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	<title>Comments on: The Simple Dollar Weekly Roundup: More Truck Troubles Edition</title>
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	<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Jade</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368303</link>
		<dc:creator>Jade</dc:creator>
		<pubDate>Thu, 04 Sep 2008 18:24:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368303</guid>
		<description><![CDATA[I spent several months earlier this year in a somewhat similar situation with my car. We eventually got it fixed, but for a few months I was rearranging my schedule to include ample time to get a ride or take public transit in case my car wouldn&#039;t start or stalled on the way to where I was going.

You mentioned that during the week you use the car for the occasional grocery store trip. When I went to the grocery store while my car was still acting up, I brought along an ice chest (and my AAA card and fully charged cell phone) and got a bag of ice with my perishibles. That way if the car died on the way home at least I wouldn&#039;t be out $40 for groceries. The extra buck or two for the ice was worthwile insurance for the $40 of groceries, and once I got home I put the cubes in my potted plants so they&#039;d get watered.

Some people mentioned keeping drinks and snacks and a book or toy in the car for the kids, and I would do this regardless of how reliable the car was. No matter how reliable the car itself, you never know when you&#039;re going to get stuck in traffic, or stuck waiting for a 100-car freight train to pass at 5 mph and stop a few times along the way, or stuck waiting for a drawbridge with a yacht parade going under it. I keep a bottle of water and a granola bar in the car for myself for just these situations.]]></description>
		<content:encoded><![CDATA[<p>I spent several months earlier this year in a somewhat similar situation with my car. We eventually got it fixed, but for a few months I was rearranging my schedule to include ample time to get a ride or take public transit in case my car wouldn&#8217;t start or stalled on the way to where I was going.</p>
<p>You mentioned that during the week you use the car for the occasional grocery store trip. When I went to the grocery store while my car was still acting up, I brought along an ice chest (and my AAA card and fully charged cell phone) and got a bag of ice with my perishibles. That way if the car died on the way home at least I wouldn&#8217;t be out $40 for groceries. The extra buck or two for the ice was worthwile insurance for the $40 of groceries, and once I got home I put the cubes in my potted plants so they&#8217;d get watered.</p>
<p>Some people mentioned keeping drinks and snacks and a book or toy in the car for the kids, and I would do this regardless of how reliable the car was. No matter how reliable the car itself, you never know when you&#8217;re going to get stuck in traffic, or stuck waiting for a 100-car freight train to pass at 5 mph and stop a few times along the way, or stuck waiting for a drawbridge with a yacht parade going under it. I keep a bottle of water and a granola bar in the car for myself for just these situations.</p>
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		<title>By: CD</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368276</link>
		<dc:creator>CD</dc:creator>
		<pubDate>Thu, 04 Sep 2008 17:37:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368276</guid>
		<description><![CDATA[Just curious why so many folks dislike that last article. For the ones of you who disdain convenience (which costs $$) - have you ever worked very long hours, found that in order to keep up with the cleaning and meal planning, etc. you had to do it late in the night after the kids are in bed, etc.?

Perhaps it&#039;s a dual income situation with small kids but I have been going through the gamu of extreme frugality to complete loss of control and finding somewhere in the middle makes most sense.  To be EXTREMELY frugal requires quite a bit of TIME... and if you work 10 hours/day and spend 6-7 caring for children, what&#039;s left?  It comes out of your sleep.

Since hiring help around the house and allowing budget for some convenience items, our stress levels have STEEPLY declined.  And one hour of my working pays for a housekeeper, and one hour of my time pays for 2 non-stressful nights eating out with no dishes.&gt; Time we spend WITH OUR KIDS READING or playing a game, isntead of leaving them to themselves and cleaning up the kitchen.

Convenience can buy you some real quality of life.   It&#039;s the same argument for people who can afford to have an At Home Parent - the loss of income is WORTH the price you pay..  (and I know all about this one since I am partly supporting my Mom now who didn&#039;t work - she now has $800/month to live on - $500 which goes to medical needs....)]]></description>
		<content:encoded><![CDATA[<p>Just curious why so many folks dislike that last article. For the ones of you who disdain convenience (which costs $$) &#8211; have you ever worked very long hours, found that in order to keep up with the cleaning and meal planning, etc. you had to do it late in the night after the kids are in bed, etc.?</p>
<p>Perhaps it&#8217;s a dual income situation with small kids but I have been going through the gamu of extreme frugality to complete loss of control and finding somewhere in the middle makes most sense.  To be EXTREMELY frugal requires quite a bit of TIME&#8230; and if you work 10 hours/day and spend 6-7 caring for children, what&#8217;s left?  It comes out of your sleep.</p>
<p>Since hiring help around the house and allowing budget for some convenience items, our stress levels have STEEPLY declined.  And one hour of my working pays for a housekeeper, and one hour of my time pays for 2 non-stressful nights eating out with no dishes.&gt; Time we spend WITH OUR KIDS READING or playing a game, isntead of leaving them to themselves and cleaning up the kitchen.</p>
<p>Convenience can buy you some real quality of life.   It&#8217;s the same argument for people who can afford to have an At Home Parent &#8211; the loss of income is WORTH the price you pay..  (and I know all about this one since I am partly supporting my Mom now who didn&#8217;t work &#8211; she now has $800/month to live on &#8211; $500 which goes to medical needs&#8230;.)</p>
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		<title>By: Todd</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368270</link>
		<dc:creator>Todd</dc:creator>
		<pubDate>Thu, 04 Sep 2008 17:29:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368270</guid>
		<description><![CDATA[I&#039;ve been driving my ten-year-old car without a/c--and it has been in the 90s here.  It also needs several thousand dollars in other repairs.  I need a different car too.  

I think you should treat yourself and your family to a new minivan.  Then, maybe you could challenge yourselves to paying for the cost (or most of it) by cutting back on other things in creative ways and writing about it on the blog.  I&#039;d love to hear &quot;How to pay for a new car within your existing monthly budget.&quot;]]></description>
		<content:encoded><![CDATA[<p>I&#8217;ve been driving my ten-year-old car without a/c&#8211;and it has been in the 90s here.  It also needs several thousand dollars in other repairs.  I need a different car too.  </p>
<p>I think you should treat yourself and your family to a new minivan.  Then, maybe you could challenge yourselves to paying for the cost (or most of it) by cutting back on other things in creative ways and writing about it on the blog.  I&#8217;d love to hear &#8220;How to pay for a new car within your existing monthly budget.&#8221;</p>
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		<title>By: CD</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368269</link>
		<dc:creator>CD</dc:creator>
		<pubDate>Thu, 04 Sep 2008 17:23:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368269</guid>
		<description><![CDATA[I relate to Trent right now.  I have 2 cars - one with 225,000 on it (89 Celica convertible) and a 2000 Saab with 125,000 on it.  Together, they have cost us $6,000 this year to repair.  And the Saab still has check engine lights and numerous other troubles (but it runs really strong and is safe/great mileage).  THey have almost no resale value so we need to run them into the ground unless we want a car payment.

I carpool 3 kids now - on the freeway - daily - as we go to a special charter school.  My husband takes the 3 year old to preschool every morning.  Safety is a huge issue and I will NOT take the kids on the freeway in my little Celica.  It&#039;s a flying tin can!

Safety IS an issue with kids.  That being said, I&#039;ve broken down several times, once in the MIDDLE of a huge intersection, and the stupid emergency light wouldn&#039;t work. It&#039;s not fun, but I just called AAA and we dealt with it.

If a car becomes completely unreliable, get another one, but not a new one.  You can find a good, reliable car for around 5K (i.e. a 5 year old Camry) if you&#039;re not picky.

Unfortunately, I&#039;m picky. :(  so we just make do till we have more money saved.....]]></description>
		<content:encoded><![CDATA[<p>I relate to Trent right now.  I have 2 cars &#8211; one with 225,000 on it (89 Celica convertible) and a 2000 Saab with 125,000 on it.  Together, they have cost us $6,000 this year to repair.  And the Saab still has check engine lights and numerous other troubles (but it runs really strong and is safe/great mileage).  THey have almost no resale value so we need to run them into the ground unless we want a car payment.</p>
<p>I carpool 3 kids now &#8211; on the freeway &#8211; daily &#8211; as we go to a special charter school.  My husband takes the 3 year old to preschool every morning.  Safety is a huge issue and I will NOT take the kids on the freeway in my little Celica.  It&#8217;s a flying tin can!</p>
<p>Safety IS an issue with kids.  That being said, I&#8217;ve broken down several times, once in the MIDDLE of a huge intersection, and the stupid emergency light wouldn&#8217;t work. It&#8217;s not fun, but I just called AAA and we dealt with it.</p>
<p>If a car becomes completely unreliable, get another one, but not a new one.  You can find a good, reliable car for around 5K (i.e. a 5 year old Camry) if you&#8217;re not picky.</p>
<p>Unfortunately, I&#8217;m picky. :(  so we just make do till we have more money saved&#8230;..</p>
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		<title>By: lcs</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368215</link>
		<dc:creator>lcs</dc:creator>
		<pubDate>Thu, 04 Sep 2008 15:51:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368215</guid>
		<description><![CDATA[My husband and I have been married 19 years, have 2 small children, and have lived in 3 different cities in 2 states... and we have never had a 2nd vehicle!  (I would also add we do not reside near relatives with a fleet of available cars and have borrowed another person&#039;s vehicle maybe twice in this entire time...) If you take the plunge you may find you do not miss it at all.  Even when you are not driving it, there it sits sucking up registration and insurance expenditures daily.  I pay a little extra annually for delivery services like compost drops or the occasional furniture delivery fee, but nothing that in any way comes close to the tied-up capital and overall hassle of owning and maintaining a second car.  So I say, try it... you might like it!  Love your site.  L.]]></description>
		<content:encoded><![CDATA[<p>My husband and I have been married 19 years, have 2 small children, and have lived in 3 different cities in 2 states&#8230; and we have never had a 2nd vehicle!  (I would also add we do not reside near relatives with a fleet of available cars and have borrowed another person&#8217;s vehicle maybe twice in this entire time&#8230;) If you take the plunge you may find you do not miss it at all.  Even when you are not driving it, there it sits sucking up registration and insurance expenditures daily.  I pay a little extra annually for delivery services like compost drops or the occasional furniture delivery fee, but nothing that in any way comes close to the tied-up capital and overall hassle of owning and maintaining a second car.  So I say, try it&#8230; you might like it!  Love your site.  L.</p>
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		<title>By: StephanieG</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368202</link>
		<dc:creator>StephanieG</dc:creator>
		<pubDate>Thu, 04 Sep 2008 15:34:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368202</guid>
		<description><![CDATA[I can tell that some of the posters here are unfamiliar with transportation options in the US Midwest. As a lifelong midwesterner, I&#039;d like to clear a few things up.

The weather is usually OK for cycling about 20% of the time, I&#039;d guess. But even those times, a quick storm or wind gusts can crop up without warning after you&#039;re already on the bike. In the plains areas, the wind can limit all but the strongest to walking their bikes.

The worst thing about biking, though, is the roads. It&#039;s very common for there to be no place at all for cyclists. Rural roads and suburban arteries are often two lanes with no shoulders. Drivers here are NOT paying attention, they are NOT expecting to see cyclists and a few of them will run you off the road. 

Public transportation is weak. Only inner urban areas have public transportation that can be used conveniently. Suburban areas have spotty coverage that may result in a 30-minute car ride taking 2 hours by bus. That&#039;s not an exaggeration, that&#039;s my actual commute time from the suburbs by car or by bus.

Taxis are rare and very expensive. A trip to the airport that takes me 10 minutes by car is $25 by taxi. Since it saves me parking fees in that case, it can be worth it. Actually getting a taxi to show up when you call them, outside of airport transportation and urban areas, is a fun game.

Add to that that most midwesterners in suburban and rural areas have not a single business within a 1 mile walk! And, when they do, we&#039;re back to roads without shoulders or sidwalks, vast parking lots with no sidewalks, and drivers who don&#039;t expect to see pedestrians or cyclists.

As a consequence, every person of driving age who doesn&#039;t live in an urban area NEEDS a car. Going without a car is a huge hardship here, often resulting in inability to get/keep a job.

I realize that it&#039;s different in other parts of the world, even other parts of the US. 

So, those of you who live in these areas and make do with just one car: hats off--you are truly frugal and have made quite a sacrifice. I just can&#039;t picture it.]]></description>
		<content:encoded><![CDATA[<p>I can tell that some of the posters here are unfamiliar with transportation options in the US Midwest. As a lifelong midwesterner, I&#8217;d like to clear a few things up.</p>
<p>The weather is usually OK for cycling about 20% of the time, I&#8217;d guess. But even those times, a quick storm or wind gusts can crop up without warning after you&#8217;re already on the bike. In the plains areas, the wind can limit all but the strongest to walking their bikes.</p>
<p>The worst thing about biking, though, is the roads. It&#8217;s very common for there to be no place at all for cyclists. Rural roads and suburban arteries are often two lanes with no shoulders. Drivers here are NOT paying attention, they are NOT expecting to see cyclists and a few of them will run you off the road. </p>
<p>Public transportation is weak. Only inner urban areas have public transportation that can be used conveniently. Suburban areas have spotty coverage that may result in a 30-minute car ride taking 2 hours by bus. That&#8217;s not an exaggeration, that&#8217;s my actual commute time from the suburbs by car or by bus.</p>
<p>Taxis are rare and very expensive. A trip to the airport that takes me 10 minutes by car is $25 by taxi. Since it saves me parking fees in that case, it can be worth it. Actually getting a taxi to show up when you call them, outside of airport transportation and urban areas, is a fun game.</p>
<p>Add to that that most midwesterners in suburban and rural areas have not a single business within a 1 mile walk! And, when they do, we&#8217;re back to roads without shoulders or sidwalks, vast parking lots with no sidewalks, and drivers who don&#8217;t expect to see pedestrians or cyclists.</p>
<p>As a consequence, every person of driving age who doesn&#8217;t live in an urban area NEEDS a car. Going without a car is a huge hardship here, often resulting in inability to get/keep a job.</p>
<p>I realize that it&#8217;s different in other parts of the world, even other parts of the US. </p>
<p>So, those of you who live in these areas and make do with just one car: hats off&#8211;you are truly frugal and have made quite a sacrifice. I just can&#8217;t picture it.</p>
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		<title>By: J</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368149</link>
		<dc:creator>J</dc:creator>
		<pubDate>Thu, 04 Sep 2008 14:05:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368149</guid>
		<description><![CDATA[I would concur with the idea of getting the truck checked out fully (as if you were buying it) with your mechanic.  With the chugging and check engine light, this could be something as simple as a gummy fuel line, clogged filter, vacuum leak or other thing that would be an easy fix, or a sign of something really serious, but $80-100 down at the shop to get a diagnosis could save you a lot of money elsewhere.

Especially since the truck is paid for and not really &quot;required&quot; for day-to-day stuff like commuting, your job, etc.]]></description>
		<content:encoded><![CDATA[<p>I would concur with the idea of getting the truck checked out fully (as if you were buying it) with your mechanic.  With the chugging and check engine light, this could be something as simple as a gummy fuel line, clogged filter, vacuum leak or other thing that would be an easy fix, or a sign of something really serious, but $80-100 down at the shop to get a diagnosis could save you a lot of money elsewhere.</p>
<p>Especially since the truck is paid for and not really &#8220;required&#8221; for day-to-day stuff like commuting, your job, etc.</p>
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		<title>By: Ewest</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368128</link>
		<dc:creator>Ewest</dc:creator>
		<pubDate>Thu, 04 Sep 2008 13:34:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368128</guid>
		<description><![CDATA[Consider doing the work yourself? There&#039;s a sense of personal accomplishment and confidence in the work that just isn&#039;t there when you go to a shop. 

It&#039;s my belief that ANYONE can do work to their car simply with the shop manual and a few tools. My husband hadn&#039;t ever done work on his car till two years ago; he redid the timing chain in his car and has since done the brakes in both of our vehicles. I rebuilt the carburetor on our motorcycle last month, and I&#039;ve never worked on a motorcycle in my life before. If a diagnosis is the issue, the shop manual has a troubleshooting section, a list of regular maintenance, or you could go to a dealer or shop that will diagnosis for free (good idea if you want to gauge whether or not it&#039;s worth your time). 

There are so many times shops cut corners and do the work improperly, it&#039;s worth the piece of mind alone to do the work yourself (not to mention the money). The only situation I can think of where it&#039;s really impossible is if it&#039;s the dead of winter, you don&#039;t have a garage, and can&#039;t get the car to a friend&#039;s garage to work on. 

If you are in the market for a car, consider a Toyota Echo, mine regularly gets 40 mpg. My husband has a Saturn SL2 &#039;93, still going and there are several people we know with the same model that took it over 200K, and even to 350K. Dont forget, stick shifts are better for mpg and have lower maintenance costs.]]></description>
		<content:encoded><![CDATA[<p>Consider doing the work yourself? There&#8217;s a sense of personal accomplishment and confidence in the work that just isn&#8217;t there when you go to a shop. </p>
<p>It&#8217;s my belief that ANYONE can do work to their car simply with the shop manual and a few tools. My husband hadn&#8217;t ever done work on his car till two years ago; he redid the timing chain in his car and has since done the brakes in both of our vehicles. I rebuilt the carburetor on our motorcycle last month, and I&#8217;ve never worked on a motorcycle in my life before. If a diagnosis is the issue, the shop manual has a troubleshooting section, a list of regular maintenance, or you could go to a dealer or shop that will diagnosis for free (good idea if you want to gauge whether or not it&#8217;s worth your time). </p>
<p>There are so many times shops cut corners and do the work improperly, it&#8217;s worth the piece of mind alone to do the work yourself (not to mention the money). The only situation I can think of where it&#8217;s really impossible is if it&#8217;s the dead of winter, you don&#8217;t have a garage, and can&#8217;t get the car to a friend&#8217;s garage to work on. </p>
<p>If you are in the market for a car, consider a Toyota Echo, mine regularly gets 40 mpg. My husband has a Saturn SL2 &#8217;93, still going and there are several people we know with the same model that took it over 200K, and even to 350K. Dont forget, stick shifts are better for mpg and have lower maintenance costs.</p>
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		<title>By: reulte</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368058</link>
		<dc:creator>reulte</dc:creator>
		<pubDate>Thu, 04 Sep 2008 11:19:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-368058</guid>
		<description><![CDATA[In regards to the children, I agree with Steve (#37).  Children will generally response to your actions and emotions rather than your words (and this can be embarressingly true in all circumstances).  Reassure them once that everything will be all right, that daddy/mommy will take care of the problem and hand them something to occupy their hands (food, toy, book).  Roll down the window so they can ask you questions or so you can hear them if they cry/wake up/start fighting/unbuckle themselves.  If you&#039;re in a situation where you have to walk somewhere -- remember that children have to walk twice as fast and twice as far simply to keep up with your pace.

The yard sale article had some great ideas - especially since I&#039;ve been going over my household inventory and marking stuff to get rid of very soon.  I think that going over an inventory is an easier way to determine what to get rid of.  There&#039;s very little emotions overtones attached to an inventory and the cute little object isn&#039;t sitting in your hands going &quot;love me, keep me&quot;.  Also, something you&#039;ve forgotten you had is automatically marked for sell.]]></description>
		<content:encoded><![CDATA[<p>In regards to the children, I agree with Steve (#37).  Children will generally response to your actions and emotions rather than your words (and this can be embarressingly true in all circumstances).  Reassure them once that everything will be all right, that daddy/mommy will take care of the problem and hand them something to occupy their hands (food, toy, book).  Roll down the window so they can ask you questions or so you can hear them if they cry/wake up/start fighting/unbuckle themselves.  If you&#8217;re in a situation where you have to walk somewhere &#8212; remember that children have to walk twice as fast and twice as far simply to keep up with your pace.</p>
<p>The yard sale article had some great ideas &#8211; especially since I&#8217;ve been going over my household inventory and marking stuff to get rid of very soon.  I think that going over an inventory is an easier way to determine what to get rid of.  There&#8217;s very little emotions overtones attached to an inventory and the cute little object isn&#8217;t sitting in your hands going &#8220;love me, keep me&#8221;.  Also, something you&#8217;ve forgotten you had is automatically marked for sell.</p>
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		<title>By: Lynne</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367892</link>
		<dc:creator>Lynne</dc:creator>
		<pubDate>Thu, 04 Sep 2008 05:29:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367892</guid>
		<description><![CDATA[My husband &quot;bought&quot; his truck 3 times over in repair costs. I finally said this is it, no more money into repairs. A co-worker&#039;s son came by &amp; got the thing up and running properly. The only thing, though, was that it was primarily used for pulling our travel trailer, and neither of us felt safe using it for that purpose. Unfortunately my husband hated to part with Old Blue, so it sat in the drive for another 4 years until I could finally convince him that registration &amp; insurance costs were wasted on a truck that wasn&#039;t being driven! But back to your own personal truck problem Trent. Have you looked into the possibility of bartering? I know you have skills others are looking for, so it may be a solution. These days most mechanic shops have computers for diagnostic purposes, as well as office use. There must be someone in your area that needs your skills as much as you need their&#039;s. Just something to think about. Good luck.]]></description>
		<content:encoded><![CDATA[<p>My husband &#8220;bought&#8221; his truck 3 times over in repair costs. I finally said this is it, no more money into repairs. A co-worker&#8217;s son came by &amp; got the thing up and running properly. The only thing, though, was that it was primarily used for pulling our travel trailer, and neither of us felt safe using it for that purpose. Unfortunately my husband hated to part with Old Blue, so it sat in the drive for another 4 years until I could finally convince him that registration &amp; insurance costs were wasted on a truck that wasn&#8217;t being driven! But back to your own personal truck problem Trent. Have you looked into the possibility of bartering? I know you have skills others are looking for, so it may be a solution. These days most mechanic shops have computers for diagnostic purposes, as well as office use. There must be someone in your area that needs your skills as much as you need their&#8217;s. Just something to think about. Good luck.</p>
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		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367831</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Thu, 04 Sep 2008 02:50:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367831</guid>
		<description><![CDATA[I wanted to comment on the &quot;my kids will be freaked out if the truck dies&quot; comment of Trent&#039;s and say, although I don&#039;t know his children and different children have different temperaments, young children usually pick up a big part of their reaction from the adults who are with them.  If you are dad and the car breaks down and you are upset, the kids will be upset.  If you actually feel calm and relaxed, even if inconvenienced, the kids will probably feel fine too. It&#039;s also not hard to explain to young kids what&#039;s happening, too, since young children are mostly concerned with whether they are physically comfortable, safe, and with a protecting adult. They don&#039;t even develop a mental concept of &quot;things going wrong&quot; until maybe age 5, when they start to form abstract mental plans and goals and maps. Children under the age of 5 or so, for example, when lost in the woods, will usually find a nice comfortable place to rest and stay there.  Kids over that age, and many adults, will have a mental concept that &quot;something is wrong&quot; and start to panic, starting a chain of events that tends to get them more anxious and more lost. (Check out the book &quot;Deep Survival&quot; if this fact interests you).   Definitely having some snacks and drinks in the car is a good idea, and realizing that it&#039;s probably not going to be that upsetting to them if something happens is another. The only issue here to my mind would be my own anxiety and being worried that the kids will get impatient or uncomfortable if they don&#039;t have anything to eat or drink.

I would like to say that I fully support Trent or anyone else  getting a new or newer car if he decides he wants to. It&#039;s really none of my business, and he is best equipped to know what is best for him and his family.

But I  I would be surprised if another $1000 in the truck didn&#039;t fix it up to the point where it stopped being unreliable and started feeling reliable and safe. 


One of the above posters disagreed with the idea that &quot;If a new car payment would be $350/mo and you spend $1500 every 6 months on repairs for your old one, you are still coming out ahead&quot;, giving the reason that  &quot;All that money spent on car repairs would add up to a really large down payment on a new car. Spending $1500 every six months on car repairs for a piece of junk car, would be like remodeling your home, even though the foundation was falling apart.&quot;


I will address this in two parts. In the first place, no one spends $1500 every six months on repairs on into the indefinite future.  What happens is that you spend 1500, then another 1500, then if you&#039;re unlucky another, then you don&#039;t have to spend much of anything for 5 more years, at which point the car is pushing 20 and it makes absolute sense to get a different one. In other words, the repairs themselves are nonrepeating events for all intents and purposes.  When you fix the tranny, the tranny is fixed. When you update the brakes, the brakes are fixed. After that, you just have suspension and engine stuff.  Even if it adds up to a large down payment on a new car, the fact is that with the new car you are gonna still have pay the rest of the cost., whereas with the vehicle you already own, you will have to pay nothing but the future repairs.

In Trent&#039;s case, he has already spent $3000 in repairs and I would be surprised if he had to spend $1500 more. So the question really is, what kind of a car can Trent buy for $1500?  I&#039;d say, not much of one. It makes sense to me to keep the vehicle and have maintenace and replacements done on it. Don&#039;t wait only until things fail, do an head to tail assessment and make a list, then do the important things. Then you&#039;re done.

The only other question is,  will the $x of repairs now? be so costly as to not be worth it? I would say, estimate how long the frame of the vehicle will last, because that&#039;s how long you can realistically maintain the vehicle.  Then see if the repairs in that time frame would be more or less than putting out for a newer vehicle.

I would also say that for safety, pay attention first to Brakes&amp; suspension, and secondly to the condition of the engine and transmission. 

I do think that anyone who owns a vehicle more than 5 years old and doesn&#039;t own at least an aftermarket service manual, such as that published by Haynes, and read through it,  is just setting them up for surprises.

I will also admit that I am biased, as I do a lot of my own mechanical work, including the &quot;big stuff&quot;, and learning how to do it has made me a lot less scared of my own vehicle.  I know exactly what is up with it, what to expect, and have a list of procedures that I plan to do (usually) or have done (more rarely) and when to do them. It is very rare that something surprises me when it goes bad. Either I knew to expect it, or I pretty quickly can see what it is. In most cases, the car never breaks down anyway, because  i saw that problem a year before it was gonna create a &quot;situation&quot; and dealt with it.   If the car does break down (92 Honda Accord), I am not panicked, I am more, like, curious and intrigued. 

Best luck to all and also to Trent with his truck/vehicle decision!]]></description>
		<content:encoded><![CDATA[<p>I wanted to comment on the &#8220;my kids will be freaked out if the truck dies&#8221; comment of Trent&#8217;s and say, although I don&#8217;t know his children and different children have different temperaments, young children usually pick up a big part of their reaction from the adults who are with them.  If you are dad and the car breaks down and you are upset, the kids will be upset.  If you actually feel calm and relaxed, even if inconvenienced, the kids will probably feel fine too. It&#8217;s also not hard to explain to young kids what&#8217;s happening, too, since young children are mostly concerned with whether they are physically comfortable, safe, and with a protecting adult. They don&#8217;t even develop a mental concept of &#8220;things going wrong&#8221; until maybe age 5, when they start to form abstract mental plans and goals and maps. Children under the age of 5 or so, for example, when lost in the woods, will usually find a nice comfortable place to rest and stay there.  Kids over that age, and many adults, will have a mental concept that &#8220;something is wrong&#8221; and start to panic, starting a chain of events that tends to get them more anxious and more lost. (Check out the book &#8220;Deep Survival&#8221; if this fact interests you).   Definitely having some snacks and drinks in the car is a good idea, and realizing that it&#8217;s probably not going to be that upsetting to them if something happens is another. The only issue here to my mind would be my own anxiety and being worried that the kids will get impatient or uncomfortable if they don&#8217;t have anything to eat or drink.</p>
<p>I would like to say that I fully support Trent or anyone else  getting a new or newer car if he decides he wants to. It&#8217;s really none of my business, and he is best equipped to know what is best for him and his family.</p>
<p>But I  I would be surprised if another $1000 in the truck didn&#8217;t fix it up to the point where it stopped being unreliable and started feeling reliable and safe. </p>
<p>One of the above posters disagreed with the idea that &#8220;If a new car payment would be $350/mo and you spend $1500 every 6 months on repairs for your old one, you are still coming out ahead&#8221;, giving the reason that  &#8220;All that money spent on car repairs would add up to a really large down payment on a new car. Spending $1500 every six months on car repairs for a piece of junk car, would be like remodeling your home, even though the foundation was falling apart.&#8221;</p>
<p>I will address this in two parts. In the first place, no one spends $1500 every six months on repairs on into the indefinite future.  What happens is that you spend 1500, then another 1500, then if you&#8217;re unlucky another, then you don&#8217;t have to spend much of anything for 5 more years, at which point the car is pushing 20 and it makes absolute sense to get a different one. In other words, the repairs themselves are nonrepeating events for all intents and purposes.  When you fix the tranny, the tranny is fixed. When you update the brakes, the brakes are fixed. After that, you just have suspension and engine stuff.  Even if it adds up to a large down payment on a new car, the fact is that with the new car you are gonna still have pay the rest of the cost., whereas with the vehicle you already own, you will have to pay nothing but the future repairs.</p>
<p>In Trent&#8217;s case, he has already spent $3000 in repairs and I would be surprised if he had to spend $1500 more. So the question really is, what kind of a car can Trent buy for $1500?  I&#8217;d say, not much of one. It makes sense to me to keep the vehicle and have maintenace and replacements done on it. Don&#8217;t wait only until things fail, do an head to tail assessment and make a list, then do the important things. Then you&#8217;re done.</p>
<p>The only other question is,  will the $x of repairs now? be so costly as to not be worth it? I would say, estimate how long the frame of the vehicle will last, because that&#8217;s how long you can realistically maintain the vehicle.  Then see if the repairs in that time frame would be more or less than putting out for a newer vehicle.</p>
<p>I would also say that for safety, pay attention first to Brakes&amp; suspension, and secondly to the condition of the engine and transmission. </p>
<p>I do think that anyone who owns a vehicle more than 5 years old and doesn&#8217;t own at least an aftermarket service manual, such as that published by Haynes, and read through it,  is just setting them up for surprises.</p>
<p>I will also admit that I am biased, as I do a lot of my own mechanical work, including the &#8220;big stuff&#8221;, and learning how to do it has made me a lot less scared of my own vehicle.  I know exactly what is up with it, what to expect, and have a list of procedures that I plan to do (usually) or have done (more rarely) and when to do them. It is very rare that something surprises me when it goes bad. Either I knew to expect it, or I pretty quickly can see what it is. In most cases, the car never breaks down anyway, because  i saw that problem a year before it was gonna create a &#8220;situation&#8221; and dealt with it.   If the car does break down (92 Honda Accord), I am not panicked, I am more, like, curious and intrigued. </p>
<p>Best luck to all and also to Trent with his truck/vehicle decision!</p>
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		<title>By: Lorax</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367810</link>
		<dc:creator>Lorax</dc:creator>
		<pubDate>Thu, 04 Sep 2008 02:10:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367810</guid>
		<description><![CDATA[Before you go for the bike option, check the safety of the route - especially in the winter with a trailer. 

It&#039;s only a mile... if the road is safe enough for pedestrians, I&#039;d get a double stroller and walk there until the snow banks get too tall.]]></description>
		<content:encoded><![CDATA[<p>Before you go for the bike option, check the safety of the route &#8211; especially in the winter with a trailer. </p>
<p>It&#8217;s only a mile&#8230; if the road is safe enough for pedestrians, I&#8217;d get a double stroller and walk there until the snow banks get too tall.</p>
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		<title>By: Darin</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367777</link>
		<dc:creator>Darin</dc:creator>
		<pubDate>Thu, 04 Sep 2008 01:18:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367777</guid>
		<description><![CDATA[FYI, you can go to Checker Auto or Autozone and they will let you check the diagnostic code (Check engine light) for free. They let you use the code reader that plugs right into the connector under the dash.

It may not be anything you can fix yourself, but it might give you an idea of what the repairs could cost before you take it to a mechanic. You can also clear the code and see if it comes back or if it was an intermittent problem.]]></description>
		<content:encoded><![CDATA[<p>FYI, you can go to Checker Auto or Autozone and they will let you check the diagnostic code (Check engine light) for free. They let you use the code reader that plugs right into the connector under the dash.</p>
<p>It may not be anything you can fix yourself, but it might give you an idea of what the repairs could cost before you take it to a mechanic. You can also clear the code and see if it comes back or if it was an intermittent problem.</p>
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		<title>By: justin</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367775</link>
		<dc:creator>justin</dc:creator>
		<pubDate>Thu, 04 Sep 2008 01:16:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367775</guid>
		<description><![CDATA[Hey Trent, 
I just wanted to share my thoughts on why I think you should buy a new vehicle. 

1. You can afford it. 
2. You need a reliable car for your kids sake (you never know when an emergency will happen)
3. you have done the research on which cars are reliable.... Toyotas, Hondas, ect. Also, chevys are very reliable cars. My dad was a used car dealer for many years. Most people in the business know that chevys are a lot better than fords.
4. its true that new cars depreciate quickly, but toyotas and hondas hold their value a lot longer. (which you indicated that you would probably get several times)
5. I disagree with this line in comment #2:
If a new car payment would be $350/mo and you spend $1500 every 6 months on repairs for your old one, you are still coming out ahead.

That is not really true if you think about it. All that money spent on car repairs would add up to a really large down payment on a new car. Spending $1500 every six months on car repairs for a piece of junk car, would be like remodeling your home, even though the foundation was falling apart.]]></description>
		<content:encoded><![CDATA[<p>Hey Trent,<br />
I just wanted to share my thoughts on why I think you should buy a new vehicle. </p>
<p>1. You can afford it.<br />
2. You need a reliable car for your kids sake (you never know when an emergency will happen)<br />
3. you have done the research on which cars are reliable&#8230;. Toyotas, Hondas, ect. Also, chevys are very reliable cars. My dad was a used car dealer for many years. Most people in the business know that chevys are a lot better than fords.<br />
4. its true that new cars depreciate quickly, but toyotas and hondas hold their value a lot longer. (which you indicated that you would probably get several times)<br />
5. I disagree with this line in comment #2:<br />
If a new car payment would be $350/mo and you spend $1500 every 6 months on repairs for your old one, you are still coming out ahead.</p>
<p>That is not really true if you think about it. All that money spent on car repairs would add up to a really large down payment on a new car. Spending $1500 every six months on car repairs for a piece of junk car, would be like remodeling your home, even though the foundation was falling apart.</p>
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		<title>By: Robert</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367759</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Thu, 04 Sep 2008 01:00:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367759</guid>
		<description><![CDATA[First guess is fuel filter, possibly fuel pump but much less likely. If you&#039;ve never replaced the filter it needs it anyway; it ususally takes a screwdriver and a little common sense (and possibly some vice grips and a popsicle stick).
I wouldn&#039;t put anything made by Slick 50 in my car. If you want to try a transmission additive in an auto tranny, put a half-can of Sea Foam Trans-tune in it.
Good luck.]]></description>
		<content:encoded><![CDATA[<p>First guess is fuel filter, possibly fuel pump but much less likely. If you&#8217;ve never replaced the filter it needs it anyway; it ususally takes a screwdriver and a little common sense (and possibly some vice grips and a popsicle stick).<br />
I wouldn&#8217;t put anything made by Slick 50 in my car. If you want to try a transmission additive in an auto tranny, put a half-can of Sea Foam Trans-tune in it.<br />
Good luck.</p>
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		<title>By: Shevy</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367745</link>
		<dc:creator>Shevy</dc:creator>
		<pubDate>Thu, 04 Sep 2008 00:35:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367745</guid>
		<description><![CDATA[Thanks for the link for how to install a programmable thermostat.  I&#039;ve been putting this off for a year and I really need to do this before the winter.]]></description>
		<content:encoded><![CDATA[<p>Thanks for the link for how to install a programmable thermostat.  I&#8217;ve been putting this off for a year and I really need to do this before the winter.</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367653</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Wed, 03 Sep 2008 22:20:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367653</guid>
		<description><![CDATA[The last article was good because it was honest, well-written, and thought provoking.]]></description>
		<content:encoded><![CDATA[<p>The last article was good because it was honest, well-written, and thought provoking.</p>
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		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367649</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Wed, 03 Sep 2008 22:19:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367649</guid>
		<description><![CDATA[I would log onto a ford truck internet forum and post the issue, along with a FULL list of all the work you&#039;ve had done and the cost.\

you will find help there.

heck, email the list to me too and I&#039;ll give you an opinion.

without knowing all the background repair work, it&#039;s hard to say what&#039;s a good idea or not.]]></description>
		<content:encoded><![CDATA[<p>I would log onto a ford truck internet forum and post the issue, along with a FULL list of all the work you&#8217;ve had done and the cost.\</p>
<p>you will find help there.</p>
<p>heck, email the list to me too and I&#8217;ll give you an opinion.</p>
<p>without knowing all the background repair work, it&#8217;s hard to say what&#8217;s a good idea or not.</p>
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		<title>By: pima</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367638</link>
		<dc:creator>pima</dc:creator>
		<pubDate>Wed, 03 Sep 2008 22:02:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367638</guid>
		<description><![CDATA[Try getting by on one car for 3 months see how it goes...

I have a friend who is a retired  car repair shop owner
his advise is to buy a car for 90% of your needs and
rent or borrow a vehicle for the other 10%]]></description>
		<content:encoded><![CDATA[<p>Try getting by on one car for 3 months see how it goes&#8230;</p>
<p>I have a friend who is a retired  car repair shop owner<br />
his advise is to buy a car for 90% of your needs and<br />
rent or borrow a vehicle for the other 10%</p>
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		<title>By: pam munro</title>
		<link>http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367602</link>
		<dc:creator>pam munro</dc:creator>
		<pubDate>Wed, 03 Sep 2008 21:24:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/03/the-simple-dollar-weekly-roundup-more-truck-troubles-edition/#comment-367602</guid>
		<description><![CDATA[I agree with the post that said to try additives! I had a NEW car (my only one) that had a transmission that would stick and not go into reverse.  When I took it back to the dealership, the mechanic recommended I try some transmission cleaner before taking the engine apart.  A trip to the store and a few dollars later - voila! the transmission was fine! I just put in some more treatment every time it got stuck - It was dirt or something. Recently the garage said we should replace the radiator on our truck - but was it worth it?  I said to my husband, why not try some Stop Leak stuff first- we did &amp; it&#039;s been going fine through this hot S. Calif. summer! It pays to know just a little bit about cars when yours are old....I have learned a lot thru the years.]]></description>
		<content:encoded><![CDATA[<p>I agree with the post that said to try additives! I had a NEW car (my only one) that had a transmission that would stick and not go into reverse.  When I took it back to the dealership, the mechanic recommended I try some transmission cleaner before taking the engine apart.  A trip to the store and a few dollars later &#8211; voila! the transmission was fine! I just put in some more treatment every time it got stuck &#8211; It was dirt or something. Recently the garage said we should replace the radiator on our truck &#8211; but was it worth it?  I said to my husband, why not try some Stop Leak stuff first- we did &amp; it&#8217;s been going fine through this hot S. Calif. summer! It pays to know just a little bit about cars when yours are old&#8230;.I have learned a lot thru the years.</p>
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