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	<title>Comments on: Review: The Reader&#8217;s Digest Penny Pincher&#8217;s Almanac</title>
	<atom:link href="http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Albert Swedret</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-432406</link>
		<dc:creator>Albert Swedret</dc:creator>
		<pubDate>Sat, 06 Dec 2008 05:34:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-432406</guid>
		<description>Great post, but Swaptree is a much better site. Why didn&#039;t you mention that site???  Better interface, no point system, multi-way trades, and you can tradebooks, DVDs, CDs, and video games. I love the site (www.SwapTree.com).</description>
		<content:encoded><![CDATA[<p>Great post, but Swaptree is a much better site. Why didn&#8217;t you mention that site???  Better interface, no point system, multi-way trades, and you can tradebooks, DVDs, CDs, and video games. I love the site (www.SwapTree.com).</p>
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		<title>By: reulte</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-432373</link>
		<dc:creator>reulte</dc:creator>
		<pubDate>Sat, 06 Dec 2008 03:49:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-432373</guid>
		<description>NJK (#4)  I just read the position paper and, while I may not have gotten the entire concept (it&#039;s somewhat legalistic for light reading late at night on a computer), I really found this (truncated) sentence not to my liking, &quot;..neither the owner of a particular printed book .. may .. dispose of .. by rental, lease, or lending .. within two years of initial publication .. unless that .. person pays .. some fair percentage of the cover price&quot;  

In other words, if I purchased a book, I&#039;d have to read it aloud at communal gatherings to share it with friends and then store it for two years before I get rid of it through lending or re-sell and then paying the author another fee?  Would I be allowed to discard it?  Would someone else be allowed to remove it from my trash?  Cops would cruise local yard sales checking for books published within the last two years, confiscating them and issuing fines.

Haven&#039;t writers figured out that all books swapped were originally purchased?  Haven&#039;t they figured out that most people won&#039;t pay money on a new book by a writer they haven&#039;t read before -- unless it&#039;s already on some best-seller list?  That loaning books introduces people to new writers?

While I&#039;m an avid patron of the local libraries and read over 170 books in any given year, I haven&#039;t purchased more than two books (those were textbooks) in almost a decade.  The concept of getting rid of used book stores and bookswaps sends chills down my spine.  I suspect that enacting NINC&#039;s position would increase the price of books leading to a decrease in sales leading to fewer books and fewer authors published (actually increasing &#039;black market&#039; lending) and drive some publishing houses out of business or at least over to China to decrease costs.  I also think it could lead to more ebooks with more direct control by the author.  

It&#039;s an interesting thought but leaves me with visions of the 15th century -- printed books existed but only the rich had them and the vast majority of people were illiterate.</description>
		<content:encoded><![CDATA[<p>NJK (#4)  I just read the position paper and, while I may not have gotten the entire concept (it&#8217;s somewhat legalistic for light reading late at night on a computer), I really found this (truncated) sentence not to my liking, &#8220;..neither the owner of a particular printed book .. may .. dispose of .. by rental, lease, or lending .. within two years of initial publication .. unless that .. person pays .. some fair percentage of the cover price&#8221;  </p>
<p>In other words, if I purchased a book, I&#8217;d have to read it aloud at communal gatherings to share it with friends and then store it for two years before I get rid of it through lending or re-sell and then paying the author another fee?  Would I be allowed to discard it?  Would someone else be allowed to remove it from my trash?  Cops would cruise local yard sales checking for books published within the last two years, confiscating them and issuing fines.</p>
<p>Haven&#8217;t writers figured out that all books swapped were originally purchased?  Haven&#8217;t they figured out that most people won&#8217;t pay money on a new book by a writer they haven&#8217;t read before &#8212; unless it&#8217;s already on some best-seller list?  That loaning books introduces people to new writers?</p>
<p>While I&#8217;m an avid patron of the local libraries and read over 170 books in any given year, I haven&#8217;t purchased more than two books (those were textbooks) in almost a decade.  The concept of getting rid of used book stores and bookswaps sends chills down my spine.  I suspect that enacting NINC&#8217;s position would increase the price of books leading to a decrease in sales leading to fewer books and fewer authors published (actually increasing &#8216;black market&#8217; lending) and drive some publishing houses out of business or at least over to China to decrease costs.  I also think it could lead to more ebooks with more direct control by the author.  </p>
<p>It&#8217;s an interesting thought but leaves me with visions of the 15th century &#8212; printed books existed but only the rich had them and the vast majority of people were illiterate.</p>
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		<title>By: Saver Queen</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-430577</link>
		<dc:creator>Saver Queen</dc:creator>
		<pubDate>Tue, 02 Dec 2008 21:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-430577</guid>
		<description>Cool! I never thought about the pumice stone or sandpaper - I had no idea that worked!!! I can&#039;t wait to try it.  I HATE how quickly this happens to my sweaters - I end up getting rid of them!</description>
		<content:encoded><![CDATA[<p>Cool! I never thought about the pumice stone or sandpaper &#8211; I had no idea that worked!!! I can&#8217;t wait to try it.  I HATE how quickly this happens to my sweaters &#8211; I end up getting rid of them!</p>
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		<title>By: Catherine</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429774</link>
		<dc:creator>Catherine</dc:creator>
		<pubDate>Mon, 01 Dec 2008 21:37:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429774</guid>
		<description>Probably even cheaper in the long run than using sandpaper to remove sweater pills is to use a pumice stone.  They are sold for this purpose (as &quot;sweater stones&quot;) for about $8, but I imagine any kind of pumice stone would work, and one can probably find a sale on that kind of thing with Christmas coming up.</description>
		<content:encoded><![CDATA[<p>Probably even cheaper in the long run than using sandpaper to remove sweater pills is to use a pumice stone.  They are sold for this purpose (as &#8220;sweater stones&#8221;) for about $8, but I imagine any kind of pumice stone would work, and one can probably find a sale on that kind of thing with Christmas coming up.</p>
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		<title>By: Monkey's Momma</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429495</link>
		<dc:creator>Monkey's Momma</dc:creator>
		<pubDate>Mon, 01 Dec 2008 14:54:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429495</guid>
		<description>I love PaperBackSwap too. I have found so many interesting books, and have saved tons of money!</description>
		<content:encoded><![CDATA[<p>I love PaperBackSwap too. I have found so many interesting books, and have saved tons of money!</p>
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		<title>By: Jessica</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429485</link>
		<dc:creator>Jessica</dc:creator>
		<pubDate>Mon, 01 Dec 2008 14:41:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429485</guid>
		<description>I second the crushed tomatoes. We get tons of cans of crushed and diced tomatoes at Trader Joe&#039;s in the winter when they aren&#039;t available at the farmer&#039;s market.  It takes no more time to make the sauce then dumping out a jar really.

I actually saw an interesting tomato sauce party idea in Real Simple that seemed really frugal.  The hosts provide herbs, garlic, oil, cooking supplies, some pasta and some drinks and snacks.  Each person or couple invited brings 5 lbs of tomatoes and everyone rotates jobs making tomato sauce.  After a meal of pasta, the remaining sauce is divided up among the guests and host to freeze for the rest of the year.</description>
		<content:encoded><![CDATA[<p>I second the crushed tomatoes. We get tons of cans of crushed and diced tomatoes at Trader Joe&#8217;s in the winter when they aren&#8217;t available at the farmer&#8217;s market.  It takes no more time to make the sauce then dumping out a jar really.</p>
<p>I actually saw an interesting tomato sauce party idea in Real Simple that seemed really frugal.  The hosts provide herbs, garlic, oil, cooking supplies, some pasta and some drinks and snacks.  Each person or couple invited brings 5 lbs of tomatoes and everyone rotates jobs making tomato sauce.  After a meal of pasta, the remaining sauce is divided up among the guests and host to freeze for the rest of the year.</p>
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		<title>By: nola</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429434</link>
		<dc:creator>nola</dc:creator>
		<pubDate>Mon, 01 Dec 2008 13:42:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429434</guid>
		<description>Very good article! 
I wish I would have in my rented house the choice of day and nicgt tariff to let run washing machine and dishwasher overnight.</description>
		<content:encoded><![CDATA[<p>Very good article!<br />
I wish I would have in my rented house the choice of day and nicgt tariff to let run washing machine and dishwasher overnight.</p>
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		<title>By: Momma</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429176</link>
		<dc:creator>Momma</dc:creator>
		<pubDate>Mon, 01 Dec 2008 04:29:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429176</guid>
		<description>Wow, I was surprised to see we were already doing or had done several of the things you mention.  Guess we are on the right track for frugality!  :)</description>
		<content:encoded><![CDATA[<p>Wow, I was surprised to see we were already doing or had done several of the things you mention.  Guess we are on the right track for frugality!  :)</p>
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		<title>By: Stephen</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429116</link>
		<dc:creator>Stephen</dc:creator>
		<pubDate>Mon, 01 Dec 2008 03:19:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429116</guid>
		<description>As a note on the gym membership tip, 24 hour fitness will not only provide a free membership for the person teaching, but also one free family membership.  Having taught various classes for about 2 years now, my wife now is teaching two classes a week which, if she weren&#039;t teaching, she&#039;d be going to anyway, so there&#039;s minimal time cost.  Getting the free membership for me as well means that the initial costs (training fees to be &quot;certified&quot; for the various classes -- probably about $200 total) were offset in less than a year.</description>
		<content:encoded><![CDATA[<p>As a note on the gym membership tip, 24 hour fitness will not only provide a free membership for the person teaching, but also one free family membership.  Having taught various classes for about 2 years now, my wife now is teaching two classes a week which, if she weren&#8217;t teaching, she&#8217;d be going to anyway, so there&#8217;s minimal time cost.  Getting the free membership for me as well means that the initial costs (training fees to be &#8220;certified&#8221; for the various classes &#8212; probably about $200 total) were offset in less than a year.</p>
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		<title>By: Chris</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429114</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Mon, 01 Dec 2008 03:15:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429114</guid>
		<description>Yeah, I haven&#039;t seen that one yet either- sounds like a good find!  I recently talked to some friends who take orders for homemade cookies.  They bake the cookies and send them out gift-wrapped as holiday gifts. This is not only a great way to make a little cash on the side, but is also an inexpensive gift if you&#039;re trying to cut back on your holiday spending.</description>
		<content:encoded><![CDATA[<p>Yeah, I haven&#8217;t seen that one yet either- sounds like a good find!  I recently talked to some friends who take orders for homemade cookies.  They bake the cookies and send them out gift-wrapped as holiday gifts. This is not only a great way to make a little cash on the side, but is also an inexpensive gift if you&#8217;re trying to cut back on your holiday spending.</p>
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		<title>By: A Dawn Jornal</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429099</link>
		<dc:creator>A Dawn Jornal</dc:creator>
		<pubDate>Mon, 01 Dec 2008 02:07:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429099</guid>
		<description>I go to Chapters(it&#039;s like Canadian version of Barnes &amp; Noble) twice a week and browse all business and personal finance books. However, I never came across this book. Thanks for the review. 2,753 tips for saving money? - that&#039;s a lot. 
Cheers,
A Dawn Journal
www.adawnjournal.com</description>
		<content:encoded><![CDATA[<p>I go to Chapters(it&#8217;s like Canadian version of Barnes &amp; Noble) twice a week and browse all business and personal finance books. However, I never came across this book. Thanks for the review. 2,753 tips for saving money? &#8211; that&#8217;s a lot.<br />
Cheers,<br />
A Dawn Journal<br />
<a href="http://www.adawnjournal.com" rel="nofollow">http://www.adawnjournal.com</a></p>
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		<title>By: Izabelle</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429086</link>
		<dc:creator>Izabelle</dc:creator>
		<pubDate>Mon, 01 Dec 2008 01:05:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429086</guid>
		<description>Julie, bookmooch.com covers Canada amongst others; however postage for books here is prohibitively expensive (shipping a paperback through Canada Post will set you back around 7 or 8 $). So I quit...</description>
		<content:encoded><![CDATA[<p>Julie, bookmooch.com covers Canada amongst others; however postage for books here is prohibitively expensive (shipping a paperback through Canada Post will set you back around 7 or 8 $). So I quit&#8230;</p>
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		<title>By: CreditShout</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429083</link>
		<dc:creator>CreditShout</dc:creator>
		<pubDate>Mon, 01 Dec 2008 00:57:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429083</guid>
		<description>I&#039;ve actually seen this book around but never got a chance to read it.  Looks like I&#039;m gonna have to pick it up.  I don&#039;t know if I would go as far as staying in a college dorm when vacationing, but the money you can save by doing simple things like turning your hot water heater off during the day if your at work all day can really add up.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve actually seen this book around but never got a chance to read it.  Looks like I&#8217;m gonna have to pick it up.  I don&#8217;t know if I would go as far as staying in a college dorm when vacationing, but the money you can save by doing simple things like turning your hot water heater off during the day if your at work all day can really add up.</p>
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		<title>By: NJK</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-429003</link>
		<dc:creator>NJK</dc:creator>
		<pubDate>Sun, 30 Nov 2008 21:54:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-429003</guid>
		<description>Sigh. Trent, your continued lack of support for working writers is short-sighted. As an aspiring writer yourself, you surely understand the revenue model. A writer&#039;s career is built on sales, not swaps from the second-hand shop. So if people don&#039;t borrow books from the library or -- heaven forbid -- buy them NEW, it adds up to a failure to launch. PLEASE urge your many readers to support writers buy using the library or, if they&#039;re really keen to read something, buying a copy of their own. THANK YOU. (PS - Here is further info on the topic: http://www.ninc.com/position_papers/used_books.asp</description>
		<content:encoded><![CDATA[<p>Sigh. Trent, your continued lack of support for working writers is short-sighted. As an aspiring writer yourself, you surely understand the revenue model. A writer&#8217;s career is built on sales, not swaps from the second-hand shop. So if people don&#8217;t borrow books from the library or &#8212; heaven forbid &#8212; buy them NEW, it adds up to a failure to launch. PLEASE urge your many readers to support writers buy using the library or, if they&#8217;re really keen to read something, buying a copy of their own. THANK YOU. (PS &#8211; Here is further info on the topic: <a href="http://www.ninc.com/position_papers/used_books.asp" rel="nofollow">http://www.ninc.com/position_papers/used_books.asp</a></p>
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		<title>By: Kimberly</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-428987</link>
		<dc:creator>Kimberly</dc:creator>
		<pubDate>Sun, 30 Nov 2008 21:31:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-428987</guid>
		<description>Love the idea of renting out dorm rooms, but be forewarned that all dorms are not created equal!  I have gone to conferences that were held on college campuses where the attendees were placed in dorms.  Some look like fancy one-bedroom apartments, with kitchen areas and amenities.  Others have been bare-bones rooms with plastic twin mattresses, pillows no thicker than pita bread, and no amenities - no trashcan, no toilet paper, no phone, no clock, no nothing!</description>
		<content:encoded><![CDATA[<p>Love the idea of renting out dorm rooms, but be forewarned that all dorms are not created equal!  I have gone to conferences that were held on college campuses where the attendees were placed in dorms.  Some look like fancy one-bedroom apartments, with kitchen areas and amenities.  Others have been bare-bones rooms with plastic twin mattresses, pillows no thicker than pita bread, and no amenities &#8211; no trashcan, no toilet paper, no phone, no clock, no nothing!</p>
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		<title>By: Stop Getting Cheated</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-428969</link>
		<dc:creator>Stop Getting Cheated</dc:creator>
		<pubDate>Sun, 30 Nov 2008 20:15:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-428969</guid>
		<description>Excellent post, Trent. I&#039;ve seen that book advertised, but could never find it at used book stores. I pretty much forgot about it. The tips about using sandpaper on sweater pills and checking your local chamber of commerce for restaurant coupons can be used immediately.

One thing I&#039;ve done over the years that has saved me money is to get my haircut by people going to barber school. (Since I am bald, they really can&#039;t mess it up. Guys who have their hair styled might want to look at this a bit more strongly, though.) Also, I&#039;ve had my vehicle maintenance done at the junior college automotive lab. Oil changes, tune ups, belt replacements, hose replacements cost only for parts. The students in there want to get an &quot;A&quot; and the instructor will check their work.</description>
		<content:encoded><![CDATA[<p>Excellent post, Trent. I&#8217;ve seen that book advertised, but could never find it at used book stores. I pretty much forgot about it. The tips about using sandpaper on sweater pills and checking your local chamber of commerce for restaurant coupons can be used immediately.</p>
<p>One thing I&#8217;ve done over the years that has saved me money is to get my haircut by people going to barber school. (Since I am bald, they really can&#8217;t mess it up. Guys who have their hair styled might want to look at this a bit more strongly, though.) Also, I&#8217;ve had my vehicle maintenance done at the junior college automotive lab. Oil changes, tune ups, belt replacements, hose replacements cost only for parts. The students in there want to get an &#8220;A&#8221; and the instructor will check their work.</p>
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		<title>By: Julie</title>
		<link>http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/comment-page-1/#comment-428963</link>
		<dc:creator>Julie</dc:creator>
		<pubDate>Sun, 30 Nov 2008 20:07:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/2008/11/30/review-the-readers-digest-penny-pinchers-almanac/#comment-428963</guid>
		<description>I really, really wish Paperbackswap was available in Canada. Does anyone know of a similar service for Canadians?</description>
		<content:encoded><![CDATA[<p>I really, really wish Paperbackswap was available in Canada. Does anyone know of a similar service for Canadians?</p>
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