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	<title>Comments on: Review: The Ultimate Cheapskate&#8217;s Road Map to True Riches</title>
	<atom:link href="http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Rosa Rugosa</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-780668</link>
		<dc:creator>Rosa Rugosa</dc:creator>
		<pubDate>Fri, 25 Sep 2009 00:37:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-780668</guid>
		<description>This was the book that first got me going, and I&#039;ll always have a warm spot in my heart for it!</description>
		<content:encoded><![CDATA[<p>This was the book that first got me going, and I&#8217;ll always have a warm spot in my heart for it!</p>
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		<title>By: Steve</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-280377</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Mon, 19 May 2008 17:28:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-280377</guid>
		<description>Oh, as to the car vs. bicycle comparison, obviously biking a 90 mile trip is a bit extreme. But maybe the point is that you consider not making that trip at all, and instead go somewhere closer. Also one should remember that every mile does have a cost (even if that cost is less than spending 12 minutes of your life at work.) For instance it costs at least a couple bucks every time I drive over to my friends&#039; house to hang out. A couple bucks for a couple hours of good company is worth it - but it&#039;s always worth remembering that every choice you make has both a cost and a benefit, and consider if the one is worth the other. That applies to the housing as well.</description>
		<content:encoded><![CDATA[<p>Oh, as to the car vs. bicycle comparison, obviously biking a 90 mile trip is a bit extreme. But maybe the point is that you consider not making that trip at all, and instead go somewhere closer. Also one should remember that every mile does have a cost (even if that cost is less than spending 12 minutes of your life at work.) For instance it costs at least a couple bucks every time I drive over to my friends&#8217; house to hang out. A couple bucks for a couple hours of good company is worth it &#8211; but it&#8217;s always worth remembering that every choice you make has both a cost and a benefit, and consider if the one is worth the other. That applies to the housing as well.</p>
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	<item>
		<title>By: Steve</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-280373</link>
		<dc:creator>Steve</dc:creator>
		<pubDate>Mon, 19 May 2008 17:24:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-280373</guid>
		<description>Some people do make that &quot;100% extra&quot; choice. I know someone who sold his 3 bedroom townhouse for $360k to move into a 5 or so bedroom house for $620k. It seems hard to justify having a bigger house than you need on the numbers alone. That&#039;s just as true even for spending 10% or 20% extra as it is for 100%. And it&#039;s just as true if the minimum house price in your area is $400k instead of $200k. You could do the calculation on a base house price of $1 and it would come out the same, since we&#039;re mostly dealing with multiplication in this calculation and multiplication is transitive.

Of course &quot;minimum house price&quot; is definitely up for debate. As you hint, a 4 person family isn&#039;t going to comfortably fit in a 1 bedroom condo. On the other hand more people on earth than not do fit in a house the same square footage as a 1 bedroom condo, so maybe it&#039;s not so minimum after all.

I do agree there seems to be a lot of hand-waving in both the house and car calculations. I too would like to see more details.</description>
		<content:encoded><![CDATA[<p>Some people do make that &#8220;100% extra&#8221; choice. I know someone who sold his 3 bedroom townhouse for $360k to move into a 5 or so bedroom house for $620k. It seems hard to justify having a bigger house than you need on the numbers alone. That&#8217;s just as true even for spending 10% or 20% extra as it is for 100%. And it&#8217;s just as true if the minimum house price in your area is $400k instead of $200k. You could do the calculation on a base house price of $1 and it would come out the same, since we&#8217;re mostly dealing with multiplication in this calculation and multiplication is transitive.</p>
<p>Of course &#8220;minimum house price&#8221; is definitely up for debate. As you hint, a 4 person family isn&#8217;t going to comfortably fit in a 1 bedroom condo. On the other hand more people on earth than not do fit in a house the same square footage as a 1 bedroom condo, so maybe it&#8217;s not so minimum after all.</p>
<p>I do agree there seems to be a lot of hand-waving in both the house and car calculations. I too would like to see more details.</p>
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		<title>By: John</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-172483</link>
		<dc:creator>John</dc:creator>
		<pubDate>Mon, 04 Feb 2008 04:56:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-172483</guid>
		<description>Your example with the house is absolutely ludicrous. You need to do a proper accounting of the economics of the situation, which you clearly did not. You need to figure: (a) the tax-deduction for the interest in both cases; (b) the taxes paid on the money you put in the bank; (c) the interest rate of the money in the bank; (d) the appreciation rate of real estate vs. a savings account (or even invested in equities, if that is what you choose); (e) the difference in the appreciation of the two properties; (f) your tax rate. You need to do this on a monthly basis,then see where you are at the end of 19 years or 30 years. Its not at all hard, but forces you to quantify your assumptions (in your case to even think about them, have you?) on rates.

Secondly, there is some a huge strawman assumption here that most people have a CHOICE about picking a $200 K house vs a $400 K house. The cost of housing has gone up far, far faster than personal income. Where I live in the DC metro area, that kind of luxury does not exist. In fact to live in a reasonable, safe neighborhood precludes the choice. We are 4 people living in an 800 sq. ft SFH. That is frugal, its a dump, they dont get cheaper than this anywhere near here. The only thing available that is half that price is a 1 bedroom townhouse. So get real. Do the numbers, ALL the numbers, and put in a realistic difference in cost, not a 100% difference, but say a 10 or 20% difference.

So Im sorry, poster Bill, the housing example is not excellent. Its a farce.</description>
		<content:encoded><![CDATA[<p>Your example with the house is absolutely ludicrous. You need to do a proper accounting of the economics of the situation, which you clearly did not. You need to figure: (a) the tax-deduction for the interest in both cases; (b) the taxes paid on the money you put in the bank; (c) the interest rate of the money in the bank; (d) the appreciation rate of real estate vs. a savings account (or even invested in equities, if that is what you choose); (e) the difference in the appreciation of the two properties; (f) your tax rate. You need to do this on a monthly basis,then see where you are at the end of 19 years or 30 years. Its not at all hard, but forces you to quantify your assumptions (in your case to even think about them, have you?) on rates.</p>
<p>Secondly, there is some a huge strawman assumption here that most people have a CHOICE about picking a $200 K house vs a $400 K house. The cost of housing has gone up far, far faster than personal income. Where I live in the DC metro area, that kind of luxury does not exist. In fact to live in a reasonable, safe neighborhood precludes the choice. We are 4 people living in an 800 sq. ft SFH. That is frugal, its a dump, they dont get cheaper than this anywhere near here. The only thing available that is half that price is a 1 bedroom townhouse. So get real. Do the numbers, ALL the numbers, and put in a realistic difference in cost, not a 100% difference, but say a 10 or 20% difference.</p>
<p>So Im sorry, poster Bill, the housing example is not excellent. Its a farce.</p>
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		<title>By: AJ</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-146021</link>
		<dc:creator>AJ</dc:creator>
		<pubDate>Tue, 01 Jan 2008 00:46:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-146021</guid>
		<description>I&#039;ve been reading this book at Barnes &amp; Noble and it&#039;s really a good read.  I wanted to buy it but I&#039;m becoming a cheapskate myself so I just choose to read it there.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been reading this book at Barnes &amp; Noble and it&#8217;s really a good read.  I wanted to buy it but I&#8217;m becoming a cheapskate myself so I just choose to read it there.</p>
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		<title>By: Nancy</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-145055</link>
		<dc:creator>Nancy</dc:creator>
		<pubDate>Sun, 30 Dec 2007 22:48:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-145055</guid>
		<description>To Rob in Madrid,

For the sake of frugality see if your public library has books on cheap living.  A library card is a very good friend to a frugal person.</description>
		<content:encoded><![CDATA[<p>To Rob in Madrid,</p>
<p>For the sake of frugality see if your public library has books on cheap living.  A library card is a very good friend to a frugal person.</p>
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		<title>By: Bill</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-144949</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Sun, 30 Dec 2007 19:50:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-144949</guid>
		<description>So he was talking about buying new vehicles?

Because I buy very cheap used cars,since I&#039;m never more than 10 miles away from work/home - no problem even if it dies.

His housing example is excellent - remember previous generations raised families of 6 in a 3 bedroom/1-2 bath, 900-1,200 sq.ft. home.</description>
		<content:encoded><![CDATA[<p>So he was talking about buying new vehicles?</p>
<p>Because I buy very cheap used cars,since I&#8217;m never more than 10 miles away from work/home &#8211; no problem even if it dies.</p>
<p>His housing example is excellent &#8211; remember previous generations raised families of 6 in a 3 bedroom/1-2 bath, 900-1,200 sq.ft. home.</p>
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		<title>By: Stenya</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-144789</link>
		<dc:creator>Stenya</dc:creator>
		<pubDate>Sun, 30 Dec 2007 15:01:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-144789</guid>
		<description>Maybe there are &quot;very few books&quot; on frugality because true tightwads are unlikely to buy books that tell them how to save money? Or maybe it&#039;s all been said before - if you&#039;ve read The Tightwad Gazette or The Simple Living Guide (borrowed from the library or bought at a yard sale/used book store, of course!), you&#039;ve got 90% of the information you need to align yourself with the cheapskate principles that will serve you for the next 40 years. Blogs and online articles can fill in any gaps, for free.

It&#039;s kind of like the &quot;planned obsolescence&quot; you were talking about the other day... this is also a &quot;want&quot; masquerading as a &quot;need.&quot; You don&#039;t need to buy a new book to tell you how not to spend money. (Sorry, Jeff!)</description>
		<content:encoded><![CDATA[<p>Maybe there are &#8220;very few books&#8221; on frugality because true tightwads are unlikely to buy books that tell them how to save money? Or maybe it&#8217;s all been said before &#8211; if you&#8217;ve read The Tightwad Gazette or The Simple Living Guide (borrowed from the library or bought at a yard sale/used book store, of course!), you&#8217;ve got 90% of the information you need to align yourself with the cheapskate principles that will serve you for the next 40 years. Blogs and online articles can fill in any gaps, for free.</p>
<p>It&#8217;s kind of like the &#8220;planned obsolescence&#8221; you were talking about the other day&#8230; this is also a &#8220;want&#8221; masquerading as a &#8220;need.&#8221; You don&#8217;t need to buy a new book to tell you how not to spend money. (Sorry, Jeff!)</p>
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		<title>By: ahenwithoutarooster.blogspot.com/</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143701</link>
		<dc:creator>ahenwithoutarooster.blogspot.com/</dc:creator>
		<pubDate>Sat, 29 Dec 2007 04:07:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143701</guid>
		<description>My favorite book is &#039;The Complete Tightwad Gazette&#039;</description>
		<content:encoded><![CDATA[<p>My favorite book is &#8216;The Complete Tightwad Gazette&#8217;</p>
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		<title>By: ahenwithoutarooster</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143698</link>
		<dc:creator>ahenwithoutarooster</dc:creator>
		<pubDate>Sat, 29 Dec 2007 04:05:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143698</guid>
		<description>I love the &#039;tone&#039; of the book... and I love that you say Time is really the most Important thing.

I love how I spend my TIME each day...because I living frugally and that means I&#039;m frugal with my time too. 

I have learned to say &quot;NO&quot;... when something is not worth my time.

I love my work...and home and lifestyle.. simple and serene..

Money means nothing if you don&#039;t have time to enjoy the peaceful times..

Betty Ann</description>
		<content:encoded><![CDATA[<p>I love the &#8216;tone&#8217; of the book&#8230; and I love that you say Time is really the most Important thing.</p>
<p>I love how I spend my TIME each day&#8230;because I living frugally and that means I&#8217;m frugal with my time too. </p>
<p>I have learned to say &#8220;NO&#8221;&#8230; when something is not worth my time.</p>
<p>I love my work&#8230;and home and lifestyle.. simple and serene..</p>
<p>Money means nothing if you don&#8217;t have time to enjoy the peaceful times..</p>
<p>Betty Ann</p>
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		<title>By: Ultimate Cheapskate</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143413</link>
		<dc:creator>Ultimate Cheapskate</dc:creator>
		<pubDate>Fri, 28 Dec 2007 20:29:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143413</guid>
		<description>Hi Trent &amp; Everyone -

Wow, what a rush to log on to your site (as I do regularly) and see - to my surprise - my smiling Cheap Mug!  Glad you liked the book.  It&#039;s my first book, and I&#039;m mighty proud of it.  As a big PF/self-help reader, it&#039;s a book that I&#039;ve always wanted to write.

Someone raised the issue of my intended &quot;audience&quot;.  That&#039;s what really inspired me to write this book:  I wanted to reach, in part, a new audience, one that would never pick up a traditional (dare I say &quot;dry&quot;?) PF book.  I tried to write it with equal parts humor, pracitical information, and social message, all with the hope that it might reach new folks with our shared message of valuing the simple life.  

Based on initial reviews, it seems to be working --- some folks have critiqued it (quite favorablly) from a purely humor/entertainment perspective, others from a strict PF perspective, and organizations like the Sierra Club are embracing it for it&#039;s social messages.  Well, we&#039;ll see. (FYI, I&#039;ve had a number of hard core PF junkies tell me that it&#039;s the first PF book they might actually be able to get their kids, spend-thrift friends, etc. to sit down and read because of the entertainment value!)

On the topic of &quot;5 miles an hour,&quot; the source I talk about in the book is the &#039;70&#039;s social philosopher Ivan Illich and his essay &quot;Energy and Equity&quot; --- some of the numbers might be outdated, but in the context of the book I was discussing the trade off between the time involved to earn the money to transport yourself to the place where you need to go to earn that money (and round and round we go!).

Thanks again for taking a look at my book, and please feel free to contact me with any questions, suggestions, or conerns (UltCheapskate@aol.com).  BTW, if you have a book club or finance club that would like to discuss my book, I&#039;ll gladly participate over the phone or in person.  Also, I&#039;m going to be doing a series of book-tours-by-bicycle - &quot;The Tour de Cheapskate&quot; - starting in January and I&#039;m looking for fellow cheapskates to put me up for the night, so that I can donate my expense savings to local libraries along the route --- let me know if you have a spare couch. (You can see my inagural Tour de Cheap intineraries on my website, www.UltimateCheapskate.com)

Thanks &amp; Stay Cheap!
Jeff Yeager
www.UltimateCheapskate.com</description>
		<content:encoded><![CDATA[<p>Hi Trent &amp; Everyone -</p>
<p>Wow, what a rush to log on to your site (as I do regularly) and see &#8211; to my surprise &#8211; my smiling Cheap Mug!  Glad you liked the book.  It&#8217;s my first book, and I&#8217;m mighty proud of it.  As a big PF/self-help reader, it&#8217;s a book that I&#8217;ve always wanted to write.</p>
<p>Someone raised the issue of my intended &#8220;audience&#8221;.  That&#8217;s what really inspired me to write this book:  I wanted to reach, in part, a new audience, one that would never pick up a traditional (dare I say &#8220;dry&#8221;?) PF book.  I tried to write it with equal parts humor, pracitical information, and social message, all with the hope that it might reach new folks with our shared message of valuing the simple life.  </p>
<p>Based on initial reviews, it seems to be working &#8212; some folks have critiqued it (quite favorablly) from a purely humor/entertainment perspective, others from a strict PF perspective, and organizations like the Sierra Club are embracing it for it&#8217;s social messages.  Well, we&#8217;ll see. (FYI, I&#8217;ve had a number of hard core PF junkies tell me that it&#8217;s the first PF book they might actually be able to get their kids, spend-thrift friends, etc. to sit down and read because of the entertainment value!)</p>
<p>On the topic of &#8220;5 miles an hour,&#8221; the source I talk about in the book is the &#8217;70&#8217;s social philosopher Ivan Illich and his essay &#8220;Energy and Equity&#8221; &#8212; some of the numbers might be outdated, but in the context of the book I was discussing the trade off between the time involved to earn the money to transport yourself to the place where you need to go to earn that money (and round and round we go!).</p>
<p>Thanks again for taking a look at my book, and please feel free to contact me with any questions, suggestions, or conerns (UltCheapskate@aol.com).  BTW, if you have a book club or finance club that would like to discuss my book, I&#8217;ll gladly participate over the phone or in person.  Also, I&#8217;m going to be doing a series of book-tours-by-bicycle &#8211; &#8220;The Tour de Cheapskate&#8221; &#8211; starting in January and I&#8217;m looking for fellow cheapskates to put me up for the night, so that I can donate my expense savings to local libraries along the route &#8212; let me know if you have a spare couch. (You can see my inagural Tour de Cheap intineraries on my website, <a href="http://www.UltimateCheapskate.com" rel="nofollow">http://www.UltimateCheapskate.com</a>)</p>
<p>Thanks &amp; Stay Cheap!<br />
Jeff Yeager<br />
<a href="http://www.UltimateCheapskate.com" rel="nofollow">http://www.UltimateCheapskate.com</a></p>
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		<title>By: Dividends4Life</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143370</link>
		<dc:creator>Dividends4Life</dc:creator>
		<pubDate>Fri, 28 Dec 2007 19:24:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143370</guid>
		<description>That sounds like a great read! I&#039;ve added it to my book list. Thanks for sharing!

Best Wishes,
D4L</description>
		<content:encoded><![CDATA[<p>That sounds like a great read! I&#8217;ve added it to my book list. Thanks for sharing!</p>
<p>Best Wishes,<br />
D4L</p>
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		<title>By: Writer's Coin</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143348</link>
		<dc:creator>Writer's Coin</dc:creator>
		<pubDate>Fri, 28 Dec 2007 18:51:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143348</guid>
		<description>To Rob in Madrid, I&#039;m the type of person that—whenever I feel like I need to or want to learn something, I reach for a book. It&#039;s just the way I&#039;m wired. 

So I understand. But I would recommend, especially in the spirit of frugality, that you don&#039;t buy the book and instead read as much of The Simple Dollar as you can, along with all the other great sites that are out there. You save the money and you learn all the tips

I need to keep telling myself that I don&#039;t *always* have to buy a book to read something that will teach me.</description>
		<content:encoded><![CDATA[<p>To Rob in Madrid, I&#8217;m the type of person that—whenever I feel like I need to or want to learn something, I reach for a book. It&#8217;s just the way I&#8217;m wired. </p>
<p>So I understand. But I would recommend, especially in the spirit of frugality, that you don&#8217;t buy the book and instead read as much of The Simple Dollar as you can, along with all the other great sites that are out there. You save the money and you learn all the tips</p>
<p>I need to keep telling myself that I don&#8217;t *always* have to buy a book to read something that will teach me.</p>
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		<title>By: Mrs. Micah</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143322</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Fri, 28 Dec 2007 18:22:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143322</guid>
		<description>Sounds like a really fun book! The Home/Castle numbers excited the geek in me. :)

I&#039;ll see if it&#039;s at my library or Borders and gently thumb through it.</description>
		<content:encoded><![CDATA[<p>Sounds like a really fun book! The Home/Castle numbers excited the geek in me. :)</p>
<p>I&#8217;ll see if it&#8217;s at my library or Borders and gently thumb through it.</p>
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	<item>
		<title>By: Writer's Coin</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143314</link>
		<dc:creator>Writer's Coin</dc:creator>
		<pubDate>Fri, 28 Dec 2007 18:10:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143314</guid>
		<description>To Rob in Madrid, I&#039;m the type of person that—whenever I feel like I need to or want to learn something, I reach for a book. It&#039;s just the way I&#039;m wired. 

So I understand. But I would recommend, especially in the spirit of frugality, that you don&#039;t buy the book and instead read as much of The Simple Dollar as you can, along with all the other great sites that are out there. You save the money and you learn all the tips. 

I need to keep telling myself that I don&#039;t *always* have to buy a book to read something that will teach me.</description>
		<content:encoded><![CDATA[<p>To Rob in Madrid, I&#8217;m the type of person that—whenever I feel like I need to or want to learn something, I reach for a book. It&#8217;s just the way I&#8217;m wired. </p>
<p>So I understand. But I would recommend, especially in the spirit of frugality, that you don&#8217;t buy the book and instead read as much of The Simple Dollar as you can, along with all the other great sites that are out there. You save the money and you learn all the tips. </p>
<p>I need to keep telling myself that I don&#8217;t *always* have to buy a book to read something that will teach me.</p>
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		<title>By: yoyoguy2</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143311</link>
		<dc:creator>yoyoguy2</dc:creator>
		<pubDate>Fri, 28 Dec 2007 18:07:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143311</guid>
		<description>Trent, i simply cannot believe the quote &quot;you only get five miles of driving in your automobile for every hour you work.&quot; 

taking this at face value, that means an 8 hour work day pays for 40 miles of driving, or a 20 mile commute each way.  so you&#039;re telling me that if you have a 20 mile commute (not terribly remarkable these days) you can afford NOTHING else?  i don&#039;t think so.  i calculated that my last car, which i bought used and drove into the ground, cost me around 25 cents per mile over the time i owned it... do these people drive their car into a tree once a week?</description>
		<content:encoded><![CDATA[<p>Trent, i simply cannot believe the quote &#8220;you only get five miles of driving in your automobile for every hour you work.&#8221; </p>
<p>taking this at face value, that means an 8 hour work day pays for 40 miles of driving, or a 20 mile commute each way.  so you&#8217;re telling me that if you have a 20 mile commute (not terribly remarkable these days) you can afford NOTHING else?  i don&#8217;t think so.  i calculated that my last car, which i bought used and drove into the ground, cost me around 25 cents per mile over the time i owned it&#8230; do these people drive their car into a tree once a week?</p>
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		<title>By: Rob in Madrid</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143297</link>
		<dc:creator>Rob in Madrid</dc:creator>
		<pubDate>Fri, 28 Dec 2007 17:31:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143297</guid>
		<description>I may order the book, this is something my wife and I have been working on, learning frugality. Learning how to live life to the max on the smallest amount possible. Funny thing over time you find feeling tight and feeling furgal aren&#039;t one and the same.</description>
		<content:encoded><![CDATA[<p>I may order the book, this is something my wife and I have been working on, learning frugality. Learning how to live life to the max on the smallest amount possible. Funny thing over time you find feeling tight and feeling furgal aren&#8217;t one and the same.</p>
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	<item>
		<title>By: Jason</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143287</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Fri, 28 Dec 2007 17:14:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143287</guid>
		<description>Thanks for the review.  I love a good &quot;cheapskate&quot; book because it validates my &quot;cheap&quot; lifestyle! In fact, some of my favorite reads include the Tightwad Gazette and the book by the Economides family, The Cheapest Family in America.  I&#039;m looking forward to checking out Yeager&#039;s work as well.</description>
		<content:encoded><![CDATA[<p>Thanks for the review.  I love a good &#8220;cheapskate&#8221; book because it validates my &#8220;cheap&#8221; lifestyle! In fact, some of my favorite reads include the Tightwad Gazette and the book by the Economides family, The Cheapest Family in America.  I&#8217;m looking forward to checking out Yeager&#8217;s work as well.</p>
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		<title>By: LC</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143280</link>
		<dc:creator>LC</dc:creator>
		<pubDate>Fri, 28 Dec 2007 17:03:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143280</guid>
		<description>Nice that your work warns you about contribution limits - I am coming close and have to check it every now and then to make sure I don&#039;t go over</description>
		<content:encoded><![CDATA[<p>Nice that your work warns you about contribution limits &#8211; I am coming close and have to check it every now and then to make sure I don&#8217;t go over</p>
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		<title>By: DNA</title>
		<link>http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/comment-page-1/#comment-143275</link>
		<dc:creator>DNA</dc:creator>
		<pubDate>Fri, 28 Dec 2007 16:51:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2007/12/28/review-the-ultimate-cheapskates-road-map-to-true-riches/#comment-143275</guid>
		<description>Thanks, good review. I do think that aiming for a target percentage of money to save each year is a really good idea. This approach has stopped me from a couple of major car purchases (in cash) because I hadn&#039;t saved the 40% I aim for every year. Especially when I stopped to factor in extra expenses for insurance, maintenance cost per hour, etc.</description>
		<content:encoded><![CDATA[<p>Thanks, good review. I do think that aiming for a target percentage of money to save each year is a really good idea. This approach has stopped me from a couple of major car purchases (in cash) because I hadn&#8217;t saved the 40% I aim for every year. Especially when I stopped to factor in extra expenses for insurance, maintenance cost per hour, etc.</p>
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