Comments on: Little Steps: 100 Great Tips For Saving Money For Those Just Getting Started

By: Andy

Andy — Sat, 17 Oct 2009 03:40:00 +0000

I came across this list when doing some research for an article on ways to save money. I think you have covered every possible way – great effort and makes my top 10 list pale in comparison.

By: Sara

Sara — Wed, 14 Oct 2009 15:35:43 +0000

Awesome list! I thought I had exhausted my frugality lists- it’s a passion of mine- but I found some more things I could do! For 25 money saving tips on groceries, check this out: http://hubpages.com/hub/Money-Saving-Tips-Groceries

By: Dawn

Dawn — Wed, 30 Sep 2009 11:52:04 +0000

I am an Amerian mom of 4 living in Cyprus. My DH took a 6 month sabbatical to a univeristy here. Let me tell you how cheap things are in the USA! Here we pay $6.90 for a gallon of milk, $6 for a gallon of gas and $3.60 for a dozen eggs, a coke is $1.25 at the grocery store. I have been here for 3 months and when you have to pay so much for food- you don’t waste a crumb. We have learned to plan meals and cook only what we need- I cook everything from scratch and beans play a major role in our Mediter. diet. Everything here is sold in small boxes/jugs- so we have to buy often. In the USA we have huge boxes/jars of everythinng and I think that makes us feel that we have to eat more- try cutting back on how much food you make for dinner and even repackaging some food, does your panty really need to overflow? I have lost 20 lbs and DH has dropped 2 sizes. I hope we can continue eating like this when we return to the good ole US of A and have access to such cheap eats! PS Cyprus has very few fat people and I have yet to see someone in one of those scooters because they are too fat to walk around the grocery store!

By: Arnett Banks

Arnett Banks — Fri, 25 Sep 2009 05:09:17 +0000

I took a time share in June I took the whole family it was great we only paid $200 for 2 nights 3 days stay at Myrtle Beach SC we had an Ocean front room. We had to agree to a 90 MIN tour as they call it basically they walked us around this resort and tried to up sell us the resort was nice and I would have got into it but my budget for this year would not allow me I found out about it by googling Myrtle Beach getaways a couple of sites came up like expedia and travelocity but I wanted a time share about half way down the page was a site called vacation bailouts they was great easy to book I was on my way that following week might even be easy to google the name of the company sorry not sure about the URL trust me you will save money with a time share 4 sure.

By: Amy

Amy — Tue, 08 Sep 2009 23:05:34 +0000

Great info here. If we just take the time to go through what we already have, we can really save money. I suggest doing that with our pantry closets as well. I find that if I don’t look prior to going shopping and making a menu plan for the week, I end up buying things I don’t need.

By: john deflumeri jr

john deflumeri jr — Mon, 07 Sep 2009 01:11:24 +0000

You did an incredible job with that list. KUDOS!
You covered everything I could think of!
What a project!

John DeFlumeri Jr., Clearwater, Fla.

By: Shevaun

Shevaun — Sat, 05 Sep 2009 12:06:44 +0000

I have four questions that I apply to every decision to add things to my life:
1. Do I have something that can serve?
2. Can I make it?
3. Can I buy it used?
4. Can I do without it?
Only when all four answers are “no” do I then go through the research of finding the best price on a new purchase.
This works even for non-purhases. For example, I am a college instructor. I take great pride in giving my students the best I have to offer, but I also realize that my students gain no benefit from me re-inventing the wheel. Is there an activity I designed for my Business Writing class that could be useful for my Introduction to Writing class? That’s a way to answer question #1 “Do I have something that can serve?”
In my view, a peaceful life is all about having a very few tremendously useful things. For the person who said that all these comments were “moneyist”, I would have to say that simplicity is a global philosophical ethical position. I heard Arun Gandhi (Mahatma Gandhi’s grandson)speak at a local college event, and he explained that when he was a young boy, his grandfather insisted that he go out into the dark to recover a stub of pencil he had thrown away. The pencil was still usable; throwing it away was a violence against the earth and the people who live on the earth. It’s not about really the stub of pencil, it’s about the attitude that we are people who live in a world with other people. It’s not fair to take or use more than what you must.

By: steve

steve — Fri, 04 Sep 2009 17:31:24 +0000

Use an online calling card company for your long distance calls from home, instead of normal long distance service. All you do is call a local access number and then dial in your account number and the number you are calling. Most of them offer rates below 2 cents per minute anywhere in the US, and not much more for international calls, and you can prepay them in $10 or $20 amounts.

By: steve

steve — Fri, 04 Sep 2009 17:27:40 +0000

Keep a bicycle floor pump in your car trunk and use that to keep your car tires inflated. It’s much handier than the gas station machine and it’s cheaper over time, plus you can actually top off the air after the car has been parked for hours overnight and before the car has been driven, which is actually when you’re supposed to do it.

It takes about 10 strokes of a floor pump to raise your car tire’s psi by 1 psi. Normally you only need to do it by 1 or 2 psi anyways.

Added benefit of keeping the pump in the trunk is for those times you discover that one of your tires is way underinflated while you are on a trip. The instant fix is now in your trunk instead of at the end of a $50 call to a tow truck.

By: Juli

Juli — Thu, 03 Sep 2009 19:10:31 +0000

For those of us who LOVE our landlines, I would suggest taking a look at some of the affiliate long distance plans available.

These are small companies who will provide your long distance calls (with no access fees!) and even your local toll calls for a lower price than your local phone company. The company then donates a percentage of your bill to the charity or cause they are affiliated with.

Best bet is to put in your organization type in google along with ‘long distance’.

My long distance / local toll calls are MUCH cheaper and I get the benefit of knowing that an organization I support gets a few pennies from me a month. Sure, it’s not that much for them, but when several people do it, it can add up.

By: buellersway

buellersway — Tue, 01 Sep 2009 13:28:58 +0000

These are awesome tips for saving money and I use a lot of them already. Having friends over, sticking to the shopping list, and not buying something for 30 days to find out if you really want it are great examples. Something a lot of people don’t look into is the used and discount market for goods. If you want a rug or furniture, go to an outlet. I get the majority of my clothing at wholesale stores that can buy in bulk. See my link for more ideas.

By: ali

ali — Fri, 28 Aug 2009 02:33:12 +0000

i am saving for a laptop and i have that digital bank thing and i’ve already saved like 130 dollars and i need 689!!!! it’s so awesome
the reason of my comment is to tell people that saving is easy!!!

By: abbyful

abbyful — Wed, 12 Aug 2009 21:33:10 +0000

One commenter mentioned “getting a rice cooker to go with it [crockpot]”

I disagree here. A rice cooker is a uni-tasker, it’s just an extra gadget you don’t need. Making rice is easy enough in a pot you already own.

Same goes for other kitchen gadgets. For example: You don’t need a steamer if you have a large pot and a metal collander. Put the collander in the pot and you have a steamer.

Most kitchen gadgets are just wastes of money. (And yes, I cook. A lot! I’ve spent the money where it matters, such as a set of Wusthof knives. Buy quality where it counts and it’s cheaper and more efficent than buying junk and clutter for every little task.)

By: Frugalicious

Frugalicious — Wed, 12 Aug 2009 00:39:05 +0000

Here’s a great tip – get rid of your contract cell phone and buy a prepaid phone. Net10 is one of the better priced now – just .10/min and .05/txt. No other fees attached. You can even make calls outside the US!!

By: jason show

jason show — Sun, 09 Aug 2009 14:07:59 +0000

I like your point #21 on CFLs. I replaced almost every bulbs in my house two years ago, and our electric bill has gone down significantly. The only problem with CFLs though (which no one mentions) is that if you turn them on and off a lot (like in a bathroom) they can burn out in less than a year, and they DO NOT last for 10,000 hours! jason show
PS. Great list!

By: JP

JP — Fri, 07 Aug 2009 20:04:15 +0000

These are great tips!!! Out of 100 I only have a concern with #42. Life insurence is an asset for the loved ones we leave behind. It has nothing to do with an investment for ourselves. Keep up the good work!

By: Coupon Hubby

Coupon Hubby — Wed, 05 Aug 2009 16:17:43 +0000

There are so many costs in the world these days. Just the other day I went and got drive through lunch for two….$18.00!!! Not to mention all the other costs…$3 a gallon to get to the darn fast food place. It’s time to start saving dollars wherever possible! I’ve created a site just for that http://www.couponhubby.com it’s a great resource for saving money on everyday things. I love life, even though it’s starting to get expensive.

By: Diane

Diane — Tue, 04 Aug 2009 16:49:00 +0000

Does anyone remember the days when all we had to pay for was water, gas, electricity and the telephone?

Now I pay for water, gas, electricity, land phone, cell phone/BlackBerry, internet, e-mail, my website, and on and on. I even had to pay the Geek Squad from Best Buy to come out and hook up my DVR, surround sound system and Wii to my new HD television (blame my husband)so I wouldn’t have to use 5 remote controls!

Technology is a wonderful thing, and I am obviously enjoying the benefits, but it has been at a cost of both time (do we really need Twitter?) and money.

By: Tom

Tom — Tue, 28 Jul 2009 00:48:12 +0000

This is a great set of ideas, for free. There are unfortunately SOME people who are critical about EVERYTHING. Take what you can get from this and its sure to help.Another tool is a website called gaspricewatch.com. They tell you the cheapest feul prices for your area. I did a total look at everything and now is a great time to switch services because most businesses will waive fees, give rebates and charge less, from cell phones, satellite, gyms banks insurance health plans credit cards, etc. It does work and the savings add up. Always ask for free stuff of fees waived. That has worked for me for a while. Businesses are prepared to give you these benifits but you have to ASK.So thanks for the great tips and come up with more!

By: Junie

Junie — Wed, 22 Jul 2009 03:57:21 +0000

Prepaid phones are a great way to save money! I did a lot of research on them and found that Net10 has the best OVERALL Value! Super cheap, and great phones…check them out!!