My Worst Job – And What It Taught Me

When I was nineteen, one of my college professors wanted me to stick around campus for the summer to help him with a large project.

Personal Debts: Should They Come First?

Sharon writes in: I created a debt repayment plan just as you suggested, but I had one real problem. I borrowed $1,000 from my mother

The Simple Dollar Weekly Roundup: Experiments in Podcasting Edition

So, I’ve recorded six test episodes of my podcast over the last few weeks as I try to figure out my “voice” and how exactly


Active, Passive, and Portfolio Frugality: Where Should One Start?

One of the most common ideas expressed in personal finance books is distinguishing between three different kinds of income: Active income is earned through your

My Weekly Personal Finance Routine

Almost as soon as my review of Susan Feitelberg’s The Net Worth Workout was posted, several readers wrote to me with great interest about my

How To Lower Your Credit Card Interest Rates

When I was near my financial low point, I was literally paying hundreds a month in finance charges on my credit cards and needed to

Reader Mailbag #53

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance

Review: The Net Worth Workout

Every other Sunday, The Simple Dollar reviews a personal finance book. I’m a big believer in the idea that personal finance and personal health have

What Do You See?

One of the most cherished children’s books at our house for years has been Eric Carle’s classic Brown Bear, Brown Bear, What Do You See?


9 Tactics for Making Healthy, Easy, and Cheap Meals

I enjoy preparing complex dishes, but many evenings, the focus around our house is getting a tasty and healthy (and inexpensive) meal on the table


Saving for College or Saving for Retirement: What’s Best for Us?

This past weekend, my wife and I were watching Clark Howard’s show on Headline News. During the program, Clark stated a canard that I’ve heard

Thoughts on Starting a Side Business in a Down Economy

Spend less than you earn doesn’t just mean cut back on your spending. It also means striving to earn more income when you can, because

What Are You Saving For?

Carl writes in: I am 21 years old and am still in college earning my degree. As of lately I have begun thinking about my


Depression Cooking

Meet Clara. She’s a 93 year old great grandmother. She’s also the host of one of the most compelling things I’ve ever seen on the

The Simple Dollar Weekly Roundup: Ticket Edition

This past week, I received my first automobile ticket in years. No, it wasn’t for a traffic violation. It was for a complete mental lapse

Personal Finance and 1,000 True Fans

Over the last year or two, I’ve had to do a lot of thinking about where I wanted The Simple Dollar to go in the

Do You Want to Be Rich?

A few days ago, I was being interviewed by a local newspaper when the interviewer, after asking a ton of questions about frugality and my

A Step-By-Step Guide to Building a Big, Healthy Emergency Fund

Lauren writes to me, lamenting her difficulties with an emergency fund: I want to have an emergency fund, but every time I think about the