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	<title>Comments on: Daycare: Personal, Family, and Financial Responsibilities in Balance</title>
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	<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Christine</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-607086</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Thu, 02 Apr 2009 14:17:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-607086</guid>
		<description>Years ago, I made a commitment to stay home with my daughter when she turned a year old and I realized someone else was raising her and enjoying her during her waking hours. I now run a state-licensed daycare in my home, I&#039;m a single parent, and I homeschool my three kids. We regularly get together with other homeschoolers, we are actively involved in our church, and my children are developing into engaging, friendly, talented young ladies. I had to buy a small house, but we do have a pool and a fenced yard. We don&#039;t go on extensive vacations, but we take Saturday trips to places like Gettysburg, Washington, D.C., Mount Vernon, etc. We don&#039;t have a TV, so we play board games and bike and walk. My children have had years of piano lessons and violin lessons (the local University&#039;s Conservatory has scholarships), and we sing and perform in church. My eldest has taught herself to play the drums. We shop outlets, Goodwills, and Ebay. My kids have never had a $100 pair of sneakers, and they never will. I do not date. I can&#039;t begin to imagine the upheaval it would cause. Extended family and our pastor help provide male enrichment. My girls love having daycare kids around. They miss them when they&#039;re not here, and cry when a &quot;favorite&quot; has to withdraw from care.

I think it&#039;s all a matter of perspective, and time and money management.</description>
		<content:encoded><![CDATA[<p>Years ago, I made a commitment to stay home with my daughter when she turned a year old and I realized someone else was raising her and enjoying her during her waking hours. I now run a state-licensed daycare in my home, I&#8217;m a single parent, and I homeschool my three kids. We regularly get together with other homeschoolers, we are actively involved in our church, and my children are developing into engaging, friendly, talented young ladies. I had to buy a small house, but we do have a pool and a fenced yard. We don&#8217;t go on extensive vacations, but we take Saturday trips to places like Gettysburg, Washington, D.C., Mount Vernon, etc. We don&#8217;t have a TV, so we play board games and bike and walk. My children have had years of piano lessons and violin lessons (the local University&#8217;s Conservatory has scholarships), and we sing and perform in church. My eldest has taught herself to play the drums. We shop outlets, Goodwills, and Ebay. My kids have never had a $100 pair of sneakers, and they never will. I do not date. I can&#8217;t begin to imagine the upheaval it would cause. Extended family and our pastor help provide male enrichment. My girls love having daycare kids around. They miss them when they&#8217;re not here, and cry when a &#8220;favorite&#8221; has to withdraw from care.</p>
<p>I think it&#8217;s all a matter of perspective, and time and money management.</p>
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		<title>By: Sabine</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-555188</link>
		<dc:creator>Sabine</dc:creator>
		<pubDate>Sat, 07 Mar 2009 01:30:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-555188</guid>
		<description>My husband and I both have a PhD in Chemistry and we are both PostDocs. Since we don&#039;t know who of us will get a job afterwards, we both have to work. Working ours as a PostDoc are not regular hours but can sometimes be around the clock. Even though, I would love to be a SAHM, I also have to think of our future and continue working until one of us has a &quot;permanent&quot; job. We went to university 11 years and it&#039;s really hard to live like this. 
Because of our crazy worklife, we have to send our son to daycare. We found a great one with great teachers, a developmental specialists, someone doing sports with  kid and musicians coming a few times per week. This costs us more than $2000 a month (and nothing really left to save), but for us its worth it. Our son really likes his daycare, teachers and friends there. He just turned two and he is very social (even though someone here said, small kids don&#039;t need socialization) and has a lot of friends. He also &quot;speaks&quot; three languages. We are both non-American, so he learns two languages at home and English in daycare. I think, it&#039;s not fair to condemn families sending their kids to daycare,since a lot of them don&#039;t really have a choice. I can&#039;t just tell my parents, hey, you paid University and now that I finished my degree I will stay at home and throw my education away.</description>
		<content:encoded><![CDATA[<p>My husband and I both have a PhD in Chemistry and we are both PostDocs. Since we don&#8217;t know who of us will get a job afterwards, we both have to work. Working ours as a PostDoc are not regular hours but can sometimes be around the clock. Even though, I would love to be a SAHM, I also have to think of our future and continue working until one of us has a &#8220;permanent&#8221; job. We went to university 11 years and it&#8217;s really hard to live like this.<br />
Because of our crazy worklife, we have to send our son to daycare. We found a great one with great teachers, a developmental specialists, someone doing sports with  kid and musicians coming a few times per week. This costs us more than $2000 a month (and nothing really left to save), but for us its worth it. Our son really likes his daycare, teachers and friends there. He just turned two and he is very social (even though someone here said, small kids don&#8217;t need socialization) and has a lot of friends. He also &#8220;speaks&#8221; three languages. We are both non-American, so he learns two languages at home and English in daycare. I think, it&#8217;s not fair to condemn families sending their kids to daycare,since a lot of them don&#8217;t really have a choice. I can&#8217;t just tell my parents, hey, you paid University and now that I finished my degree I will stay at home and throw my education away.</p>
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		<title>By: Jon</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-227641</link>
		<dc:creator>Jon</dc:creator>
		<pubDate>Mon, 07 Apr 2008 03:47:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-227641</guid>
		<description>@DivaJean

No where in Jeff&#039;s statement did I see where he addresses those who take in those children and act as foster parents.  His statement was the same as mine, don&#039;t have them (meaning birth them) if you know AHEAD of time you cannot afford them and will be forced to use government handouts.  If anything his statement would be directed at the parents of those children you are taking care of, not you. I&#039;m not sure how you twisted his words around to think that he was attacking you and what you are trying to do.  Maybe you should re-read his statements and see who they REALLY apply to. He clearly states he is not against safety nets and government support programs.  There was no sense of entitlement in his words, only frustration at abuse of the system by people who should know better.
You are part of the solution, and I am thankful for people like you who are willing to step up and take care of children. I think that government programs are excellent in situations like that. WIC is a great program that helps ensure the health of children who had no choice into the environment they were born.</description>
		<content:encoded><![CDATA[<p>@DivaJean</p>
<p>No where in Jeff&#8217;s statement did I see where he addresses those who take in those children and act as foster parents.  His statement was the same as mine, don&#8217;t have them (meaning birth them) if you know AHEAD of time you cannot afford them and will be forced to use government handouts.  If anything his statement would be directed at the parents of those children you are taking care of, not you. I&#8217;m not sure how you twisted his words around to think that he was attacking you and what you are trying to do.  Maybe you should re-read his statements and see who they REALLY apply to. He clearly states he is not against safety nets and government support programs.  There was no sense of entitlement in his words, only frustration at abuse of the system by people who should know better.<br />
You are part of the solution, and I am thankful for people like you who are willing to step up and take care of children. I think that government programs are excellent in situations like that. WIC is a great program that helps ensure the health of children who had no choice into the environment they were born.</p>
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		<title>By: DivaJean</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-224793</link>
		<dc:creator>DivaJean</dc:creator>
		<pubDate>Fri, 04 Apr 2008 19:24:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-224793</guid>
		<description>Kelly Kelly-

Yes I see where think that, but we as a family participate in programs he feels have no place in this world.</description>
		<content:encoded><![CDATA[<p>Kelly Kelly-</p>
<p>Yes I see where think that, but we as a family participate in programs he feels have no place in this world.</p>
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		<title>By: KellyKelly</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-224726</link>
		<dc:creator>KellyKelly</dc:creator>
		<pubDate>Fri, 04 Apr 2008 18:13:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-224726</guid>
		<description>DivaJean,

Do you honestly think he was takling to YOU?

He is talking to the people who make the messes -- ex: using crack while pregnant --  not the ones who clean it up.</description>
		<content:encoded><![CDATA[<p>DivaJean,</p>
<p>Do you honestly think he was takling to YOU?</p>
<p>He is talking to the people who make the messes &#8212; ex: using crack while pregnant &#8212;  not the ones who clean it up.</p>
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		<title>By: Fuji</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-224619</link>
		<dc:creator>Fuji</dc:creator>
		<pubDate>Fri, 04 Apr 2008 16:43:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-224619</guid>
		<description>&quot;There are a ton of studies out there that show that a diversity of social situations is incredibly important to very young children.&quot; 

Perhaps, but there are many ways to define socialization, and short of being isolated inside a home, children are naturally socialized simply by living in an post industrial society.  They go with their parents to the grocery store, bank, library, post office, doctor appointments and many other activities necessary to modern life - and while doing so, are subsequently exposed to a variety of social situations.  Daycare provides peer socialization, not the &quot;diversity of social situations&quot; that are incredibly important to very young children.</description>
		<content:encoded><![CDATA[<p>&#8220;There are a ton of studies out there that show that a diversity of social situations is incredibly important to very young children.&#8221; </p>
<p>Perhaps, but there are many ways to define socialization, and short of being isolated inside a home, children are naturally socialized simply by living in an post industrial society.  They go with their parents to the grocery store, bank, library, post office, doctor appointments and many other activities necessary to modern life &#8211; and while doing so, are subsequently exposed to a variety of social situations.  Daycare provides peer socialization, not the &#8220;diversity of social situations&#8221; that are incredibly important to very young children.</p>
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		<title>By: DivaJean</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-224581</link>
		<dc:creator>DivaJean</dc:creator>
		<pubDate>Fri, 04 Apr 2008 16:10:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-224581</guid>
		<description>Jeff said: &quot;I don’t care if you daycare your kids or stay home. 

I do care if you have more children than you can afford, acquire state run poverty insurance, get food stamps, and refuse to use birth control. I am sick and tired of paying for other people’s children. If you cannot afford the children you have NOW then don’t have any more…DUH.

Thank you.

Jeff

P.S.
I am not against a poverty safety net. I am against the willful disregard of common sense and a sense of entitlement that many poverty folks seem to have. I know what government cheese tastes like.&quot;

So my taking in 4 kids (foster thru the state), and my partner being a stay at home mom to care for them is a bad thing? We get by on my income, but we get by better on my income, plus the state stipend for our kids, plus WIC for the kids in the right age group. I work 50+ hours a week and make under $55k- hell, we qualified for CHristmas Bureau gifts last year! Where do you think my kids would be better off served for parents? An institution?!? With richer parents?!? I doubt many would have considered dealing with the infantile crack addiction they all came to us with! We didn&#039;t *have* these kids, but their issues came with them.

How nice for you to live a life of entitlement and espouse such beliefs about those you have no idea about!</description>
		<content:encoded><![CDATA[<p>Jeff said: &#8220;I don’t care if you daycare your kids or stay home. </p>
<p>I do care if you have more children than you can afford, acquire state run poverty insurance, get food stamps, and refuse to use birth control. I am sick and tired of paying for other people’s children. If you cannot afford the children you have NOW then don’t have any more…DUH.</p>
<p>Thank you.</p>
<p>Jeff</p>
<p>P.S.<br />
I am not against a poverty safety net. I am against the willful disregard of common sense and a sense of entitlement that many poverty folks seem to have. I know what government cheese tastes like.&#8221;</p>
<p>So my taking in 4 kids (foster thru the state), and my partner being a stay at home mom to care for them is a bad thing? We get by on my income, but we get by better on my income, plus the state stipend for our kids, plus WIC for the kids in the right age group. I work 50+ hours a week and make under $55k- hell, we qualified for CHristmas Bureau gifts last year! Where do you think my kids would be better off served for parents? An institution?!? With richer parents?!? I doubt many would have considered dealing with the infantile crack addiction they all came to us with! We didn&#8217;t *have* these kids, but their issues came with them.</p>
<p>How nice for you to live a life of entitlement and espouse such beliefs about those you have no idea about!</p>
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		<title>By: flybabymom</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223897</link>
		<dc:creator>flybabymom</dc:creator>
		<pubDate>Fri, 04 Apr 2008 05:17:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223897</guid>
		<description>Well written post, Trent.  I do feel that the socialization issue is far over-rated.  Kids can be adequately socialized at home, with the normal social interactions that take place there and in the marketplace.  Church is another great opportunity, for those who choose to participate in it.  I prefer for my son to socialize with kids who are more mature than he, and with adults, as I am hoping he will learn to be an adult.  He already knows how to be a kid.  That said, he has great fun with kids his own age, too.  Socialization has never seemed to be a problem for us--unless it&#039;s OVER-socialization!</description>
		<content:encoded><![CDATA[<p>Well written post, Trent.  I do feel that the socialization issue is far over-rated.  Kids can be adequately socialized at home, with the normal social interactions that take place there and in the marketplace.  Church is another great opportunity, for those who choose to participate in it.  I prefer for my son to socialize with kids who are more mature than he, and with adults, as I am hoping he will learn to be an adult.  He already knows how to be a kid.  That said, he has great fun with kids his own age, too.  Socialization has never seemed to be a problem for us&#8211;unless it&#8217;s OVER-socialization!</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223514</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Thu, 03 Apr 2008 21:04:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223514</guid>
		<description>&quot;Like others have written, a child under 2 does not benefit from “socialization”.&quot;

There are a ton of studies out there that show that a diversity of social situations is incredibly important to very young children.  

Read up on Patricia Kuhl&#039;s research, especially her &lt;a href=&quot;http://www.pnas.org/cgi/content/abstract/97/22/11850&quot; rel=&quot;nofollow&quot;&gt;PNAS 2000&lt;/a&gt; and &lt;a href=&quot;http://www.pnas.org/cgi/reprint/100/17/9645.pdf&quot; rel=&quot;nofollow&quot;&gt;PNAS 2003&lt;/a&gt; papers to see how diverse social environments promote language building.

Toddlers under two years were shown to be more reticent around others when their mothers were more interfering with their socialization activities with peers, according to &lt;a href=&quot;http://www.ncbi.nlm.nih.gov/pubmed/11949904?ordinalpos=1&amp;itool=EntrezSystem2.PEntrez.Pubmed.Pubmed_ResultsPanel.Pubmed_DiscoveryPanel.Pubmed_Discovery_RA&quot; rel=&quot;nofollow&quot;&gt;Rubin 2002&lt;/a&gt;.

I could provide a pile of these, but to say that there&#039;s no benefit to greater social exposure to children under two is flatly nonsensical.  I researched this - and by research, meaning I went to the actual scientific literature via PubMed, not flipping open Parents magazine - when my son was born.</description>
		<content:encoded><![CDATA[<p>&#8220;Like others have written, a child under 2 does not benefit from “socialization”.&#8221;</p>
<p>There are a ton of studies out there that show that a diversity of social situations is incredibly important to very young children.  </p>
<p>Read up on Patricia Kuhl&#8217;s research, especially her <a href="http://www.pnas.org/cgi/content/abstract/97/22/11850" rel="nofollow">PNAS 2000</a> and <a href="http://www.pnas.org/cgi/reprint/100/17/9645.pdf" rel="nofollow">PNAS 2003</a> papers to see how diverse social environments promote language building.</p>
<p>Toddlers under two years were shown to be more reticent around others when their mothers were more interfering with their socialization activities with peers, according to <a href="http://www.ncbi.nlm.nih.gov/pubmed/11949904?ordinalpos=1&#038;itool=EntrezSystem2.PEntrez.Pubmed.Pubmed_ResultsPanel.Pubmed_DiscoveryPanel.Pubmed_Discovery_RA" rel="nofollow">Rubin 2002</a>.</p>
<p>I could provide a pile of these, but to say that there&#8217;s no benefit to greater social exposure to children under two is flatly nonsensical.  I researched this &#8211; and by research, meaning I went to the actual scientific literature via PubMed, not flipping open Parents magazine &#8211; when my son was born.</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223506</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Thu, 03 Apr 2008 20:50:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223506</guid>
		<description>I think what we&#039;re seeing in this thread is that different personality types handle parenting differently.  We all love our children, no question there, and we all want the best possible situation for them.  

There are some parents who are better suited emotionally and psychologically for short bursts of uninterrupted parenting - a few hours of solid interaction in the evening, and they&#039;re emotionally spent.  Other parents are suited for a full day of interactions, with the ups and downs of intense interaction and independent play.

With these different makeups, different solutions are optimal for the child.

The only thing that&#039;s wrong here is judging someone else as a bad parent when they&#039;ve discovered an optimal situation for their child that&#039;s different than the optimal situation for your own child.  You&#039;re putting your own personal judgment above theirs without knowing their psychological makeup, their child&#039;s psychological makeup, or the details of the care situation that works well for them.

Parents, my point is this: don&#039;t let the hubris of someone else shame you into making a choice that isn&#039;t the best for you or for your child.</description>
		<content:encoded><![CDATA[<p>I think what we&#8217;re seeing in this thread is that different personality types handle parenting differently.  We all love our children, no question there, and we all want the best possible situation for them.  </p>
<p>There are some parents who are better suited emotionally and psychologically for short bursts of uninterrupted parenting &#8211; a few hours of solid interaction in the evening, and they&#8217;re emotionally spent.  Other parents are suited for a full day of interactions, with the ups and downs of intense interaction and independent play.</p>
<p>With these different makeups, different solutions are optimal for the child.</p>
<p>The only thing that&#8217;s wrong here is judging someone else as a bad parent when they&#8217;ve discovered an optimal situation for their child that&#8217;s different than the optimal situation for your own child.  You&#8217;re putting your own personal judgment above theirs without knowing their psychological makeup, their child&#8217;s psychological makeup, or the details of the care situation that works well for them.</p>
<p>Parents, my point is this: don&#8217;t let the hubris of someone else shame you into making a choice that isn&#8217;t the best for you or for your child.</p>
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		<title>By: kim</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223490</link>
		<dc:creator>kim</dc:creator>
		<pubDate>Thu, 03 Apr 2008 20:30:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223490</guid>
		<description>Jayrengo, how sad for your children that both you and your wife feel that spending a good portion of your time with them would make you nuts.  May I ask what possessed you to keep having children if your found their company disagreeable?</description>
		<content:encoded><![CDATA[<p>Jayrengo, how sad for your children that both you and your wife feel that spending a good portion of your time with them would make you nuts.  May I ask what possessed you to keep having children if your found their company disagreeable?</p>
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		<title>By: NP</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223426</link>
		<dc:creator>NP</dc:creator>
		<pubDate>Thu, 03 Apr 2008 19:43:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223426</guid>
		<description>Rob in Madrid suggests parents working opposing shifts to cover childcare, and that is a solution for some families.  I guess I&#039;m selfish.  I want to have a relationship with my husband that is more than working and caring for kids and passing in the night on the way to or from work.  I doubt a stressed marriage is better than a stable daycare.  I also don&#039;t have the luxury of a grandmother to &quot;cover the overlap.&quot;  A lot of grandparents don&#039;t want to be unpaid child care options.  Some work themselves or have health issues or live far away.  IMO, daycare is a stable environment and my kids, at least, went to daycare from birth to 4 willingly and with no tears or sadness about it.  They were also glad to come home of course when I picked them up.</description>
		<content:encoded><![CDATA[<p>Rob in Madrid suggests parents working opposing shifts to cover childcare, and that is a solution for some families.  I guess I&#8217;m selfish.  I want to have a relationship with my husband that is more than working and caring for kids and passing in the night on the way to or from work.  I doubt a stressed marriage is better than a stable daycare.  I also don&#8217;t have the luxury of a grandmother to &#8220;cover the overlap.&#8221;  A lot of grandparents don&#8217;t want to be unpaid child care options.  Some work themselves or have health issues or live far away.  IMO, daycare is a stable environment and my kids, at least, went to daycare from birth to 4 willingly and with no tears or sadness about it.  They were also glad to come home of course when I picked them up.</p>
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		<title>By: Rob in Madrid</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223345</link>
		<dc:creator>Rob in Madrid</dc:creator>
		<pubDate>Thu, 03 Apr 2008 18:47:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223345</guid>
		<description>One point I should make, is the base assumption often is that the working Mum has chosen career over motherhood, which thankfully is finally being put to rest here.

Secondly I don&#039;t understand why, if the second income is needed why parents can&#039;t work shift work. When we married (almost 25 very happy years) none of our friends stayed at home, all had to work to make ends meet. More importantly they did it without expensive daycare. How, easy, one worked mornings the other afternoons. Take for example a co-worker Jared. He and Margie raised 4 boys both while working fulltime. He work 4 10s (2-12 4 days a week) she worked 8-4 and the Mother in law covered the overlap. I see no reason why kids need their Mums 7-24. When the husband gets home the wife heads out to work. No daycare costs and full parental involvement. Lots of parents have done it that way.</description>
		<content:encoded><![CDATA[<p>One point I should make, is the base assumption often is that the working Mum has chosen career over motherhood, which thankfully is finally being put to rest here.</p>
<p>Secondly I don&#8217;t understand why, if the second income is needed why parents can&#8217;t work shift work. When we married (almost 25 very happy years) none of our friends stayed at home, all had to work to make ends meet. More importantly they did it without expensive daycare. How, easy, one worked mornings the other afternoons. Take for example a co-worker Jared. He and Margie raised 4 boys both while working fulltime. He work 4 10s (2-12 4 days a week) she worked 8-4 and the Mother in law covered the overlap. I see no reason why kids need their Mums 7-24. When the husband gets home the wife heads out to work. No daycare costs and full parental involvement. Lots of parents have done it that way.</p>
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		<title>By: Becky</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223288</link>
		<dc:creator>Becky</dc:creator>
		<pubDate>Thu, 03 Apr 2008 18:02:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223288</guid>
		<description>You know, child care isn&#039;t an all or nothing thing and there are MANY options besides daycare centers - co-ops, shared care, part-time care, individual in-home care. 

I worked part time from home as long as I could and shared care with another mom. Then we found an in-home day care with a very loving and experienced caregiver. Kids of all ages were there and my daughter was motivated to succeed at potty use, table manners and advanced play because the older kids did it. She has also benefited from being an older kid teaching the youngers. We started part time at 2 and have varied the schedule to fit our needs and hers for 2 years. I didn&#039;t put her in preschool because I thought it would give her less than her situation in private care, which actually was more affordable and flexible than any daycare center.

We found our care giver through the local kindergarten teacher. Most county children&#039;s agencies can provide a list of licensed individuals.

Ultimately what&#039;s right for you is right for your child, regardless of what others say. This was right for us.</description>
		<content:encoded><![CDATA[<p>You know, child care isn&#8217;t an all or nothing thing and there are MANY options besides daycare centers &#8211; co-ops, shared care, part-time care, individual in-home care. </p>
<p>I worked part time from home as long as I could and shared care with another mom. Then we found an in-home day care with a very loving and experienced caregiver. Kids of all ages were there and my daughter was motivated to succeed at potty use, table manners and advanced play because the older kids did it. She has also benefited from being an older kid teaching the youngers. We started part time at 2 and have varied the schedule to fit our needs and hers for 2 years. I didn&#8217;t put her in preschool because I thought it would give her less than her situation in private care, which actually was more affordable and flexible than any daycare center.</p>
<p>We found our care giver through the local kindergarten teacher. Most county children&#8217;s agencies can provide a list of licensed individuals.</p>
<p>Ultimately what&#8217;s right for you is right for your child, regardless of what others say. This was right for us.</p>
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		<title>By: Natural</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223271</link>
		<dc:creator>Natural</dc:creator>
		<pubDate>Thu, 03 Apr 2008 17:47:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223271</guid>
		<description>I just read the majority of the posts. It&#039;s funny, I don&#039;t see many stay at home dads.  

it&#039;s a personal choice so don&#039;t judge. you can read my daughter&#039;s report card, who went to daycare...

http://www.valeriemorrison.net/images/reportcard.jpg</description>
		<content:encoded><![CDATA[<p>I just read the majority of the posts. It&#8217;s funny, I don&#8217;t see many stay at home dads.  </p>
<p>it&#8217;s a personal choice so don&#8217;t judge. you can read my daughter&#8217;s report card, who went to daycare&#8230;</p>
<p><a href="http://www.valeriemorrison.net/images/reportcard.jpg" rel="nofollow">http://www.valeriemorrison.net/images/reportcard.jpg</a></p>
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		<title>By: Diane Taylor</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223248</link>
		<dc:creator>Diane Taylor</dc:creator>
		<pubDate>Thu, 03 Apr 2008 17:33:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223248</guid>
		<description>Like others have written, a child under 2 does not benefit from &quot;socialization&quot;.   You may have reasons for using daycare, but don&#039;t make one of them the &quot;benefits&quot; a baby receives from &quot;socialization&quot;.</description>
		<content:encoded><![CDATA[<p>Like others have written, a child under 2 does not benefit from &#8220;socialization&#8221;.   You may have reasons for using daycare, but don&#8217;t make one of them the &#8220;benefits&#8221; a baby receives from &#8220;socialization&#8221;.</p>
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		<title>By: Natural</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223245</link>
		<dc:creator>Natural</dc:creator>
		<pubDate>Thu, 03 Apr 2008 17:32:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223245</guid>
		<description>my daughter went to daycare and is the most polite and well mannered kid i know. i know kids that didn&#039;t go to daycare and would be the most ill mannered children (who bit) my kid.

if you are taking care of your kid and doing what&#039;s best for your family, no one has the right to say what you should or should be doing.

if you can&#039;t afford to take care of kids, then maybe you should rethink how many kids you can afford.

some people get on their high horses and say they don&#039;t want other people raising their kid. well if that&#039;s the case, then your kid should also be home schooled and never let out the house.  

my daughter&#039;s first education always begins at home and everything else is supplemental.  i&#039;m not less than a parent for ask for help or downtown.  if i need to put her in daycare for a few hours to be a better mommy, then off she goes. who wants to be up under their kid 24/7 days a week.  we all need a break, some people are just too proud to admit it.  it&#039;s not failure or you letting your kid down, it&#039;s reality.  it takes a lot to raise a kid and no two parents do it entirely alone.</description>
		<content:encoded><![CDATA[<p>my daughter went to daycare and is the most polite and well mannered kid i know. i know kids that didn&#8217;t go to daycare and would be the most ill mannered children (who bit) my kid.</p>
<p>if you are taking care of your kid and doing what&#8217;s best for your family, no one has the right to say what you should or should be doing.</p>
<p>if you can&#8217;t afford to take care of kids, then maybe you should rethink how many kids you can afford.</p>
<p>some people get on their high horses and say they don&#8217;t want other people raising their kid. well if that&#8217;s the case, then your kid should also be home schooled and never let out the house.  </p>
<p>my daughter&#8217;s first education always begins at home and everything else is supplemental.  i&#8217;m not less than a parent for ask for help or downtown.  if i need to put her in daycare for a few hours to be a better mommy, then off she goes. who wants to be up under their kid 24/7 days a week.  we all need a break, some people are just too proud to admit it.  it&#8217;s not failure or you letting your kid down, it&#8217;s reality.  it takes a lot to raise a kid and no two parents do it entirely alone.</p>
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		<title>By: NP</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223242</link>
		<dc:creator>NP</dc:creator>
		<pubDate>Thu, 03 Apr 2008 17:32:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223242</guid>
		<description>MB (#74) puts the issue in terms I can relate to.  I don&#039;t work to stave off poverty, but to fiscally secure.  It is nice to not argue about money and to have savings and $$ to go on vacations.  It&#039;s nice to be able to sign kids up for camp or scouts and not need a scholarship to do so.  It&#039;s nice not to wear thrift store garb. It&#039;s nice that one spouse isn&#039;t working overtime to make the mortgage. You can still be a great parent if you work.  You should never count on a rich spouse to save you, he/she could run out.</description>
		<content:encoded><![CDATA[<p>MB (#74) puts the issue in terms I can relate to.  I don&#8217;t work to stave off poverty, but to fiscally secure.  It is nice to not argue about money and to have savings and $$ to go on vacations.  It&#8217;s nice to be able to sign kids up for camp or scouts and not need a scholarship to do so.  It&#8217;s nice not to wear thrift store garb. It&#8217;s nice that one spouse isn&#8217;t working overtime to make the mortgage. You can still be a great parent if you work.  You should never count on a rich spouse to save you, he/she could run out.</p>
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		<title>By: Michmax</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223186</link>
		<dc:creator>Michmax</dc:creator>
		<pubDate>Thu, 03 Apr 2008 16:51:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223186</guid>
		<description>Well said, MB. I am very grateful to my mom for staying home and raising me. I was so proud as a kid that my mom was the one who helped out at all the school functions, was our girl scout leader, and that we are so close now. However my dad makes plenty of money and she did not go to college, so in our situation that made the most sense. I will not be so lucky to be able to stay home with my kids. I earn way more than my husband does and so I will probably need to continue working to keep us afloat. My husband may decide to stay at home with the kids, which he wants to do. I think I will be so jealous that I have to go to work while he gets to stay with them all day, but that is the way it has to be.</description>
		<content:encoded><![CDATA[<p>Well said, MB. I am very grateful to my mom for staying home and raising me. I was so proud as a kid that my mom was the one who helped out at all the school functions, was our girl scout leader, and that we are so close now. However my dad makes plenty of money and she did not go to college, so in our situation that made the most sense. I will not be so lucky to be able to stay home with my kids. I earn way more than my husband does and so I will probably need to continue working to keep us afloat. My husband may decide to stay at home with the kids, which he wants to do. I think I will be so jealous that I have to go to work while he gets to stay with them all day, but that is the way it has to be.</p>
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		<title>By: bree</title>
		<link>http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/comment-page-2/#comment-223183</link>
		<dc:creator>bree</dc:creator>
		<pubDate>Thu, 03 Apr 2008 16:49:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/04/02/daycare-personal-family-and-financial-responsibilities-in-balance/#comment-223183</guid>
		<description>I am lucky to live in Canada, where a one-year maternity leave is standard. I can&#039;t imagine leaving my baby at only a few months old to go back to work ... I&#039;m having a hard time even leaving him at a year. 

I have enjoyed my time at home, but choosing that path means significant financial risk to our family without a clear benefit to my son. While I&#039;m sure he&#039;d love having me around, I am not convinced that daycare will be a detriment, so long as it is a quality setting. 

My sister-in-law is a SAHM and her kids are in daycare part-time and she can&#039;t say enough about how good it has been for them. Our plan is for me to return to work, and monitor our son ... if he doesn&#039;t take well to daycare I will try to cut back my hours or perhaps even quit and seek occasional or freelance work. For us, it makes sense to choose this path now and revise if necessary.

For what it&#039;s worth, my mom stayed home for the first couple of years, and then transitioned us into part-time daycare, then preschool. I remember loving my daycare, and mom said we usually were so involved in play that we didn&#039;t want to come home when it was over.</description>
		<content:encoded><![CDATA[<p>I am lucky to live in Canada, where a one-year maternity leave is standard. I can&#8217;t imagine leaving my baby at only a few months old to go back to work &#8230; I&#8217;m having a hard time even leaving him at a year. </p>
<p>I have enjoyed my time at home, but choosing that path means significant financial risk to our family without a clear benefit to my son. While I&#8217;m sure he&#8217;d love having me around, I am not convinced that daycare will be a detriment, so long as it is a quality setting. </p>
<p>My sister-in-law is a SAHM and her kids are in daycare part-time and she can&#8217;t say enough about how good it has been for them. Our plan is for me to return to work, and monitor our son &#8230; if he doesn&#8217;t take well to daycare I will try to cut back my hours or perhaps even quit and seek occasional or freelance work. For us, it makes sense to choose this path now and revise if necessary.</p>
<p>For what it&#8217;s worth, my mom stayed home for the first couple of years, and then transitioned us into part-time daycare, then preschool. I remember loving my daycare, and mom said we usually were so involved in play that we didn&#8217;t want to come home when it was over.</p>
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