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	<title>Comments on: Reader Mailbag #60</title>
	<atom:link href="http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/</link>
	<description>Simple, applicable personal finance advice for the modern world</description>
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		<title>By: LauraH</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-646046</link>
		<dc:creator>LauraH</dc:creator>
		<pubDate>Thu, 30 Apr 2009 11:13:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-646046</guid>
		<description>D&#039;oh! Sorry to keep flogging a dead equine, but Santa, you might want to know:

1. Find stores that carry bait. Red worms will often do in a pinch--- not a staple part of the diet, but--- you know how sometimes you&#039;ll keep a can of a soup you hate, in case you are starving when all the stores are closed. And some of these places even carry crickets.

2. Check with the science teachers at your school; some of them will keep herps, or know who does in the community. In the worst case, it&#039;s possible they may be willing to accept a donation of a class pet; in the best case, having a teacher ask about Sherry the Tokay (sorry) will help keep the lizard in your child&#039;s regard.</description>
		<content:encoded><![CDATA[<p>D&#8217;oh! Sorry to keep flogging a dead equine, but Santa, you might want to know:</p>
<p>1. Find stores that carry bait. Red worms will often do in a pinch&#8212; not a staple part of the diet, but&#8212; you know how sometimes you&#8217;ll keep a can of a soup you hate, in case you are starving when all the stores are closed. And some of these places even carry crickets.</p>
<p>2. Check with the science teachers at your school; some of them will keep herps, or know who does in the community. In the worst case, it&#8217;s possible they may be willing to accept a donation of a class pet; in the best case, having a teacher ask about Sherry the Tokay (sorry) will help keep the lizard in your child&#8217;s regard.</p>
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		<title>By: lurker carl</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-645611</link>
		<dc:creator>lurker carl</dc:creator>
		<pubDate>Thu, 30 Apr 2009 02:03:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-645611</guid>
		<description>Deb needs to kick hubby AND Junior in the butt and send both of them out working to pay for the upcoming college bills.  College is an expensive and inappropriate place to &quot;find yourself&quot; or &quot;experience personal growth&quot; and should be approached as an avenue to a profitable career, particularly when money must be borrowed to attend.  Junior can resume his hobby projects after his studies are completed and paid for.

Interesting assumptions were made about menial jobs; as though scooping manure would be degrading, without merit and provide a minimal wage.   

Cleaning up after cows was my primary duty, a healthy bovine excretes about 100 pounds of waste each day.  It didn&#039;t take long to become efficient so I used the extra time for something other than goofing off or persuing &quot;hobby projects.&quot;  Instead, I was assisting veterinarians working with the cows, maintaining/repairing a wide variety of equipment and working along side the world&#039;s best large animal researchers and their staffs.  The job was with the USDA Agricultural Research Center and it paid quite well.  I had stellar letters of recommendation from world renowned scientists along with some great contacts in the life sciences field.

Any job can be menial if you make it menial.  I transformed mine into a career.</description>
		<content:encoded><![CDATA[<p>Deb needs to kick hubby AND Junior in the butt and send both of them out working to pay for the upcoming college bills.  College is an expensive and inappropriate place to &#8220;find yourself&#8221; or &#8220;experience personal growth&#8221; and should be approached as an avenue to a profitable career, particularly when money must be borrowed to attend.  Junior can resume his hobby projects after his studies are completed and paid for.</p>
<p>Interesting assumptions were made about menial jobs; as though scooping manure would be degrading, without merit and provide a minimal wage.   </p>
<p>Cleaning up after cows was my primary duty, a healthy bovine excretes about 100 pounds of waste each day.  It didn&#8217;t take long to become efficient so I used the extra time for something other than goofing off or persuing &#8220;hobby projects.&#8221;  Instead, I was assisting veterinarians working with the cows, maintaining/repairing a wide variety of equipment and working along side the world&#8217;s best large animal researchers and their staffs.  The job was with the USDA Agricultural Research Center and it paid quite well.  I had stellar letters of recommendation from world renowned scientists along with some great contacts in the life sciences field.</p>
<p>Any job can be menial if you make it menial.  I transformed mine into a career.</p>
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		<title>By: megscole64</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-645361</link>
		<dc:creator>megscole64</dc:creator>
		<pubDate>Wed, 29 Apr 2009 22:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-645361</guid>
		<description>I was really disappointed in your advice to &quot;Santa&quot;. Santa should have thought through the consequences of getting a pet. Any pet. Telling your 9 year old that it is too much hassle and too expensive is irresponsible and sends a bad message to the kid...that pets are disposable when they get inconvenient. And the expense? $12-15 a month is NOTHING. We spend over $200 on our dogs every month. Just on food. We made a decision and they are our responsibility. 

This attitude of disposable pets is just wrong. People need to take responsibility for their actions and decisions.</description>
		<content:encoded><![CDATA[<p>I was really disappointed in your advice to &#8220;Santa&#8221;. Santa should have thought through the consequences of getting a pet. Any pet. Telling your 9 year old that it is too much hassle and too expensive is irresponsible and sends a bad message to the kid&#8230;that pets are disposable when they get inconvenient. And the expense? $12-15 a month is NOTHING. We spend over $200 on our dogs every month. Just on food. We made a decision and they are our responsibility. </p>
<p>This attitude of disposable pets is just wrong. People need to take responsibility for their actions and decisions.</p>
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		<title>By: Another Beth</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-645239</link>
		<dc:creator>Another Beth</dc:creator>
		<pubDate>Wed, 29 Apr 2009 19:23:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-645239</guid>
		<description>@ Trent, I&#039;m wondering if you truncated her email to fit into the post and therefore know more than we do -- and that&#039;s why there&#039;s so much confusion. There&#039;s very little information about what kind of &quot;projects&quot; Deb is talking about, so it&#039;s hard to tell if they&#039;re useful for his personal growth and career development.

My question would be this: Would the student or his  parents be willing to pay $1000 - $2000 out of pocket for their son to do his projects?  

The reason I ask is that the loss of his potential earnings results in an equivalent amount of debt, which will accrue interest until he can pay off his loan. Assuming that the projects won&#039;t earn him any money, he&#039;s effectively borrowing money for the free time to do them. If the money had to be paid now rather than paid back in some undefined future time, I suspect that would change the equation. I doubt many PF blog readers would advocate the &quot;have fun now and worry about the money later&quot; strategy.

If the projects are worth the loss of income, then go for it. If not, then get a job and work on the projects on the side.</description>
		<content:encoded><![CDATA[<p>@ Trent, I&#8217;m wondering if you truncated her email to fit into the post and therefore know more than we do &#8212; and that&#8217;s why there&#8217;s so much confusion. There&#8217;s very little information about what kind of &#8220;projects&#8221; Deb is talking about, so it&#8217;s hard to tell if they&#8217;re useful for his personal growth and career development.</p>
<p>My question would be this: Would the student or his  parents be willing to pay $1000 &#8211; $2000 out of pocket for their son to do his projects?  </p>
<p>The reason I ask is that the loss of his potential earnings results in an equivalent amount of debt, which will accrue interest until he can pay off his loan. Assuming that the projects won&#8217;t earn him any money, he&#8217;s effectively borrowing money for the free time to do them. If the money had to be paid now rather than paid back in some undefined future time, I suspect that would change the equation. I doubt many PF blog readers would advocate the &#8220;have fun now and worry about the money later&#8221; strategy.</p>
<p>If the projects are worth the loss of income, then go for it. If not, then get a job and work on the projects on the side.</p>
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		<title>By: mellen</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-645229</link>
		<dc:creator>mellen</dc:creator>
		<pubDate>Wed, 29 Apr 2009 19:09:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-645229</guid>
		<description>Kevin, I&#039;d also have a really hard time choosing between a perfect stranger (ANY perfect stranger) and my dog. On the one hand, that human is probably important to someone but my dog is more important to me than that person is. I would feel bad if I had to choose between a person and my dog but I&#039;m betting I would choose my dog; my husband and I love her like she&#039;s our child (which we can&#039;t have btw) and I wouldn&#039;t be able to look him in the eye ever again if I could have saved her and didn&#039;t. Anyone who feels that pets are dispoable shouldn&#039;t get one. People CHOSE to domesticate animals and therefore we have the responsibility to protect those animals. 

One of my favorite quotes: 
&quot;If it&#039;s true that dogs don&#039;t go to heaven, when I die, I want to go where they went&quot;</description>
		<content:encoded><![CDATA[<p>Kevin, I&#8217;d also have a really hard time choosing between a perfect stranger (ANY perfect stranger) and my dog. On the one hand, that human is probably important to someone but my dog is more important to me than that person is. I would feel bad if I had to choose between a person and my dog but I&#8217;m betting I would choose my dog; my husband and I love her like she&#8217;s our child (which we can&#8217;t have btw) and I wouldn&#8217;t be able to look him in the eye ever again if I could have saved her and didn&#8217;t. Anyone who feels that pets are dispoable shouldn&#8217;t get one. People CHOSE to domesticate animals and therefore we have the responsibility to protect those animals. </p>
<p>One of my favorite quotes:<br />
&#8220;If it&#8217;s true that dogs don&#8217;t go to heaven, when I die, I want to go where they went&#8221;</p>
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		<title>By: Beth</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-645135</link>
		<dc:creator>Beth</dc:creator>
		<pubDate>Wed, 29 Apr 2009 16:18:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-645135</guid>
		<description>Trent, it depends on the &quot;projects&quot; and what the deliverables are, not just that they exist. For example, building models cars is a project with a deliverable, but it&#039;s still not one that&#039;s going to impress an employer. Now, if he was teaching children in his neighbourhood how to build model cars, that would be noteworthy. If he was selling model cars, then hobby becomes the summer job and everyone wins. (I&#039;m just using this as an example -- lots of hobbies can be turned into volunteer and money-making experiences).

Furthermore, I think the example of shovelling manure is a bit ridiculous. That would likely be a duty of someone working on a farm, in which case there are many other employable skills as well -- like animal care, planting, harvesting, etc. Many of my summer jobs involved menial tasks which I downplayed on my resume, but they also involved employable skills/tasks like customer service, attention to detail, teamwork and money-management that I was proud to include on my resume. I agree with the other commenters -- Working with people in a variety of situations is good experience regardless.

Furthermore, I don&#039;t understand why this is an either/or situation for Deb&#039;s son. Most people are perfectly capable of managing jobs AND projects. (It&#039;s not like he&#039;s going to be working 70-80 hour weeks). In fact, doing both is great practice for maintaining a work-life balance later on as hobbies are a great source of stress relief and creativity.</description>
		<content:encoded><![CDATA[<p>Trent, it depends on the &#8220;projects&#8221; and what the deliverables are, not just that they exist. For example, building models cars is a project with a deliverable, but it&#8217;s still not one that&#8217;s going to impress an employer. Now, if he was teaching children in his neighbourhood how to build model cars, that would be noteworthy. If he was selling model cars, then hobby becomes the summer job and everyone wins. (I&#8217;m just using this as an example &#8212; lots of hobbies can be turned into volunteer and money-making experiences).</p>
<p>Furthermore, I think the example of shovelling manure is a bit ridiculous. That would likely be a duty of someone working on a farm, in which case there are many other employable skills as well &#8212; like animal care, planting, harvesting, etc. Many of my summer jobs involved menial tasks which I downplayed on my resume, but they also involved employable skills/tasks like customer service, attention to detail, teamwork and money-management that I was proud to include on my resume. I agree with the other commenters &#8212; Working with people in a variety of situations is good experience regardless.</p>
<p>Furthermore, I don&#8217;t understand why this is an either/or situation for Deb&#8217;s son. Most people are perfectly capable of managing jobs AND projects. (It&#8217;s not like he&#8217;s going to be working 70-80 hour weeks). In fact, doing both is great practice for maintaining a work-life balance later on as hobbies are a great source of stress relief and creativity.</p>
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		<title>By: Courtney</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-645088</link>
		<dc:creator>Courtney</dc:creator>
		<pubDate>Wed, 29 Apr 2009 14:52:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-645088</guid>
		<description>And not all projects are solo.  What about volunteering to run a local chapter of 4H, Boy Scouts, or Big Brothers/Big Sisters?  It requires people skills, management skills, &quot;menial&quot; skills...</description>
		<content:encoded><![CDATA[<p>And not all projects are solo.  What about volunteering to run a local chapter of 4H, Boy Scouts, or Big Brothers/Big Sisters?  It requires people skills, management skills, &#8220;menial&#8221; skills&#8230;</p>
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		<title>By: Trent</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-645065</link>
		<dc:creator>Trent</dc:creator>
		<pubDate>Wed, 29 Apr 2009 14:23:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-645065</guid>
		<description>The letter-writer specifically mentioned &quot;projects.&quot;  Projects have deliverables and end-products.  People who commit to projects on their own are showing and practicing self-direction, which is &lt;em&gt;essential&lt;/em&gt; in college and in the real world.  Plus, if the deliverable at the end is in line with the student&#039;s career goals, it&#039;s an impressive resume-builder.  I&#039;d be far more impressed by a kid who spent his summer participating in Google&#039;s &quot;Summer of Code&quot; and completing a project than one who scooped manure.  Does anyone argue that a multi-month self-directed project with a neat product at the end is worse than a job at McDonalds?</description>
		<content:encoded><![CDATA[<p>The letter-writer specifically mentioned &#8220;projects.&#8221;  Projects have deliverables and end-products.  People who commit to projects on their own are showing and practicing self-direction, which is <em>essential</em> in college and in the real world.  Plus, if the deliverable at the end is in line with the student&#8217;s career goals, it&#8217;s an impressive resume-builder.  I&#8217;d be far more impressed by a kid who spent his summer participating in Google&#8217;s &#8220;Summer of Code&#8221; and completing a project than one who scooped manure.  Does anyone argue that a multi-month self-directed project with a neat product at the end is worse than a job at McDonalds?</p>
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		<title>By: Pankaj</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-644944</link>
		<dc:creator>Pankaj</dc:creator>
		<pubDate>Wed, 29 Apr 2009 10:25:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-644944</guid>
		<description>Hi Trent,

I have a tough one. 

We (me + wife) have been using Verizon&#039;s family plan for the past 4 years. We never exceed free minutes, do not text at all, are not after switching to latest models of phones and are generally happy with our plan (costs us $60 per month for two lines). 

I am interested in switching to iPhone, only if it makes sense. Not because I am a globe-trotting high flyer, but because I think I am missing out on full applicability of Web 2.0 (Twitter, FB, Google etc) by not being able to get online whenever I want (although I do spend most of my awake time near a laptop). 

The major factor is cost. We recently renewed our 2 year contract on primary line and it will expire in 2011. My line is on month to month plan. If we both were to switch to ATT plan (so that I can get that iPhone), it would cost us $129.99 per month (thats the cheapest family share plan at ATT). But that will entail a $160 penalty from Verizon for early termination. 

If only I were to terminate my month-to-month Verizon plan and switch to ATT, my wife would end up paying $50 per month for her Verizon and I would pay $69.99 per month for ATT.

Does it make sense 
-to switch to iPhone (does it really change the way one lives?)
-to opt for the second choice?  

Your general thoughts on iPhone applicability will be much appreciated.

Thank you,

Pankaj</description>
		<content:encoded><![CDATA[<p>Hi Trent,</p>
<p>I have a tough one. </p>
<p>We (me + wife) have been using Verizon&#8217;s family plan for the past 4 years. We never exceed free minutes, do not text at all, are not after switching to latest models of phones and are generally happy with our plan (costs us $60 per month for two lines). </p>
<p>I am interested in switching to iPhone, only if it makes sense. Not because I am a globe-trotting high flyer, but because I think I am missing out on full applicability of Web 2.0 (Twitter, FB, Google etc) by not being able to get online whenever I want (although I do spend most of my awake time near a laptop). </p>
<p>The major factor is cost. We recently renewed our 2 year contract on primary line and it will expire in 2011. My line is on month to month plan. If we both were to switch to ATT plan (so that I can get that iPhone), it would cost us $129.99 per month (thats the cheapest family share plan at ATT). But that will entail a $160 penalty from Verizon for early termination. </p>
<p>If only I were to terminate my month-to-month Verizon plan and switch to ATT, my wife would end up paying $50 per month for her Verizon and I would pay $69.99 per month for ATT.</p>
<p>Does it make sense<br />
-to switch to iPhone (does it really change the way one lives?)<br />
-to opt for the second choice?  </p>
<p>Your general thoughts on iPhone applicability will be much appreciated.</p>
<p>Thank you,</p>
<p>Pankaj</p>
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		<title>By: Mol</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-644196</link>
		<dc:creator>Mol</dc:creator>
		<pubDate>Tue, 28 Apr 2009 22:48:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-644196</guid>
		<description>You wrote about how you give your business to ethical businesses and businesses that provide good customer service. I would like to make my purchases at these kinds of businesses, but it seems there is a Walmart at every other intersection. Do you have any suggestions on where to start offering your business when you are looking for these qualities?</description>
		<content:encoded><![CDATA[<p>You wrote about how you give your business to ethical businesses and businesses that provide good customer service. I would like to make my purchases at these kinds of businesses, but it seems there is a Walmart at every other intersection. Do you have any suggestions on where to start offering your business when you are looking for these qualities?</p>
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		<title>By: angela</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-644106</link>
		<dc:creator>angela</dc:creator>
		<pubDate>Tue, 28 Apr 2009 20:43:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-644106</guid>
		<description>Have to disagree with you about the almost college student. As the mother of a college graduate and another in her 3rd year, I have walked this road. Children who have never worked don&#039;t know how to deal with all sorts of people in varied situations. These are invaluable social skills in the work place. Also we learned that  our children needed to be a little invested in the financial process. When we were paying for books, child number one bought new. But low and behold when we made him start buying his books, he found used, traded, etc!</description>
		<content:encoded><![CDATA[<p>Have to disagree with you about the almost college student. As the mother of a college graduate and another in her 3rd year, I have walked this road. Children who have never worked don&#8217;t know how to deal with all sorts of people in varied situations. These are invaluable social skills in the work place. Also we learned that  our children needed to be a little invested in the financial process. When we were paying for books, child number one bought new. But low and behold when we made him start buying his books, he found used, traded, etc!</p>
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		<title>By: Marie</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-644045</link>
		<dc:creator>Marie</dc:creator>
		<pubDate>Tue, 28 Apr 2009 19:52:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-644045</guid>
		<description>Anna,

Ask for a separate check when ordering. Polite and discreet!</description>
		<content:encoded><![CDATA[<p>Anna,</p>
<p>Ask for a separate check when ordering. Polite and discreet!</p>
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		<title>By: Andrea</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643996</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Tue, 28 Apr 2009 19:15:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643996</guid>
		<description>@ Sarah, I have been through this situation before.  The &#039;let&#039;s get coffee&#039; routine particularly didnt suit me, because I dont drink coffee, but didnt want to spend the money on any other beverage either.  But, I would walk down to the coffee shop with the group, hang out and get the same team bonding time without the expense.  For my group a simple, &quot;No thank you, I dont care for anything today, was sufficient.  Just hanging out with you guys.&quot;  I&#039;ve also said it like, &quot;I dont want anything today, but I&#039;ll walk down with you to get x.&quot;  

Hopefully that will give you some releif in feeling the social pull to participate.  In some offices these times can be a key time to sit with the bosses in a more relaxed atmosphere and you can learn about new projects etc. So dont completely dismiss them, just budget around the opportunity.  You might also make a suggestion for a lower cost restaurant for the group to try. 

Good luck!</description>
		<content:encoded><![CDATA[<p>@ Sarah, I have been through this situation before.  The &#8216;let&#8217;s get coffee&#8217; routine particularly didnt suit me, because I dont drink coffee, but didnt want to spend the money on any other beverage either.  But, I would walk down to the coffee shop with the group, hang out and get the same team bonding time without the expense.  For my group a simple, &#8220;No thank you, I dont care for anything today, was sufficient.  Just hanging out with you guys.&#8221;  I&#8217;ve also said it like, &#8220;I dont want anything today, but I&#8217;ll walk down with you to get x.&#8221;  </p>
<p>Hopefully that will give you some releif in feeling the social pull to participate.  In some offices these times can be a key time to sit with the bosses in a more relaxed atmosphere and you can learn about new projects etc. So dont completely dismiss them, just budget around the opportunity.  You might also make a suggestion for a lower cost restaurant for the group to try. </p>
<p>Good luck!</p>
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		<title>By: anna</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643931</link>
		<dc:creator>anna</dc:creator>
		<pubDate>Tue, 28 Apr 2009 18:34:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643931</guid>
		<description>Trent, here&#039;s a question: What do you do in those situations when you go out to eat with a group of colleagues or acquaintances and they decide to divide the bill equally among each participant? I never order the expensive stuff and I don&#039;t drink beer or wine, but often end up paying the price. Any ideas on how to politely get out of it?</description>
		<content:encoded><![CDATA[<p>Trent, here&#8217;s a question: What do you do in those situations when you go out to eat with a group of colleagues or acquaintances and they decide to divide the bill equally among each participant? I never order the expensive stuff and I don&#8217;t drink beer or wine, but often end up paying the price. Any ideas on how to politely get out of it?</p>
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		<title>By: KC</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643929</link>
		<dc:creator>KC</dc:creator>
		<pubDate>Tue, 28 Apr 2009 18:32:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643929</guid>
		<description>I think everyone should have a menial job at some point in their life.  The best thing a menial job ever did for me was to drive home the point of working hard in school.  After working my fanny off for pennies I knew I wanted to do my best in school and have a clear cut plan for what I wanted to do in my career.  Another aspect of menial jobs is they often involve working with the public.  Working with the public serves two purposes.  The first is the same as the above - it reinforces why you want to go to school and do well (so you don&#039;t have to work with the public if you do not want to) and it helps you to better understand the world at large and the people that live in it.</description>
		<content:encoded><![CDATA[<p>I think everyone should have a menial job at some point in their life.  The best thing a menial job ever did for me was to drive home the point of working hard in school.  After working my fanny off for pennies I knew I wanted to do my best in school and have a clear cut plan for what I wanted to do in my career.  Another aspect of menial jobs is they often involve working with the public.  Working with the public serves two purposes.  The first is the same as the above &#8211; it reinforces why you want to go to school and do well (so you don&#8217;t have to work with the public if you do not want to) and it helps you to better understand the world at large and the people that live in it.</p>
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		<title>By: Tea</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643919</link>
		<dc:creator>Tea</dc:creator>
		<pubDate>Tue, 28 Apr 2009 18:21:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643919</guid>
		<description>While I think the kid should get a job, there&#039;s a point no one has brought up:

Many need-based scholarships deduct whatever you earn from your scholarship. If the kid qualifies for need based financial aid, it might be worth spending the extra time applying to other scholarships, or making himself a more attractive scholarship candidate through academic extracurricular activities than getting a job.</description>
		<content:encoded><![CDATA[<p>While I think the kid should get a job, there&#8217;s a point no one has brought up:</p>
<p>Many need-based scholarships deduct whatever you earn from your scholarship. If the kid qualifies for need based financial aid, it might be worth spending the extra time applying to other scholarships, or making himself a more attractive scholarship candidate through academic extracurricular activities than getting a job.</p>
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		<title>By: Nik</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643881</link>
		<dc:creator>Nik</dc:creator>
		<pubDate>Tue, 28 Apr 2009 17:13:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643881</guid>
		<description>@Sarah it really depends on how you feel about your job and your coworkers.  Do you plan on staying with the company for a long period of time?  Do these coworkers have the potential to positively affect your life? I don&#039;t just mean that professionally, but are these people that you can actually make friends with?  If the answer is yes, it is more than worth the money.
You can also connect with them in other ways, too if you feel like being creative.
If this job is just a stepping stone (I don&#039;t do that but most of my peers do,) by all means collect your check and go home, forget what they think.  If there are any coworkers you particularly like, invite them over to watch something you may have in common on TV and have some snacks.  You don&#039;t always need to go out, inviting people over to simple things like an ordered pizza even is a great way to connect with someone.</description>
		<content:encoded><![CDATA[<p>@Sarah it really depends on how you feel about your job and your coworkers.  Do you plan on staying with the company for a long period of time?  Do these coworkers have the potential to positively affect your life? I don&#8217;t just mean that professionally, but are these people that you can actually make friends with?  If the answer is yes, it is more than worth the money.<br />
You can also connect with them in other ways, too if you feel like being creative.<br />
If this job is just a stepping stone (I don&#8217;t do that but most of my peers do,) by all means collect your check and go home, forget what they think.  If there are any coworkers you particularly like, invite them over to watch something you may have in common on TV and have some snacks.  You don&#8217;t always need to go out, inviting people over to simple things like an ordered pizza even is a great way to connect with someone.</p>
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		<title>By: plonkee</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643863</link>
		<dc:creator>plonkee</dc:creator>
		<pubDate>Tue, 28 Apr 2009 16:32:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643863</guid>
		<description>Whilst the kid probably should get a job, I don&#039;t think that it&#039;s necessarily the case that his parents should force him too, particularly as they don&#039;t agree. I doubt that her husband is going to be persuaded by Trent&#039;s commentators, for example.

But then this comes from someone who barely worked at all whilst in education - exactly 32 weeks of employment throughout high school and college. I managed as well or better financiall than my siblings who worked through the entire experience.</description>
		<content:encoded><![CDATA[<p>Whilst the kid probably should get a job, I don&#8217;t think that it&#8217;s necessarily the case that his parents should force him too, particularly as they don&#8217;t agree. I doubt that her husband is going to be persuaded by Trent&#8217;s commentators, for example.</p>
<p>But then this comes from someone who barely worked at all whilst in education &#8211; exactly 32 weeks of employment throughout high school and college. I managed as well or better financiall than my siblings who worked through the entire experience.</p>
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		<title>By: Ken M</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643862</link>
		<dc:creator>Ken M</dc:creator>
		<pubDate>Tue, 28 Apr 2009 16:31:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643862</guid>
		<description>Look into ordering crickets or meal worms online. Buy and aquarium for $10 and feed them food scraps.</description>
		<content:encoded><![CDATA[<p>Look into ordering crickets or meal worms online. Buy and aquarium for $10 and feed them food scraps.</p>
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		<title>By: Nick</title>
		<link>http://www.thesimpledollar.com/2009/04/27/reader-mailbag-60/comment-page-2/#comment-643856</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Tue, 28 Apr 2009 16:25:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thesimpledollar.com/?p=3477#comment-643856</guid>
		<description>I was truly disappointed in Trent&#039;s response about the 18 year old foregoing a summer job to pursue hobbies and projects. As an employer, I would much more likely hire a prospective employee with summer job experience before hobby experience. What happened to &quot;work ethic&quot;? He will have to have spending money as well as money for the student loans. I believe the father is doing more harm by telling him he doesn&#039;t have to work. EVERYONE needs to start at the bottom and work their way up.</description>
		<content:encoded><![CDATA[<p>I was truly disappointed in Trent&#8217;s response about the 18 year old foregoing a summer job to pursue hobbies and projects. As an employer, I would much more likely hire a prospective employee with summer job experience before hobby experience. What happened to &#8220;work ethic&#8221;? He will have to have spending money as well as money for the student loans. I believe the father is doing more harm by telling him he doesn&#8217;t have to work. EVERYONE needs to start at the bottom and work their way up.</p>
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