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	<title>Comments on: The Giving Pocket</title>
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	<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Lou</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-801161</link>
		<dc:creator>Lou</dc:creator>
		<pubDate>Sat, 31 Oct 2009 22:13:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-801161</guid>
		<description>I have several times put cash in an envelope for a family in my faith community that was having a hard time.  I put the congregational address as the return address on the envelope.  The only person who knows about this is the church secretary.  I just told her that if a cash-containing envelope comes back marked undeliverable AND she hasn&#039;t a forwarding address, that it&#039;s a contribution.</description>
		<content:encoded><![CDATA[<p>I have several times put cash in an envelope for a family in my faith community that was having a hard time.  I put the congregational address as the return address on the envelope.  The only person who knows about this is the church secretary.  I just told her that if a cash-containing envelope comes back marked undeliverable AND she hasn&#8217;t a forwarding address, that it&#8217;s a contribution.</p>
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		<title>By: Kim</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-800920</link>
		<dc:creator>Kim</dc:creator>
		<pubDate>Sat, 31 Oct 2009 13:32:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-800920</guid>
		<description>Some of the posts here have been too harsh to read in one sitting.  Seriously.  So I came back to it.  I&#039;m still so saddened by the lack of compassion, the harshness, the coolness, even the attacking of people who give of their own money to meet the needs of another.  I truly hope that such coldness and cynicism is unintentional.  

It does not correlate that giving equates to some kind of big daddy complex.  Giving is an act of love.  What is big daddy is the way people are sometimes treated by charities and government programs.  

What is kindness and love is the way a stranger came to my aid and helped me with yard work that was simply too much for me, or the marines who helped me pack when I had to move.  

I choose to err on the side of compassion and giving, personally.  If I occasionally get taken, okay.  Truly, I&#039;m okay with that, though I do try to be smart about it.  

The problem I have with a lot of charities and government programs isn&#039;t that they shouldn&#039;t exist, but that they only wish to help when a need fits into a specific box.  If one thing puts you out of that box, then the person doesn&#039;t qualify for assistance.  Not that they aren&#039;t needy, simply that they don&#039;t qualify.  Their need isn&#039;t the specific need that is met.

I can, however, see something the agencies cannot.  I can see that two elderly people forced to move, and living on a fixed income need help.  I can see a single mom who got laid off again needs food for her children.  I can see that a relative who just started a job, won&#039;t get paid for two weeks and the food bank says come back in three, isn&#039;t going to make it that long.  

There was a regular beggar at the off ramp on my way to work.  He looked strung out, but he also appeared to be living under the nearby bridge.  Yet something about him captivated me, haunted my thoughts, yet I am so clueless in the morning, I never remembered to pack him some food.  

It was a Friday before a long weekend and there he stood.  Despite his wild eyes, something about him reminded me of Jesus and so I prayed that I would remember him on Tuesday.

On that Tuesday morning, there was a line of cars, and about every other one was (for a change) handing him bags of food or cash.  He had a stunned expression on his face, but I stopped and even having witnessed what already happened, I handed him the bag I had prepared that morning.

I watched in my rear view mirror as this continued, about every other car.

I never saw him again, though he had been a fixture for so long.  I often wonder about him and the impact of that day of charity upon him.  It made an impact on me.  I love the whole idea of being prepared to give, not JUST with money, but with things like food that is ready to give, extra gloves or a coat in the trunk of my car.

In addition to planned giving to the local shelters, to worldwide hunger campaigns and the like, this keeps me from being so removed from need that that my compassion fails me and that I forget to be grateful for my own blessings.

And having read more of these comments, I am struck by the need for MORE compassion rather than less.  It seems that people are quite ready to blame the needy for their distress, rather than to help them in the midst of it and perhaps to guide them out of it.</description>
		<content:encoded><![CDATA[<p>Some of the posts here have been too harsh to read in one sitting.  Seriously.  So I came back to it.  I&#8217;m still so saddened by the lack of compassion, the harshness, the coolness, even the attacking of people who give of their own money to meet the needs of another.  I truly hope that such coldness and cynicism is unintentional.  </p>
<p>It does not correlate that giving equates to some kind of big daddy complex.  Giving is an act of love.  What is big daddy is the way people are sometimes treated by charities and government programs.  </p>
<p>What is kindness and love is the way a stranger came to my aid and helped me with yard work that was simply too much for me, or the marines who helped me pack when I had to move.  </p>
<p>I choose to err on the side of compassion and giving, personally.  If I occasionally get taken, okay.  Truly, I&#8217;m okay with that, though I do try to be smart about it.  </p>
<p>The problem I have with a lot of charities and government programs isn&#8217;t that they shouldn&#8217;t exist, but that they only wish to help when a need fits into a specific box.  If one thing puts you out of that box, then the person doesn&#8217;t qualify for assistance.  Not that they aren&#8217;t needy, simply that they don&#8217;t qualify.  Their need isn&#8217;t the specific need that is met.</p>
<p>I can, however, see something the agencies cannot.  I can see that two elderly people forced to move, and living on a fixed income need help.  I can see a single mom who got laid off again needs food for her children.  I can see that a relative who just started a job, won&#8217;t get paid for two weeks and the food bank says come back in three, isn&#8217;t going to make it that long.  </p>
<p>There was a regular beggar at the off ramp on my way to work.  He looked strung out, but he also appeared to be living under the nearby bridge.  Yet something about him captivated me, haunted my thoughts, yet I am so clueless in the morning, I never remembered to pack him some food.  </p>
<p>It was a Friday before a long weekend and there he stood.  Despite his wild eyes, something about him reminded me of Jesus and so I prayed that I would remember him on Tuesday.</p>
<p>On that Tuesday morning, there was a line of cars, and about every other one was (for a change) handing him bags of food or cash.  He had a stunned expression on his face, but I stopped and even having witnessed what already happened, I handed him the bag I had prepared that morning.</p>
<p>I watched in my rear view mirror as this continued, about every other car.</p>
<p>I never saw him again, though he had been a fixture for so long.  I often wonder about him and the impact of that day of charity upon him.  It made an impact on me.  I love the whole idea of being prepared to give, not JUST with money, but with things like food that is ready to give, extra gloves or a coat in the trunk of my car.</p>
<p>In addition to planned giving to the local shelters, to worldwide hunger campaigns and the like, this keeps me from being so removed from need that that my compassion fails me and that I forget to be grateful for my own blessings.</p>
<p>And having read more of these comments, I am struck by the need for MORE compassion rather than less.  It seems that people are quite ready to blame the needy for their distress, rather than to help them in the midst of it and perhaps to guide them out of it.</p>
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		<title>By: TJ</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-550211</link>
		<dc:creator>TJ</dc:creator>
		<pubDate>Wed, 04 Mar 2009 00:22:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-550211</guid>
		<description>My goodness!  Trent what you did was good, and I&#039;m not sure why others can&#039;t see that.  Not all people get help from charities.  Even if the charities have the food and money, some people may not get enough help.  

I like to keep food in my car that can be handed over to people in need.  I work for a nonprofit that works closely with the homeless network in our area.  Many of these people do get help from different charities but it doesn&#039;t meet their needs.  Giving them a few cans of food or some granola bars helps them make ends meet.  I also like to carry pet food, as there are a few homeless in our area that have dogs who share in what meager food they receive.</description>
		<content:encoded><![CDATA[<p>My goodness!  Trent what you did was good, and I&#8217;m not sure why others can&#8217;t see that.  Not all people get help from charities.  Even if the charities have the food and money, some people may not get enough help.  </p>
<p>I like to keep food in my car that can be handed over to people in need.  I work for a nonprofit that works closely with the homeless network in our area.  Many of these people do get help from different charities but it doesn&#8217;t meet their needs.  Giving them a few cans of food or some granola bars helps them make ends meet.  I also like to carry pet food, as there are a few homeless in our area that have dogs who share in what meager food they receive.</p>
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		<title>By: Rich</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-541048</link>
		<dc:creator>Rich</dc:creator>
		<pubDate>Fri, 27 Feb 2009 20:06:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-541048</guid>
		<description>&quot;There are two ways of thinking about it. Either you give money, and some of it may go to people who are not “deserving.” Or you don’t give money, and some people who are truly desperate will go without.&quot; -Faculties

Like another (just one, as far as I can tell!) poster mentioned, it doesn&#039;t have to be money or nothing.  I usually carry around a 5$ McDonald&#039;s gift card for this purpose.</description>
		<content:encoded><![CDATA[<p>&#8220;There are two ways of thinking about it. Either you give money, and some of it may go to people who are not “deserving.” Or you don’t give money, and some people who are truly desperate will go without.&#8221; -Faculties</p>
<p>Like another (just one, as far as I can tell!) poster mentioned, it doesn&#8217;t have to be money or nothing.  I usually carry around a 5$ McDonald&#8217;s gift card for this purpose.</p>
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		<title>By: punditius</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-537951</link>
		<dc:creator>punditius</dc:creator>
		<pubDate>Thu, 26 Feb 2009 04:22:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-537951</guid>
		<description>We budget for unanticipated charity, in addition to church &amp; the combined campaign &amp; such. We set up a charitable checking account &amp; put a set amount of money into it each paycheck. That money is for our unplanned charitable giving - that is, we plan to give it, we just don&#039;t know who we are giving it to until the occasion arises.

So the girl who needs surgery gets a check, the band that wants to go to DC to play for Obama&#039;s inauguration gets a check (we voted for McCain!), and so forth.  

We usually have about 500 bucks in the account when some need arises. The objective is to spend it all by the end of the year, &amp; start off the next year with one dollar in the account.</description>
		<content:encoded><![CDATA[<p>We budget for unanticipated charity, in addition to church &amp; the combined campaign &amp; such. We set up a charitable checking account &amp; put a set amount of money into it each paycheck. That money is for our unplanned charitable giving &#8211; that is, we plan to give it, we just don&#8217;t know who we are giving it to until the occasion arises.</p>
<p>So the girl who needs surgery gets a check, the band that wants to go to DC to play for Obama&#8217;s inauguration gets a check (we voted for McCain!), and so forth.  </p>
<p>We usually have about 500 bucks in the account when some need arises. The objective is to spend it all by the end of the year, &amp; start off the next year with one dollar in the account.</p>
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		<title>By: Seasongs</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-537341</link>
		<dc:creator>Seasongs</dc:creator>
		<pubDate>Wed, 25 Feb 2009 18:08:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-537341</guid>
		<description>We have been burned often, but it&#039;s always best to &quot;err on the side of grace.&quot;  I really like the idea of keeping granola bars/fruit in the car, instead of passing out cash.  So many street people drink or smoke their money.</description>
		<content:encoded><![CDATA[<p>We have been burned often, but it&#8217;s always best to &#8220;err on the side of grace.&#8221;  I really like the idea of keeping granola bars/fruit in the car, instead of passing out cash.  So many street people drink or smoke their money.</p>
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		<title>By: Jen</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-535866</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Tue, 24 Feb 2009 22:38:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-535866</guid>
		<description>I read this yesterday, and the thought that stuck with me all day was, why didn&#039;t Trent call the police and report an abandoned child in a dumpster?  Surely that would have done the kid more good than giving him fresher french fries.</description>
		<content:encoded><![CDATA[<p>I read this yesterday, and the thought that stuck with me all day was, why didn&#8217;t Trent call the police and report an abandoned child in a dumpster?  Surely that would have done the kid more good than giving him fresher french fries.</p>
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		<title>By: Debt Free Adventure</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-535597</link>
		<dc:creator>Debt Free Adventure</dc:creator>
		<pubDate>Tue, 24 Feb 2009 16:48:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-535597</guid>
		<description>My wife &amp; I were just discussing this topic last night.

We deduced that our affluence lends us to ungratefulness and an irreverence of God.  Would-to-God that we were a more humble and thankful people.

Thanks Trent, I will work to apply this lesson to my life.

DebtFREEk!</description>
		<content:encoded><![CDATA[<p>My wife &amp; I were just discussing this topic last night.</p>
<p>We deduced that our affluence lends us to ungratefulness and an irreverence of God.  Would-to-God that we were a more humble and thankful people.</p>
<p>Thanks Trent, I will work to apply this lesson to my life.</p>
<p>DebtFREEk!</p>
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		<title>By: plonkee</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-533505</link>
		<dc:creator>plonkee</dc:creator>
		<pubDate>Mon, 23 Feb 2009 13:02:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-533505</guid>
		<description>@Catherine (#129):
I&#039;m with you, utterly and completely. Everyone always thinks the poor and homeless should be able to resist the temptations that likely enough they can&#039;t resist themselves.</description>
		<content:encoded><![CDATA[<p>@Catherine (#129):<br />
I&#8217;m with you, utterly and completely. Everyone always thinks the poor and homeless should be able to resist the temptations that likely enough they can&#8217;t resist themselves.</p>
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		<title>By: Andy</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-532450</link>
		<dc:creator>Andy</dc:creator>
		<pubDate>Mon, 23 Feb 2009 00:30:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-532450</guid>
		<description>As far as poverty that we can see, insteed of just handing someone food or money, why not take the time to develop a relationship with that person.  Take time to listen.  Gently find ways to help, really help.  Sure, but him or her a bite to eat -- but find out how you can really be a help to this person as they recover from whatever put them in this aweful situation.

By the way, I encourage us all to read Trent&#039;s other posts about charity -- he has some good thoughts to go along with this idea here.

And, Trent, I hope you could do a follow up post to all of this.  I think it would be great if you could talk to some poverty and homelessness experts in your area to see what recommendations they have for dealing with these kind of situtions.</description>
		<content:encoded><![CDATA[<p>As far as poverty that we can see, insteed of just handing someone food or money, why not take the time to develop a relationship with that person.  Take time to listen.  Gently find ways to help, really help.  Sure, but him or her a bite to eat &#8212; but find out how you can really be a help to this person as they recover from whatever put them in this aweful situation.</p>
<p>By the way, I encourage us all to read Trent&#8217;s other posts about charity &#8212; he has some good thoughts to go along with this idea here.</p>
<p>And, Trent, I hope you could do a follow up post to all of this.  I think it would be great if you could talk to some poverty and homelessness experts in your area to see what recommendations they have for dealing with these kind of situtions.</p>
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		<title>By: SteveJ</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-531977</link>
		<dc:creator>SteveJ</dc:creator>
		<pubDate>Sun, 22 Feb 2009 18:01:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-531977</guid>
		<description>@Andy, Johanna - I appreciate the discussion and the links, I actually was only remotely aware of heifer and I spent probably 2 hours on the site the other night looking at the projects.

I think sometimes we need to do things whether it&#039;s cost efficient or not.  I&#039;m numbers driven, very analytical, but I can&#039;t ignore suffering in front of me.  That&#039;s why I like the idea of The Giving Pocket, on top of the normal contributions I would do.  I think it&#039;s human nature to be more concerned with your immediate community than the world at large, which is good and bad.  It&#039;s also a question of scale, global poverty seems so big, while helping a family get through a hard patch seems manageable.

I&#039;m glad you both are helping raise awareness of what&#039;s out there and still needs to be done.  We all should be thinking about these things and doing what we can to make a difference.</description>
		<content:encoded><![CDATA[<p>@Andy, Johanna &#8211; I appreciate the discussion and the links, I actually was only remotely aware of heifer and I spent probably 2 hours on the site the other night looking at the projects.</p>
<p>I think sometimes we need to do things whether it&#8217;s cost efficient or not.  I&#8217;m numbers driven, very analytical, but I can&#8217;t ignore suffering in front of me.  That&#8217;s why I like the idea of The Giving Pocket, on top of the normal contributions I would do.  I think it&#8217;s human nature to be more concerned with your immediate community than the world at large, which is good and bad.  It&#8217;s also a question of scale, global poverty seems so big, while helping a family get through a hard patch seems manageable.</p>
<p>I&#8217;m glad you both are helping raise awareness of what&#8217;s out there and still needs to be done.  We all should be thinking about these things and doing what we can to make a difference.</p>
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		<title>By: Johanna</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-531717</link>
		<dc:creator>Johanna</dc:creator>
		<pubDate>Sun, 22 Feb 2009 15:40:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-531717</guid>
		<description>Andy, that&#039;s a really good point.  There are lots of posts on this blog about whether you can get more hamburgers for your money by making them yourself versus buying them at McDonald&#039;s, or more light for your money by using CFLs or LEDs versus incandescents, or more rewards for your money by using one credit card instead of another.  So why shouldn&#039;t it be OK to talk about whether you can do more good for your money by giving to charity versus giving spontaneously to people that you see?  Is frugality only worth talking about when you reap the benefits yourself?</description>
		<content:encoded><![CDATA[<p>Andy, that&#8217;s a really good point.  There are lots of posts on this blog about whether you can get more hamburgers for your money by making them yourself versus buying them at McDonald&#8217;s, or more light for your money by using CFLs or LEDs versus incandescents, or more rewards for your money by using one credit card instead of another.  So why shouldn&#8217;t it be OK to talk about whether you can do more good for your money by giving to charity versus giving spontaneously to people that you see?  Is frugality only worth talking about when you reap the benefits yourself?</p>
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		<title>By: Reflection</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-531110</link>
		<dc:creator>Reflection</dc:creator>
		<pubDate>Sun, 22 Feb 2009 06:39:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-531110</guid>
		<description>I&#039;ve given cash to people begging (a couple dollars here and there) as well as food.  In Austin, TX there is someone on literally every street looking for something.  The ones that were honest with me (you can tell, just talk to them for a minute or two) got something but if they lie I think my money is better spent elsewhere.  Some would look me right in the eye and say, &quot;Dude, I need a beer&quot; so I offered a beer or a few dollars.  Others ask for food.
One man was getting kicked out of a restaurant because he wasn&#039;t able to buy anything and on his way out he asked if I&#039;d buy him a slice of pizza so I did.  

Sometimes it&#039;s not about what is going to be done with the money, it&#039;s about a person.  Don&#039;t you sometimes feel like you need a beer or a slice of pizza?  Wouldn&#039;t your money be better off in a savings account?  But you get the beer and slice of pizza because you want it.  Well, some people want and want but can&#039;t just get anything at any time.  If they&#039;re being honest (again, just talk to them for a minute and you&#039;ll see) then why not get them what they want?</description>
		<content:encoded><![CDATA[<p>I&#8217;ve given cash to people begging (a couple dollars here and there) as well as food.  In Austin, TX there is someone on literally every street looking for something.  The ones that were honest with me (you can tell, just talk to them for a minute or two) got something but if they lie I think my money is better spent elsewhere.  Some would look me right in the eye and say, &#8220;Dude, I need a beer&#8221; so I offered a beer or a few dollars.  Others ask for food.<br />
One man was getting kicked out of a restaurant because he wasn&#8217;t able to buy anything and on his way out he asked if I&#8217;d buy him a slice of pizza so I did.  </p>
<p>Sometimes it&#8217;s not about what is going to be done with the money, it&#8217;s about a person.  Don&#8217;t you sometimes feel like you need a beer or a slice of pizza?  Wouldn&#8217;t your money be better off in a savings account?  But you get the beer and slice of pizza because you want it.  Well, some people want and want but can&#8217;t just get anything at any time.  If they&#8217;re being honest (again, just talk to them for a minute and you&#8217;ll see) then why not get them what they want?</p>
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		<title>By: i.artist</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-530171</link>
		<dc:creator>i.artist</dc:creator>
		<pubDate>Sat, 21 Feb 2009 20:15:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-530171</guid>
		<description>Andy, you are right on the money...
(in my case, 10% of the sale of each painting, off the top)</description>
		<content:encoded><![CDATA[<p>Andy, you are right on the money&#8230;<br />
(in my case, 10% of the sale of each painting, off the top)</p>
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		<title>By: Catherine</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-530167</link>
		<dc:creator>Catherine</dc:creator>
		<pubDate>Sat, 21 Feb 2009 20:12:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-530167</guid>
		<description>I figure, if I&#039;m willing to buy booze for myself and I&#039;m willing to buy booze for my friends, why shouldn&#039;t I help a homeless person buy booze?  If I were living on the streets, I&#039;d definitely stay drunk as much as possible, and if someone&#039;s biggest goal is staving off the DTs for one more day, I don&#039;t think it&#039;s so horrible to help alleviate the misery.  (Or, as someone else once put it, we&#039;re saying that it&#039;s ok that people are homeless, it&#039;s ok that people are starving, but we&#039;re saying they have to be SOBER while they do it.)

But that said, the handouts I give are $1-2, and I will give to simple panhandlers, not to people with elaborate stories.  I figure it&#039;s the whole neighborhood&#039;s responsibility to chip in to support the homeless each day.  My larger donations (figured into my regular budget) go to organizations that help provide long-term solutions.</description>
		<content:encoded><![CDATA[<p>I figure, if I&#8217;m willing to buy booze for myself and I&#8217;m willing to buy booze for my friends, why shouldn&#8217;t I help a homeless person buy booze?  If I were living on the streets, I&#8217;d definitely stay drunk as much as possible, and if someone&#8217;s biggest goal is staving off the DTs for one more day, I don&#8217;t think it&#8217;s so horrible to help alleviate the misery.  (Or, as someone else once put it, we&#8217;re saying that it&#8217;s ok that people are homeless, it&#8217;s ok that people are starving, but we&#8217;re saying they have to be SOBER while they do it.)</p>
<p>But that said, the handouts I give are $1-2, and I will give to simple panhandlers, not to people with elaborate stories.  I figure it&#8217;s the whole neighborhood&#8217;s responsibility to chip in to support the homeless each day.  My larger donations (figured into my regular budget) go to organizations that help provide long-term solutions.</p>
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		<title>By: teri</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-529797</link>
		<dc:creator>teri</dc:creator>
		<pubDate>Sat, 21 Feb 2009 16:37:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-529797</guid>
		<description>Nationwide there are over 1 million homeless children, so you might run across them more often than you think.  I regularly see families, children, etc, both coming into my office looking for help and at local shelters.  

I live in the Chicago area, so this is a known and chronic problem, and is often caused by underemployment, high rental costs, lack of insurance, mental illness, or other difficulties not having anything to do with substance abuse.  Also, substance abuse is often a symptom, not the problem--it&#039;s a way people cope with the realities they face.  Does it become part of a cycle that makes it hard to change their reality? yes. Is it the cause of their plight? most often no.
There are some interesting (and heartbreaking) statistics here: http://www.thechicagoalliance.org/homelessstats.aspx that don&#039;t claim to tell us what to do, but make me want to do something for individuals I see, not because they are more or less deserving than anyone else here or around the world, but because they are here in front of me.  If I refuse to help the person I can see, particularly in favor of someone I can&#039;t see (via giving money to an organization that may or may not spend it/spend it wisely), I think I&#039;m betraying my integrity and choosing a life based in something other than compassion.  

But that&#039;s just me.  Other people&#039;s integrity and life foundations are different, and that&#039;s okay. I just hope we can show compassion to one another as we try to make the world a better place, each in our own way.</description>
		<content:encoded><![CDATA[<p>Nationwide there are over 1 million homeless children, so you might run across them more often than you think.  I regularly see families, children, etc, both coming into my office looking for help and at local shelters.  </p>
<p>I live in the Chicago area, so this is a known and chronic problem, and is often caused by underemployment, high rental costs, lack of insurance, mental illness, or other difficulties not having anything to do with substance abuse.  Also, substance abuse is often a symptom, not the problem&#8211;it&#8217;s a way people cope with the realities they face.  Does it become part of a cycle that makes it hard to change their reality? yes. Is it the cause of their plight? most often no.<br />
There are some interesting (and heartbreaking) statistics here: <a href="http://www.thechicagoalliance.org/homelessstats.aspx" rel="nofollow">http://www.thechicagoalliance.org/homelessstats.aspx</a> that don&#8217;t claim to tell us what to do, but make me want to do something for individuals I see, not because they are more or less deserving than anyone else here or around the world, but because they are here in front of me.  If I refuse to help the person I can see, particularly in favor of someone I can&#8217;t see (via giving money to an organization that may or may not spend it/spend it wisely), I think I&#8217;m betraying my integrity and choosing a life based in something other than compassion.  </p>
<p>But that&#8217;s just me.  Other people&#8217;s integrity and life foundations are different, and that&#8217;s okay. I just hope we can show compassion to one another as we try to make the world a better place, each in our own way.</p>
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		<title>By: Andy</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-529786</link>
		<dc:creator>Andy</dc:creator>
		<pubDate>Sat, 21 Feb 2009 16:28:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-529786</guid>
		<description>Error &quot;Giving should be LIKE saving . . .&quot;</description>
		<content:encoded><![CDATA[<p>Error &#8220;Giving should be LIKE saving . . .&#8221;</p>
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		<title>By: Andy</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-529785</link>
		<dc:creator>Andy</dc:creator>
		<pubDate>Sat, 21 Feb 2009 16:27:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-529785</guid>
		<description>My understanding of this blog is that its about how to use our money wisely.  Are there ways of giving that are wiser than others?  I would argue so.  Talking about which ways of giving are wiser is appropriate for this blog.  You don&#039;t know who I am, so I&#039;m not doing this to boast about how great I am or anything like that.  I just want to encourage everyone to give generously and wisely, and to focus less on sentimentality.

Surveys show that people in their 20s and 30s tend to give less than older people.  We tend to give impulsively and after other expenses.  I encourage you to give &quot;from the top&quot; and with a plan.

Giving should be live saving -- something you make a plan for, something you do before other expenses.  I encourage you to make a goal of giving 10% of income away, with say 1% going to extreme poverty programs.</description>
		<content:encoded><![CDATA[<p>My understanding of this blog is that its about how to use our money wisely.  Are there ways of giving that are wiser than others?  I would argue so.  Talking about which ways of giving are wiser is appropriate for this blog.  You don&#8217;t know who I am, so I&#8217;m not doing this to boast about how great I am or anything like that.  I just want to encourage everyone to give generously and wisely, and to focus less on sentimentality.</p>
<p>Surveys show that people in their 20s and 30s tend to give less than older people.  We tend to give impulsively and after other expenses.  I encourage you to give &#8220;from the top&#8221; and with a plan.</p>
<p>Giving should be live saving &#8212; something you make a plan for, something you do before other expenses.  I encourage you to make a goal of giving 10% of income away, with say 1% going to extreme poverty programs.</p>
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		<title>By: spaces</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-529724</link>
		<dc:creator>spaces</dc:creator>
		<pubDate>Sat, 21 Feb 2009 15:08:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-529724</guid>
		<description>@Johanna -- I am not interested in judging whether one hungry child is more or less deserving than any other hungry child.  It&#039;s not a question I could even ask.  

I wish folks would drop their agendas and stop telling others how they ought to give or contribute.  It&#039;s a personal decision.</description>
		<content:encoded><![CDATA[<p>@Johanna &#8212; I am not interested in judging whether one hungry child is more or less deserving than any other hungry child.  It&#8217;s not a question I could even ask.  </p>
<p>I wish folks would drop their agendas and stop telling others how they ought to give or contribute.  It&#8217;s a personal decision.</p>
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		<title>By: bob</title>
		<link>http://www.thesimpledollar.com/2009/02/19/the-giving-pocket/comment-page-3/#comment-529723</link>
		<dc:creator>bob</dc:creator>
		<pubDate>Sat, 21 Feb 2009 15:07:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3174#comment-529723</guid>
		<description>yet another excellent post! well done</description>
		<content:encoded><![CDATA[<p>yet another excellent post! well done</p>
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