The Total Experience of a Purchase

My brother recently got a new job with much higher pay than he was previously making. After getting the job, he bought himself a motorcycle,


10 Investing Tips & Methods You Can Use

The more I dabble in investing, the more I realize that it’s something of an “opposite world” compared to the principles I use in day

Review: You’re Fifty, Now What?

Each Friday, The Simple Dollar reviews a personal finance book. Lately, as my parents and my wife’s parents begin to inch towards retirement, I’ve become


Baking Soda: My Favorite Frugal Substance

I love baking soda. It’s one of those things I can scarcely resist buying. Whenever I see a huge quantity of it for sale at


My Retirement Portfolio As I Approach 30

Very soon, I will be celebrating my 30th birthday, and I thought it would be interesting to take a look at my retirement portfolio as

Anticipation Buying

Recently, my wife and I had some guests over to visit. While here, one of the guests used the restroom on the main floor of

The Simple Dollar Weekly Roundup: Greatest Hits Vol. 2 Edition

Right now, I’m in the middle of “crunch time” with my book, as I hit a big deadline for it on June 1. I’m basically


24 Hours, 24 Ways We Save Money

Frugality runs through our lives like a quiet, gentle stream: subtly, beautifully, and often without notice. 12 AM Our programmable thermostat has automatically adjusted for

Personal Finance 101: What Exactly Does It Mean to Own a Stock?

Understanding the Basics of Stock Ownership Steve wrote in with a good question recently: What does it actually mean to own a stock? Do you

Tomorrow Boxes

If you were to take a peek inside of our closets or on the shelves in our garage, you’d find a lot of sealed boxes

Reader Mailbag #12

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance

Review: Leave the Office Earlier

Each Sunday, The Simple Dollar reviews a personal productivity or personal development book. Several weeks ago, I reviewed Laura Stack’s Find More Time – and


Do I Need Long Term Disability Insurance?

Over the last few weeks, I’ve been carefully considering the above question. I’m twenty nine years old, in good health, with a wife and two

On Saving to Splurge

Over the last few weeks, I’ve had a long conversation with a reader I’ll call Jenny. Jenny has one big thing she loves to splurge

The Big Sell-Off

One thing that frequently happens when people go through a personal finance and debt epiphany is a big sell-off of their unnecessary purchases. They look

Review: The True Cost of Happiness

Each Friday, The Simple Dollar reviews a personal finance book. One particular aspect of personal finance that has always fascinated me (and this should be

Using Social Media to Motivate Personal Finance Goals

When I first started The Simple Dollar, I mostly intended it as a place to log my own personal financial progress and also note any

Make Your Own Kind of Music

Quite often, I’ve mentioned that learning your own musical instrument is an incredibly frugal hobby. Almost every time I mention it, someone asks some follow