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	<title>Comments on: Frugality&#8217;s Perception Problem</title>
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	<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-774826</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Mon, 14 Sep 2009 01:56:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-774826</guid>
		<description>Authentic frugality is the same thing as good life management and is inherently satisfying.</description>
		<content:encoded><![CDATA[<p>Authentic frugality is the same thing as good life management and is inherently satisfying.</p>
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		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-774825</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Mon, 14 Sep 2009 01:51:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-774825</guid>
		<description>@ nuveena

rinse your razor blades, dry them, then put them blade side down in a little container of mineral oil. That will keep the blades going for an amazing amount of time, because it will prevent corrosion on the edge of the blade, which is what actually causes razor blades to lose their sharpness far before mere use (cutting hair) would. You might save even more than $100 a year if you do it this way.

I bet wd 40 would do a bang up job too, come to think of it, because it was designed to stop rust. (WD-40 means Water Displacement formula #40,as the 40th attempt was the one that worked and they stuck with. It was designed for the Apollo rocket program.

However wd40 might me a bit more toxic than mere mineral oil</description>
		<content:encoded><![CDATA[<p>@ nuveena</p>
<p>rinse your razor blades, dry them, then put them blade side down in a little container of mineral oil. That will keep the blades going for an amazing amount of time, because it will prevent corrosion on the edge of the blade, which is what actually causes razor blades to lose their sharpness far before mere use (cutting hair) would. You might save even more than $100 a year if you do it this way.</p>
<p>I bet wd 40 would do a bang up job too, come to think of it, because it was designed to stop rust. (WD-40 means Water Displacement formula #40,as the 40th attempt was the one that worked and they stuck with. It was designed for the Apollo rocket program.</p>
<p>However wd40 might me a bit more toxic than mere mineral oil</p>
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		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-774817</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Mon, 14 Sep 2009 01:42:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-774817</guid>
		<description>Whether other people decide to be frugal or whatever they decide to do with their money is only important to me if I have a close personal relationship with them where our finances somehow affect each other.

Otherwise, I am perfectly happy to let people spend what they will. Somebody needs to throw cash around to make certain businesses exist, and as long as it&#039;s someone else and I get a piece of the change, that&#039;s fine with me.

If everyone bought 10 year old cars or kept their cars for the 20 to even 30 years they will (easily) last my 10 year old car would have been a lot more expensive than it was. So I guess I&#039;m glad that some have different priorities than me financially and with their spending.</description>
		<content:encoded><![CDATA[<p>Whether other people decide to be frugal or whatever they decide to do with their money is only important to me if I have a close personal relationship with them where our finances somehow affect each other.</p>
<p>Otherwise, I am perfectly happy to let people spend what they will. Somebody needs to throw cash around to make certain businesses exist, and as long as it&#8217;s someone else and I get a piece of the change, that&#8217;s fine with me.</p>
<p>If everyone bought 10 year old cars or kept their cars for the 20 to even 30 years they will (easily) last my 10 year old car would have been a lot more expensive than it was. So I guess I&#8217;m glad that some have different priorities than me financially and with their spending.</p>
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		<title>By: marci</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-303388</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Sat, 14 Jun 2008 15:21:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-303388</guid>
		<description>Years of frugal living (by choice) and you don&#039;t even have to think about it - it just comes as natural as breathing.     My friends would laugh at my choices once in awhile, but at the same time were envious that my house and car were paid off and that I could afford to do WHATEVER I chose to do, and write a check for it when I did it, without reluctance.   I long ago quit worrying about what other people think. My friends know me as I am and accept the same - and no, I don&#039;t preach about frugality unless they ask for help :)   But ya gotta admit, just my way of living sets an example for them.</description>
		<content:encoded><![CDATA[<p>Years of frugal living (by choice) and you don&#8217;t even have to think about it &#8211; it just comes as natural as breathing.     My friends would laugh at my choices once in awhile, but at the same time were envious that my house and car were paid off and that I could afford to do WHATEVER I chose to do, and write a check for it when I did it, without reluctance.   I long ago quit worrying about what other people think. My friends know me as I am and accept the same &#8211; and no, I don&#8217;t preach about frugality unless they ask for help :)   But ya gotta admit, just my way of living sets an example for them.</p>
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		<title>By: Kay</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-301509</link>
		<dc:creator>Kay</dc:creator>
		<pubDate>Wed, 11 Jun 2008 23:00:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-301509</guid>
		<description>My sister-in-law enjoyed the frugal life, found joy in her children and family and was pleased to &#039;score&#039; great deals on everyday needs.  And, she abruptly recently died at 31.  Her family is far better prepared and is coping relatively well (considering 2 very small children, etc.) in part because she made having some extra resources a priority.  My brother has observed that it would be absolute hell to be paying for a funeral with monthly payments and will even be able to stay on track saving for the kids&#039; educations as she had wanted them to obtain educations without loans.  As hard as it is, this experience has opened my eyes to planning ahead and that frugality can make it as easy as possible for the family, whatever the circumstances...</description>
		<content:encoded><![CDATA[<p>My sister-in-law enjoyed the frugal life, found joy in her children and family and was pleased to &#8217;score&#8217; great deals on everyday needs.  And, she abruptly recently died at 31.  Her family is far better prepared and is coping relatively well (considering 2 very small children, etc.) in part because she made having some extra resources a priority.  My brother has observed that it would be absolute hell to be paying for a funeral with monthly payments and will even be able to stay on track saving for the kids&#8217; educations as she had wanted them to obtain educations without loans.  As hard as it is, this experience has opened my eyes to planning ahead and that frugality can make it as easy as possible for the family, whatever the circumstances&#8230;</p>
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		<title>By: John F</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-301462</link>
		<dc:creator>John F</dc:creator>
		<pubDate>Wed, 11 Jun 2008 21:18:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-301462</guid>
		<description>@ Rob

I understand where you&#039;re coming from with the college financial aid bit, but it&#039;s worth noting that the same system will in fact make any intelligent child with no family resources much better able to attend the college of their choice.  The system supports those that do not have the resources to support themselves because we value education as a society (which is good), but has no view as to how they came to be in that state.

It seems unlikely that income doesn&#039;t come into play at all, and I imagine someone with your resources but half your income would likely receive more aid as well (though this is unverified).  In as much as you rely on either income or wealth to determine financial aid, there are benefits and downsides to each.  Think of someone with high income but terrible spending habits (and thereby no wealth), but also of the person with a large inheritance but is lazy and never bothers to earn a dime or contribute to society (and thereby has no income).  The more you rely one way or the other, the more one of those two examples will be able to manipulate the system, but either way, the productive person with no resources to get a good job (yet) will still benefit, which is the goal.</description>
		<content:encoded><![CDATA[<p>@ Rob</p>
<p>I understand where you&#8217;re coming from with the college financial aid bit, but it&#8217;s worth noting that the same system will in fact make any intelligent child with no family resources much better able to attend the college of their choice.  The system supports those that do not have the resources to support themselves because we value education as a society (which is good), but has no view as to how they came to be in that state.</p>
<p>It seems unlikely that income doesn&#8217;t come into play at all, and I imagine someone with your resources but half your income would likely receive more aid as well (though this is unverified).  In as much as you rely on either income or wealth to determine financial aid, there are benefits and downsides to each.  Think of someone with high income but terrible spending habits (and thereby no wealth), but also of the person with a large inheritance but is lazy and never bothers to earn a dime or contribute to society (and thereby has no income).  The more you rely one way or the other, the more one of those two examples will be able to manipulate the system, but either way, the productive person with no resources to get a good job (yet) will still benefit, which is the goal.</p>
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		<title>By: Michelle</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-301325</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Wed, 11 Jun 2008 19:09:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-301325</guid>
		<description>&quot;Frugality has an image problem, but it’s only an image problem if you look at it from only one angle.&quot;  

Funny you should write that, Trent.  You yourself have posted that you have not put up a clothesline in your yard to take advantage of free drying, because of &#039;what will the neighbors think?&#039;  I find that a sad commentary on your neighbors and yourself, really.  

Never mind that it&#039;s a frugal choice, it&#039;s also an extremely green choice.  I should think that the green effects would offset any small negativity on the part of your neighbors and yourself.

You claim to be all for CFL&#039;s, nevermind the cleanup difficulties.  You claim to not be bothered by driving an old(er) truck, and walking, and growing your own garden.  Why would you let others dictate whether you run out a clothesline?</description>
		<content:encoded><![CDATA[<p>&#8220;Frugality has an image problem, but it’s only an image problem if you look at it from only one angle.&#8221;  </p>
<p>Funny you should write that, Trent.  You yourself have posted that you have not put up a clothesline in your yard to take advantage of free drying, because of &#8216;what will the neighbors think?&#8217;  I find that a sad commentary on your neighbors and yourself, really.  </p>
<p>Never mind that it&#8217;s a frugal choice, it&#8217;s also an extremely green choice.  I should think that the green effects would offset any small negativity on the part of your neighbors and yourself.</p>
<p>You claim to be all for CFL&#8217;s, nevermind the cleanup difficulties.  You claim to not be bothered by driving an old(er) truck, and walking, and growing your own garden.  Why would you let others dictate whether you run out a clothesline?</p>
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		<title>By: Kathleen</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-301233</link>
		<dc:creator>Kathleen</dc:creator>
		<pubDate>Wed, 11 Jun 2008 16:40:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-301233</guid>
		<description>Re: Image problem.
I live frugally. I live in the United States. My frugality is patriotic (reducing our household&#039;s dependence on oil) and my frugality is good for the environment (freecycling, recycling etc etc.)
I am really not swayed by other&#039;s thoughts. To each his own. I&#039;m improving my own little world:)</description>
		<content:encoded><![CDATA[<p>Re: Image problem.<br />
I live frugally. I live in the United States. My frugality is patriotic (reducing our household&#8217;s dependence on oil) and my frugality is good for the environment (freecycling, recycling etc etc.)<br />
I am really not swayed by other&#8217;s thoughts. To each his own. I&#8217;m improving my own little world:)</p>
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		<title>By: guinness416</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-301185</link>
		<dc:creator>guinness416</dc:creator>
		<pubDate>Wed, 11 Jun 2008 14:55:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-301185</guid>
		<description>Great posts JReed and kellykelly.  You said what I was going to, much better than I can - the other thing frugal people (and I am one, for the most part) can do is not make assumptions and sneering judgements about their neighbours, colleagues, family members.  Which is practically the raison d&#039;etre of some moneyblogs.  That&#039;s ugly no matter what the state of your finances.</description>
		<content:encoded><![CDATA[<p>Great posts JReed and kellykelly.  You said what I was going to, much better than I can &#8211; the other thing frugal people (and I am one, for the most part) can do is not make assumptions and sneering judgements about their neighbours, colleagues, family members.  Which is practically the raison d&#8217;etre of some moneyblogs.  That&#8217;s ugly no matter what the state of your finances.</p>
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		<title>By: JReed</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-301146</link>
		<dc:creator>JReed</dc:creator>
		<pubDate>Wed, 11 Jun 2008 13:33:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-301146</guid>
		<description>I agree with kellykelly...but it is boring to be with anyone who incessantly demands an audience for whatever they are into at the moment. &quot;Look At Me, I&#039;m so frugal, or so on a diet, or so into yoga, or so into being a stay at home mom or dad, or so very vegetarian. Inevitably the conversation becomes spiked with condecension. Phrases pop up such as you amuse me or you sadden me because we aren&#039;t on the same page regarding their new lifestyle decisions. My closest friends are those that run their lives, I run mine and we get together and just enjoy each other...no audience necessary.</description>
		<content:encoded><![CDATA[<p>I agree with kellykelly&#8230;but it is boring to be with anyone who incessantly demands an audience for whatever they are into at the moment. &#8220;Look At Me, I&#8217;m so frugal, or so on a diet, or so into yoga, or so into being a stay at home mom or dad, or so very vegetarian. Inevitably the conversation becomes spiked with condecension. Phrases pop up such as you amuse me or you sadden me because we aren&#8217;t on the same page regarding their new lifestyle decisions. My closest friends are those that run their lives, I run mine and we get together and just enjoy each other&#8230;no audience necessary.</p>
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		<title>By: Carmen</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-301037</link>
		<dc:creator>Carmen</dc:creator>
		<pubDate>Wed, 11 Jun 2008 10:04:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-301037</guid>
		<description>I think a lot of the perception (&amp; reality) regarding frugality depends on whether it is out of choice or necessity.

For those people who cannot afford to live otherwise and rely upon buying the cheapest of absolutely everything, going without many things and scrimping and scraping to make ends meet, frugality is often no fun at all. And the reality is often cheap, low quality and miserly. Many families/people live in this way. But not nearly as many people who should be of course!:)

For those with the view that frugality is about the bigger picture, thinking longer term, searching out the best deals and prioritising where to spend one&#039;s money, then of course frugality can be fun. But it can also have varying moments of being cheap, as in when one buys the cheapest x so they can splurge on y.

Nuveena - anyone who knows how long their razor blade has lasted (not &#039;about seven weeks&#039;, but &#039;seven weeks&#039;) is most definitely frugal! Very true about your WW viewpoint. I must be off to the gym myself now .....</description>
		<content:encoded><![CDATA[<p>I think a lot of the perception (&amp; reality) regarding frugality depends on whether it is out of choice or necessity.</p>
<p>For those people who cannot afford to live otherwise and rely upon buying the cheapest of absolutely everything, going without many things and scrimping and scraping to make ends meet, frugality is often no fun at all. And the reality is often cheap, low quality and miserly. Many families/people live in this way. But not nearly as many people who should be of course!:)</p>
<p>For those with the view that frugality is about the bigger picture, thinking longer term, searching out the best deals and prioritising where to spend one&#8217;s money, then of course frugality can be fun. But it can also have varying moments of being cheap, as in when one buys the cheapest x so they can splurge on y.</p>
<p>Nuveena &#8211; anyone who knows how long their razor blade has lasted (not &#8216;about seven weeks&#8217;, but &#8217;seven weeks&#8217;) is most definitely frugal! Very true about your WW viewpoint. I must be off to the gym myself now &#8230;..</p>
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		<title>By: Todd</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300866</link>
		<dc:creator>Todd</dc:creator>
		<pubDate>Wed, 11 Jun 2008 02:38:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300866</guid>
		<description>I loved the response Dean Ornish gave in one of his diet books.  To paraphrase him:  Doctors are always telling people what they should do now to feel better someday far in the future.  That approach never works.  A diet will only work if it makes you feel better NOW, and also happens to be good for you in the long run.  Well-prepared natural foods can taste great and be great for you.  If not, you will never, ever keep it up for any length of time, no matter how enthusiastic you are initially.

I saw this idea proven recently:  A friend of mine recently lost most of his possessions in a fire.  He told me that he grieved for a few days and made plans for &quot;buying back all that stuff.&quot;  But he said he woke up one morning a week after the fire and suddenly realized that he felt a lot better, a lot lighter, as if he&#039;d lost a lot of weight.  He said, &quot;I realized I don&#039;t need 90% of that stuff,&quot; and told me he&#039;s looking forward to a much simpler life than the one he&#039;d gradually bought into over the past ten or twenty years.  I have to admit that he seems happier than he ever has as long as I&#039;ve known him.</description>
		<content:encoded><![CDATA[<p>I loved the response Dean Ornish gave in one of his diet books.  To paraphrase him:  Doctors are always telling people what they should do now to feel better someday far in the future.  That approach never works.  A diet will only work if it makes you feel better NOW, and also happens to be good for you in the long run.  Well-prepared natural foods can taste great and be great for you.  If not, you will never, ever keep it up for any length of time, no matter how enthusiastic you are initially.</p>
<p>I saw this idea proven recently:  A friend of mine recently lost most of his possessions in a fire.  He told me that he grieved for a few days and made plans for &#8220;buying back all that stuff.&#8221;  But he said he woke up one morning a week after the fire and suddenly realized that he felt a lot better, a lot lighter, as if he&#8217;d lost a lot of weight.  He said, &#8220;I realized I don&#8217;t need 90% of that stuff,&#8221; and told me he&#8217;s looking forward to a much simpler life than the one he&#8217;d gradually bought into over the past ten or twenty years.  I have to admit that he seems happier than he ever has as long as I&#8217;ve known him.</p>
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		<title>By: kellykelly</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300836</link>
		<dc:creator>kellykelly</dc:creator>
		<pubDate>Wed, 11 Jun 2008 01:15:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300836</guid>
		<description>Nuveena,

I like the way you wrote that post. I use Venus too, by the way.

Isn&#039;t it ironic that we can be criticized by the frugal and nonfrugal?</description>
		<content:encoded><![CDATA[<p>Nuveena,</p>
<p>I like the way you wrote that post. I use Venus too, by the way.</p>
<p>Isn&#8217;t it ironic that we can be criticized by the frugal and nonfrugal?</p>
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		<title>By: nuveena</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300824</link>
		<dc:creator>nuveena</dc:creator>
		<pubDate>Wed, 11 Jun 2008 00:45:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300824</guid>
		<description>Interesting comments.  I was criticized by someone for not being frugal enough because my husband is currently enrolled in Weight Watchers, and the fee isn&#039;t exactly cheap.  This person felt that since I was now frugal, we were supposed to be eating macaroni and cheese all the time.  I don&#039;t feel that I should have to defend my husband being in WW as not being frugal.  Like it&#039;s been said in this post, frugality is about living for tomorrow and thinking of the bigger picture.  As I said to the person who was critical of me, Weight Watchers is cheaper than cancer and diabetes and the value of my husband&#039;s improved health pays off in so many more ways than the money I&#039;d save buy eating macaroni and cheese all the time.  I also view our gym membership in the same way.  Both of us being in shape and being healthy is the payoff and it affects so many other aspects of our lives that the gym membership is worth the money we spend on it.  (But we go to an affordable gym that does not require we sign a contract.)

On the flip side, my car was totaled in a car accident about six weeks ago, and I get funny looks from others because we decided that we were not going to over extend ourselves and have a second car payment when we couldn&#039;t afford it.  Instead, we took the money I got from my insurance company for my car and used it to pay down the loan on our other vehicle.  When our stimulus check comes, we&#039;ll probably put that towards our van, too.  Hopefully, after that, we&#039;ll have the van paid off by the fall (which would be nine months sooner than what the original loan was for).  But then I get funny looks because we also decided to save up as much as possible first using the money that was our van payment and finance as little as possible on a new car.  

Being frugal is about the value of what you are doing as much as it&#039;s about the money you are actually saving.  Being frugal is about the bigger picture and about the future and what works for you.  Being frugal is not about deprivation and not having fun.  You have to find what works the best for you and has value for you and do it.  

Too many people confuse being frugal with being cheap and miserly and I think that&#039;s a huge part of the perception problem.  

I dry off my razor blades after I use them to make them last longer.  Some people may view this as being cheap.  Given how much a pack of refill cartridges cost, I don&#039;t see it as being cheap.   I see it as being frugal.  I see it as saving at least one hundred dollars a year on razor blades and using that one hundred dollars towards something else.  I buy the Venus razors, which is probably not very frugal of me, and would cause copious amounts of scorn and derision heaped upon me by the frugal proselytizers because I&#039;m not using the cheap 10 cent disposables. The cheap disposables give me some pretty nasty razor burn and that is not worth the money I&#039;d be saving by using them.  Because of this, I still buy the 14 dollar four pack and dry them off and not leave them in the shower to make the blades last longer.  I&#039;ve had the same blade on my razor for seven weeks and it still works as well as it did when first took it out of the package.</description>
		<content:encoded><![CDATA[<p>Interesting comments.  I was criticized by someone for not being frugal enough because my husband is currently enrolled in Weight Watchers, and the fee isn&#8217;t exactly cheap.  This person felt that since I was now frugal, we were supposed to be eating macaroni and cheese all the time.  I don&#8217;t feel that I should have to defend my husband being in WW as not being frugal.  Like it&#8217;s been said in this post, frugality is about living for tomorrow and thinking of the bigger picture.  As I said to the person who was critical of me, Weight Watchers is cheaper than cancer and diabetes and the value of my husband&#8217;s improved health pays off in so many more ways than the money I&#8217;d save buy eating macaroni and cheese all the time.  I also view our gym membership in the same way.  Both of us being in shape and being healthy is the payoff and it affects so many other aspects of our lives that the gym membership is worth the money we spend on it.  (But we go to an affordable gym that does not require we sign a contract.)</p>
<p>On the flip side, my car was totaled in a car accident about six weeks ago, and I get funny looks from others because we decided that we were not going to over extend ourselves and have a second car payment when we couldn&#8217;t afford it.  Instead, we took the money I got from my insurance company for my car and used it to pay down the loan on our other vehicle.  When our stimulus check comes, we&#8217;ll probably put that towards our van, too.  Hopefully, after that, we&#8217;ll have the van paid off by the fall (which would be nine months sooner than what the original loan was for).  But then I get funny looks because we also decided to save up as much as possible first using the money that was our van payment and finance as little as possible on a new car.  </p>
<p>Being frugal is about the value of what you are doing as much as it&#8217;s about the money you are actually saving.  Being frugal is about the bigger picture and about the future and what works for you.  Being frugal is not about deprivation and not having fun.  You have to find what works the best for you and has value for you and do it.  </p>
<p>Too many people confuse being frugal with being cheap and miserly and I think that&#8217;s a huge part of the perception problem.  </p>
<p>I dry off my razor blades after I use them to make them last longer.  Some people may view this as being cheap.  Given how much a pack of refill cartridges cost, I don&#8217;t see it as being cheap.   I see it as being frugal.  I see it as saving at least one hundred dollars a year on razor blades and using that one hundred dollars towards something else.  I buy the Venus razors, which is probably not very frugal of me, and would cause copious amounts of scorn and derision heaped upon me by the frugal proselytizers because I&#8217;m not using the cheap 10 cent disposables. The cheap disposables give me some pretty nasty razor burn and that is not worth the money I&#8217;d be saving by using them.  Because of this, I still buy the 14 dollar four pack and dry them off and not leave them in the shower to make the blades last longer.  I&#8217;ve had the same blade on my razor for seven weeks and it still works as well as it did when first took it out of the package.</p>
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		<title>By: Jennifer at Joy of Frugal Living</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300790</link>
		<dc:creator>Jennifer at Joy of Frugal Living</dc:creator>
		<pubDate>Tue, 10 Jun 2008 23:15:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300790</guid>
		<description>I really liked this post. In fact, I even linked to it: http://joyoffrugalliving.blogspot.com/2008/06/link-to-good-article-frugalitys.html

You can&#039;t enjoy being frugal until you see it for what it really is.

Jennifer</description>
		<content:encoded><![CDATA[<p>I really liked this post. In fact, I even linked to it: <a href="http://joyoffrugalliving.blogspot.com/2008/06/link-to-good-article-frugalitys.html" rel="nofollow">http://joyoffrugalliving.blogspot.com/2008/06/link-to-good-article-frugalitys.html</a></p>
<p>You can&#8217;t enjoy being frugal until you see it for what it really is.</p>
<p>Jennifer</p>
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		<title>By: Jim</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300759</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Tue, 10 Jun 2008 22:23:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300759</guid>
		<description>An interesting aspect of &quot;frugality&quot; and &quot;living for tomorrow&quot;, is that in many ways, frequent spending is a sign of deeper, underlying problems.  Many people hide pain, depression, or other similar problems by buying something that they subconsciously think will make them feel better now.  But in reality, solving these problems, and ending up smarter with money (and more frugal, of course) means that you can really enjoy the present more.  Realizing this in my own life was a major breakthrough.</description>
		<content:encoded><![CDATA[<p>An interesting aspect of &#8220;frugality&#8221; and &#8220;living for tomorrow&#8221;, is that in many ways, frequent spending is a sign of deeper, underlying problems.  Many people hide pain, depression, or other similar problems by buying something that they subconsciously think will make them feel better now.  But in reality, solving these problems, and ending up smarter with money (and more frugal, of course) means that you can really enjoy the present more.  Realizing this in my own life was a major breakthrough.</p>
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		<title>By: !wanda</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300746</link>
		<dc:creator>!wanda</dc:creator>
		<pubDate>Tue, 10 Jun 2008 22:05:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300746</guid>
		<description>@Rob: Look at it from another perspective: you&#039;re not the consumer of the good (right?); your child is.  The child of the spendthrifts didn&#039;t chose his parents or their attitudes towards saving and money.  Is it fair to penalize a child $65k for having irresponsible parents, or parents with costly medical bills, or parents who tried to finance a home business and failed?  

The college financial aid system is not fair.  Given that schools only have a limited amount of money to go towards financial aid, no system could be fair for everyone.</description>
		<content:encoded><![CDATA[<p>@Rob: Look at it from another perspective: you&#8217;re not the consumer of the good (right?); your child is.  The child of the spendthrifts didn&#8217;t chose his parents or their attitudes towards saving and money.  Is it fair to penalize a child $65k for having irresponsible parents, or parents with costly medical bills, or parents who tried to finance a home business and failed?  </p>
<p>The college financial aid system is not fair.  Given that schools only have a limited amount of money to go towards financial aid, no system could be fair for everyone.</p>
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		<title>By: Mrs. Micah</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300668</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Tue, 10 Jun 2008 20:27:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300668</guid>
		<description>Like religion and politics, I think frugality is very much about the way people approach it and talk about it. A perfectly decent religion can be quite unpopular if people focus on certain parts of it.

The main place where frugality goes wrong is when people don&#039;t focus on enjoying themselves and expend far too much energy over saving money. Hence the thoughts about it being focused on the future, or cheap. You can enjoy free community activities without focusing on them being free. I patronize my library all the time (especially now that I work there) but my brain doesn&#039;t say &quot;Oh hey, this is free.&quot; It&#039;s just that when a book comes out I look for it there. Or if I see one for sale I suggest to myself that I should check the library.</description>
		<content:encoded><![CDATA[<p>Like religion and politics, I think frugality is very much about the way people approach it and talk about it. A perfectly decent religion can be quite unpopular if people focus on certain parts of it.</p>
<p>The main place where frugality goes wrong is when people don&#8217;t focus on enjoying themselves and expend far too much energy over saving money. Hence the thoughts about it being focused on the future, or cheap. You can enjoy free community activities without focusing on them being free. I patronize my library all the time (especially now that I work there) but my brain doesn&#8217;t say &#8220;Oh hey, this is free.&#8221; It&#8217;s just that when a book comes out I look for it there. Or if I see one for sale I suggest to myself that I should check the library.</p>
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		<title>By: cv</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300655</link>
		<dc:creator>cv</dc:creator>
		<pubDate>Tue, 10 Jun 2008 20:16:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300655</guid>
		<description>Trent, one little detail of your post just made me feel better about my own financial situation, and that&#039;s the fact that you balked for years at house payments of $1000/month.  I&#039;ve always thought of home ownership as something that would have to wait until at least my mid-30&#039;s (I&#039;m 26 now), but I needed the reminder that that&#039;s the tradeoff for living in a city - rent for a 1 bedroom apartment is usually $1300 - $1500.  If houses could be had for less than $1500/month in this area, I would have become a homeowner long ago!</description>
		<content:encoded><![CDATA[<p>Trent, one little detail of your post just made me feel better about my own financial situation, and that&#8217;s the fact that you balked for years at house payments of $1000/month.  I&#8217;ve always thought of home ownership as something that would have to wait until at least my mid-30&#8217;s (I&#8217;m 26 now), but I needed the reminder that that&#8217;s the tradeoff for living in a city &#8211; rent for a 1 bedroom apartment is usually $1300 &#8211; $1500.  If houses could be had for less than $1500/month in this area, I would have become a homeowner long ago!</p>
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		<title>By: Mike</title>
		<link>http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/comment-page-2/#comment-300645</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Tue, 10 Jun 2008 19:55:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/06/09/frugalitys-perception-problem/#comment-300645</guid>
		<description>I echo Keith (comment #62) on the quality over price sentiment, except I&#039;d like to give a more practical example. I&#039;m a 21, nearly 22-year old college student with no credit debt (but a fair amount of loan debt) and I still recognize that the higher price tag is worth it in certain cases. If I can buy a $25 t-shirt that is stylish, will not shrink or fade in the wash, and will remain comfortable, I will always choose it over a $10 t-shirt that might be useless to me in 6 months because it&#039;ll be faded/uncomfortable. 

I also agree with another point put forth by Carlos in comment #6 - why buy something less than what you want if any other purchase will simply leave you with regret? I&#039;m a closet audiophile - I&#039;d rather spend $200 on quality Senn or Grado headphones than some $50 Sonys or JVCs from Target. Similarly, when I have some disposable income at dinner time, I&#039;d rather buy a $15 pizza, provided it&#039;s delicious and fills me up, than a $7 pizza that will leave me dissatisfied and hungry. Naturally, moderation is key - the former situation or derivative thereof only presents itself about once a year in my life; the latter, only about once a month.  

I think that this ideal is carried, in small part, by the consumerist hoi polloi. How many people do you know of that buy store brand soda over Coke or Pepsi products? Probably not too many, even though the store brand, 99% of the time, offers a much lower ppu.</description>
		<content:encoded><![CDATA[<p>I echo Keith (comment #62) on the quality over price sentiment, except I&#8217;d like to give a more practical example. I&#8217;m a 21, nearly 22-year old college student with no credit debt (but a fair amount of loan debt) and I still recognize that the higher price tag is worth it in certain cases. If I can buy a $25 t-shirt that is stylish, will not shrink or fade in the wash, and will remain comfortable, I will always choose it over a $10 t-shirt that might be useless to me in 6 months because it&#8217;ll be faded/uncomfortable. </p>
<p>I also agree with another point put forth by Carlos in comment #6 &#8211; why buy something less than what you want if any other purchase will simply leave you with regret? I&#8217;m a closet audiophile &#8211; I&#8217;d rather spend $200 on quality Senn or Grado headphones than some $50 Sonys or JVCs from Target. Similarly, when I have some disposable income at dinner time, I&#8217;d rather buy a $15 pizza, provided it&#8217;s delicious and fills me up, than a $7 pizza that will leave me dissatisfied and hungry. Naturally, moderation is key &#8211; the former situation or derivative thereof only presents itself about once a year in my life; the latter, only about once a month.  </p>
<p>I think that this ideal is carried, in small part, by the consumerist hoi polloi. How many people do you know of that buy store brand soda over Coke or Pepsi products? Probably not too many, even though the store brand, 99% of the time, offers a much lower ppu.</p>
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