Also, another app that will help save you lots of money is Pandora. It is a way that you can stream lots of music for free. Even though my husband and I have tons of music on our computer, we’ve never had to transfer them to the phone.

For my grocery shopping – I prefer the simple yellow pad of paper. It’s very easy to use. I usually have a few “sheets” going depending on what stores I need to go to. I can continually update the list where ever I’m at for whatever product I need. Say I’m at work and realized that I needed to pick up a gift for someone – just add it to the pad. I don’t have to try to remember to add it to a piece of paper when I get home. Plus, if I decide to send my husband shopping instead of me, I can just e-mail him the list. To “check off” an item I usually just add double dashes to the front of the item ‘–’. This will offset the list so I can easily scan through the other items. If the store is out of a product I’ll usually put 2x’s instead of the dashes. Still offsets it from the rest of the list, but I know now to delete it. The yellow pad is not cumbersome to use at all. I don’t have to search through different categories to find the various items I want. It’s the same app to use if I’m going to the mall, home improvement shopping, grocery shopping, or Target/Wal-Mart Shopping (whatever that would be called). Each store that I have to go to gets it’s own list. Then on the main page for that app, you can easily go into and out of the various stores. I’ll usually create another page to list the stores that I need to go to as well and cross the stores off of that list. When the day is done, I can see that I accomplished all my errands (ran to the bank, went to Lowes, went to Target, and went grocery shopping), plus I didn’t kill a tree in the process. You can delete the “page” all at once, or just delete the items you purchased.

I’m also checking out a few of the others, I have the iPhone so I’m always connected. Even with the stupid-high bill, I still love the thing.

This is a great collection of apps (my husband and I are currently in love with Mint!).

Just one word of warning: I used Google Calendar for about 8 months, and loved it and raved about it. The intuitive Google interface, and the speedy auto-sync with my phone made it the best and easiest to use calendar program I’d ever experienced. BUT…

I realized about a month ago that G-Cal was randomly deleting events from my calendar. Not many events, maybe less than 1%, but enough to cause me trouble.

This sometimes happened to past events — on one occasion, this cost me money because I invoiced for too few hours of work — and sometimes to future events — this almost caused me to miss a job, and in another instance, to double book on one date. In researching this on the help site, I discovered this was a known issue that’s been plaguing G-Cal for some time.

For me, this was a deal breaker, as I need to know that my calendar is accurate at all times.

Just a word of warning about what’s otherwise a good program.

I’m always looking out for new apps to test…you saved me a lot of work.

I know this only applies to a minority of readers but I hope you can keep us updated on apps and features you find useful. I love hearing about it.

Thanks again!

Some of the other apps got really bad reviews on the App Store. The My Budget Money Management reviews said it was mainly for Mac users, is this true?

The Check Please Tip Calculator got horrible reviews, not sure why, it’s a good app, however, there are soooo many Tip apps out there, any will do, it’s simply a calculator.

I know it’s not finance-related, but it’s my understanding that Google has retired Google Notes. May I recommend Evernote as a replacement? I absolutely love Evernote; the free version is more than enough for me. It’s the synching between ipod Touch, the desktop software and web that make it worth it. Plus the bookmarklet in my browser that lets me highlight any block of text and choose “clip to evernote”. It also detects text in images and makes it searchable.

I’m looking for apps that will be useful without any internet connectivity most of the time (maybe that will sync to a website once I’m home if necessary).

Would love to see more ipod touch app reviews on your blog! :) I just won one in a blog contest. I can’t wait for it to come in the mail!

It’s worth mentioning that Google Notebook has stopped development and isn’t accepting new users ( http://googlenotebookblog.blogspot.com/2009/01/stopping-development-on-google-notebook.html ). If you’re already using it, your data is safe and they’re not cutting you off, but they just aren’t improving it anymore.

As a substitute (for those who haven’t signed up for Google Notebook and now can’t, or for folks who want to switch), I recommend Evernote. Free desktop and iPhone/Touch programs, a Web interface, pretty slick.

Other than that, great suggestions.

Instead of having 5 shortcuts on your home screen for google services, you should try using the Google app. It’s not just for voice search, but has an application tab with most of their services available with a single click. When you exit the app, it remembers what tab you’re on so when I launch Google app, it automatically opens to the apps tab. Try it!

One application would be access to your stock broker. I know Ameritrade has an app. But this way, you can buy/sell stock.