Comments on: Update on the Flooding in Iowa … And Some Tips on Protecting Yourself http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/ Simple, applicable personal finance advice for the modern world Sat, 21 Nov 2009 23:44:30 -0800 http://wordpress.org/?v=2.8.4 hourly 1 By: Marla http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-308633 Marla Sat, 21 Jun 2008 06:05:32 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-308633 Looks like CA is being set up for a Katrina-like disaster. Residents of Fresno, CA are being annihilated as years of secret altering, re-routing and replacing sewer and water lines with corroded and clamped lines continues. With the financial and bank fraud, ID theft, as well as pillaging done ahead of time as described below, floods would further benefit those behind this operation. Massive cover-up. http://blog.myspace.com/index.cfm?fuseaction=blog&Mytoken=DC7825ED-1926-4455-BCF4895D474E9BFD109557768 http://fresnorealestatefraudtheft.blogspot.com/2008/05/shhhh-its-secret-fresno-ca.html http://marlalk.wordpress.com/2008/06/03/city-of-fresno-using-planted-witnesses-cover-up/ http://marlalk.wordpress.com/2008/06/10/more-re-polzins-unsolved-murder-cover-up/ See how this ties into the previous link while keeping in mind this has taken place from one end of the city to the other: http://marlalk.wordpress.com/2008/05/02/end-of-businesses-in-the-tower-dist-a-clue/ Looks like CA is being set up for a Katrina-like disaster.
Residents of Fresno, CA are being annihilated as years of secret altering, re-routing and replacing sewer and water lines with corroded and clamped lines continues. With the financial and bank fraud, ID theft, as well as pillaging done ahead of time as described below, floods would further benefit those behind this operation. Massive cover-up.

http://blog.myspace.com/index.cfm?fuseaction=blog&Mytoken=DC7825ED-1926-4455-BCF4895D474E9BFD109557768

http://fresnorealestatefraudtheft.blogspot.com/2008/05/shhhh-its-secret-fresno-ca.html

http://marlalk.wordpress.com/2008/06/03/city-of-fresno-using-planted-witnesses-cover-up/

http://marlalk.wordpress.com/2008/06/10/more-re-polzins-unsolved-murder-cover-up/

See how this ties into the previous link while keeping in mind this has taken place from one end of the city to the other:

http://marlalk.wordpress.com/2008/05/02/end-of-businesses-in-the-tower-dist-a-clue/

]]> By: Hattie http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-303495 Hattie Sat, 14 Jun 2008 17:51:44 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-303495 Hi Trent, I would like to know your take on peak oil and the coming collapse of our economy. Do we have a chance to avoid it? Thanks! Hi Trent, I would like to know your take on peak oil and the coming collapse of our economy. Do we have a chance to avoid it? Thanks!

]]> By: consumer http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-302762 consumer Fri, 13 Jun 2008 19:32:12 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-302762 A few weeks back my sibling in Cedar Falls watched as a tornado crossed the highway a 1/4 mile up from his house. This week he was ousted from his home because of the flooding. Fortunately, his house was safe from the water, but all the bridges and roads leading to his house were closed because of the flooding. He has been able to stay with another sibling, but it is a good example of what an Emergency Fund can be used for; a hotel stay for when you are displaced from your home. A few weeks back my sibling in Cedar Falls watched as a tornado crossed the highway a 1/4 mile up from his house. This week he was ousted from his home because of the flooding. Fortunately, his house was safe from the water, but all the bridges and roads leading to his house were closed because of the flooding. He has been able to stay with another sibling, but it is a good example of what an Emergency Fund can be used for; a hotel stay for when you are displaced from your home.

]]> By: Kathy http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-302441 Kathy Fri, 13 Jun 2008 06:38:57 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-302441 You are right, it is La Nina. Thanks for the correction. Jon, you are right on. You are right, it is La Nina. Thanks for the correction.

Jon, you are right on.

]]> By: Julie http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-302232 Julie Thu, 12 Jun 2008 22:46:24 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-302232 Hi Trent. I read your blog and find it very helpful. I am in Burlington, Iowa. We are waiting for the water to come up. Thanks for the data! We have Steamboat Days right now on the riverfront and it looks like this weekend's festivities are really iffy. I can't believe what is going on elsewhere though! We are pretty familiar with Cedar Rapids and I just can't believe the photos of downtown Cedar Rapids on the Gazette's web site. Our home is not threatened. I can't imagine having your house flooded. What a horrible ordeal. Hi Trent. I read your blog and find it very helpful. I am in Burlington, Iowa. We are waiting for the water to come up. Thanks for the data! We have Steamboat Days right now on the riverfront and it looks like this weekend’s festivities are really iffy. I can’t believe what is going on elsewhere though! We are pretty familiar with Cedar Rapids and I just can’t believe the photos of downtown Cedar Rapids on the Gazette’s web site. Our home is not threatened. I can’t imagine having your house flooded. What a horrible ordeal.

]]> By: Rob http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-302049 Rob Thu, 12 Jun 2008 18:11:41 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-302049 Ah, I see. In your America, Jon, you seem to think the poor people are getting all of 'your' money. Obviously, they're living up life just like you are. They're partying, being lazy, and just collecting checks. The thought of people working 80 hours to barely make ends me just doesn't occur to you, does it? They should just keep pulling themselves up by their bootstraps harder, right? Or pick up a better job by getting an education that they can't pay for? That's pulling themselves up, right? Now, I don't doubt that most of the government can't spend any money reasonably. In fact, $23 billion just got lost the other day in Iraq, according to the BBC. So, I would imagine, a good short-term solution would be to punish the party that's been most recently fiscally irresponsible with 'your' money, right? In this country, I don't seem to recall any recent examples of the all-encompassing government redistribution of wealth that you fear, Jon. I don't think government-backed gangs repo'd your property and fields recently, like they did in Zimbabwe. And I certainly don't think the company you work for was forced to leave the country, to be replaced with a state-backed company, like in Venezuela. In fact, so far as I can tell, the Kennedys, Hiltons, Marshall Fields, and Rockefellers of times past are doing just fine now (as long as they haven't been stupid with their money, as Paris Hilton is about to be). I think the younger Waltons are doing quite all right as well. In fact, now there's new generations of Buffetts and Gates' in the country too. So please, Jon, let me know: just what are you whining about? Ah, I see. In your America, Jon, you seem to think the poor people are getting all of ‘your’ money. Obviously, they’re living up life just like you are. They’re partying, being lazy, and just collecting checks.

The thought of people working 80 hours to barely make ends me just doesn’t occur to you, does it? They should just keep pulling themselves up by their bootstraps harder, right? Or pick up a better job by getting an education that they can’t pay for? That’s pulling themselves up, right?

Now, I don’t doubt that most of the government can’t spend any money reasonably. In fact, $23 billion just got lost the other day in Iraq, according to the BBC. So, I would imagine, a good short-term solution would be to punish the party that’s been most recently fiscally irresponsible with ‘your’ money, right?

In this country, I don’t seem to recall any recent examples of the all-encompassing government redistribution of wealth that you fear, Jon. I don’t think government-backed gangs repo’d your property and fields recently, like they did in Zimbabwe. And I certainly don’t think the company you work for was forced to leave the country, to be replaced with a state-backed company, like in Venezuela. In fact, so far as I can tell, the Kennedys, Hiltons, Marshall Fields, and Rockefellers of times past are doing just fine now (as long as they haven’t been stupid with their money, as Paris Hilton is about to be). I think the younger Waltons are doing quite all right as well. In fact, now there’s new generations of Buffetts and Gates’ in the country too.

So please, Jon, let me know: just what are you whining about?

]]> By: Jon http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301880 Jon Thu, 12 Jun 2008 13:28:31 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301880 "I just think it is odd that we want the government to do all these things for us, but don’t want to pay taxes." I DON'T want the government to do all these things for me. I don't want them to "help" me out in every aspect of my life. I think they should stay out of my life and be as small as possible. Aid and protection of the country is one thing. Needless time and money spent doing things that the private sector should be doing is quite another. "nothing a potential future President Obama does will remove the $100,000 you’ve stocked away in the bank or however many millions you might have in a hedge fund. It’s just not going to happen." Right...except raise capital gains taxes and make "rich" people pay for everyone else. Politics and personal finance are very interconnected in my opinion. (I hope you were being sarcastic). “I just think it is odd that we want the government to do all these things for us, but don’t want to pay taxes.”

I DON’T want the government to do all these things for me. I don’t want them to “help” me out in every aspect of my life. I think they should stay out of my life and be as small as possible. Aid and protection of the country is one thing. Needless time and money spent doing things that the private sector should be doing is quite another.

“nothing a potential future President Obama does will remove the $100,000 you’ve stocked away in the bank or however many millions you might have in a hedge fund. It’s just not going to happen.”

Right…except raise capital gains taxes and make “rich” people pay for everyone else. Politics and personal finance are very interconnected in my opinion. (I hope you were being sarcastic).

]]> By: Jenni http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301493 Jenni Wed, 11 Jun 2008 22:20:46 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301493 In SD there are a lot of fisherman, and recreational enthusiasts, who have boats, that would help such situations. Red Cross from Sioux Falls headed down to that place in Iowa. We've been having flooding roads and other problems here too. My sister lives on the other side of a dip, where the road goes through, the dip, so she gets stuck, or has to find another way out. Luckily she lives on a hill, away from any water. But they have been getting a lot of rain, after the snow, so they are soggy. I will send this on to her anyway. Time to donate to Red Cross too. Since they always head out to such events. In SD there are a lot of fisherman, and recreational enthusiasts, who have boats, that would help such situations. Red Cross from Sioux Falls headed down to that place in Iowa. We’ve been having flooding roads and other problems here too. My sister lives on the other side of a dip, where the road goes through, the dip, so she gets stuck, or has to find another way out. Luckily she lives on a hill, away from any water. But they have been getting a lot of rain, after the snow, so they are soggy. I will send this on to her anyway. Time to donate to Red Cross too. Since they always head out to such events.

]]> By: Rob http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301257 Rob Wed, 11 Jun 2008 17:30:43 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301257 Yeah, I normally don't even comment. :-D Personal finance and politics have little to do with each other. (By "little", I mean almost nothing - nothing a potential future President Obama does will remove the $100,000 you've stocked away in the bank or however many millions you might have in a hedge fund. It's just not going to happen.) Trent, you might want to have a whole post on home insurance vs. flood insurance vs. other riders that you might get on your house (that could just waste you money, if you don't read the fine print). My bosses' basement is leaking, and State Farm won't cover it in spite of an extra "basement insurance" rider - that's because the rider only covers instances where your basement is flooded, the sump pump failed, and the backup sump pump also fails. Now how often does that happen? Yeah, I normally don’t even comment. :-D Personal finance and politics have little to do with each other.

(By “little”, I mean almost nothing – nothing a potential future President Obama does will remove the $100,000 you’ve stocked away in the bank or however many millions you might have in a hedge fund. It’s just not going to happen.)

Trent, you might want to have a whole post on home insurance vs. flood insurance vs. other riders that you might get on your house (that could just waste you money, if you don’t read the fine print). My bosses’ basement is leaking, and State Farm won’t cover it in spite of an extra “basement insurance” rider – that’s because the rider only covers instances where your basement is flooded, the sump pump failed, and the backup sump pump also fails.

Now how often does that happen?

]]> By: Jeff R http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301251 Jeff R Wed, 11 Jun 2008 17:21:50 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301251 Can't we leave the politics out of this blog unless it is brought up by Trent and focus on the main gist of the articles? Everyone is entitled to their own political view, but not everyone will be interested in reading about it! Can’t we leave the politics out of this blog unless it is brought up by Trent and focus on the main gist of the articles?

Everyone is entitled to their own political view, but not everyone will be interested in reading about it!

]]> By: mary http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301247 mary Wed, 11 Jun 2008 17:15:37 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301247 i'm glad to hear you and your family are safe and relatively unharmed. of course, as i'm writing this we're getting some torrential rain in the twin cities. nowhere near what you guys are, but it feels like we're in the same boat. -mary i’m glad to hear you and your family are safe and relatively unharmed.

of course, as i’m writing this we’re getting some torrential rain in the twin cities. nowhere near what you guys are, but it feels like we’re in the same boat.

-mary

]]> By: jm http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301235 jm Wed, 11 Jun 2008 16:44:04 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301235 Here's hoping you stay dry, Trent. Here’s hoping you stay dry, Trent.

]]> By: Rob http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301232 Rob Wed, 11 Jun 2008 16:36:58 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301232 Oh wonderful. I love it when people try to preach governmental fiscal accountability at me when, during the past 8 years, we have managed to turn the first federal budget surplus in a generation into a significant federal deficit - under the GOP watch. Sorry. They don't get to reap that reward anymore. By the way, it's El Niño, and La Niña. Floods happen. Be prepared. The nation is less prepared now than it was 8 years ago. That's the sad reality nowadays, and it will continue under John McCain. Oh wonderful. I love it when people try to preach governmental fiscal accountability at me when, during the past 8 years, we have managed to turn the first federal budget surplus in a generation into a significant federal deficit – under the GOP watch. Sorry. They don’t get to reap that reward anymore.

By the way, it’s El Niño, and La Niña. Floods happen. Be prepared. The nation is less prepared now than it was 8 years ago. That’s the sad reality nowadays, and it will continue under John McCain.

]]> By: Amanda B. http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301206 Amanda B. Wed, 11 Jun 2008 15:37:54 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301206 I wouldn't say very trusting. That is why I like the 09.14.06 Coburn-Obama Transparency Bill which will force lawmakers to be accountable for their spending. I just think it is odd that we want the government to do all these things for us, but don't want to pay taxes. I wouldn’t say very trusting. That is why I like the 09.14.06 Coburn-Obama Transparency Bill which will force lawmakers to be accountable for their spending. I just think it is odd that we want the government to do all these things for us, but don’t want to pay taxes.

]]> By: Joe http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301155 Joe Wed, 11 Jun 2008 13:59:10 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301155 Many folks don't realize that the consequence of global warming is not necessarily an increase in temperatures worldwide - global warming essentially disrupts the 'natural' climate making it rain/snow excessively or out of season. So for those who lament humorously that the winter is too cold and where is global warming, global warming might be causing the winter to be excessively cold. Many folks don’t realize that the consequence of global warming is not necessarily an increase in temperatures worldwide – global warming essentially disrupts the ‘natural’ climate making it rain/snow excessively or out of season.

So for those who lament humorously that the winter is too cold and where is global warming, global warming might be causing the winter to be excessively cold.

]]> By: Jon http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301150 Jon Wed, 11 Jun 2008 13:43:15 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301150 "If paying a little more in taxes will provide better relief to my fellow Americans, please tell me where to send my check. I will gladly let go of my premium cable channels if it would mean a safe temporary housing for the victims of natural disaster. But maybe that is just me." You seem to be very trusting of the government with your money. I don't desire to give them another dime until they can prove fiscal responsibility with the thousands I already give them. There is already plenty there to provide safe temporary housing for victims if they would only stop spending our money on stupid stuff. “If paying a little more in taxes will provide better relief to my fellow Americans, please tell me where to send my check. I will gladly let go of my premium cable channels if it would mean a safe temporary housing for the victims of natural disaster. But maybe that is just me.”

You seem to be very trusting of the government with your money. I don’t desire to give them another dime until they can prove fiscal responsibility with the thousands I already give them. There is already plenty there to provide safe temporary housing for victims if they would only stop spending our money on stupid stuff.

]]> By: Amanda B. http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301136 Amanda B. Wed, 11 Jun 2008 13:22:54 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301136 Kathy, I am an Obama supporter and have been before he was deemed a media darling. I would love to have a conversation about why I will be choosing him over John Sidney McCain (I don’t know what their full names have to do with it, I suppose with all the Barack Obamas running around, we have to be very specific). However, this is a personal finance blog and Trent said just take disaster relief into consideration. He didn’t say one way or the other, nor did he mention (in this article) his personal preference. If you would like to suggest a more appropriate setting for this conversation, I would gladly continue with it. On a somewhat personal finance note: If paying a little more in taxes will provide better relief to my fellow Americans, please tell me where to send my check. I will gladly let go of my premium cable channels if it would mean a safe temporary housing for the victims of natural disaster. But maybe that is just me. Kathy,
I am an Obama supporter and have been before he was deemed a media darling. I would love to have a conversation about why I will be choosing him over John Sidney McCain (I don’t know what their full names have to do with it, I suppose with all the Barack Obamas running around, we have to be very specific). However, this is a personal finance blog and Trent said just take disaster relief into consideration. He didn’t say one way or the other, nor did he mention (in this article) his personal preference. If you would like to suggest a more appropriate setting for this conversation, I would gladly continue with it. On a somewhat personal finance note: If paying a little more in taxes will provide better relief to my fellow Americans, please tell me where to send my check. I will gladly let go of my premium cable channels if it would mean a safe temporary housing for the victims of natural disaster. But maybe that is just me.

]]> By: KoryO http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301116 KoryO Wed, 11 Jun 2008 13:02:37 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301116 Well...in this part of Iowa....the Coralville Dam has been overrun, the Czech Village in Cedar Rapids has been evacuated, parts of the U of I are flooding, and the call has gone out for people to help fill sandbags. Please don't give us a big lecture about "global warming" right now. It isn't the right time or place for that (and considering the fact that this part of Iowa just had the coldest winter in most people's living memory....you just might get knocked upside the head for it, and deservedly so.) Well…in this part of Iowa….the Coralville Dam has been overrun, the Czech Village in Cedar Rapids has been evacuated, parts of the U of I are flooding, and the call has gone out for people to help fill sandbags.

Please don’t give us a big lecture about “global warming” right now. It isn’t the right time or place for that (and considering the fact that this part of Iowa just had the coldest winter in most people’s living memory….you just might get knocked upside the head for it, and deservedly so.)

]]> By: ckstevenson http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301101 ckstevenson Wed, 11 Jun 2008 12:47:28 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301101 I'd like to add a way to help others: Donate blood. It's always needed in a crisis, we almost always have a shortage, and it's incredibly simple to do. Plus you get a free cookie. I’d like to add a way to help others: Donate blood. It’s always needed in a crisis, we almost always have a shortage, and it’s incredibly simple to do. Plus you get a free cookie.

]]> By: TParkerson http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/comment-page-1/#comment-301066 TParkerson Wed, 11 Jun 2008 11:08:13 +0000 http://www.thesimpledollar.com/2008/06/10/update-on-the-flooding-in-iowa-and-some-tips-on-protecting-yourself/#comment-301066 As a professional Risk Manager in a municipality in a state that sits smack in the middle of the Gulf, I have to chime in to #2 Tyler and #6 Scott's comments...go talk to your agent now about a flood policy and also a wind policy. But remember that there will be a waiting period for the flood policy to go into effect. We should all face the fact that as our valuables get more valuable, we will all likely face some kind of loss. My grandparents preached the value of insurance for as long as I can remember...it only takes one claim to know just how vulnerable you are. In my line of work, I have noticed a disturbing trend; somehow, we have given away our right to take care of "me and mine". There seems to be a prevailing attitude that the government, at all it's levels, will step in after some disaster to take care of us. After Hurricane Charley, and his evil brothers and sisters in 2004, my municipality was tasked with rebuilding almost 95% of our power grid to even be able to serve basic service to our customers...we had some outlying areas that were basically without power for nearly 6 weeks, me included! I could tell all you gentle readers some pretty amazing stories, both good and bad about those days...maybe I will write a book! My point is this, while I agree with Trent in theory that you should consider a candidate's perspective on disaster management, THAT IN NO WAY ALLEVIATES YOUR RESPONSIBILITY TO TAKE CARE OF YOU AND YOUR LOVED ONES! The older I get, the more I believe that our grandparents ( solidly conservative midwesterners, in my case...go Kansas!) were right, about alot of things! Hope everyone has a safe and thoughtful day...my thoughts and prayers to your loved ones and neighbors in the flooded areas, Trent. Time' As a professional Risk Manager in a municipality in a state that sits smack in the middle of the Gulf, I have to chime in to #2 Tyler and #6 Scott’s comments…go talk to your agent now about a flood policy and also a wind policy. But remember that there will be a waiting period for the flood policy to go into effect. We should all face the fact that as our valuables get more valuable, we will all likely face some kind of loss. My grandparents preached the value of insurance for as long as I can remember…it only takes one claim to know just how vulnerable you are.

In my line of work, I have noticed a disturbing trend; somehow, we have given away our right to take care of “me and mine”. There seems to be a prevailing attitude that the government, at all it’s levels, will step in after some disaster to take care of us. After Hurricane Charley, and his evil brothers and sisters in 2004, my municipality was tasked with rebuilding almost 95% of our power grid to even be able to serve basic service to our customers…we had some outlying areas that were basically without power for nearly 6 weeks, me included! I could tell all you gentle readers some pretty amazing stories, both good and bad about those days…maybe I will write a book! My point is this, while I agree with Trent in theory that you should consider a candidate’s perspective on disaster management, THAT IN NO WAY ALLEVIATES YOUR RESPONSIBILITY TO TAKE CARE OF YOU AND YOUR LOVED ONES!

The older I get, the more I believe that our grandparents ( solidly conservative midwesterners, in my case…go Kansas!) were right, about alot of things!

Hope everyone has a safe and thoughtful day…my thoughts and prayers to your loved ones and neighbors in the flooded areas, Trent.

Time’

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