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	<title>Comments on: Seven Huge Financial Mistakes I Made During My College Career</title>
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	<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: jejar</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-521418</link>
		<dc:creator>jejar</dc:creator>
		<pubDate>Mon, 16 Feb 2009 03:35:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-521418</guid>
		<description>Thank you for elucidating some difficult financial concepts. I enjoyed reading your article</description>
		<content:encoded><![CDATA[<p>Thank you for elucidating some difficult financial concepts. I enjoyed reading your article</p>
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		<title>By: Cindy</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-506486</link>
		<dc:creator>Cindy</dc:creator>
		<pubDate>Tue, 03 Feb 2009 22:06:01 +0000</pubDate>
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		<description>Wow, this whole article was almost like what happened to me, except I feel worse about my situation. I went straight to a university right after high school thinking film was for me. It wasn&#039;t. Neither was the school. I spent 3 semesters there forcing myself to go on and I just couldn&#039;t. I wasted 30K of my parents money (and I was commuting!) when I could have just gone to a community college or a public 4 year college and spent 4K a year instead. I agree with what Melissa said. There is too much pressure on high school students to go straight to a costly 4 year college when they&#039;re just not ready for it. There’s so much pressure on many kids to get into a four-year school right away, when they just aren’t ready for it. A gap year and public colleges are really what kids these days should be doing.</description>
		<content:encoded><![CDATA[<p>Wow, this whole article was almost like what happened to me, except I feel worse about my situation. I went straight to a university right after high school thinking film was for me. It wasn&#8217;t. Neither was the school. I spent 3 semesters there forcing myself to go on and I just couldn&#8217;t. I wasted 30K of my parents money (and I was commuting!) when I could have just gone to a community college or a public 4 year college and spent 4K a year instead. I agree with what Melissa said. There is too much pressure on high school students to go straight to a costly 4 year college when they&#8217;re just not ready for it. There’s so much pressure on many kids to get into a four-year school right away, when they just aren’t ready for it. A gap year and public colleges are really what kids these days should be doing.</p>
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		<title>By: Cindy</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-506487</link>
		<dc:creator>Cindy</dc:creator>
		<pubDate>Tue, 03 Feb 2009 22:05:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-506487</guid>
		<description>Wow, this whole article was almost like what happened to me, except I feel worse about my situation. I went straight to a university right after high school thinking film was for me. It wasn&#039;t. Neither was the school. I spent 3 semesters there forcing myself to go on and I just couldn&#039;t. I wasted 30K of my parents money (and I was commuting!) when I could have just gone to a community college or a public 4 year college and spent 4K a year instead. I agree with what Melissa said. There is too much pressure on high school students to go straight to a costly 4 year college when they&#039;re just not ready for it. There’s so much pressure on many kids to get into a four-year school right away, when they just aren’t ready for it. A gap year and public colleges are really what kids these days should be doing.</description>
		<content:encoded><![CDATA[<p>Wow, this whole article was almost like what happened to me, except I feel worse about my situation. I went straight to a university right after high school thinking film was for me. It wasn&#8217;t. Neither was the school. I spent 3 semesters there forcing myself to go on and I just couldn&#8217;t. I wasted 30K of my parents money (and I was commuting!) when I could have just gone to a community college or a public 4 year college and spent 4K a year instead. I agree with what Melissa said. There is too much pressure on high school students to go straight to a costly 4 year college when they&#8217;re just not ready for it. There’s so much pressure on many kids to get into a four-year school right away, when they just aren’t ready for it. A gap year and public colleges are really what kids these days should be doing.</p>
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		<title>By: M.K.</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-469304</link>
		<dc:creator>M.K.</dc:creator>
		<pubDate>Fri, 09 Jan 2009 00:32:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-469304</guid>
		<description>All valid points, except I know a good number of people who knew exactly what they wanted to do, got the degree they needed, with excellent grades, etc, got out and went for it and 10 years later realized they were *miserable* in their lives, my own husband included. 

I got out of school and realized I really didn&#039;t know what I wanted to be when I grew up and ditched whatever plans I had. My career path has evolved, based on what I&#039;d studied (engineering), what I like to do (writing), and how our family has grown. It&#039;s a process, and it helps tremendously not to be in debt (no way in the world could my husband have changed careers from lawyer to math teacher and coach with the traditional law school debt) but even if you do everything &quot;right&quot;, it doesn&#039;t mean it&#039;s going to be right for you in 20 years.</description>
		<content:encoded><![CDATA[<p>All valid points, except I know a good number of people who knew exactly what they wanted to do, got the degree they needed, with excellent grades, etc, got out and went for it and 10 years later realized they were *miserable* in their lives, my own husband included. </p>
<p>I got out of school and realized I really didn&#8217;t know what I wanted to be when I grew up and ditched whatever plans I had. My career path has evolved, based on what I&#8217;d studied (engineering), what I like to do (writing), and how our family has grown. It&#8217;s a process, and it helps tremendously not to be in debt (no way in the world could my husband have changed careers from lawyer to math teacher and coach with the traditional law school debt) but even if you do everything &#8220;right&#8221;, it doesn&#8217;t mean it&#8217;s going to be right for you in 20 years.</p>
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		<title>By: Alex</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-469255</link>
		<dc:creator>Alex</dc:creator>
		<pubDate>Thu, 08 Jan 2009 22:37:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-469255</guid>
		<description>Congratulations, Trent -- you&#039;re an idiot, just like the rest of us. You&#039;ve made the same mistakes many of us make, whether enrolled in college or not, during our first few years away from home. But let&#039;s start at the beginning, prior to your number one: You went to college with no interests. (It&#039;s not without its own bit of humor that we find you now in the business of being a miser.) Given the occasion to return to your pimply, awkward, teenage self, you&#039;d spend every moment the same -- BECAUSE YOU WOULDN&#039;T KNOW ANY BETTER. Isn&#039;t this what it means to be young? I&#039;m quite proud of my many fuckups, and there&#039;s truly no reason we can&#039;t all embrace our screwed up pasts with the wonderful sort of comedy that nostalgia can induce. Lighten up, you&#039;re allowed to laugh at yourself. Gauging your current tone, you&#039;ll inevitably flagellate yourself again in a few years. Repentance for your countless sins of today. Get over it.

Should a young student happen upon this article, take note: Do what you want to do. Consider college as but one VERY expensive option among many. There are others available to the self-motivated. If you&#039;d like to learn any skill, craft, or trade, apprentice yourself to a master. You&#039;ll find it is possible, even in our modern era. Believe it or not, you can even be paid while you learn -- quite the opposite of paying college tuition.

Alternatively, bag groceries and spend your minimum wage earnings on drugs or drink for a few months. Whatever you do, at least let it be your decision. You wouldn&#039;t want to regret it like this bitter old troll.</description>
		<content:encoded><![CDATA[<p>Congratulations, Trent &#8212; you&#8217;re an idiot, just like the rest of us. You&#8217;ve made the same mistakes many of us make, whether enrolled in college or not, during our first few years away from home. But let&#8217;s start at the beginning, prior to your number one: You went to college with no interests. (It&#8217;s not without its own bit of humor that we find you now in the business of being a miser.) Given the occasion to return to your pimply, awkward, teenage self, you&#8217;d spend every moment the same &#8212; BECAUSE YOU WOULDN&#8217;T KNOW ANY BETTER. Isn&#8217;t this what it means to be young? I&#8217;m quite proud of my many fuckups, and there&#8217;s truly no reason we can&#8217;t all embrace our screwed up pasts with the wonderful sort of comedy that nostalgia can induce. Lighten up, you&#8217;re allowed to laugh at yourself. Gauging your current tone, you&#8217;ll inevitably flagellate yourself again in a few years. Repentance for your countless sins of today. Get over it.</p>
<p>Should a young student happen upon this article, take note: Do what you want to do. Consider college as but one VERY expensive option among many. There are others available to the self-motivated. If you&#8217;d like to learn any skill, craft, or trade, apprentice yourself to a master. You&#8217;ll find it is possible, even in our modern era. Believe it or not, you can even be paid while you learn &#8212; quite the opposite of paying college tuition.</p>
<p>Alternatively, bag groceries and spend your minimum wage earnings on drugs or drink for a few months. Whatever you do, at least let it be your decision. You wouldn&#8217;t want to regret it like this bitter old troll.</p>
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		<title>By: Tabiji</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-466147</link>
		<dc:creator>Tabiji</dc:creator>
		<pubDate>Tue, 06 Jan 2009 23:47:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-466147</guid>
		<description>Are you stupid? I am.</description>
		<content:encoded><![CDATA[<p>Are you stupid? I am.</p>
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		<title>By: Nick</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-465856</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Tue, 06 Jan 2009 20:11:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-465856</guid>
		<description>As a person currently in college, I think I do the best I can right now. I attended community college for two years, transferred to a university where my tuition is only $3k a year, get good grades, and keep my spending under control. It&#039;s just good to hear things from another person&#039;s perspective. Thanks for this article.</description>
		<content:encoded><![CDATA[<p>As a person currently in college, I think I do the best I can right now. I attended community college for two years, transferred to a university where my tuition is only $3k a year, get good grades, and keep my spending under control. It&#8217;s just good to hear things from another person&#8217;s perspective. Thanks for this article.</p>
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		<title>By: Jason from MoneyTheory</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-464882</link>
		<dc:creator>Jason from MoneyTheory</dc:creator>
		<pubDate>Tue, 06 Jan 2009 08:39:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-464882</guid>
		<description>I agree with many of your points, and many of the individual comments.  Unless a person feels quite strongly about what he is entering college for, and is very confident that it is a lasting choice, I think that it can be a gamble.  And even if he does feel he has it figured out, it is quite likely that, after graduating, he may have difficulty finding a job in the field, may be losing the passion for that area, or may decide that another field is more appropriate, thereby requiring further education.

As a manager, I have seen so many resumes come across my desk from people with degrees in totally different fields that are essentially irrelevant to the job they are applying for, aside from the general skills they may learn from just going to college.  It could be because of some of the reasons above, or a myriad of other explanations.

College education is extremely important, but I agree strongly Trent with your conclusion in your previous post &quot;Is College Really Necessary For All High School Graduates.&quot;  I feel that a &quot;one-size-fits-all&quot; approach to college education is not appropriate for all people, and can be limiting one&#039;s true passions and abilities in many circumstances.</description>
		<content:encoded><![CDATA[<p>I agree with many of your points, and many of the individual comments.  Unless a person feels quite strongly about what he is entering college for, and is very confident that it is a lasting choice, I think that it can be a gamble.  And even if he does feel he has it figured out, it is quite likely that, after graduating, he may have difficulty finding a job in the field, may be losing the passion for that area, or may decide that another field is more appropriate, thereby requiring further education.</p>
<p>As a manager, I have seen so many resumes come across my desk from people with degrees in totally different fields that are essentially irrelevant to the job they are applying for, aside from the general skills they may learn from just going to college.  It could be because of some of the reasons above, or a myriad of other explanations.</p>
<p>College education is extremely important, but I agree strongly Trent with your conclusion in your previous post &#8220;Is College Really Necessary For All High School Graduates.&#8221;  I feel that a &#8220;one-size-fits-all&#8221; approach to college education is not appropriate for all people, and can be limiting one&#8217;s true passions and abilities in many circumstances.</p>
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		<title>By: RenaissanceTrophyWife</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-464213</link>
		<dc:creator>RenaissanceTrophyWife</dc:creator>
		<pubDate>Mon, 05 Jan 2009 22:59:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-464213</guid>
		<description>My biggest piece of advice:  find someone who&#039;s where you want to be, 5 or 10 years from now, and evaluate how they got there, what they did right, what they did wrong, and how you can apply that (or not) to your own situation.  Look at career path, lifestyle, personality type... and see if you can picture yourself doing that.  It&#039;s not important what your degree says if you can demonstrate a passion and a genuine interest in the field.

College/grad school is great because it exposes you to a wealth of people who have highly varied experiences; but in the end it is what you make of it.

@Amateur: great advice, and I would highlight #7 as well. I consistently propped up my college boyfriend academically, and when I went to medical school I decided to focus on myself and consciously stayed away from serious relationships.  Even if you date someone who has similar life goals, what happens if they get a promotion and need to move across the country, and you have to choose between your career and going with them?  Do things for yourself first, then get serious when you&#039;re a little more settled.  It&#039;s ok to be selfish sometimes.</description>
		<content:encoded><![CDATA[<p>My biggest piece of advice:  find someone who&#8217;s where you want to be, 5 or 10 years from now, and evaluate how they got there, what they did right, what they did wrong, and how you can apply that (or not) to your own situation.  Look at career path, lifestyle, personality type&#8230; and see if you can picture yourself doing that.  It&#8217;s not important what your degree says if you can demonstrate a passion and a genuine interest in the field.</p>
<p>College/grad school is great because it exposes you to a wealth of people who have highly varied experiences; but in the end it is what you make of it.</p>
<p>@Amateur: great advice, and I would highlight #7 as well. I consistently propped up my college boyfriend academically, and when I went to medical school I decided to focus on myself and consciously stayed away from serious relationships.  Even if you date someone who has similar life goals, what happens if they get a promotion and need to move across the country, and you have to choose between your career and going with them?  Do things for yourself first, then get serious when you&#8217;re a little more settled.  It&#8217;s ok to be selfish sometimes.</p>
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		<title>By: Amateur</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-464060</link>
		<dc:creator>Amateur</dc:creator>
		<pubDate>Mon, 05 Jan 2009 20:52:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-464060</guid>
		<description>Some advice I could give to those entering college: 

1) Treat it as a job, your job as a student is to learn, publish, and push out a grade for each class.

2) If subjects are hard, which they will very well be depending on major, find others to study with and seek free tutoring on campus.

3) You don&#039;t have to declare a major right away, but do take core subjects like math up to Calc 1, and Physics with lab studies. They will be useful later as padding for required courses and specialized degrees, as well.

4) If you commute, you can always split core classes for a cheaper rate (check for transfer requirements) at a community college and only take the required specialized classes at the main college. The savings are literally in thousands.

5) Do take on internships, it offers a way to see how professionals work and you&#039;ll need the contacts some day.

6) Do not laugh off C grades, it won&#039;t be as funny 5 years down the road when you decide you need a graduate degree and doors aren&#039;t as wide open as you imagined for programs you&#039;d like to attend. 

7) Lastly, the most uncommon advice, if you start dating someone while in college, do not follow them around or cater your courses and studies around them, it usually won&#039;t do you any good in the grand scheme unless you are both majoring in the exact same thing with similar life goals.</description>
		<content:encoded><![CDATA[<p>Some advice I could give to those entering college: </p>
<p>1) Treat it as a job, your job as a student is to learn, publish, and push out a grade for each class.</p>
<p>2) If subjects are hard, which they will very well be depending on major, find others to study with and seek free tutoring on campus.</p>
<p>3) You don&#8217;t have to declare a major right away, but do take core subjects like math up to Calc 1, and Physics with lab studies. They will be useful later as padding for required courses and specialized degrees, as well.</p>
<p>4) If you commute, you can always split core classes for a cheaper rate (check for transfer requirements) at a community college and only take the required specialized classes at the main college. The savings are literally in thousands.</p>
<p>5) Do take on internships, it offers a way to see how professionals work and you&#8217;ll need the contacts some day.</p>
<p>6) Do not laugh off C grades, it won&#8217;t be as funny 5 years down the road when you decide you need a graduate degree and doors aren&#8217;t as wide open as you imagined for programs you&#8217;d like to attend. </p>
<p>7) Lastly, the most uncommon advice, if you start dating someone while in college, do not follow them around or cater your courses and studies around them, it usually won&#8217;t do you any good in the grand scheme unless you are both majoring in the exact same thing with similar life goals.</p>
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		<title>By: SwingCheese</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-463968</link>
		<dc:creator>SwingCheese</dc:creator>
		<pubDate>Mon, 05 Jan 2009 19:38:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463968</guid>
		<description>@Melissa:

Very well put. Taking courses at a community college can be a great way to discover what truly interests you while avoiding the debt of a traditional four year school</description>
		<content:encoded><![CDATA[<p>@Melissa:</p>
<p>Very well put. Taking courses at a community college can be a great way to discover what truly interests you while avoiding the debt of a traditional four year school</p>
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		<title>By: kck2780</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-463780</link>
		<dc:creator>kck2780</dc:creator>
		<pubDate>Mon, 05 Jan 2009 16:37:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463780</guid>
		<description>Story of my (and husband&#039;s) life...

One could argue you are wiser and more knowledgeable because of your experiences. Hard lessons learned.</description>
		<content:encoded><![CDATA[<p>Story of my (and husband&#8217;s) life&#8230;</p>
<p>One could argue you are wiser and more knowledgeable because of your experiences. Hard lessons learned.</p>
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		<title>By: Andrea</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-463684</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Mon, 05 Jan 2009 15:15:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463684</guid>
		<description>The thing I wish I had done in college was having a true emergency fund.  I had just enough in loans to pay my tuition and living expenses, but if something unexpected happened, I had no safety net that wasn&#039;t my parents.  Which meant that when my parents couldn&#039;t or wouldn&#039;t pay for something, I had to put it on a credit card.  Those unexpected minor emergencies during college and the lack of a true emergency fund are the only reason I still have any credit card debt at all. 

I did work part time through most of college, but very few hours at a crap job because my parents frowned on working while studying (especially my first year) and because I had some health problems and actually took a semester off because of it.  But looking back I would have made a huge effort when I was healthy to save every penny of my part time income so that I could have paid for life&#039;s little surprises in cash, rather than accumulating more debt on top of the student loans.</description>
		<content:encoded><![CDATA[<p>The thing I wish I had done in college was having a true emergency fund.  I had just enough in loans to pay my tuition and living expenses, but if something unexpected happened, I had no safety net that wasn&#8217;t my parents.  Which meant that when my parents couldn&#8217;t or wouldn&#8217;t pay for something, I had to put it on a credit card.  Those unexpected minor emergencies during college and the lack of a true emergency fund are the only reason I still have any credit card debt at all. </p>
<p>I did work part time through most of college, but very few hours at a crap job because my parents frowned on working while studying (especially my first year) and because I had some health problems and actually took a semester off because of it.  But looking back I would have made a huge effort when I was healthy to save every penny of my part time income so that I could have paid for life&#8217;s little surprises in cash, rather than accumulating more debt on top of the student loans.</p>
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		<title>By: Onaclov2000</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-463659</link>
		<dc:creator>Onaclov2000</dc:creator>
		<pubDate>Mon, 05 Jan 2009 14:59:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463659</guid>
		<description>First I would like to say thank you to those who pointed me in a direction, I hadn&#039;t thought to actually check with the school about my problems concentrating etc...
and second
A Girl @ 6:29 pm January 4th, 2009 (comment #26)
with regards to your 1. statement, 
I suppose some people might consider having to pay themselves enough of a incentive, but I would have to say that with student loans you don&#039;t feel like you&#039;re paying until when you do you realize &quot;CRAP What have I done?!?!?!?&quot;
I am working on paying off about $18K in student loans, you can over &quot;fund&quot; and get &quot;free money&quot; only it&#039;s not free money, you do have to pay it off.

Long story short, even with student loans you don&#039;t feel like you&#039;re paying, especially if no one is really reminding you (constantly)!!!

my $.02</description>
		<content:encoded><![CDATA[<p>First I would like to say thank you to those who pointed me in a direction, I hadn&#8217;t thought to actually check with the school about my problems concentrating etc&#8230;<br />
and second<br />
A Girl @ 6:29 pm January 4th, 2009 (comment #26)<br />
with regards to your 1. statement,<br />
I suppose some people might consider having to pay themselves enough of a incentive, but I would have to say that with student loans you don&#8217;t feel like you&#8217;re paying until when you do you realize &#8220;CRAP What have I done?!?!?!?&#8221;<br />
I am working on paying off about $18K in student loans, you can over &#8220;fund&#8221; and get &#8220;free money&#8221; only it&#8217;s not free money, you do have to pay it off.</p>
<p>Long story short, even with student loans you don&#8217;t feel like you&#8217;re paying, especially if no one is really reminding you (constantly)!!!</p>
<p>my $.02</p>
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		<title>By: Balfour</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-2/#comment-463531</link>
		<dc:creator>Balfour</dc:creator>
		<pubDate>Mon, 05 Jan 2009 13:58:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463531</guid>
		<description>Hindsight is 20-20 vision.  Fortunately, when I was in college, they weren&#039;t handing out credit cards--it was before the credit card boom.  That should definitely change and shouldn&#039;t be only dependent on the self-control of 18 year olds on their own for the first time.</description>
		<content:encoded><![CDATA[<p>Hindsight is 20-20 vision.  Fortunately, when I was in college, they weren&#8217;t handing out credit cards&#8211;it was before the credit card boom.  That should definitely change and shouldn&#8217;t be only dependent on the self-control of 18 year olds on their own for the first time.</p>
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		<title>By: plonkee</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-1/#comment-463460</link>
		<dc:creator>plonkee</dc:creator>
		<pubDate>Mon, 05 Jan 2009 13:06:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463460</guid>
		<description>In England, it&#039;s very difficult to enter university without a clue as to what you want to study as we are forced to specialise early (3 or 4 subjects after 16, 1 or 2 at college). Most people pick a subject that they are fairly interested in and manage to graduate on time. This helps avoid mistakes 1 and 2, although it has it&#039;s own disadvantages.

I too spent hours playing video games with friends that I haven&#039;t spoken to since graduation. For me, however, times like these were some of the highlights of my college life. I have a lot of time to be worthy, and I managed to get an excellent degree classification. Wasting free time at uni helped me become more myself, which in turn has helped me into a career that I really, really love.

I think if you can avoid most of these pitfalls, the rest might not turn out to be really mistakes.</description>
		<content:encoded><![CDATA[<p>In England, it&#8217;s very difficult to enter university without a clue as to what you want to study as we are forced to specialise early (3 or 4 subjects after 16, 1 or 2 at college). Most people pick a subject that they are fairly interested in and manage to graduate on time. This helps avoid mistakes 1 and 2, although it has it&#8217;s own disadvantages.</p>
<p>I too spent hours playing video games with friends that I haven&#8217;t spoken to since graduation. For me, however, times like these were some of the highlights of my college life. I have a lot of time to be worthy, and I managed to get an excellent degree classification. Wasting free time at uni helped me become more myself, which in turn has helped me into a career that I really, really love.</p>
<p>I think if you can avoid most of these pitfalls, the rest might not turn out to be really mistakes.</p>
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		<title>By: bliss</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-1/#comment-463362</link>
		<dc:creator>bliss</dc:creator>
		<pubDate>Mon, 05 Jan 2009 12:10:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463362</guid>
		<description>My daughter is only 11 but I&#039;m e-mailing this link  to her today. Then I&#039;ll do it again next year. After that I&#039;ll send it every six months or so.

Coupled with our lifestyle, by the time she gets tired of reading it, she&#039;ll GET it. 

Thanks much!</description>
		<content:encoded><![CDATA[<p>My daughter is only 11 but I&#8217;m e-mailing this link  to her today. Then I&#8217;ll do it again next year. After that I&#8217;ll send it every six months or so.</p>
<p>Coupled with our lifestyle, by the time she gets tired of reading it, she&#8217;ll GET it. </p>
<p>Thanks much!</p>
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		<title>By: DR</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-1/#comment-463278</link>
		<dc:creator>DR</dc:creator>
		<pubDate>Mon, 05 Jan 2009 11:13:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463278</guid>
		<description>Been there, done that!</description>
		<content:encoded><![CDATA[<p>Been there, done that!</p>
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		<title>By: Ben</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-1/#comment-463036</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Mon, 05 Jan 2009 06:30:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463036</guid>
		<description>Trent, I agree with this post completely. I graduated college about 3 years ago with a marketing degree, and am still deciding what to do with my life. 
Changing the subject completely however, I notice that you have an advertisement on your website of Robert Kiyosaki&#039;s new book Rich Brother Rich Sister. Just wondering what your opinion of this hack is or if you have done any research on him. In my opinion (and many others), he wrote one fairly decent book on &quot;mental finance&quot; years ago and has simply rehashed the same principles about 12 times. So basically he is ripping off the same people he pretends to be imparting so much financial knowledge to. Anyway, good post and hope you don&#039;t waste too much time on Kiyosaki.</description>
		<content:encoded><![CDATA[<p>Trent, I agree with this post completely. I graduated college about 3 years ago with a marketing degree, and am still deciding what to do with my life.<br />
Changing the subject completely however, I notice that you have an advertisement on your website of Robert Kiyosaki&#8217;s new book Rich Brother Rich Sister. Just wondering what your opinion of this hack is or if you have done any research on him. In my opinion (and many others), he wrote one fairly decent book on &#8220;mental finance&#8221; years ago and has simply rehashed the same principles about 12 times. So basically he is ripping off the same people he pretends to be imparting so much financial knowledge to. Anyway, good post and hope you don&#8217;t waste too much time on Kiyosaki.</p>
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		<title>By: libraripagan</title>
		<link>http://www.thesimpledollar.com/2009/01/04/seven-huge-financial-mistakes-i-made-during-my-college-career/comment-page-1/#comment-463008</link>
		<dc:creator>libraripagan</dc:creator>
		<pubDate>Mon, 05 Jan 2009 05:52:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=2974#comment-463008</guid>
		<description>While my mistakes didn&#039;t cost me *as* much, my conclusions were similar.  The problem is that, coming out of high school, you really don&#039;t know what college will be like &amp; you may not be sure what you want to major in.  My best advice to someone who isn&#039;t sure is to go to a two year school and dabble on the cheap.  (As college goes anyway.)  Unless you have all of those scholarships to cover your full ride, it just doesn&#039;t make sense to spend a lot of money exploring.  Particularly if your high school didn&#039;t have the classes you would have wanted to try out.</description>
		<content:encoded><![CDATA[<p>While my mistakes didn&#8217;t cost me *as* much, my conclusions were similar.  The problem is that, coming out of high school, you really don&#8217;t know what college will be like &amp; you may not be sure what you want to major in.  My best advice to someone who isn&#8217;t sure is to go to a two year school and dabble on the cheap.  (As college goes anyway.)  Unless you have all of those scholarships to cover your full ride, it just doesn&#8217;t make sense to spend a lot of money exploring.  Particularly if your high school didn&#8217;t have the classes you would have wanted to try out.</p>
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