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	<title>Comments on: Creation versus Consumption</title>
	<atom:link href="http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Michelle</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-2/#comment-771202</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Mon, 07 Sep 2009 02:54:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-771202</guid>
		<description>This article reminded me of when I first joined the triathlon team at my college. A lot of people were crazy elitist goons that had all the latest stuff. . . and they were the ones that were serious--winning, coming in second or third. . . There was a small group of us beginners that used beaten up old bikes and cheap running shoes.  For us the goal was participating, making the practices, getting the workouts and pushing our bodies to do something difficult.  A lot of the pressure to buy expensive stuff comes from the people using it and pushing other people to do the same, and it&#039;s difficult to ignore.</description>
		<content:encoded><![CDATA[<p>This article reminded me of when I first joined the triathlon team at my college. A lot of people were crazy elitist goons that had all the latest stuff. . . and they were the ones that were serious&#8211;winning, coming in second or third. . . There was a small group of us beginners that used beaten up old bikes and cheap running shoes.  For us the goal was participating, making the practices, getting the workouts and pushing our bodies to do something difficult.  A lot of the pressure to buy expensive stuff comes from the people using it and pushing other people to do the same, and it&#8217;s difficult to ignore.</p>
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		<title>By: Kathleen</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-2/#comment-771151</link>
		<dc:creator>Kathleen</dc:creator>
		<pubDate>Sun, 06 Sep 2009 23:33:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-771151</guid>
		<description>I like the Moleskine sketchbooks over just about anything, for many reasons (paper, construction, size etc), and do beat them to death, drop them in creeks, take them up volcanoes (well, 1 volcano), but I&#039;ve used pocket spiral notebooks for years and years for writing. I&#039;ve recently &#039;upgraded&#039; to something which was better suited to indexing methods, but that was after 15+ years of spirals.</description>
		<content:encoded><![CDATA[<p>I like the Moleskine sketchbooks over just about anything, for many reasons (paper, construction, size etc), and do beat them to death, drop them in creeks, take them up volcanoes (well, 1 volcano), but I&#8217;ve used pocket spiral notebooks for years and years for writing. I&#8217;ve recently &#8216;upgraded&#8217; to something which was better suited to indexing methods, but that was after 15+ years of spirals.</p>
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		<title>By: Tara S</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-2/#comment-770588</link>
		<dc:creator>Tara S</dc:creator>
		<pubDate>Sat, 05 Sep 2009 21:48:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-770588</guid>
		<description>The best thing I have done for myself in this whole year was to give away 75% of my book collection.  I _love_ books, love reading, and love finding great books.  But it had turned into a burden of consumerism...instead of focusing on doing and creating things, I was weighed down by all the great books on my shelf that I could or should be reading.  Now I have about 50 core books (not including my recipe books!), and a lot less baggage.</description>
		<content:encoded><![CDATA[<p>The best thing I have done for myself in this whole year was to give away 75% of my book collection.  I _love_ books, love reading, and love finding great books.  But it had turned into a burden of consumerism&#8230;instead of focusing on doing and creating things, I was weighed down by all the great books on my shelf that I could or should be reading.  Now I have about 50 core books (not including my recipe books!), and a lot less baggage.</p>
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		<title>By: Caroline</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-2/#comment-370875</link>
		<dc:creator>Caroline</dc:creator>
		<pubDate>Mon, 08 Sep 2008 22:09:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-370875</guid>
		<description>Wow.  Your blog is the best - you&#039;ve got topics I&#039;ve never thought of, and then you also express ideas that I&#039;ve been forming for a long time in my own mind.  Of course it wasn&#039;t just noteboooks and books and even lip gloss for me - there are many examples.  It&#039;s odd how each thing seemed to require a whole new learning process, at least until the big picture formed and I realized that it&#039;s all the same issue.  Sometimes it&#039;s not even my money that&#039;s wasted: I asked for a Spanish class for xmas last year and got a Rosetta Stone instead.  I told my parents that it was having to go to the class that would make me learn.  With more than half the year gone and this lovely new still unopened Rosetta Stone, my vocabulary remains limited to words like &quot;quesadilla&quot; and &quot;agua.&quot;</description>
		<content:encoded><![CDATA[<p>Wow.  Your blog is the best &#8211; you&#8217;ve got topics I&#8217;ve never thought of, and then you also express ideas that I&#8217;ve been forming for a long time in my own mind.  Of course it wasn&#8217;t just noteboooks and books and even lip gloss for me &#8211; there are many examples.  It&#8217;s odd how each thing seemed to require a whole new learning process, at least until the big picture formed and I realized that it&#8217;s all the same issue.  Sometimes it&#8217;s not even my money that&#8217;s wasted: I asked for a Spanish class for xmas last year and got a Rosetta Stone instead.  I told my parents that it was having to go to the class that would make me learn.  With more than half the year gone and this lovely new still unopened Rosetta Stone, my vocabulary remains limited to words like &#8220;quesadilla&#8221; and &#8220;agua.&#8221;</p>
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		<title>By: battra92</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-2/#comment-370599</link>
		<dc:creator>battra92</dc:creator>
		<pubDate>Mon, 08 Sep 2008 13:28:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-370599</guid>
		<description>Kim, (#36) I got my set of clubs at a thrift store for $2 a club. I told my friend I wasn&#039;t sure I would really like the hobby. I do enjoy a good trip to the driving range once in a while when I can spare the $5 but really, why spend all that money on something you use maybe once every week or so. 99% of people playing golf suck royally (I&#039;m probably the worst golfer in history) so better clubs will just make me a broke bad player. 

Anna, I&#039;m debating on trying the cutting 5x8 cards into vertically ruled 3x5s with the guillotine at work.</description>
		<content:encoded><![CDATA[<p>Kim, (#36) I got my set of clubs at a thrift store for $2 a club. I told my friend I wasn&#8217;t sure I would really like the hobby. I do enjoy a good trip to the driving range once in a while when I can spare the $5 but really, why spend all that money on something you use maybe once every week or so. 99% of people playing golf suck royally (I&#8217;m probably the worst golfer in history) so better clubs will just make me a broke bad player. </p>
<p>Anna, I&#8217;m debating on trying the cutting 5&#215;8 cards into vertically ruled 3&#215;5s with the guillotine at work.</p>
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		<title>By: Kim</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-2/#comment-370011</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Sun, 07 Sep 2008 13:43:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-370011</guid>
		<description>My husband has been playing golf with the same set of irons for about 20 years.  Other golfers poke fun at him while they show off their newest sleek shiny clubs (which they replace probably every 1 -2 years at tremendous expense).  DH just smiles and keeps on playing.  And wins every round.</description>
		<content:encoded><![CDATA[<p>My husband has been playing golf with the same set of irons for about 20 years.  Other golfers poke fun at him while they show off their newest sleek shiny clubs (which they replace probably every 1 -2 years at tremendous expense).  DH just smiles and keeps on playing.  And wins every round.</p>
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		<title>By: Ann</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369991</link>
		<dc:creator>Ann</dc:creator>
		<pubDate>Sun, 07 Sep 2008 12:40:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369991</guid>
		<description>I have always loved to sew, but never had time.  When my kids were grown, I started to pick it back up. I spent the first year at the fabric store buying tons of fabric to make this and that, but only making a few things.  It finally dawned on me, when I had so much fabric that I couldn&#039;t find what I needed, that I needed to quit buying and use it all up.  Now I sew and don&#039;t shop at all.. Novel idea. Great personal revelation!</description>
		<content:encoded><![CDATA[<p>I have always loved to sew, but never had time.  When my kids were grown, I started to pick it back up. I spent the first year at the fabric store buying tons of fabric to make this and that, but only making a few things.  It finally dawned on me, when I had so much fabric that I couldn&#8217;t find what I needed, that I needed to quit buying and use it all up.  Now I sew and don&#8217;t shop at all.. Novel idea. Great personal revelation!</p>
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		<title>By: Ken</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369940</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Sun, 07 Sep 2008 09:02:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369940</guid>
		<description>My born-and-bred frugal partner inadvertently produced a mantra that cured me from the type of consumerist overkill Trent is referring to: 

&quot;Quit throwing money at your problems&quot;.

After that sunk in, it illuminated how people all around me were doing exactly that.

Later, she applied a similar line of thought to books.  I kept giving her articles on personal productivity, and talking about books that influenced me...eventually she intimated that I was &quot;throwing a book at things&quot;, instead of just living life.

I ran across a quote from psychologist Eric Berne that acts as something of a zen koan for addressing misconceptions like these: &quot;The moment the little boy is concerned with which is a jay and which is a sparrow, he can no longer see the birds or hear them sing.&quot;</description>
		<content:encoded><![CDATA[<p>My born-and-bred frugal partner inadvertently produced a mantra that cured me from the type of consumerist overkill Trent is referring to: </p>
<p>&#8220;Quit throwing money at your problems&#8221;.</p>
<p>After that sunk in, it illuminated how people all around me were doing exactly that.</p>
<p>Later, she applied a similar line of thought to books.  I kept giving her articles on personal productivity, and talking about books that influenced me&#8230;eventually she intimated that I was &#8220;throwing a book at things&#8221;, instead of just living life.</p>
<p>I ran across a quote from psychologist Eric Berne that acts as something of a zen koan for addressing misconceptions like these: &#8220;The moment the little boy is concerned with which is a jay and which is a sparrow, he can no longer see the birds or hear them sing.&#8221;</p>
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		<title>By: Geoff K</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369768</link>
		<dc:creator>Geoff K</dc:creator>
		<pubDate>Sat, 06 Sep 2008 23:24:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369768</guid>
		<description>Great article. However the concept doesn’t just cover doing activities versus paying for equipment to do them. It applies to a huge amount of life.

Most of our waking life we are either consuming or creating. Driving your car to work? Consuming petrol and an auto industry product. Waiting TV? Consuming entertainment and electricity. Making a product in factory? Creating. Writing an insightful article on The Simple Dollar? Definitely creating.

We are all a mix of consumers and creators to some degree but I personally feel a lot better on the creating side of the coin.</description>
		<content:encoded><![CDATA[<p>Great article. However the concept doesn’t just cover doing activities versus paying for equipment to do them. It applies to a huge amount of life.</p>
<p>Most of our waking life we are either consuming or creating. Driving your car to work? Consuming petrol and an auto industry product. Waiting TV? Consuming entertainment and electricity. Making a product in factory? Creating. Writing an insightful article on The Simple Dollar? Definitely creating.</p>
<p>We are all a mix of consumers and creators to some degree but I personally feel a lot better on the creating side of the coin.</p>
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		<title>By: meepster</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369742</link>
		<dc:creator>meepster</dc:creator>
		<pubDate>Sat, 06 Sep 2008 22:14:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369742</guid>
		<description>So, wait... the message is &quot;buy cheap notebooks - don&#039;t buy expensive notebooks&quot;?  

Personally, I think that if you actually use an item, you should get a top-of-the-line one, and if you don&#039;t use it, you should not get it.  If you use notebooks on a regular basis, get one that will give you pleasure - and use it, of course.  It&#039;s consumerism either way - you are either buying a crappy notebook that looks awful or a nice notebook that looks good; in either case, you are buying something.  There&#039;s really no reason to buy the crappy notebook - if you are going to use a notebook, get a good one, and if you&#039;re not going to use it, just don&#039;t get one at all.  

I own an expensive digital piano.  I use it.  If I had a cheap one, I would not use it because it would not give me pleasure to play it - it would sound awful.  Generally, when it comes to musical instruments, cheap is not good.</description>
		<content:encoded><![CDATA[<p>So, wait&#8230; the message is &#8220;buy cheap notebooks &#8211; don&#8217;t buy expensive notebooks&#8221;?  </p>
<p>Personally, I think that if you actually use an item, you should get a top-of-the-line one, and if you don&#8217;t use it, you should not get it.  If you use notebooks on a regular basis, get one that will give you pleasure &#8211; and use it, of course.  It&#8217;s consumerism either way &#8211; you are either buying a crappy notebook that looks awful or a nice notebook that looks good; in either case, you are buying something.  There&#8217;s really no reason to buy the crappy notebook &#8211; if you are going to use a notebook, get a good one, and if you&#8217;re not going to use it, just don&#8217;t get one at all.  </p>
<p>I own an expensive digital piano.  I use it.  If I had a cheap one, I would not use it because it would not give me pleasure to play it &#8211; it would sound awful.  Generally, when it comes to musical instruments, cheap is not good.</p>
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		<title>By: Brent</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369739</link>
		<dc:creator>Brent</dc:creator>
		<pubDate>Sat, 06 Sep 2008 21:55:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369739</guid>
		<description>Thanks for the reminder. Last spring I spent a couple of months wanting to buy a canoe.  It wasn&#039;t until I went to a local state park on a family camping trip that I realized I could just rent one for the day for under $20. Cheaper and easier than buying and storing one. I need to remember that it&#039;s always better to do instead of want.</description>
		<content:encoded><![CDATA[<p>Thanks for the reminder. Last spring I spent a couple of months wanting to buy a canoe.  It wasn&#8217;t until I went to a local state park on a family camping trip that I realized I could just rent one for the day for under $20. Cheaper and easier than buying and storing one. I need to remember that it&#8217;s always better to do instead of want.</p>
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		<title>By: jana</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369716</link>
		<dc:creator>jana</dc:creator>
		<pubDate>Sat, 06 Sep 2008 20:19:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369716</guid>
		<description>I completely agree with the use ii up philosophy. We buy things for how we wish we were. And then we discover that we are that person...in your case you were always a writer but your perfectionism of having to make it perfect in the moleskin book stopped you from discovering your talent. Well said!</description>
		<content:encoded><![CDATA[<p>I completely agree with the use ii up philosophy. We buy things for how we wish we were. And then we discover that we are that person&#8230;in your case you were always a writer but your perfectionism of having to make it perfect in the moleskin book stopped you from discovering your talent. Well said!</p>
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		<title>By: theBadLibrarian</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369631</link>
		<dc:creator>theBadLibrarian</dc:creator>
		<pubDate>Sat, 06 Sep 2008 16:52:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369631</guid>
		<description>I think it&#039;s not just the case that &#039;necessity is the mother of invention&#039; - i.e. one makes the best of one&#039;s resources - but that restriction actually feeds and enhances creativity in ways that couldn&#039;t have happened without it.

If you don&#039;t have the same old tools, you can&#039;t do things the same old way.  With unlimited supplies/tools/funds, that&#039;s probably exactly what you would have done.  If you read up on a lot of great inventions, many were happy accidents resulting from a resourceful response to restrictions and insufficiency.

I try to apply this in my crafting - fewer expenditures, more ingenious application of intellect to available resources!</description>
		<content:encoded><![CDATA[<p>I think it&#8217;s not just the case that &#8216;necessity is the mother of invention&#8217; &#8211; i.e. one makes the best of one&#8217;s resources &#8211; but that restriction actually feeds and enhances creativity in ways that couldn&#8217;t have happened without it.</p>
<p>If you don&#8217;t have the same old tools, you can&#8217;t do things the same old way.  With unlimited supplies/tools/funds, that&#8217;s probably exactly what you would have done.  If you read up on a lot of great inventions, many were happy accidents resulting from a resourceful response to restrictions and insufficiency.</p>
<p>I try to apply this in my crafting &#8211; fewer expenditures, more ingenious application of intellect to available resources!</p>
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		<title>By: theBadLibrarian</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369628</link>
		<dc:creator>theBadLibrarian</dc:creator>
		<pubDate>Sat, 06 Sep 2008 16:38:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369628</guid>
		<description>There are very few books on my shelves that aren&#039;t listed on Amazon or Green Metropolis, ready for someone to take them off my hands for cash.  If it&#039;s not one of the handful - Diana Wynne Jones, Elaine Dundy, Elizabeth Wurtzel - that I&#039;ll read, re-read, skim through 5-10 times a year - if I might re-read it once a decade, if that...  then however fond my attachment, however fine a book, it&#039;s just clutter taking up space in my life.

Should I let a book go and later want to re-read it...  well, what are public libraries, thrift stores, BookCrossing, GreenMet, Amazon et al for?  Books are a luxury in terms of time - finding enough for reading - not money, any more.</description>
		<content:encoded><![CDATA[<p>There are very few books on my shelves that aren&#8217;t listed on Amazon or Green Metropolis, ready for someone to take them off my hands for cash.  If it&#8217;s not one of the handful &#8211; Diana Wynne Jones, Elaine Dundy, Elizabeth Wurtzel &#8211; that I&#8217;ll read, re-read, skim through 5-10 times a year &#8211; if I might re-read it once a decade, if that&#8230;  then however fond my attachment, however fine a book, it&#8217;s just clutter taking up space in my life.</p>
<p>Should I let a book go and later want to re-read it&#8230;  well, what are public libraries, thrift stores, BookCrossing, GreenMet, Amazon et al for?  Books are a luxury in terms of time &#8211; finding enough for reading &#8211; not money, any more.</p>
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		<title>By: Lianna</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369625</link>
		<dc:creator>Lianna</dc:creator>
		<pubDate>Sat, 06 Sep 2008 16:26:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369625</guid>
		<description>I have an action that goes along with this line of thought: Once a year I go through EVERYTHING I own.  If I haven&#039;t used it in that year, I give it away, to friends or Goodwill.  Period.  This yearly review forces me to be honest with myself, a cathartic experience.  And it results in the satisfaction of knowing that the stuff that had been gathering dust in the corner is now out being put to good use.</description>
		<content:encoded><![CDATA[<p>I have an action that goes along with this line of thought: Once a year I go through EVERYTHING I own.  If I haven&#8217;t used it in that year, I give it away, to friends or Goodwill.  Period.  This yearly review forces me to be honest with myself, a cathartic experience.  And it results in the satisfaction of knowing that the stuff that had been gathering dust in the corner is now out being put to good use.</p>
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		<title>By: Carrie</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369619</link>
		<dc:creator>Carrie</dc:creator>
		<pubDate>Sat, 06 Sep 2008 16:11:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369619</guid>
		<description>Trent, this is one my favorite posts from you and it was very timely for me. We started a rock band at work, and one of the guitar players (who&#039;s not very good) keeps talking about this or that new piece of equipment that he needs to get to sound better. I&#039;ve had to bite my tongue, but I want to tell him that if he spent as much time practicing as he did talking about his rock star fantasies or shopping for new gear, it would make a bigger difference. Both of my bass guitars, by the way, are old and well-loved. Yeah, I could be more fussy about keeping them pristine, but every scratch brings memories of when and where I got it.</description>
		<content:encoded><![CDATA[<p>Trent, this is one my favorite posts from you and it was very timely for me. We started a rock band at work, and one of the guitar players (who&#8217;s not very good) keeps talking about this or that new piece of equipment that he needs to get to sound better. I&#8217;ve had to bite my tongue, but I want to tell him that if he spent as much time practicing as he did talking about his rock star fantasies or shopping for new gear, it would make a bigger difference. Both of my bass guitars, by the way, are old and well-loved. Yeah, I could be more fussy about keeping them pristine, but every scratch brings memories of when and where I got it.</p>
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		<title>By: Kevin</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369614</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Sat, 06 Sep 2008 15:39:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369614</guid>
		<description>GPS wristbands?  $5,000 bikes?  What are these people thinking?</description>
		<content:encoded><![CDATA[<p>GPS wristbands?  $5,000 bikes?  What are these people thinking?</p>
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		<title>By: Katie</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369607</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Sat, 06 Sep 2008 15:19:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369607</guid>
		<description>So true! I spent hundreds of dollars on test prep books I didn&#039;t have a prayer of opening before the exam. While a few of the bunch were helpful, I definitely went overboard, thinking every dollar I spent on it would reap me more points. I did well, but it had much more to with practice time than any PILE of books.</description>
		<content:encoded><![CDATA[<p>So true! I spent hundreds of dollars on test prep books I didn&#8217;t have a prayer of opening before the exam. While a few of the bunch were helpful, I definitely went overboard, thinking every dollar I spent on it would reap me more points. I did well, but it had much more to with practice time than any PILE of books.</p>
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		<title>By: Anna</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369563</link>
		<dc:creator>Anna</dc:creator>
		<pubDate>Sat, 06 Sep 2008 13:22:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369563</guid>
		<description>Not only is this an excellent post, but the comments are high-quality too. They are real contributions to the discussion. 

My version of the Hipster PDA (Battra92, #24) is this: first I cut the 3 x 5 cards in half with a guillotine to make 2.5 x 3 cards; then I attach a mini binder clip at the top. Most notes can be captured in the smaller space, and the card pack and a stubby pencil (never runs out of ink) fit neatly in my pocket.    

(You don&#039;t have a guillotine? They are worth every penny. Just keep yours on top of the refrigerator or somewhere safe where the little kids can&#039;t reach it.)</description>
		<content:encoded><![CDATA[<p>Not only is this an excellent post, but the comments are high-quality too. They are real contributions to the discussion. </p>
<p>My version of the Hipster PDA (Battra92, #24) is this: first I cut the 3 x 5 cards in half with a guillotine to make 2.5 x 3 cards; then I attach a mini binder clip at the top. Most notes can be captured in the smaller space, and the card pack and a stubby pencil (never runs out of ink) fit neatly in my pocket.    </p>
<p>(You don&#8217;t have a guillotine? They are worth every penny. Just keep yours on top of the refrigerator or somewhere safe where the little kids can&#8217;t reach it.)</p>
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		<title>By: Kristen a.k.a. The Frugal Girl</title>
		<link>http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/comment-page-1/#comment-369531</link>
		<dc:creator>Kristen a.k.a. The Frugal Girl</dc:creator>
		<pubDate>Sat, 06 Sep 2008 11:58:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/09/05/creation-versus-consumption/#comment-369531</guid>
		<description>Rick, that is so true...that we need to actually consume, or use what we buy.  And of course, we need to avoid purchasing more than we can consume or use.</description>
		<content:encoded><![CDATA[<p>Rick, that is so true&#8230;that we need to actually consume, or use what we buy.  And of course, we need to avoid purchasing more than we can consume or use.</p>
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