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	<title>Comments on: Splurges, Habits, and Projection</title>
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	<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/</link>
	<description>Financial talk for the rest of us</description>
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		<title>By: Mary</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-923665</link>
		<dc:creator>Mary</dc:creator>
		<pubDate>Tue, 07 Sep 2010 21:40:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-923665</guid>
		<description><![CDATA[Being a Geography major, I don&#039;t necessarily like GPS. It&#039;s fun for me to read maps and be the navigator myself. :)

Great post. I could relate when you said &quot;Are these things really bringing you happiness – or are they tired routines centered around something you can’t really recapture?&quot; I thought of my times in college drinking with friends. It&#039;s exactly that - friends have moved on and you can&#039;t really recapture the great memories you had out at the bars. I&#039;m still in the same places (bars) trying to relive those memories. I now realize that there are better things in life than this. Thanks.]]></description>
		<content:encoded><![CDATA[<p>Being a Geography major, I don&#8217;t necessarily like GPS. It&#8217;s fun for me to read maps and be the navigator myself. :)</p>
<p>Great post. I could relate when you said &#8220;Are these things really bringing you happiness – or are they tired routines centered around something you can’t really recapture?&#8221; I thought of my times in college drinking with friends. It&#8217;s exactly that &#8211; friends have moved on and you can&#8217;t really recapture the great memories you had out at the bars. I&#8217;m still in the same places (bars) trying to relive those memories. I now realize that there are better things in life than this. Thanks.</p>
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		<title>By: Charles Cohn</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-890768</link>
		<dc:creator>Charles Cohn</dc:creator>
		<pubDate>Sun, 28 Mar 2010 08:59:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-890768</guid>
		<description><![CDATA[Somebody mentioned the distraction of a GPS.  In my experience, it&#039;s a lot less distracting than a map.  (Of course, you should always be stopped when you are setting up a route.)

In unfamiliar territory, you have to be continually watching for street signs, etc.  With a GPS, you don&#039;t even have to look at the screen; all you have to do is listen for the voice commands, which are always given well in advance of need.  

Also, a GPS always calculates the most efficient route, which can save you time and gas.  This can be helpful even in your home territory.]]></description>
		<content:encoded><![CDATA[<p>Somebody mentioned the distraction of a GPS.  In my experience, it&#8217;s a lot less distracting than a map.  (Of course, you should always be stopped when you are setting up a route.)</p>
<p>In unfamiliar territory, you have to be continually watching for street signs, etc.  With a GPS, you don&#8217;t even have to look at the screen; all you have to do is listen for the voice commands, which are always given well in advance of need.  </p>
<p>Also, a GPS always calculates the most efficient route, which can save you time and gas.  This can be helpful even in your home territory.</p>
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		<title>By: Cade</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-708802</link>
		<dc:creator>Cade</dc:creator>
		<pubDate>Fri, 26 Jun 2009 13:08:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-708802</guid>
		<description><![CDATA[A very insightful post, Trent. Spending money for memories pretty much sums it up. I know lots of people who head down to the same little beach bar each evening to toast the sunset...and rack up  a bill close to $15 for a beer and a burger. Their splurges have become habits without them even recognizing it...just like you said.

I&#039;ve disciplined myself to do that about once or twice each month, just like you do with your visits to the coffee shop with your laptop. It makes the experience a lot more meaningful.

Thanks for a great post. You nailed it.]]></description>
		<content:encoded><![CDATA[<p>A very insightful post, Trent. Spending money for memories pretty much sums it up. I know lots of people who head down to the same little beach bar each evening to toast the sunset&#8230;and rack up  a bill close to $15 for a beer and a burger. Their splurges have become habits without them even recognizing it&#8230;just like you said.</p>
<p>I&#8217;ve disciplined myself to do that about once or twice each month, just like you do with your visits to the coffee shop with your laptop. It makes the experience a lot more meaningful.</p>
<p>Thanks for a great post. You nailed it.</p>
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		<title>By: princess_peas</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-600678</link>
		<dc:creator>princess_peas</dc:creator>
		<pubDate>Mon, 30 Mar 2009 05:52:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-600678</guid>
		<description><![CDATA[Great post, thankyou.

You&#039;ve brought to mind a number of purchases I do that are really just trying to relive the memories of the first time over and over.
The first time I went into a Subway (as an adult - backwater market town) was a wonderful experience.  But not one worth shelling out ~£6/£7 a time, once or twice a week or even once or twice a month for!  Only when I really really want one and don&#039;t need the money for anything else.

Thanks, this article has a very very good point!]]></description>
		<content:encoded><![CDATA[<p>Great post, thankyou.</p>
<p>You&#8217;ve brought to mind a number of purchases I do that are really just trying to relive the memories of the first time over and over.<br />
The first time I went into a Subway (as an adult &#8211; backwater market town) was a wonderful experience.  But not one worth shelling out ~£6/£7 a time, once or twice a week or even once or twice a month for!  Only when I really really want one and don&#8217;t need the money for anything else.</p>
<p>Thanks, this article has a very very good point!</p>
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		<title>By: Chike</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-598467</link>
		<dc:creator>Chike</dc:creator>
		<pubDate>Sun, 29 Mar 2009 00:01:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-598467</guid>
		<description><![CDATA[&quot;I wasn’t actually getting joy from the purchase itself, but from the memory.&quot;

Probably one of the most insightful things I&#039;ve read on a blog.]]></description>
		<content:encoded><![CDATA[<p>&#8220;I wasn’t actually getting joy from the purchase itself, but from the memory.&#8221;</p>
<p>Probably one of the most insightful things I&#8217;ve read on a blog.</p>
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		<title>By: Christine</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-598071</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Sat, 28 Mar 2009 16:42:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-598071</guid>
		<description><![CDATA[A trick which works well for me is to make myself wait to purchase an item.
Example 1: I&#039;ve been wanting a GPS for a few years now. I&#039;ve been using Mapquest and AAA&#039;s trip-tik to plan trips. Sometimes, though, I just get plain lost, as we live near D.C. and visit there often. A GPS will probably be my next major electronic purchase. Example 2: For about a year I&#039;ve wanted an XM radio to use in the house (we use the reciever in our van), but the high cost stopped me. Then, I found a new-in-the-box XM radio on ebay for only 40% of the cost of one at a department store. I didn&#039;t feel guilty at all spending the money, as I had made myself wait, and it wasn&#039;t an impulse buy. (Incidentally, the XM is just about our only entertainment expense, as we have no TV, no cable, and don&#039;t rent or go to movies.) Example 3: Since the beginning of the school year I&#039;ve needed a small laptop for one of my children, and was looking at spending close to $500, which was as cheap as I could find for something basic. However, I found a used one on ebay even cheaper ($175) and it doesn&#039;t have wi-fi or a DVD player, which I didn&#039;t want. Again, delaying a major purchase saved me lots of money.]]></description>
		<content:encoded><![CDATA[<p>A trick which works well for me is to make myself wait to purchase an item.<br />
Example 1: I&#8217;ve been wanting a GPS for a few years now. I&#8217;ve been using Mapquest and AAA&#8217;s trip-tik to plan trips. Sometimes, though, I just get plain lost, as we live near D.C. and visit there often. A GPS will probably be my next major electronic purchase. Example 2: For about a year I&#8217;ve wanted an XM radio to use in the house (we use the reciever in our van), but the high cost stopped me. Then, I found a new-in-the-box XM radio on ebay for only 40% of the cost of one at a department store. I didn&#8217;t feel guilty at all spending the money, as I had made myself wait, and it wasn&#8217;t an impulse buy. (Incidentally, the XM is just about our only entertainment expense, as we have no TV, no cable, and don&#8217;t rent or go to movies.) Example 3: Since the beginning of the school year I&#8217;ve needed a small laptop for one of my children, and was looking at spending close to $500, which was as cheap as I could find for something basic. However, I found a used one on ebay even cheaper ($175) and it doesn&#8217;t have wi-fi or a DVD player, which I didn&#8217;t want. Again, delaying a major purchase saved me lots of money.</p>
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		<title>By: Sharon</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-593570</link>
		<dc:creator>Sharon</dc:creator>
		<pubDate>Thu, 26 Mar 2009 05:56:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-593570</guid>
		<description><![CDATA[P.S. Our Garmin is stored in a very old camera box that looks like nothing at all. Yeah, don&#039;t leave it visible!]]></description>
		<content:encoded><![CDATA[<p>P.S. Our Garmin is stored in a very old camera box that looks like nothing at all. Yeah, don&#8217;t leave it visible!</p>
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		<title>By: Sharon</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-593567</link>
		<dc:creator>Sharon</dc:creator>
		<pubDate>Thu, 26 Mar 2009 05:55:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-593567</guid>
		<description><![CDATA[I have a Garmin, too, after taking a trip with a friend and his Garmin. I was halfway to one destination when I became aware that a certain tension was NOT in my body. I was never aware of that tension before it was gone, as I get lost easily. While getting lost isn&#039;t a huge stressor for me (&quot;Getting lost just means finding a new way home&quot; is a quote I recite often!) it was a stress that I never recognized. My husband navigates for me, but when I am alone it is not good, even with Mapquest.

We got our own Garmin, with the lifetime subscription so we can update and find stuff on the road, and it paid for itself the very next trip. We were going to a Shriner&#039;s convention and without it we would have had to stay at the convention hotel. With it we were able to go a distance away and save close to $100 per night. We could also go find less expensive places to eat.]]></description>
		<content:encoded><![CDATA[<p>I have a Garmin, too, after taking a trip with a friend and his Garmin. I was halfway to one destination when I became aware that a certain tension was NOT in my body. I was never aware of that tension before it was gone, as I get lost easily. While getting lost isn&#8217;t a huge stressor for me (&#8220;Getting lost just means finding a new way home&#8221; is a quote I recite often!) it was a stress that I never recognized. My husband navigates for me, but when I am alone it is not good, even with Mapquest.</p>
<p>We got our own Garmin, with the lifetime subscription so we can update and find stuff on the road, and it paid for itself the very next trip. We were going to a Shriner&#8217;s convention and without it we would have had to stay at the convention hotel. With it we were able to go a distance away and save close to $100 per night. We could also go find less expensive places to eat.</p>
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		<title>By: John</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-593145</link>
		<dc:creator>John</dc:creator>
		<pubDate>Thu, 26 Mar 2009 01:56:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-593145</guid>
		<description><![CDATA[Trent; I&#039;ve had my gps about 3 years, really like it. some have a lock on them you have to enter a code to operate, mine is a Garmin.]]></description>
		<content:encoded><![CDATA[<p>Trent; I&#8217;ve had my gps about 3 years, really like it. some have a lock on them you have to enter a code to operate, mine is a Garmin.</p>
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		<title>By: IRG</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592700</link>
		<dc:creator>IRG</dc:creator>
		<pubDate>Wed, 25 Mar 2009 19:16:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592700</guid>
		<description><![CDATA[In defense of the GPS...

I  don&#039;t drive and am rarely in a car. However, I&#039;ve had to play navigator many times, with the ensuing frustration of the driver often escalating as directions (from friends, MapQuest, police, etc.) didn&#039;t work.

However, in the fall, I took a road trip from NYC to Florida over two days. My brother and sister in law borrowed a GPS unit from a friend. It was so useful because we could look up places to eat, reststops, motels, etc. quickly. (I had already done a lot of stuff online but this let&#039;s you find stuff based on exactly where you are or will be in a few minutes. Love it. Plus they used it to walk all around new york city by themselves without getting lost. I didn&#039;t have to hold their hands or keep answering cell calls to ask: Where are we? How do we get to X? Y? Z?)

My brother and sister in law travel a lot with my nephew for his activities and that of his schoolmates. So for Xmas I got them a GPS, which they love and use all the time.

The key with this and other electronics and gadgets is whether you will really use them, versus just wanting them because everyone else has them or you think you should get one. That MAYBE you&#039;ll need it.

I totally admire folks who can live with little and are not into &quot;stuff&quot; but I know that there are still some items that are so functional, big time and money-savers and sometimes just plain comforting (a good stereo system) that they are worth the investment I make in them. They provide daily advantages and improvements to the overall quality of my life. (Like hot water and big bathtubs! LOL)

But we all have to really take the time to think: Stuff takes up space, requires maintenance and upkeep, and the question is: What is the ROI to you on a personal and/or professional level versus what you paid upfront and what you pay on the back end in time, etc. to learn, use?

For some readers, a kindle, for example, is a gotta-have item. I get it, but I&#039;m a reader who loves, loves, loves the physicality of books. But not electronic books. (A chapter here and there is fine but I want a book in my hand, thank you.)

For others, it&#039;s a Blackberry or one of those new lite notebook computers.

New and &quot;advanced&quot; aren&#039;t always better, and for the most part, for me and many others, that isn&#039;t enough to get me/us to part with something that already works fine. (I&#039;m still regretting tossing out an old toaster when someone gave us a fancy new one. The new one is pretty but it sucks. The old one was plain and perfect.)

Again, Trent is only asking us to think carefully about what we want, which is always a good thing. And NO ONE is immune from some form of stuff. I know folks who live pretty simply compared to many of us city folks. But then, you see where they DO spend money: On gardening stuff, fishing and hunting gear, sports events (Egads, the prices. How do families do it?)and in some cases, building materials to build &quot;stuff.&quot;

As Trent points out, we should be able to enjoy and delight in some of the stuff. And not feel guilty. Otherwise, what&#039;s the point?

You don&#039;t need to go through life wearing the equivalent of the hairshirt of frugality.]]></description>
		<content:encoded><![CDATA[<p>In defense of the GPS&#8230;</p>
<p>I  don&#8217;t drive and am rarely in a car. However, I&#8217;ve had to play navigator many times, with the ensuing frustration of the driver often escalating as directions (from friends, MapQuest, police, etc.) didn&#8217;t work.</p>
<p>However, in the fall, I took a road trip from NYC to Florida over two days. My brother and sister in law borrowed a GPS unit from a friend. It was so useful because we could look up places to eat, reststops, motels, etc. quickly. (I had already done a lot of stuff online but this let&#8217;s you find stuff based on exactly where you are or will be in a few minutes. Love it. Plus they used it to walk all around new york city by themselves without getting lost. I didn&#8217;t have to hold their hands or keep answering cell calls to ask: Where are we? How do we get to X? Y? Z?)</p>
<p>My brother and sister in law travel a lot with my nephew for his activities and that of his schoolmates. So for Xmas I got them a GPS, which they love and use all the time.</p>
<p>The key with this and other electronics and gadgets is whether you will really use them, versus just wanting them because everyone else has them or you think you should get one. That MAYBE you&#8217;ll need it.</p>
<p>I totally admire folks who can live with little and are not into &#8220;stuff&#8221; but I know that there are still some items that are so functional, big time and money-savers and sometimes just plain comforting (a good stereo system) that they are worth the investment I make in them. They provide daily advantages and improvements to the overall quality of my life. (Like hot water and big bathtubs! LOL)</p>
<p>But we all have to really take the time to think: Stuff takes up space, requires maintenance and upkeep, and the question is: What is the ROI to you on a personal and/or professional level versus what you paid upfront and what you pay on the back end in time, etc. to learn, use?</p>
<p>For some readers, a kindle, for example, is a gotta-have item. I get it, but I&#8217;m a reader who loves, loves, loves the physicality of books. But not electronic books. (A chapter here and there is fine but I want a book in my hand, thank you.)</p>
<p>For others, it&#8217;s a Blackberry or one of those new lite notebook computers.</p>
<p>New and &#8220;advanced&#8221; aren&#8217;t always better, and for the most part, for me and many others, that isn&#8217;t enough to get me/us to part with something that already works fine. (I&#8217;m still regretting tossing out an old toaster when someone gave us a fancy new one. The new one is pretty but it sucks. The old one was plain and perfect.)</p>
<p>Again, Trent is only asking us to think carefully about what we want, which is always a good thing. And NO ONE is immune from some form of stuff. I know folks who live pretty simply compared to many of us city folks. But then, you see where they DO spend money: On gardening stuff, fishing and hunting gear, sports events (Egads, the prices. How do families do it?)and in some cases, building materials to build &#8220;stuff.&#8221;</p>
<p>As Trent points out, we should be able to enjoy and delight in some of the stuff. And not feel guilty. Otherwise, what&#8217;s the point?</p>
<p>You don&#8217;t need to go through life wearing the equivalent of the hairshirt of frugality.</p>
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		<title>By: Robin</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592608</link>
		<dc:creator>Robin</dc:creator>
		<pubDate>Wed, 25 Mar 2009 17:14:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592608</guid>
		<description><![CDATA[Splurging had become such an ingrained habit for most Americans over the last few decades, that we all told ourselves &amp; our friends &quot;go ahead, you deserve it&quot;.  Now many people are struggling with feelings of depression, during these difficult economic times.  Not all of these people, are losing anything, like a home or job.  Some are just put in the position that they need to live within their means, and the loss of indulgences, have apparently made them feel, like less of a person.  Hopefully, our society will go into &quot;recovery&quot;, from this materials addiction, and not just go back to the same old ways when things eventually get better.]]></description>
		<content:encoded><![CDATA[<p>Splurging had become such an ingrained habit for most Americans over the last few decades, that we all told ourselves &amp; our friends &#8220;go ahead, you deserve it&#8221;.  Now many people are struggling with feelings of depression, during these difficult economic times.  Not all of these people, are losing anything, like a home or job.  Some are just put in the position that they need to live within their means, and the loss of indulgences, have apparently made them feel, like less of a person.  Hopefully, our society will go into &#8220;recovery&#8221;, from this materials addiction, and not just go back to the same old ways when things eventually get better.</p>
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		<title>By: Karen</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592557</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Wed, 25 Mar 2009 15:54:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592557</guid>
		<description><![CDATA[IRG comment #40 I agree.  It is Trent&#039;s POV.  Plus I am also sick of sports people getting paid big bucks for playing a game and cheating at it.  By brother in law has a GPS since he travels alot and loves it.  It shows restrooms, etc. on the drive which will come in handy for little ones especially since Trent has a girl who will not be able to tinkle into a bottle!!!  My boy friend and I are looking into getting one also.  I can read a map but a map doesn&#039;t give me all the great information between my distinations.  Keep up the good work Trent.]]></description>
		<content:encoded><![CDATA[<p>IRG comment #40 I agree.  It is Trent&#8217;s POV.  Plus I am also sick of sports people getting paid big bucks for playing a game and cheating at it.  By brother in law has a GPS since he travels alot and loves it.  It shows restrooms, etc. on the drive which will come in handy for little ones especially since Trent has a girl who will not be able to tinkle into a bottle!!!  My boy friend and I are looking into getting one also.  I can read a map but a map doesn&#8217;t give me all the great information between my distinations.  Keep up the good work Trent.</p>
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		<title>By: teri</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592555</link>
		<dc:creator>teri</dc:creator>
		<pubDate>Wed, 25 Mar 2009 15:52:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592555</guid>
		<description><![CDATA[habits are never healthy?  really?  a habit of reading with your child every evening? a habit of eating at home? a habit of exercising every day? a habit of taking a shower each morning? a habit of eating grapes rather than m&amp;ms?

I think there are some habits that are perfectly acceptable--humans are creatures of habit, after all.  The problem is that we have so many unconscious habits, and so many unhealthy ones.  The issue is mindfulness, not habits.]]></description>
		<content:encoded><![CDATA[<p>habits are never healthy?  really?  a habit of reading with your child every evening? a habit of eating at home? a habit of exercising every day? a habit of taking a shower each morning? a habit of eating grapes rather than m&amp;ms?</p>
<p>I think there are some habits that are perfectly acceptable&#8211;humans are creatures of habit, after all.  The problem is that we have so many unconscious habits, and so many unhealthy ones.  The issue is mindfulness, not habits.</p>
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		<title>By: IRG</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592531</link>
		<dc:creator>IRG</dc:creator>
		<pubDate>Wed, 25 Mar 2009 15:19:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592531</guid>
		<description><![CDATA[Life is relative. What&#039;s a splurge and/or luxury to one, may indeed be a &quot;staple&quot; to another (who has the money to spend while still saving and not overspending).

Trent makes good points. And if he has perhaps covered them before, so what? A writer cannot assume that everyone read everything he/she wrote before.

Plus, repetition is important when making changes, learning new habits, reinforcing changes, etc.

What I personally like about Trent is that he does not, to my mind, represent the extremes of spending: Mindless consumption OR seriously questionable frugality. (Sorry, some of y&#039;all who comment here, I wonder how much you enjoy your lives and where in the world you live. You can&#039;t possibly socialize much or want to participate in a lot of society. Saving money is important; not being debt is important. Purchasing consciously and with thought to whether something is a want or need, very important.

But so is enjoying some of the &#039;stuff.&quot; I think, my friends, that some are perhaps deep down envious of the ability of someone like Trent to be able to enjoy some of the treats of life.

Cause the truth is, there are certainly plenty of hardworking people who deserve a lot more than they have. But life is unfair in many ways, including how people are compensated (TO the person who does NOT get the need for a GPS, I hear you. But I don&#039;t understand the need to pay sports figures kazillion dollars to take steroids, cheat and worse.)

And please, do not forget that a blog represents a point of view (POV). You don&#039;t have to agree with Trent. He&#039;s not asking you to &quot;follow&quot; him, he just raises thoughts and asks you to think about your choices.

I&#039;ve disagreed with several of his articles, but I still respect his POV and almost always he has a unique take on a topic that makes it worth my while to continue reading him.

I especially like that he is not a fanatic like some of the financial/frugal bloggers and is respectful of others and not defensive. Signs of a secure and confident human being.]]></description>
		<content:encoded><![CDATA[<p>Life is relative. What&#8217;s a splurge and/or luxury to one, may indeed be a &#8220;staple&#8221; to another (who has the money to spend while still saving and not overspending).</p>
<p>Trent makes good points. And if he has perhaps covered them before, so what? A writer cannot assume that everyone read everything he/she wrote before.</p>
<p>Plus, repetition is important when making changes, learning new habits, reinforcing changes, etc.</p>
<p>What I personally like about Trent is that he does not, to my mind, represent the extremes of spending: Mindless consumption OR seriously questionable frugality. (Sorry, some of y&#8217;all who comment here, I wonder how much you enjoy your lives and where in the world you live. You can&#8217;t possibly socialize much or want to participate in a lot of society. Saving money is important; not being debt is important. Purchasing consciously and with thought to whether something is a want or need, very important.</p>
<p>But so is enjoying some of the &#8216;stuff.&#8221; I think, my friends, that some are perhaps deep down envious of the ability of someone like Trent to be able to enjoy some of the treats of life.</p>
<p>Cause the truth is, there are certainly plenty of hardworking people who deserve a lot more than they have. But life is unfair in many ways, including how people are compensated (TO the person who does NOT get the need for a GPS, I hear you. But I don&#8217;t understand the need to pay sports figures kazillion dollars to take steroids, cheat and worse.)</p>
<p>And please, do not forget that a blog represents a point of view (POV). You don&#8217;t have to agree with Trent. He&#8217;s not asking you to &#8220;follow&#8221; him, he just raises thoughts and asks you to think about your choices.</p>
<p>I&#8217;ve disagreed with several of his articles, but I still respect his POV and almost always he has a unique take on a topic that makes it worth my while to continue reading him.</p>
<p>I especially like that he is not a fanatic like some of the financial/frugal bloggers and is respectful of others and not defensive. Signs of a secure and confident human being.</p>
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		<title>By: Do You Dave Ramsey?</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592498</link>
		<dc:creator>Do You Dave Ramsey?</dc:creator>
		<pubDate>Wed, 25 Mar 2009 14:34:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592498</guid>
		<description><![CDATA[Deep thoughts Trent... and I love them.  

It becomes like a drug addict chasing the high.  

A pleasant coffee shop visit or meal at a nice restuarant are enjoyed in a special way because they ARE special.  Eating a Ruth&#039;s Chris steak every day becomes a chore after enough days whereas it is (for me) one of life&#039;s joys if done once or twice a year.

Pleasure activities - not work or exercise which are very different - should be done in reflection of &#039;this moment&#039; not historical or long past moments.

Great stuff Trent, thanks for making us think - again!
Dave]]></description>
		<content:encoded><![CDATA[<p>Deep thoughts Trent&#8230; and I love them.  </p>
<p>It becomes like a drug addict chasing the high.  </p>
<p>A pleasant coffee shop visit or meal at a nice restuarant are enjoyed in a special way because they ARE special.  Eating a Ruth&#8217;s Chris steak every day becomes a chore after enough days whereas it is (for me) one of life&#8217;s joys if done once or twice a year.</p>
<p>Pleasure activities &#8211; not work or exercise which are very different &#8211; should be done in reflection of &#8216;this moment&#8217; not historical or long past moments.</p>
<p>Great stuff Trent, thanks for making us think &#8211; again!<br />
Dave</p>
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		<title>By: Goal Hunter</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592454</link>
		<dc:creator>Goal Hunter</dc:creator>
		<pubDate>Wed, 25 Mar 2009 13:37:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592454</guid>
		<description><![CDATA[This is a very insightful post and a truly enjoyable read.  The information here has power, for some readers, to change how they make choices and really raise the standard of their lives.  I love it.]]></description>
		<content:encoded><![CDATA[<p>This is a very insightful post and a truly enjoyable read.  The information here has power, for some readers, to change how they make choices and really raise the standard of their lives.  I love it.</p>
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		<title>By: Kristen @TheFrugalGirl</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592355</link>
		<dc:creator>Kristen @TheFrugalGirl</dc:creator>
		<pubDate>Wed, 25 Mar 2009 12:48:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592355</guid>
		<description><![CDATA[Oddly enough, I posted about something very similar yesterday, about how occasional splurges are much more enjoyable than habitual splurges.

I did wonder the same thing as some of your other commenters, though, about the &quot;habits are always bad&quot; idea.  Perhaps you just mean that habitual splurges are always bad, but that seemed like a pretty large overstatement if that&#039;s what you were trying to communicate.]]></description>
		<content:encoded><![CDATA[<p>Oddly enough, I posted about something very similar yesterday, about how occasional splurges are much more enjoyable than habitual splurges.</p>
<p>I did wonder the same thing as some of your other commenters, though, about the &#8220;habits are always bad&#8221; idea.  Perhaps you just mean that habitual splurges are always bad, but that seemed like a pretty large overstatement if that&#8217;s what you were trying to communicate.</p>
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		<title>By: DDFD at DivorcedDadFrugalDad</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-592226</link>
		<dc:creator>DDFD at DivorcedDadFrugalDad</dc:creator>
		<pubDate>Wed, 25 Mar 2009 11:59:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-592226</guid>
		<description><![CDATA[Habit and routine can remove the &quot;special&quot; in some things . . . 

I have posted about going out to dinner going from a special occasion to being a way of life, an expensive one.

We need to put the &quot;special&quot; back into our lives-- when we do that we will appreciate things and moments more.]]></description>
		<content:encoded><![CDATA[<p>Habit and routine can remove the &#8220;special&#8221; in some things . . . </p>
<p>I have posted about going out to dinner going from a special occasion to being a way of life, an expensive one.</p>
<p>We need to put the &#8220;special&#8221; back into our lives&#8211; when we do that we will appreciate things and moments more.</p>
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		<title>By: Nikc</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-591681</link>
		<dc:creator>Nikc</dc:creator>
		<pubDate>Wed, 25 Mar 2009 05:22:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-591681</guid>
		<description><![CDATA[I think the best way to break a habit is to use Mint.com, run the numbers on the habit for the past 6 months, see the average cost. Usually this is so staggering, I at least end up finding alternatives.

The book &quot;Predictably Irrational&quot; outlines how habits form in a similar way that you did. It explains that when you see people standing in line for something say, a cup of coffee, you automatically assume the coffee must be very good. So you stand in line like the rest and try the coffee. If it is good, then you go back again, and then again. Each time you go to get the coffee your are essentially forming &quot;a line&quot; in your brain. Each time you return you see the long line of yourself (each time you got the coffee in the past) and you just assume that it is very good, every time. Before long its hard to tell if the coffee is good, or just the memories (especially the first few times) is what is satisfying you.]]></description>
		<content:encoded><![CDATA[<p>I think the best way to break a habit is to use Mint.com, run the numbers on the habit for the past 6 months, see the average cost. Usually this is so staggering, I at least end up finding alternatives.</p>
<p>The book &#8220;Predictably Irrational&#8221; outlines how habits form in a similar way that you did. It explains that when you see people standing in line for something say, a cup of coffee, you automatically assume the coffee must be very good. So you stand in line like the rest and try the coffee. If it is good, then you go back again, and then again. Each time you go to get the coffee your are essentially forming &#8220;a line&#8221; in your brain. Each time you return you see the long line of yourself (each time you got the coffee in the past) and you just assume that it is very good, every time. Before long its hard to tell if the coffee is good, or just the memories (especially the first few times) is what is satisfying you.</p>
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		<title>By: Janice</title>
		<link>http://www.thesimpledollar.com/2009/03/24/splurges-habits-and-projection/#comment-591585</link>
		<dc:creator>Janice</dc:creator>
		<pubDate>Wed, 25 Mar 2009 04:47:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3321#comment-591585</guid>
		<description><![CDATA[So, Trent, in essence you are saying the same thing that you lambasted in your post that prompted this one: one chooses how to spend ones money on &quot;luxuries&quot;. 

Yet, you neglected to reflect on Sydney&#039;s post and how you &quot;misread&quot; it.]]></description>
		<content:encoded><![CDATA[<p>So, Trent, in essence you are saying the same thing that you lambasted in your post that prompted this one: one chooses how to spend ones money on &#8220;luxuries&#8221;. </p>
<p>Yet, you neglected to reflect on Sydney&#8217;s post and how you &#8220;misread&#8221; it.</p>
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