With some good work up front and regular communication, it should work out for everyone.

Good luck!</description>
		<content:encoded><![CDATA[<p>Hi Trent,</p>
<p>As a family therapist &#8211; I would like to commend you on your willingness to extend your home to your sister-in-law. I agree with all the others that communication is the key. I would recommend that you schedule weekly family meetings so there is set time to talk about differences, conflicts, schedules, money, house rules, child behavior issues, and overall well-being. I would also suggest scheduling some &#8220;fun&#8221; activity for the meeting as well &#8211; such as a yummy breakfast. The point is to have good communication &#8211; not a gripe session. There will be differences and conflicts &#8211; so work out a process for resolving problems at the beginning. </p>
<p>With some good work up front and regular communication, it should work out for everyone.</p>
<p>Good luck!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Ana</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111205</link>
		<dc:creator>Ana</dc:creator>
		<pubDate>Thu, 15 Nov 2007 21:17:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111205</guid>
		<description>Just my opinion--don&#039;t do it. My sister moved in with me for a period of time quite a while ago because she had no place to live and I wanted to help her out.  Unfortunately, that worked out about as well as when I give her money to help her out--there was a reason (many) why she was in the homeless/broke position she was in, most of which related to her own stupid choices.  
I can see no reason to let an adult live forever, rent free in your home.  If she must live with you, set a move out date and definitely have her pay rent (which you can put into your kids savings accounts if you have no need for it).</description>
		<content:encoded><![CDATA[<p>Just my opinion&#8211;don&#8217;t do it. My sister moved in with me for a period of time quite a while ago because she had no place to live and I wanted to help her out.  Unfortunately, that worked out about as well as when I give her money to help her out&#8211;there was a reason (many) why she was in the homeless/broke position she was in, most of which related to her own stupid choices.<br />
I can see no reason to let an adult live forever, rent free in your home.  If she must live with you, set a move out date and definitely have her pay rent (which you can put into your kids savings accounts if you have no need for it).</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: JB</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111178</link>
		<dc:creator>JB</dc:creator>
		<pubDate>Thu, 15 Nov 2007 20:40:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111178</guid>
		<description>Having an extra person in  your home will incur extra costs; water, electricity, gas, food, etc.

My recommendation is to sit down all together and come up with a monetary amound she is to contribute monthly. This will go towards rent, water, electricity, cable, groceries etc. Your family shouldn&#039;t have to pay extra costs out of pocket, but I do admire your willingness not charge rent, etc. Also talk about chores.

But sometimes people feel more invested in a situation and more a part of a unit when they are contributing. Her contributing a small monthly amount could help her and you &amp; your wife all feel balance and harmony. 

YOu didn&#039;t mention her age or income, and that&#039;s something to consider too. I understand not charging an adolescent or college aged relative much. But someone in their mid 20&#039;s beyond would be paying way more on their own anyways, and you and your wife are in a position to help her be responsible.

Overall I think it&#039;s great. Life is all about family and being there for one another. It could be great for your kids to have an aunty so close by! I really would charge a small amount though to cover your families extra costs and make sure she is vested in the situation and not taking advantage of you all.

Something else maybe to consider. Is she saving up for something in particular? Maybe while living in your home for a small cost she can save up to buy a place of her own? Sometimes when people have extra money around they are more apt to spend it on wasteful things, having a goal could be helpful.</description>
		<content:encoded><![CDATA[<p>Having an extra person in  your home will incur extra costs; water, electricity, gas, food, etc.</p>
<p>My recommendation is to sit down all together and come up with a monetary amound she is to contribute monthly. This will go towards rent, water, electricity, cable, groceries etc. Your family shouldn&#8217;t have to pay extra costs out of pocket, but I do admire your willingness not charge rent, etc. Also talk about chores.</p>
<p>But sometimes people feel more invested in a situation and more a part of a unit when they are contributing. Her contributing a small monthly amount could help her and you &amp; your wife all feel balance and harmony. </p>
<p>YOu didn&#8217;t mention her age or income, and that&#8217;s something to consider too. I understand not charging an adolescent or college aged relative much. But someone in their mid 20&#8217;s beyond would be paying way more on their own anyways, and you and your wife are in a position to help her be responsible.</p>
<p>Overall I think it&#8217;s great. Life is all about family and being there for one another. It could be great for your kids to have an aunty so close by! I really would charge a small amount though to cover your families extra costs and make sure she is vested in the situation and not taking advantage of you all.</p>
<p>Something else maybe to consider. Is she saving up for something in particular? Maybe while living in your home for a small cost she can save up to buy a place of her own? Sometimes when people have extra money around they are more apt to spend it on wasteful things, having a goal could be helpful.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: tuck</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111162</link>
		<dc:creator>tuck</dc:creator>
		<pubDate>Thu, 15 Nov 2007 20:30:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111162</guid>
		<description>END POINT.  END POINT.  END POINT.  This can always be re-addressed or re-negotiated by her if necessary, but speaking from experience, there needs to be SOMETHING put down.  This puts the onus on her, and you don&#039;t have to feel pressure.

On the other hand, there should be a written agreement that gives you the right to get her the boot (with enough notice) if things don&#039;t work out.

She should chip for utilities.  Knowing you, Trent, I&#039;m sure you know exactly how much you pay, so it should be easy to figure out her increase.

I would suggest a nominal, but not token rent.  What&#039;s the going rate for a studio or 1 bedroom in your area?  &quot;Then give her a family discount.&quot;  So if the rent is $600, you could charge 300, or whatever.

The reason I say this is that you say that you would expect to pay rent in her position.  That will inevitably creep in, esp. if it&#039;s the seventh month and she&#039;s starting to be a pain.  Plus, if Mrs. Trent is already nervous, at least the money will help on a material level.  And I think you get better behavior from someone who has a financial stake in things.

Man, this is long.  Sorry.  Just had some bad experiences, want you guys to avoid them.  Good luck!</description>
		<content:encoded><![CDATA[<p>END POINT.  END POINT.  END POINT.  This can always be re-addressed or re-negotiated by her if necessary, but speaking from experience, there needs to be SOMETHING put down.  This puts the onus on her, and you don&#8217;t have to feel pressure.</p>
<p>On the other hand, there should be a written agreement that gives you the right to get her the boot (with enough notice) if things don&#8217;t work out.</p>
<p>She should chip for utilities.  Knowing you, Trent, I&#8217;m sure you know exactly how much you pay, so it should be easy to figure out her increase.</p>
<p>I would suggest a nominal, but not token rent.  What&#8217;s the going rate for a studio or 1 bedroom in your area?  &#8220;Then give her a family discount.&#8221;  So if the rent is $600, you could charge 300, or whatever.</p>
<p>The reason I say this is that you say that you would expect to pay rent in her position.  That will inevitably creep in, esp. if it&#8217;s the seventh month and she&#8217;s starting to be a pain.  Plus, if Mrs. Trent is already nervous, at least the money will help on a material level.  And I think you get better behavior from someone who has a financial stake in things.</p>
<p>Man, this is long.  Sorry.  Just had some bad experiences, want you guys to avoid them.  Good luck!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Peter</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111130</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Thu, 15 Nov 2007 19:49:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111130</guid>
		<description>Trent, how is this different than providing support to your adult child (e.g. no/limited rent payment, some charge for utilities, etc.)?  You may also want to look at that thread and consider those responses in your decision since I&#039;m seeing some of the same issues coming up.</description>
		<content:encoded><![CDATA[<p>Trent, how is this different than providing support to your adult child (e.g. no/limited rent payment, some charge for utilities, etc.)?  You may also want to look at that thread and consider those responses in your decision since I&#8217;m seeing some of the same issues coming up.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: klf</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111079</link>
		<dc:creator>klf</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:52:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111079</guid>
		<description>Lay out all the ground rules clearly and before she ever moves in, and have regular discussions during her stay to ensure that everyone is OK and to head off any potential problems at the pass. Make sure that everyone knows what is expected of everyone else. All of the posters above have good advice.(Dawn hit the nail on the head...a token rent is excellent advice...sis won&#039;t feel as if she&#039;s freeloading, and neither will you and your family feel she&#039;s freeloading or taking advantage).

It is my experience that it&#039;s when neither side says anything out of politeness and then whatever annoyance there is gets blown so out of proportion, you are left wondering what the heck happened, and then there are bad feelings and some relationships never recover.

Family always comes first, except in those cases of unforgivable familial traumas (abuse, etc.).</description>
		<content:encoded><![CDATA[<p>Lay out all the ground rules clearly and before she ever moves in, and have regular discussions during her stay to ensure that everyone is OK and to head off any potential problems at the pass. Make sure that everyone knows what is expected of everyone else. All of the posters above have good advice.(Dawn hit the nail on the head&#8230;a token rent is excellent advice&#8230;sis won&#8217;t feel as if she&#8217;s freeloading, and neither will you and your family feel she&#8217;s freeloading or taking advantage).</p>
<p>It is my experience that it&#8217;s when neither side says anything out of politeness and then whatever annoyance there is gets blown so out of proportion, you are left wondering what the heck happened, and then there are bad feelings and some relationships never recover.</p>
<p>Family always comes first, except in those cases of unforgivable familial traumas (abuse, etc.).</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: FinanceAndFat</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111075</link>
		<dc:creator>FinanceAndFat</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:47:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111075</guid>
		<description>My opinion, based on something similar that I did years ago, is to not go through with it. Certainly at least not with the word &#039;permanent&#039; attached to the deal.

Make sure you lay out the rules ahead of time and include an exit strategy at the start too. 

Most people can be hard to live with. Unless you all really have just the perfect match of personalities I would really lean the other way on this one. 

That being said, I wish you well either way.</description>
		<content:encoded><![CDATA[<p>My opinion, based on something similar that I did years ago, is to not go through with it. Certainly at least not with the word &#8216;permanent&#8217; attached to the deal.</p>
<p>Make sure you lay out the rules ahead of time and include an exit strategy at the start too. </p>
<p>Most people can be hard to live with. Unless you all really have just the perfect match of personalities I would really lean the other way on this one. </p>
<p>That being said, I wish you well either way.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Samantha</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111067</link>
		<dc:creator>Samantha</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:43:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111067</guid>
		<description>My sister-in-law lives with right now and has for about a year.  In some degree it was worked, in others, not so great.  I have felt myself getting upset about some things but didn&#039;t want to rock the boat.  But overall, we get along much better now then ever before.  And I will admit that I&#039;m not an easy person to live with :)

When we do move, I am NOT planning on asking her to come with us though...  Some alone time with my family will be nice.

Also you don&#039;t need to necessarily call it &quot;rent&quot; money or &quot;utility&quot;, &quot;food&quot; money.  Just agree on an amount that you are both happy with.  Something that will cover the rise in utilities and food but not change from month to month.

good luck and let us know if she ends up taking your offer.</description>
		<content:encoded><![CDATA[<p>My sister-in-law lives with right now and has for about a year.  In some degree it was worked, in others, not so great.  I have felt myself getting upset about some things but didn&#8217;t want to rock the boat.  But overall, we get along much better now then ever before.  And I will admit that I&#8217;m not an easy person to live with :)</p>
<p>When we do move, I am NOT planning on asking her to come with us though&#8230;  Some alone time with my family will be nice.</p>
<p>Also you don&#8217;t need to necessarily call it &#8220;rent&#8221; money or &#8220;utility&#8221;, &#8220;food&#8221; money.  Just agree on an amount that you are both happy with.  Something that will cover the rise in utilities and food but not change from month to month.</p>
<p>good luck and let us know if she ends up taking your offer.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Beth</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111066</link>
		<dc:creator>Beth</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:40:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111066</guid>
		<description>I think this is great! From my (vast) roommate experiences, I&#039;d say that the biggest frustration can come to people with different kitchen styles. Will crumbs on the counter or dirty dishes in the sink be a problem? Will you be tempted to reload the dishwasher the &quot;right&quot; way, grumbling under your breath the whole time? (I might closely resemble someone who&#039;d do that...)

Also, think about refrigerator/counter/cabinet space. If she&#039;s going to live there for any amount of time, it&#039;ll be a good idea to give everyone some idea of boundaries: is everything truly open to everyone? What if the cheese you had mentally earmarked for burritos gets eaten up on a midnight refrigerator raid? 

Labeling is always a plan, or having a dedicated shelf/drawer for food that is either open for any use, or is off limits for some reason. 

If it&#039;s going to be her house too, she&#039;ll either need to have her own space to store her things, or she&#039;ll need a way to feel like she really knows what is okay and not okay to touch/use/eat etc. 

All that having been said, it can be a great experience and I hope it works really well.</description>
		<content:encoded><![CDATA[<p>I think this is great! From my (vast) roommate experiences, I&#8217;d say that the biggest frustration can come to people with different kitchen styles. Will crumbs on the counter or dirty dishes in the sink be a problem? Will you be tempted to reload the dishwasher the &#8220;right&#8221; way, grumbling under your breath the whole time? (I might closely resemble someone who&#8217;d do that&#8230;)</p>
<p>Also, think about refrigerator/counter/cabinet space. If she&#8217;s going to live there for any amount of time, it&#8217;ll be a good idea to give everyone some idea of boundaries: is everything truly open to everyone? What if the cheese you had mentally earmarked for burritos gets eaten up on a midnight refrigerator raid? </p>
<p>Labeling is always a plan, or having a dedicated shelf/drawer for food that is either open for any use, or is off limits for some reason. </p>
<p>If it&#8217;s going to be her house too, she&#8217;ll either need to have her own space to store her things, or she&#8217;ll need a way to feel like she really knows what is okay and not okay to touch/use/eat etc. </p>
<p>All that having been said, it can be a great experience and I hope it works really well.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kathy</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111065</link>
		<dc:creator>Kathy</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:38:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111065</guid>
		<description>I think you must be a very kind and generous person.... 

When I lost my job at age 43 for the first time ever, I found a job within 6 weeks in a major metropolitan area that my sister and her husband lived in.  
They invited me to stay with them.  
Then they apparently had second thoughts, but wouldn&#039;t tell me.  So as soon as I arrived, within ten minutes.... they whisked me back out the door to go look for apartments.  I had not paid rent or house payments for many years, so the high prices were a shock, coupled with the fact that I didn&#039;t know a soul there but them, had to have a map to get around anywhere in the city, and still had mental shock or PTSD from the downsizing.   

Instead of talking directly to me, and TELLING me they had a change of heart, they would get in their car and leave and have private powwows about what should be done about me.

I am not a deadbeat.

I held down a well paid, responsible job for 23 years.  I never asked anybody for anything, in all that time.  Ever.

They even called my mother and complained about the most assinine things, like my using hairspray in the bathroom created cleaning problems.  

Finally, the Lord took me out of there.  By a twist of fate, I found a church with a few blocks, and the pastor helped me find a place to live in a private home for $200 a month and no lease.  I was out of their house in five weeks, and it was truly a Godsend.

Please, please, whatever you do.... be open and honest with each other.  Really weigh it before you act.

I&#039;ve truly forgiven them, but I would be foolish to forget what happened.  I could never really trust them again in the same way, and at that time, I really needed very badly to be able to trust someone and lean on them.  It wouldn&#039;t have been for long, I&#039;m not made that way.

A big eyeopener, but I guess in hard times you find out who are your true friends.  And you may not want to really know.</description>
		<content:encoded><![CDATA[<p>I think you must be a very kind and generous person&#8230;. </p>
<p>When I lost my job at age 43 for the first time ever, I found a job within 6 weeks in a major metropolitan area that my sister and her husband lived in.<br />
They invited me to stay with them.<br />
Then they apparently had second thoughts, but wouldn&#8217;t tell me.  So as soon as I arrived, within ten minutes&#8230;. they whisked me back out the door to go look for apartments.  I had not paid rent or house payments for many years, so the high prices were a shock, coupled with the fact that I didn&#8217;t know a soul there but them, had to have a map to get around anywhere in the city, and still had mental shock or PTSD from the downsizing.   </p>
<p>Instead of talking directly to me, and TELLING me they had a change of heart, they would get in their car and leave and have private powwows about what should be done about me.</p>
<p>I am not a deadbeat.</p>
<p>I held down a well paid, responsible job for 23 years.  I never asked anybody for anything, in all that time.  Ever.</p>
<p>They even called my mother and complained about the most assinine things, like my using hairspray in the bathroom created cleaning problems.  </p>
<p>Finally, the Lord took me out of there.  By a twist of fate, I found a church with a few blocks, and the pastor helped me find a place to live in a private home for $200 a month and no lease.  I was out of their house in five weeks, and it was truly a Godsend.</p>
<p>Please, please, whatever you do&#8230;. be open and honest with each other.  Really weigh it before you act.</p>
<p>I&#8217;ve truly forgiven them, but I would be foolish to forget what happened.  I could never really trust them again in the same way, and at that time, I really needed very badly to be able to trust someone and lean on them.  It wouldn&#8217;t have been for long, I&#8217;m not made that way.</p>
<p>A big eyeopener, but I guess in hard times you find out who are your true friends.  And you may not want to really know.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: JReed</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111064</link>
		<dc:creator>JReed</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:38:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111064</guid>
		<description>She absolutely should pay rent, utilities and a food contribution. Giving a person a cushion to sit on just invites him or her to stay seated. It is not good for that person in the long run.
Everything needs to be negotiated before she moves in...friends coming over? parking? laundry? music? TV? extra refridgerator? Don&#039;t assume she will automatically have the same thoughts as you regarding these matters. If she pays a legitimate rent, you will resent indescretions far less.
If you really want to help her out, escrow some of that rent until there is enough for her to get her own space.</description>
		<content:encoded><![CDATA[<p>She absolutely should pay rent, utilities and a food contribution. Giving a person a cushion to sit on just invites him or her to stay seated. It is not good for that person in the long run.<br />
Everything needs to be negotiated before she moves in&#8230;friends coming over? parking? laundry? music? TV? extra refridgerator? Don&#8217;t assume she will automatically have the same thoughts as you regarding these matters. If she pays a legitimate rent, you will resent indescretions far less.<br />
If you really want to help her out, escrow some of that rent until there is enough for her to get her own space.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: George</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111063</link>
		<dc:creator>George</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:37:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111063</guid>
		<description>Establish a written rental agreement, even if there is only a token $1 rent.

Why?  Because if you decide she should leave and she says no, then you will have no legal standing to &quot;evict&quot; her.

The horror story comes from a coworker, whose mother-in-law came to stay.  When m-i-l relapsed into using drugs, they couldn&#039;t kick her out unless she wanted to go!</description>
		<content:encoded><![CDATA[<p>Establish a written rental agreement, even if there is only a token $1 rent.</p>
<p>Why?  Because if you decide she should leave and she says no, then you will have no legal standing to &#8220;evict&#8221; her.</p>
<p>The horror story comes from a coworker, whose mother-in-law came to stay.  When m-i-l relapsed into using drugs, they couldn&#8217;t kick her out unless she wanted to go!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mike</title>
		<link>http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/comment-page-1/#comment-111045</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Thu, 15 Nov 2007 18:21:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/11/15/the-finances-and-interactions-of-alternative-living-arrangements/#comment-111045</guid>
		<description>I was going to write &quot;Don&#039;t do it.&quot;  But then I realized I was really feeling envy at some level.  I&#039;m envious that anyone could feel so close to family to even consider a long-term arrangement like this.  I can barely stand four straight days in the same house at Thanksgiving!</description>
		<content:encoded><![CDATA[<p>I was going to write &#8220;Don&#8217;t do it.&#8221;  But then I realized I was really feeling envy at some level.  I&#8217;m envious that anyone could feel so close to family to even consider a long-term arrangement like this.  I can barely stand four straight days in the same house at Thanksgiving!</p>
]]></content:encoded>
	</item>
</channel>
</rss>

<!-- Dynamic Page Served (once) in 0.434 seconds -->
