Tap My 401(k) or Borrow From Family?

A while back (actually, almost a year and a half ago now… how time flies…), I talked about using a 401(k) to pay off credit

The Simple Dollar Weekly Roundup: Connection Edition

One of the most fascinating aspects of the internet (for me) is how it allows people with similar perspectives and ideas to eventually find each

What’s It All About?

A few days ago, I had a long email exchange with a friend of mine, who seemed genuinely surprised that I had walked away from

Turning Short-Term Intensity Into Long-Term Intensity

“Eric” writes in with a question/suggestion: We all want to attack our debt, but can we be “gazelle intense” for the next 10 years (or


Christmas Inspiration from a Stick and a Cardboard Box

Late last week, a rather amusing story made the rounds in the mainstream media: the humble wooden stick had been inducted into the National Toy

Reader Mailbag #37

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance

Review: The Little Book of Bull Moves in Bear Markets

Every other Sunday, The Simple Dollar reviews a personal finance book. Peter Schiff is a huge pessimist about the future of the economy, and because

Personal Finance 101: Deflation and You

Addressing Questions You May Have About Deflation Michael writes: I’ve read several articles recently that claim the United States is headed into a period of

Investing in Yourself: Fear of an Apocalyptic Economy

Four or five times a day, I get an email from a reader who is worried about some absolutely apocalyptic prediction about what will happen

Some Thoughts on Personal Finance Coaching

Several people have written to me recently asking questions about programs such as Dave Ramsey’s Financial Peace University and other such personal finance coaching programs.

The Intelligent Investor: The Defensive Investor and Common Stocks

This is the sixth in a weekly series of articles providing a chapter-by-chapter in-depth “book club” reading of Benjamin Graham’s investing classic The Intelligent Investor.


Leaving to be a Stay-At-Home Parent

Kendra writes in: My husband and I are expecting our first child in February. Currently, we’re in great financial shape: we’ve been saving our money


Some Thoughts on the Small House Movement: Is It Something Worth Considering?

Over the last week, several readers have written to me with various comments, suggestions, and questions related to the so-called “small house movement.” Given that

Good Debt vs. Bad Debt

One of the most common ideas that personal finance writers bring up is the distinction between “good debt” and “bad debt.” There are several fairly

The Simple Dollar Weekly Roundup: Saddest Birthday Ever Edition

People who have been Twitter feed already have heard the story, but I thought I’d share it with all of you. My three year old

Taking Dramatic Change One Day at a Time

When I first realized I needed to turn my financial life around, the changes that needed to be made seemed immense. Just thinking about the

How to Make The Simple Dollar More Useful for You

The Simple Dollar receives a lot of visitors each day. Many of you pop onto the home page, see what articles are fresh and new,