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	<title>Comments on: The Happy Minimum</title>
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	<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: Jen</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-3/#comment-856274</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Sun, 07 Feb 2010 17:43:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-856274</guid>
		<description>The little things do matter.  My husband makes about $140k a year and therefore, we could afford to do a lot of things we don&#039;t do.  We live on about 1/2 of our income and have a nice life.  I was able to quit my job recently and stay home since we have no debts and lots of savings.  

And yes, we started with the big things, like refinancing the mortgage at a lower rate and saving $300 a month in payments and so on.  But after all that, we do try to use less of everything, keep lights off when we aren&#039;t using them, eat cheaply, etc.  Some people would look at us like, &quot;oh you can afford more!&quot; but by saving in big and SMALL ways, we have bought ourselves a lot of freedom.</description>
		<content:encoded><![CDATA[<p>The little things do matter.  My husband makes about $140k a year and therefore, we could afford to do a lot of things we don&#8217;t do.  We live on about 1/2 of our income and have a nice life.  I was able to quit my job recently and stay home since we have no debts and lots of savings.  </p>
<p>And yes, we started with the big things, like refinancing the mortgage at a lower rate and saving $300 a month in payments and so on.  But after all that, we do try to use less of everything, keep lights off when we aren&#8217;t using them, eat cheaply, etc.  Some people would look at us like, &#8220;oh you can afford more!&#8221; but by saving in big and SMALL ways, we have bought ourselves a lot of freedom.</p>
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		<title>By: steve</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-3/#comment-759253</link>
		<dc:creator>steve</dc:creator>
		<pubDate>Fri, 21 Aug 2009 20:44:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-759253</guid>
		<description>I do this too. A few minutes spent thinking about how to reduce the amount of stuff you are using, while it doesn&#039;t yield massive financial return, is satisfying and does cut down on expenses and pollution etc.

Rather than pouring it out of a box and into the detergent dispenser until the dispenser is full, 
I pour the automatic dishwasher detergent into a plastic tub and cover it, and put a teaspoon on top.

When I go to do the dishes, rather than filling up the detergent dispenser in the machine, I put in either one or two teaspoons only, depending on how dirty the dishes are. I find that even one teaspoon does the trick in my dishwasher.

This saves about 2/3 on the cost of detergent. Really, it&#039;s not a big deal monetarily, but it&#039;s still saving me a small amount of money (a couple bucks) every few months. And it takes no effort or focus except in the first part of deciding to find a better way to dispense the detergent.</description>
		<content:encoded><![CDATA[<p>I do this too. A few minutes spent thinking about how to reduce the amount of stuff you are using, while it doesn&#8217;t yield massive financial return, is satisfying and does cut down on expenses and pollution etc.</p>
<p>Rather than pouring it out of a box and into the detergent dispenser until the dispenser is full,<br />
I pour the automatic dishwasher detergent into a plastic tub and cover it, and put a teaspoon on top.</p>
<p>When I go to do the dishes, rather than filling up the detergent dispenser in the machine, I put in either one or two teaspoons only, depending on how dirty the dishes are. I find that even one teaspoon does the trick in my dishwasher.</p>
<p>This saves about 2/3 on the cost of detergent. Really, it&#8217;s not a big deal monetarily, but it&#8217;s still saving me a small amount of money (a couple bucks) every few months. And it takes no effort or focus except in the first part of deciding to find a better way to dispense the detergent.</p>
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		<title>By: Nelson</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-3/#comment-727035</link>
		<dc:creator>Nelson</dc:creator>
		<pubDate>Mon, 13 Jul 2009 23:00:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-727035</guid>
		<description>Why not just steal tp from public washrooms? Sure, it&#039;s usually terrible quality and kind of immoral, but who cares as long as you&#039;re saving money?</description>
		<content:encoded><![CDATA[<p>Why not just steal tp from public washrooms? Sure, it&#8217;s usually terrible quality and kind of immoral, but who cares as long as you&#8217;re saving money?</p>
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		<title>By: Karla</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-663513</link>
		<dc:creator>Karla</dc:creator>
		<pubDate>Fri, 15 May 2009 18:20:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-663513</guid>
		<description>Wow! Some people really got their back up about using a certain amount of TP squares! Looks like it struck a nerve. I think a lot of people are missing the point here. This post is really NOT about Toilet paper or counting pennies. It is about the notion that we can&#039;t keep living our lavish lifestyles and not expect their to be consequences. Every little bit helps. I&#039;ve been using less detergent, less dish soap, less hand soap, paper towels (replaced napkins with cloth ones) all in an effort to help the planet. The less you use, the less you need to buy and ultimately the less car trips, less CO2 emmissions, and the list goes on. Americans are Arrogant and can&#039;t see beyond their nose. (I live here, but was not born here and it&#039;s a very sad state of affairs). If WE ALL used less of everythig and thought about our own individual impact (leaving the lights on in several rooms you&#039;re not even in for example) this is just another example of how most Americans think it&#039;s available to them so why not use it. RESOURCES are not limitless, when they are gone, they&#039;re GONE! This includes money.</description>
		<content:encoded><![CDATA[<p>Wow! Some people really got their back up about using a certain amount of TP squares! Looks like it struck a nerve. I think a lot of people are missing the point here. This post is really NOT about Toilet paper or counting pennies. It is about the notion that we can&#8217;t keep living our lavish lifestyles and not expect their to be consequences. Every little bit helps. I&#8217;ve been using less detergent, less dish soap, less hand soap, paper towels (replaced napkins with cloth ones) all in an effort to help the planet. The less you use, the less you need to buy and ultimately the less car trips, less CO2 emmissions, and the list goes on. Americans are Arrogant and can&#8217;t see beyond their nose. (I live here, but was not born here and it&#8217;s a very sad state of affairs). If WE ALL used less of everythig and thought about our own individual impact (leaving the lights on in several rooms you&#8217;re not even in for example) this is just another example of how most Americans think it&#8217;s available to them so why not use it. RESOURCES are not limitless, when they are gone, they&#8217;re GONE! This includes money.</p>
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		<title>By: Trina</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-547605</link>
		<dc:creator>Trina</dc:creator>
		<pubDate>Mon, 02 Mar 2009 18:32:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-547605</guid>
		<description>Wish my hubs cared enough to pay that close attention to how much of what he was using.  *sigh*</description>
		<content:encoded><![CDATA[<p>Wish my hubs cared enough to pay that close attention to how much of what he was using.  *sigh*</p>
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		<title>By: Becky</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-541151</link>
		<dc:creator>Becky</dc:creator>
		<pubDate>Fri, 27 Feb 2009 22:05:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-541151</guid>
		<description>FYI - Aldi&#039;s has a great price on TP!!</description>
		<content:encoded><![CDATA[<p>FYI &#8211; Aldi&#8217;s has a great price on TP!!</p>
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		<title>By: Lisa</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-539130</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 26 Feb 2009 20:04:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-539130</guid>
		<description>Your post reminds me of my grandmother lecturing my brother about how he used too much toilet paper. It wasn&#039;t too funny for him (a teen) then, but we all still laugh about it now (at 30). 

I think some of the readers are missing the wider picture of this post. We go on automatic about so many things in our life. Toothpaste, salting our food, etc. it is a good idea to slow down and be more present in our day and more conscious of our consumption of anything!</description>
		<content:encoded><![CDATA[<p>Your post reminds me of my grandmother lecturing my brother about how he used too much toilet paper. It wasn&#8217;t too funny for him (a teen) then, but we all still laugh about it now (at 30). </p>
<p>I think some of the readers are missing the wider picture of this post. We go on automatic about so many things in our life. Toothpaste, salting our food, etc. it is a good idea to slow down and be more present in our day and more conscious of our consumption of anything!</p>
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		<title>By: Mrs. Shannon H.</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-538935</link>
		<dc:creator>Mrs. Shannon H.</dc:creator>
		<pubDate>Thu, 26 Feb 2009 16:01:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-538935</guid>
		<description>Reading these comments reminds me why I like to read posts instead of comments---such unnecessary unkindness. Trent wrote a post from an experience from his regular, daily life. It&#039;s his story, just like we all have our own stories. If it helps us, or causes us to think for a minute, great. If not, move on. Should not be a big deal. **Thanks, Trent, for being real. I hope the negative comments don&#039;t discourage you.**</description>
		<content:encoded><![CDATA[<p>Reading these comments reminds me why I like to read posts instead of comments&#8212;such unnecessary unkindness. Trent wrote a post from an experience from his regular, daily life. It&#8217;s his story, just like we all have our own stories. If it helps us, or causes us to think for a minute, great. If not, move on. Should not be a big deal. **Thanks, Trent, for being real. I hope the negative comments don&#8217;t discourage you.**</p>
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		<title>By: Tiffany</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537752</link>
		<dc:creator>Tiffany</dc:creator>
		<pubDate>Thu, 26 Feb 2009 01:56:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537752</guid>
		<description>This is a great post.  Its hard sometimes for my husband to see that we can use less.  We shop very frugal at my house and often shop for free, still I feel like if we can use less toothpaste, face wash, and etc., then why not?

Tiffany</description>
		<content:encoded><![CDATA[<p>This is a great post.  Its hard sometimes for my husband to see that we can use less.  We shop very frugal at my house and often shop for free, still I feel like if we can use less toothpaste, face wash, and etc., then why not?</p>
<p>Tiffany</p>
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		<title>By: Frugal Girls!</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537559</link>
		<dc:creator>Frugal Girls!</dc:creator>
		<pubDate>Wed, 25 Feb 2009 23:30:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537559</guid>
		<description>Great post... so true!  Less is more, and that&#039;s something we need to remember.  We can conserve and save $$ at the same time!</description>
		<content:encoded><![CDATA[<p>Great post&#8230; so true!  Less is more, and that&#8217;s something we need to remember.  We can conserve and save $$ at the same time!</p>
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		<title>By: Lana</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537398</link>
		<dc:creator>Lana</dc:creator>
		<pubDate>Wed, 25 Feb 2009 20:00:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537398</guid>
		<description>Here is a kleenex saving idea.  My dad keeps a good quality paper towel in all of his pants pockets to blow his nose on.  He leaves it there to go through the washer and dryer and just keeps using it until it falls apart-MANY washes.  WOE to anyone who removes his paper towel from his pocket before washing his pants.  The grandchildren think this is a scream but it does work!</description>
		<content:encoded><![CDATA[<p>Here is a kleenex saving idea.  My dad keeps a good quality paper towel in all of his pants pockets to blow his nose on.  He leaves it there to go through the washer and dryer and just keeps using it until it falls apart-MANY washes.  WOE to anyone who removes his paper towel from his pocket before washing his pants.  The grandchildren think this is a scream but it does work!</p>
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		<title>By: Laura</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537393</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Wed, 25 Feb 2009 19:49:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537393</guid>
		<description>I&#039;m just shaking my head that people are freaking out over how much tp you choose to use. They really missed the big picture didn&#039;t they? Can&#039;t see the forest for the trees...

This post was awesome - hands down a great job. Gave me lots to ponder over in my own life.</description>
		<content:encoded><![CDATA[<p>I&#8217;m just shaking my head that people are freaking out over how much tp you choose to use. They really missed the big picture didn&#8217;t they? Can&#8217;t see the forest for the trees&#8230;</p>
<p>This post was awesome &#8211; hands down a great job. Gave me lots to ponder over in my own life.</p>
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		<title>By: Jen</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537364</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Wed, 25 Feb 2009 19:00:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537364</guid>
		<description>I just finished reading many of these comments, and this is the funniest discussion I&#039;ve read in a long time.  Thanks for the comic relief!  I think we all need to do our part, and we all have different ways of making that happen.  Thanks for the thought provoking article!</description>
		<content:encoded><![CDATA[<p>I just finished reading many of these comments, and this is the funniest discussion I&#8217;ve read in a long time.  Thanks for the comic relief!  I think we all need to do our part, and we all have different ways of making that happen.  Thanks for the thought provoking article!</p>
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		<title>By: Nora</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537354</link>
		<dc:creator>Nora</dc:creator>
		<pubDate>Wed, 25 Feb 2009 18:36:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537354</guid>
		<description>A three year old really should not be giving advise on the use of toilet paper.  One look at his/her underwear will tell you why!</description>
		<content:encoded><![CDATA[<p>A three year old really should not be giving advise on the use of toilet paper.  One look at his/her underwear will tell you why!</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537332</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Wed, 25 Feb 2009 18:01:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537332</guid>
		<description>More than anything, I think the comments here just represent how differently we all are in little details of our life.  

As for my son using one square, he&#039;s three years old.  He uses one square, then sometimes another, then sometimes another.  That&#039;s how he does it, regardless of how he&#039;s encouraged.</description>
		<content:encoded><![CDATA[<p>More than anything, I think the comments here just represent how differently we all are in little details of our life.  </p>
<p>As for my son using one square, he&#8217;s three years old.  He uses one square, then sometimes another, then sometimes another.  That&#8217;s how he does it, regardless of how he&#8217;s encouraged.</p>
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		<title>By: Rachel</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537323</link>
		<dc:creator>Rachel</dc:creator>
		<pubDate>Wed, 25 Feb 2009 17:49:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537323</guid>
		<description>I really enjoyed reading this post!  My family has also been trying to determine just how little we can consume.  We are fleeing from a lifestyle of excess and embracing the frugal, conservative lifestyle demonstrated by our grandparents.  Thanks for this great post and I look forward to seeing what you have to say in the future.</description>
		<content:encoded><![CDATA[<p>I really enjoyed reading this post!  My family has also been trying to determine just how little we can consume.  We are fleeing from a lifestyle of excess and embracing the frugal, conservative lifestyle demonstrated by our grandparents.  Thanks for this great post and I look forward to seeing what you have to say in the future.</p>
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		<title>By: Sarah</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-537320</link>
		<dc:creator>Sarah</dc:creator>
		<pubDate>Wed, 25 Feb 2009 17:45:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-537320</guid>
		<description>IT&#039;S NOT ABOUT SAVING FRACTIONS OF PENNIES, IT&#039;S ABOUT WASTEFULLNESS! I can&#039;t believe all the negative things people are saying! This is a wonderful article. We are wasteful beings and we need to examine all aspects of our wastefullness. Thank you for your insight</description>
		<content:encoded><![CDATA[<p>IT&#8217;S NOT ABOUT SAVING FRACTIONS OF PENNIES, IT&#8217;S ABOUT WASTEFULLNESS! I can&#8217;t believe all the negative things people are saying! This is a wonderful article. We are wasteful beings and we need to examine all aspects of our wastefullness. Thank you for your insight</p>
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		<title>By: ceejay74</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-535805</link>
		<dc:creator>ceejay74</dc:creator>
		<pubDate>Tue, 24 Feb 2009 21:45:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-535805</guid>
		<description>Cool article! I&#039;m interested from a green perspective even more than the moneysaving side, but either way, thinking about little things does help, and for those big-picture thinkers, can lead to changes in big-picture thinking and acting as well.

It&#039;s why I pick up pennies, not just larger coins and bills, when I see them on the ground. Maybe it doesn&#039;t make a huge difference in my life, but it helps me think no financial improvement is too small. This leads me to follow up on rebates, question being overcharged, pay down higher-interest debt first, etc. The change in mindset is invaluable.</description>
		<content:encoded><![CDATA[<p>Cool article! I&#8217;m interested from a green perspective even more than the moneysaving side, but either way, thinking about little things does help, and for those big-picture thinkers, can lead to changes in big-picture thinking and acting as well.</p>
<p>It&#8217;s why I pick up pennies, not just larger coins and bills, when I see them on the ground. Maybe it doesn&#8217;t make a huge difference in my life, but it helps me think no financial improvement is too small. This leads me to follow up on rebates, question being overcharged, pay down higher-interest debt first, etc. The change in mindset is invaluable.</p>
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		<title>By: Nick</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-535783</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Tue, 24 Feb 2009 21:23:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-535783</guid>
		<description>To comment #37--  reuseable cloth toilet paper?  Do you mean a washcloth?  I can see it now:  &quot;Honey, don&#039;t put that shirt in the washer, I&#039;m getting ready to do a load of shit rags.&quot;</description>
		<content:encoded><![CDATA[<p>To comment #37&#8211;  reuseable cloth toilet paper?  Do you mean a washcloth?  I can see it now:  &#8220;Honey, don&#8217;t put that shirt in the washer, I&#8217;m getting ready to do a load of shit rags.&#8221;</p>
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		<title>By: CathyG</title>
		<link>http://www.thesimpledollar.com/2009/02/22/the-happy-minimum/comment-page-2/#comment-535551</link>
		<dc:creator>CathyG</dc:creator>
		<pubDate>Tue, 24 Feb 2009 15:37:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3182#comment-535551</guid>
		<description>Another example of wastefulness to think about - I was a scout leader and PTA room mom.  Whenever we offered sandwiches or snacks to the group, we noticed a large amount of waste afterward.  I started cutting the sandwiches in half, and asking the kids to start with a half (these were really little kids), then if they were still hungry they could come back for another. We stressed that they could come back as many times as they wanted and have as many sandwiches as they wanted, but half at a time.  Waste went down significantly.</description>
		<content:encoded><![CDATA[<p>Another example of wastefulness to think about &#8211; I was a scout leader and PTA room mom.  Whenever we offered sandwiches or snacks to the group, we noticed a large amount of waste afterward.  I started cutting the sandwiches in half, and asking the kids to start with a half (these were really little kids), then if they were still hungry they could come back for another. We stressed that they could come back as many times as they wanted and have as many sandwiches as they wanted, but half at a time.  Waste went down significantly.</p>
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